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Royal Sundaram General Insurance Co. ... vs Legal Heirs Of Dahyabhai Umedsinh ...
2026 Latest Caselaw 200 Guj

Citation : 2026 Latest Caselaw 200 Guj
Judgement Date : 22 January, 2026

[Cites 2, Cited by 0]

Gujarat High Court

Royal Sundaram General Insurance Co. ... vs Legal Heirs Of Dahyabhai Umedsinh ... on 22 January, 2026

                                                                                                               NEUTRAL CITATION




                             C/FA/3344/2018                                  JUDGMENT DATED: 22/01/2026

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                                     IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                                                 R/FIRST APPEAL NO. 3344 of 2018

                                                     With
                       CIVIL APPLICATION (FOR WITHDRAWAL/DISBURSEMENT OF AMOUNT)
                                                 NO. 1 of 2025
                                      In R/FIRST APPEAL NO. 3344 of 2018

                       FOR APPROVAL AND SIGNATURE:


                       HONOURABLE MR.JUSTICE MOOL CHAND TYAGI
                       ==========================================================

                                    Approved for Reporting                   Yes           No

                       ==========================================================
                               ROYAL SUNDARAM GENERAL INSURANCE CO. LTD.
                                                  Versus
                       LEGAL HEIRS OF DAHYABHAI UMEDSINH PARMAR (DECEASED) & ORS.
                       ==========================================================
                       Appearance:
                       MR DAKSHESH MEHTA(2430) for the Appellant(s) No. 1
                       MR. RUSHANG D MEHTA(6989) for the Appellant(s) No. 1
                       MR.HIREN M MODI(3732) for the Defendant(s) No. 1.1,1.2,1.3
                       NOTICE SERVED for the Defendant(s) No. 1.4
                       RULE SERVED for the Defendant(s) No. 2
                       ==========================================================

                          CORAM:HONOURABLE MR.JUSTICE MOOL CHAND TYAGI

                                                         Date : 22/01/2026

                                                        ORAL JUDGMENT

1. The captioned appeal has been preferred against the impugned judgment and award dated 06.04.2018 passed by the learned Motor Accident Claims Tribunal (Aux.), Kheda at Nadiad, in M.A.C.P. No. 421 of 2016, whereby the learned Tribunal had partly allowed the Claim Petition and awarded a sum of Rs.12,00,861/- along with interest at the rate of 9% per annum, from the date of filing of the claim petition till its realization, as compensation.

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C/FA/3344/2018 JUDGMENT DATED: 22/01/2026

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2. The succinct facts, which led to the filing of the captioned appeal are summarized as under:-

i. On 22.12.2015, Mr. Dahyabhai Parmar (hereinafter referred to as the "deceased"), was riding a motorcycle bearing registration No.GJ-7- BL-7814 along with his wife - Ms. Sushilaben (original claimant No.1) and Mr. Ganpatbhai, as pillion riders. In the meantime, original opponent No.1/respondent No.2 herein came by driving his Maruti Alto car bearing registration No.GJ-7-BN- 2436 in a rash and negligent manner and hit the motorcycle in which the deceased was travelling. As a result of the said vehicular accident, the deceased sustained grievous injuries, and he succumbed to the said injuries during treatment.

ii. It is the case of the original claimants/respondent Nos.1.1 to 1.4 herein before the learned Tribunal that at the time of the accident, the deceased was aged about 50 years and he was gainfully engaged in agricultural and animal husbandry work, thereby earning Rs.12,000/- per month. Therefore, the original claimants preferred the Claim Petition before the learned Tribunal seeking compensation to the tune of Rs.20,00,000/-.

iii. Having been served with the notices/summons of

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the Claim Petition, original opponent No.1/respondent No.2 herein - driver of the alto car, had chosen not to appear before the learned Tribunal, while original opponent No.2/appellant herein - Royal Sundaram General Insurance Company Limited filed its Written Statement at Exh.28, thereby denying the averments made in the Claim Petition in toto, and in brief, prayed for dismissal of the Claim Petition.

iv. Having considered the pleadings of the parties and the material available on record, the learned Tribunal had framed the following issues for determination:-

1. Whether the applicant proves that, deceased died due to rash and negligent driving of the driver of the vehicle involved in the vehicular accident as contended ?

2. Whether the applicant is entitled to get compensation ? If yes, what amount and from whom ?

3. What award and order ?

v. Having considered the pleadings, evidence on record and the submissions advanced by the learned counsels for the respective parties, the learned Tribunal partly allowed the Claim Petition and awarded a sum of Rs.12,00,861/- along with

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C/FA/3344/2018 JUDGMENT DATED: 22/01/2026

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interest at the rate of 9% per annum, from the date of filing of the claim petition till its realization, as compensation.

vi. Being aggrieved and dissatisfied with the impugned judgment and award, the original opponent No.2/appellant herein - Insurance Company has preferred the captioned appeal on the ground of negligence as well as quantum.

3. Heard learned counsels for the parties.

4. Mr. Dakshesh Mehta, learned counsel appearing on behalf of the appellant - Insurance Company vehemently submitted that the accident had occurred owing to the rash and negligent driving on the part of the rider of the motorcycle (deceased). He further submitted that the FIR came to be lodged by the driver of the Alto car. He contended that the FIR was lodged against the rider of the motorcycle (deceased). He further submitted that after completing the investigation, the investigation agency had also filed the abated summary against the rider of the motorcycle (deceased), therefore, original opponent No.1/respondent No.2 herein - the driver of the alto car cannot be held negligent for causing the accident. Learned counsel for the appellant - Insurance Company further submitted that the learned Tribunal vide its impugned judgment and award had awarded excessive amount of compensation, as such, the

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same is required to be reduced. Therefore, the impugned judgment and award be modified accordingly.

