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RBI : Circulars

 
 
 
Meant For : The Chairman/ Managing Director / Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks)
Circular Number : RBI/2025-2026/56FIDD.CO.GSSD.BC.No.07/09.09.001/2025-26
Subject : Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)
Department : Financial Inclusion and Development Department
Date Of Issue : 16 June, 2025
Meant For : All Authorised Dealer Category-I banks
Circular Number : RBI/2025-2026/55A.P. (DIR Series) Circular No. 07
Subject : Import of Shipping Vessel - Relaxation
Department : Foreign Exchange Department
Date Of Issue : 13 June, 2025
Meant For : All Market Participants
Circular Number : RBI/2025-2026/54IDMD.RD.S390/10.18.060/2025-26
Subject : Stripping/Reconstitution in State Government Securities
Department : Internal Debt Management Department
Date Of Issue : 12 June, 2025
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2025-2026/53DOR.AML.REC.31/14.01.001/2025-26
Subject : Updation/ Periodic Updation of KYC – Revised Instructions
Department : Department of Regulation
Date Of Issue : 12 June, 2025
Meant For : All Commercial Banks (including RRBs) and all Co-operative Banks
Circular Number : RBI/2025-2026/52DOR.SOG(LEG).REC/32/09.08.024/2025-26
Subject : Inoperative Accounts/ Unclaimed Deposits in Banks - Revised Instructions (Amendment) 2025
Department : Department of Regulation
Date Of Issue : 12 June, 2025
Meant For : The Chairpersons/ CEOs of all the Regulated Entities
Circular Number : RBI/2025-2026/51DOR.AML.REC.30/14.01.001/2025-26
Subject : Reserve Bank of India (Know Your Customer (KYC)) (Amendment) Directions, 2025
Department : Department of Banking Regulation
Date Of Issue : 12 June, 2025
Meant For : All Scheduled Commercial Banks (including Small Finance Banks) (excluding Local Area Banks, Payments Banks and Regional Rural Banks)
Circular Number : RBI/2025-2026/50DOR.STR.REC.29/21.06.008/2025-26
Subject : Basel III Capital Regulations - External Credit Assessment Institution (ECAI)
Department : Department of Regulation
Date Of Issue : 09 June, 2025
Meant For : Primary (Urban) Co-operative Banks other than Salary Earners’ Banks
Circular Number : RBI/2025-2026/49DoR.CRE.REC.28/07.10.002/2025-26
Subject : Non-achievement of PSL targets – Prudential treatment of contribution towards eligible funds with NABARD, NHB, SIDBI and MUDRA Ltd.
Department : Department of Regulation
Date Of Issue : 09 June, 2025
Meant For : All Scheduled Commercial Banks (Excluding Regional Rural Banks)
Circular Number : RBI/2025-2026/48DOR.CRE.REC.27/21.01.003/2025-26
Subject : Large Exposures Framework – Amendment in the list of exempted exposures
Department : Department of Regulation
Date Of Issue : 09 June, 2025
Meant For : Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks, but excluding Payments Banks) Primary (Urban) Co-operative Banks (UCBs) & Rural Co-operative Banks (RCBs), i.e., State Co-operative Banks (StCBs) and Central Co-operative Banks (CCBs) All Non-Banking Financial Companies (NBFCs), including Housing Finance Companies (HFCs)
Circular Number : RBI/2025-2026/47DOR.CRE.REC.26/21.01.023/2025-26
Subject : Reserve Bank of India (Lending Against Gold and Silver Collateral) Directions, 2025
Department : Department of Regulation
Date Of Issue : 06 June, 2025
Meant For : All banks
Circular Number : RBI/2025-2026/46DoR.RET.REC.23/12.01.001/2025-26
Subject : Maintenance of Cash Reserve Ratio (CRR)
Department : Department of Regulation
Date Of Issue : 06 June, 2025
Meant For : All banks
Circular Number : RBI/2025-2026/45DoR.RET.REC.22/12.01.001/2025-26
Subject : Penal Interest on shortfall in CRR and SLR requirements - Change in Bank Rate
Department : Department of Regulation
Date Of Issue : 06 June, 2025
