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Jasmine vs Punjab National Bank Through Its
2024 Latest Caselaw 865 j&K

Citation : 2024 Latest Caselaw 865 j&K
Judgement Date : 1 May, 2024

Jammu & Kashmir High Court

Jasmine vs Punjab National Bank Through Its on 1 May, 2024

     HIGH COURT OF JAMMU AND KASHMIR AND LADAKH
                      AT JAMMU

     WP(C) No. 2680/2021(O&M)

                                                    Reserved on   19.04.2024
                                                    Pronounced on 01.05.2024

Jasmine, Age 24 years,                       .....Appellant(s)/Petitioner(s)
D/o. Late Shri Sadiq, R/o. Kamini
Market, Nagrota, Jammu

                     Through: Ms. Manpreet Kour, Advocate
                vs
1.    Punjab National Bank through its                  ..... Respondent(s)
      Chairman, Corporate Office, Plot
      No. 4, Sector-10 Dwarka, New
      Delhi-110075
2.    General Manager, Punjab National
      Bank, Corporate Office, Plot No. 4,
      Sector-10 Dwarka, New Delhi,-
      110075

3.    Circle Head, Jammu Punjab
      Natiional Bank, Gupta, Tower, Rail
      Head Complex, Bahu Plaza,
      Gandhi Nagar, Jammu-180004
4.    Branch Manager, Punjab National
      Bank, Main Branch, Shalamar
      Road, Jammu

5.    Branch Manager, Punjab National
      Bank, Nagrota, Jammu

6.    Principal Controller of Defence
      Accounts (Pensions), Allahabad,
      U. P.

7.    Station   Commander,    Station
      Headquarter, Nagrota, C/o. 56
      APO.
                     Through: Mr. Praveen Kapahi, Adv. for Nos. 1 to 5
                              Mr. Vishal Sharma, DSGI for Nos. 6 and 7


 Coram: HON'BLE MR. JUSTICE RAJNESH
                              Mr. Adarsh Bhagat, GA
                                      OSWAL,        for R 1
                                                 JUDGE
                                 2


                                                             WP(C) No. 2680/2021




                            JUDGMENT

1. The father of the petitioner, who was working with the respondent No. 7,

died in harness on 26.11.2007. The respondent No. 6 issued the Pension

Payment Order (PPO) dated 07.06.2011 in favour of the petitioner in

respect of 1/3rd of the gratuity and also fixed the family pension at

enhanced rate amounting to Rs. 4180/- per month with effect from

27.11.2007 to 26.11.2017 and at normal rate for Rs. 3500/- per month

with effect from 27.11.2017 to 16.10.2022. The respondent No. 6 also

released one-third share of gratuity each in favour of two brothers of the

petitioner vide PPOs (two in numbers) dated 07.06.2011. The petitioner

claims to have an account with the respondent No. 5 and vide PPO dated

07.06.2011 issued in favour of the petitioner, the amount was directed to

be credited in the said account.

2. The claim projected by the petitioner in the present petition is that the

respondent-Bank is not releasing the amount of family pension fixed by

respondent No. 6 in the account of the petitioner and as such, has prayed

for directing the respondent Nos. 6 and 7 to liaise with respondent Nos. 4

and 5 for releasing and crediting the arrears along with family pension

sanctioned vide PPO No. C/AOC/FP/10228/2011 dated 07.06.2011 in her

account.

3. The respondent Nos. 1 to 5-Bank have filed the reply stating therein that

after receipt of the Pension Payment Order issued in favour of the

petitioner, the amount was credited to the account of the deceased father

of the petitioner on 01.10.2011 and was reverted to the account of

respondent No. 6, as for 11 years, no one came forward to claim the said

amount and complete the requisite formalities including the submission of

Life Certificate. It is further stated that the consolidated amount of Rs.

2,96,204/- was credited into the account of the petitioner after the receipt

of PPO issued by the respondent No. 6 and the petitioner for eleven long

years from the date of credit of the amount did not approach the

respondent-Bank to claim pension and fulfill the requisite formalities for

release of the pension in her favour including the Life Certificate and as

such, the amount was reverted to the respondent No.6.

4. Respondent Nos. 6 and 7 have also filed the response and have admitted

issuance of PPOs issued in favour of the petitioner and her brothers. The

respondent Nos. 6 and 7 have also admitted the fixing of family pension

as mentioned in the PPO and have also placed on record the copies of all

the three PPOs along with their reply.

5. Learned counsel for the petitioner has submitted that the respondents are

under obligation to pay the amount due to the petitioner on account of

family pension in terms of PPO issued by the respondent No. 6 and as

such, the writ petition deserves to be allowed.

6. On the contrary, Mr. Parveen Kapahi, learned counsel appearing for the

respondent-Bank has submitted that the petitioner did not complete the

requisite formalities and even did not approach the Bank for release of the

amount, as such, the amount was reverted to the account of respondent

No. 6.

7. Mr. Vishal Sharma, learned DSGI appearing for respondent Nos. 6 and 7

has submitted that the amount was to be released by the Bank, once the

PPO was issued by the answering respondents.

8. Heard learned counsel for the parties and perused the record.

9. A perusal of the record reveals that vide PPO No. CAOC/FP/10228/2011

dated 07.06.2011, respondent No. 6 sanctioned the family pension and

also the amount of gratuity of Rs 32,353/- in favour of the petitioner. The

contention raised by the petitioner is that the amount has not been released

in favour of the petitioner despite issuance of PPO, whereas the stand of

the respondent-Bank is that the petitioner did not approach the Bank for

completion of requisite formalities, as a result of which, the amount was

reverted to the respondent No. 6. Respondent No. 6 has admitted the

issuance of PPO in favour of the petitioner. It is established beyond any

shadow of doubt in view of the response filed by the respondent-Bank that

the amount, due to the petitioner, has not been released in her favour but

reverted to the respondent No. 6.

10. In view of the above, the instant writ petition is disposed of by directing

the respondent No. 6 to coordinate with the respondent Nos. 4 & 5 and to

ensure the release of the amount in favour of the petitioner due to her on

account of family pension fixed in terms of PPO No.

C/AOC/FP/10228/2011 dated 07.06.2011. The respondent No. 6 shall do

the needful with in the period of three months from the date a copy of this

order is made available to the respondent No. 6 by the petitioner. The

petitioner shall also complete the requisite formalities on her part as

required by the respondent-Bank for the release of the amount in her

favour.

(RAJNESH OSWAL) JUDGE JAMMU 01.05.2024 Rakesh PS Whether the order is speaking: Yes/No Whether the order is reportable: Yes/No

 
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