5. Per contra, Mr. Hiren M. Modi, learned counsel appearing on behalf of the original claimants/respondents Nos.1.1 to 1.4 herein vehemently submitted that there is no infirmity in the findings returned by the learned Tribunal on the issue of negligence. He further submitted that the eye- witnesses to the accident had deposed before the learned Tribunal that the accident in question had occurred owing to the sole negligence of the driver of the alto car. He further submitted that though the FIR was lodged by the driver of the alto car against the rider of the motorcycle (deceased), the driver of the alto car has not stepped into the witness box. He further submitted that though the FIR has been lodged against the rider of the motorcycle (deceased) and the investigating agency had filed the abated summary against the rider of the motorcycle (deceased), however, considering the oral evidence on record, the findings returned by the learned Tribunal is liable to be sustained. He further submitted that when there is some contradiction between the oral evidence and the documentary evidence on record, the learned Tribunal has to give more weightage to the oral evidence adduced before the learned Tribunal. In support of his contentions, learned counsel for the original claimants relied upon the judgment rendered by the Hon'ble Apex Court in the case of National Insurance Company Limited v. Chamundeswari & Ors., [Civil Appeal No. 6151 of 2011],

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reported in 2021 ACJ 2558. Having placed reliance on the aforesaid judgment, learned counsel for the original claimants vehemently submitted that the findings returned by the learned Tribunal is liable to be upheld. Therefore, he submitted that the learned Tribunal has not committed any error in passing the impugned judgment and award, as such, the instant appeal deserves to be dismissed.

6. Learned counsel for the original claimants further submitted that the learned Tribunal has considered the notional income of the deceased as Rs.5,000/- per month. He further submitted that the learned Tribunal had awarded compensation under the conventional heads as per the ratio of the judgment rendered by the Hon'ble Apex Court in the case of National Insurance Company Ltd. Vs. Pranay Sethi reported in 2017 (16) SCC 680, as such, there is no infirmity in the impugned judgment and award. Therefore, the present appeal is devoid of any merits and is liable to be dismissed.

7. Having considered the submissions of the learned counsels for the parties and having perused the material available on record, it is to be noted that there is no dispute regarding the factum of accident, manner of occurrence of the accident, age and occupation of the deceased. The appellant- Insurance Company has challenged the impugned judgment and award on the issue of negligence as well as on the ground of quantum.

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C/FA/3344/2018 JUDGMENT DATED: 22/01/2026

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8. So far as the issue of negligence is concerned, the widow of the deceased, viz., Sushilaben Dahyabhai Parmar has filed her affidavit at Exh.22, wherein she had stated that the accident had occurred owing to the sole negligence of the driver of the alto car. The said fact has not been disputed by the appellant - Insurance Company in the cross-examination. Further, the appellant - insurance company has not examined the driver of the alto car to rebut the version of the original claimants. At the same time, it is on record that the FIR came to be lodged against the rider of the motorcycle (deceased) and the abated summary has also been filed against the rider of the motorcycle (deceased). But it is settled proposition of law that when there is some contradiction between the oral and documentary evidence, the Tribunal/Court has to give more weightage to the oral evidence adduced before the learned Tribunal. At this juncture, it would be profitable to refer to the judgment rendered by the Hon'ble Apex Court in Chamundeshwari (supra), wherein, the Hon'ble Apex Court has observed as under :-

"........ In view of such evidence on record, there is no reason to give weightage to the contents of the First Information Report. If any evidence before the Tribunal runs contrary to the contents in the First Information Report, the evidence which is recorded before the Tribunal has to be given weightage over the contents of the First Information Report."

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C/FA/3344/2018 JUDGMENT DATED: 22/01/2026

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9. Thus, considering the material on record, it is evident that the oral evidence are against the appellant- Insurance Company, and it emerges from the oral evidence that the accident in question had occurred owing to the sole negligence of the driver of the alto car. Therefore, considering the totality of facts and circumstances, I am of the considered view that the learned Tribunal has not committed any error in holding the driver of the alto car solely negligent for causing the accident.

10. So far as the quantum is concerned, the accident took place on 22.12.2015. It is not in dispute that at the time of the accident, the deceased was engaged in agricultural work and his income was assessed by the learned Tribunal as Rs.5,000/- per month. Thus, considering the year of the accident and having regard to the occupation of the deceased, in my considered view, the learned Tribunal had rightly assessed the income of the deceased. Further, the compensation awarded under the conventional heads were determined as per the guidelines issued by the Hon'ble Apex Court in the case of Pranay Sethi (supra), as such, there is no infirmity in the impugned judgment and award, hence, the impugned judgment and award is liable to be upheld and is accordingly upheld.

11. Thus, in view of the above discussion, the learned Tribunal had not committed any error in awarding a sum of

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C/FA/3344/2018 JUDGMENT DATED: 22/01/2026

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Rs.12,00,861/- along with interest at the rate of 9% per annum, from the date of filing of the claim petition till its realization, as compensation.

12. In view thereof, the captioned appeal stands dismissed accordingly.

13. The Tribunal shall disburse the entire awarded amount to the original claimants (deducting deficit Court fee, if any), after due verification.

14. Statutory amount, if any, lying deposited with the Registry of this Court shall be transmitted to the learned Tribunal concerned forthwith.

15. In view of the order passed in the captioned Appeal, the connected Civil Application would not survive and the same stands disposed of.

16. Records & Proceedings if any, be sent to the learned Tribunal concerned. No order as to costs.

(MOOL CHAND TYAGI, J) ARUN

 
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