Meant For : All Non-Banking Financial Companies - Microfinance Institutions
Circular Number : RBI/2025-2026/44DoR.FIN.REC.25/03.10.038/2025-26
Subject : Review of Qualifying Assets Criteria
Department : Department of Regulation
Date Of Issue : 06 June, 2025
Meant For : All Primary Dealers
Circular Number : RBI/2025-2026/43REF.No.MPD.BC.400/07.01.279/2025-26
Subject : Standing Liquidity Facility for Primary Dealers
Department : Monetary Policy Department
Date Of Issue : 06 June, 2025
Meant For : All Liquidity Adjustment Facility (LAF) participants
Circular Number : RBI/2025-2026/42FMOD.MAOG.No.152/01.01.001/2025-26
Subject : Liquidity Adjustment Facility - Change in rates
Department : Financial Markets Operation Department
Date Of Issue : 06 June, 2025
Meant For : All Banks,
Circular Number : RBI/2025-2026/41DoR.RET.REC.21/12.07.160/2025-26
Subject : Inclusion of “The Vishweshwar Sahakari Bank Ltd., Pune” in the Second Schedule of the Reserve Bank of India Act, 1934
Department : Department of Regulation
Date Of Issue : 27 May, 2025
Meant For : All Category – I Authorised Dealer Banks
Circular Number : RBI/2025-2026/40A.P. (DIR Series) Circular No. 06
Subject : Reporting on FIRMS portal – Issuance of Partly Paid Units by Investment Vehicles
Department : Foreign Exchange Department
Date Of Issue : 23 May, 2025
Meant For : The Chairman/ Managing Director/Chief Executive Officer All Scheduled Commercial Banks & Small Finance Banks
Circular Number : RBI/2025-2026/39FIDD.CO.GSSD.BC.No 06/09.16.003/2025-26
Subject : Withdrawal of Master Circular on Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) and related circulars
Department : Financial Inclusion and Development Department
Date Of Issue : 22 May, 2025
Meant For : All Banks
Circular Number : RBI/2025-2026/38DoR.RET.REC.20/12.07.160/2025-26
Subject : Alteration in the name of “North East Small Finance Bank Limited” to “slice Small Finance Bank Limited” in the Second Schedule to the Reserve Bank of India Act, 1934
Department : Department of Regulation
Date Of Issue : 21 May, 2025
Meant For : All Category – I Authorised Dealer Banks
Circular Number : RBI/2025-2026/37A.P. (DIR Series) Circular No. 05
Subject : Exim Bank’s GOI-supported Line of Credit (LOC) for USD 700 million to the Govt. of Mongolia (GO-MNG), for financing construction of Crude Oil Refinery Plant in Mongolia
Department : Foreign Exchange Department
Date Of Issue : 16 May, 2025
Meant For : All Commercial Banks, All Primary (Urban) Co-operative Banks, State Co-operative Banks, Central Co-operative Banks, All Non-Banking Financial Companies (including Housing Finance Companies), and All All-India Financial Institutions
Circular Number : RBI/2025-2026/36DOR.STR.REC.19/21.07.001/2025-26
Subject : Reserve Bank of India (Digital Lending) Directions, 2025
Department : Department of Regulation
Date Of Issue : 08 May, 2025
Meant For : All Authorised Persons
Circular Number : RBI/2025-2026/35FMRD.FMD.No.01/14.01.006/2025-26
Subject : Investments by Foreign Portfolio Investors in Corporate Debt Securities through the General Route – Relaxations
Department : Financial Markets Regulation Department
Date Of Issue : 08 May, 2025
Meant For : The Chairman / Managing Director / Chief Executive Officer All Scheduled Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) All Primary (Urban) Co-operative Banks/ State Co-operative Banks/ Central Cooperative Banks All All-India Financial Institutions All Non-Banking Financial Companies (including Housing Finance Companies) All Primary Dealers All Non-bank Payment System Operators (PSOs) All Credit Information Companies (CICs)
Circular Number : RBI/2025-2026/34DIT.CO.No.S-106/07.71.039/2025-26
Subject : Processing of Regulatory Authorisations/ Licenses/ Approvals through PRAVAAH
