Tuesday, 19, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

The United India Insurance Co.Ltd. vs Ram Bai And 5 Ors.
2025 Latest Caselaw 1107 MP

Citation : 2025 Latest Caselaw 1107 MP
Judgement Date : 3 July, 2025

Madhya Pradesh High Court

The United India Insurance Co.Ltd. vs Ram Bai And 5 Ors. on 3 July, 2025

          NEUTRAL CITATION NO. 2025:MPHC-GWL:13484




                                                             1                              MA-2763-2010
                            IN        THE    HIGH COURT OF MADHYA PRADESH
                                                    AT INDORE
                                                        BEFORE
                                      HON'BLE SHRI JUSTICE PAVAN KUMAR DWIVEDI
                                                   ON THE 3 rd OF JULY, 2025
                                                 MISC. APPEAL No. 2763 of 2010
                                            THE UNITED INDIA INSURANCE CO.LTD.
                                                           Versus
                                              RAM BAI AND 5 ORS. AND OTHERS
                         Appearance:
                                 Shri Pradeep Gupta, learned counsel with Shri B.Agrawal - Advocate

                         for the appellant / Insurance Company.
                                 Shri Zenith Chhablani - Advocate appearing on behalf of Akshat
                         Pahadia, learned counsel for respondents.

                                                                 ORDER

1. Heard on I.A.No.5394/2010, which is an application for condonation of delay.

2. There is a delay of 26 days in filing the appeal.

3. For the reasons stated in the application, the same is allowed and the delay of 26 days in filing the appeal is condoned.

4. I.A.No.5394/2010, stand closed.

5. With the consent of the parties, the appeal is finally heard. 6 . The appellant / Insurance Company has filed this appeal under Section 173 of the Motor Vehicles Act, 1988 being aggrieved by the award dated 29/4/2010 on the sole issue that the claims tribunal has incorrectly denied contributory negligence of the deceased. The submission of the

NEUTRAL CITATION NO. 2025:MPHC-GWL:13484

2 MA-2763-2010 appellant is that in para 7, 8 and 9 the analysis of the claims tribunal would show that based on the spot map made by the investigating agency it was clear that the vehicle driven by deceased Keshar Singh was on the right side of the road which according to the counsel for the appellant was a wrong side as per traffic Rules thus he was contributing to the accident, which has resulted in his death. Thus he submits that the claims tribunal should have restricted amount of compensation to the 50% of the award for the reason that the deceased being one of the contributory party in the head on collusion of two vehicles. This is the submission of the learned counsel for the appellant.

7. Learned counsel for the appellant in support of his contentions relied on the orders of the Hon'ble Apex Court passed in the case of Bijoy

Kumar Dugar V/s. Bidya Dhar Dutta & Ors., (2006) 3 SCC 242 , Oriental Insurance Company Ltd V/s. Premlata Shukla & Ors., (2007) 13 SCC 476 and ICICI Lombard General Insurance Co. Ltd V/s. Rajani Sahoo & Ors. , (2025) 2 SCC 509 . He by referring to these judgments submits that the documents of criminal case if relied by one of the parties then this cannot be allowed that part of the document is relied and part is refuted. He also submits by referring to the case of Bijoy Kumar Dugar (supra) that in cases of head on collusion inference about contributory negligence of both the vehicles can be taken by the claims tribunal.

8. Learned counsel for the respondents No.1 to 4 per contra states that in fact the appeal filed by them, ie., M.A.No.2461/2010 was dismissed in default vide order dated 14/2/2014 but keeping in view the provisions of

NEUTRAL CITATION NO. 2025:MPHC-GWL:13484

3 MA-2763-2010 Section 168 as well as the law as laid down by the Hon'ble Apex Court, this Court can still see that they have been awarded just and proper compensation. He submits that on bare perusal of the award it would come to the fore that the claims tribunal has not awarded anything for future prospects. He further submits that even the assessment of income was a very low and submits that the compensation awarded in conventional heads is not just and proper.

9. Heard learned counsel for the parties and perused the record.

10. On perusal of the record of the case, it is seen that it was a case of head on collusion. As per the facts as narrated in para 3 of the award the accident has occurred on 26/5/2008 when the truck bearing registration No. M.P. 09 KC 3080 which was being driven by deceased Keshar Singh, whose LR's have filed the claim petition before the tribunal, has collided with the truck bearing registration No.GJ 6 Y 5006 near Mangodh and Khakedi at Indore Ahmedabad road. The description of the accident has been recorded as per the submissions of the counsel for the appellant by the Investigating Agency. He submits that the spot map prepared by the agency provides that the vehicle which was being driven by the deceased Keshar Singh was on the right side of the road. Thus he submits that he was one of the contributing person in the accident. Though the factum of head on collusion is not disputed by any of the parties but the eyewitness Maan Singh (PW2) in his statement before the Court has explained the circumstances in which the accident has occurred. He has explained that the truck was carrying sand and

was going from Rampura to Pithampur. According to him accident has

NEUTRAL CITATION NO. 2025:MPHC-GWL:13484

4 MA-2763-2010 occurred near village Mangodh. He explained map and has stated that at the time of accident the truck which was being driven by Keshar Singh was on the left side of the road. He submits that there was no fault on the part of Keshar Singh in the accident. The claims tribunal in para 11 of the award has relied on the statement of the said eyewitness after considering the entire material before it.

11. The reliance placed by the learned counsel for the appellant on the cases as mentioned above, it is seen that in the case of Bijoy Kumar Dugar (supra) a clear finding has come which has been dealt by the Hon'ble Apex Court in para 12 of the order that the driver of the car had seen the abnormal course of the bus from the distance and he still continued to drive towards that bus. Thus by referring to this fact the Hon'ble Court held that for this reason inference about negligence of the driver of the car can also be taken. In the present case no such material is available on record. As regards the reliance placed on ICICI Lombard (supra) and Oriental Insurance Company Ltd (supra) there is no denial of the fact that while recording findings about the factum of accident reliance can always be placed on the material produced either of the parties whether it was a part of the criminal case prepared by the investigating agency or some other material, but in the present case, it is not a simple case of reliance on the material of the investigating agency. It is a case where the claims tribunal after considering the material viz a viz., the evidence rendered by the eyewitness of the incident has weighed in favour of the eyewitness account and not on the map which contrary to the version of the eyewitness. This Court does not find any

NEUTRAL CITATION NO. 2025:MPHC-GWL:13484

5 MA-2763-2010 infirmity in conclusions and findings arrived at by the claims tribunal. Thus the present appeal fails and is hereby dismissed.

12. As regards the contention of the appellant that respondents No.1 to 4 that just and proper compensation has not been awarded and nothing has been awarded under the head of future prospects, in view of the fact that appeal was filed by the respondents and that has been dismissed this Court is not inclined to pass any order in the present appeal as it was for the respondents to pursue their case and they after filing the same has slept over it, which resulted in the dismissal of the same.

13. Thus with the above terms, the present appeal stands disposed off.

(PAVAN KUMAR DWIVEDI) JUDGE

SS/-

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : MAIMS

 
 
Latestlaws Newsletter