Department : Department of Information Technology
Date Of Issue : 28 April, 2025
Meant For : The Chairman / Managing Director/ Chief Executive Officer All Banks
Circular Number : RBI/FED/2025-2026/33DCM.RMMT.No.S312/20-02-001/2025-2026
Subject : Dispensation of ₹100 and ₹200 denomination banknotes through ATMs
Department : Department of Currency Management
Date Of Issue : 28 April, 2025
Meant For : All Authorised Dealer Category-I banks and Authorised banks
Circular Number : RBI/FED/2025-2026/32A.P. (DIR Series) Circular No 04
Subject : Amendments to Directions - Compounding of Contraventions under FEMA, 1999
Department : Foreign Exchange Department
Date Of Issue : 24 April, 2025
Meant For : The Chairman/ Managing Director/ Chief Executive Officer All Banks
Circular Number : RBI/2025-2026/31DCM (NPD) No.S287/18.00.014/2025-26
Subject : Note Sorting Machines: Standards issued by the Bureau of Indian Standards -Revised Timeline for Implementation
Department : Department of Currency Management
Date Of Issue : 24 April, 2025
Meant For : All Authorised Dealer Category-I banks
Circular Number : RBI/2025-2026/30A.P. (DIR Series) Circular No. 03
Subject : Exports through warehouses in ‘Bharat Mart’ in UAE – relaxations
Department : Foreign Exchange Department
Date Of Issue : 23 April, 2025
Meant For : All Authorised Dealer Category-I banks and Authorised banks
Circular Number : RBI/FED/2025-2026/29A.P. (DIR Series) Circular No. 02
Subject : Amendments to Directions - Compounding of Contraventions under FEMA, 1999
Department : Foreign Exchange Department
Date Of Issue : 22 April, 2025
Meant For : All Commercial Banks All Primary (Urban) Co-operative Banks All State Co-operative Banks and District Central Co-operative Banks
Circular Number : RBI/2025-2026/28CO.DIT.DCD.No.S81/01-71-110/2025-26
Subject : Circular - Migration to '.bank.in' domain
Department : Department of Information Technology
Date Of Issue : 22 April, 2025
Meant For : All Commercial Banks (excluding Payments Banks, Regional Rural Banks and Local Area Banks)
Circular Number : RBI/2025-2026/27DOR.LRG.REC.18/03.10.001/2025-26
Subject : Basel III Framework on Liquidity Standards – Liquidity Coverage Ratio (LCR) – Review of haircuts on High Quality Liquid Assets (HQLA) and review of composition and run-off rates on certain ca
Department : Department of Regulation
Date Of Issue : 21 April, 2025
Meant For : All Commercial Banks All Primary (Urban) Co-operative Banks All State Co-operative Banks and District Central Co-operative Banks
Circular Number : RBI/2025-2026/26DOR.MCS.REC.17/01.01.003/2025-26
Subject : Opening of and operation in deposit accounts of minors
Department : Department of Banking Regulation
Date Of Issue : 21 April, 2025
Meant For : The Chairman / Managing Director & Chief Executive Officer Lead Banks concerned
Circular Number : RBI/2025-2026/25FIDD.CO.LBS.BC.No.05/02.08.001/2025-26
Subject : Reorganisation of Districts in the State of Rajasthan – Review of Lead Bank Responsibility
Department : Financial Inclusion and Development Department
Date Of Issue : 11 April, 2025
Meant For : All Primary Dealers
Circular Number : RBI/2025-2026/24REF.No.MPD.BC.399/07.01.279/2025-26
Subject : Standing Liquidity Facility for Primary Dealers
Department : Monetary Policy Department
Date Of Issue : 09 April, 2025
Meant For : All banks,
Circular Number : RBI/2025-2026/23DoR.RET.REC.16/12.01.001/2025-26
Subject : Penal Interest on shortfall in CRR and SLR requirements-Change in Bank Rate
Department : Department of Regulation
Date Of Issue : 09 April, 2025
Meant For : All Liquidity Adjustment Facility (LAF) participants
Circular Number : RBI/2025-2026/22FMOD.MAOG.No.151/01.01.001/2025-26
Subject : Liquidity Adjustment Facility - Change in rates
Department : Financial Markets Operation Department
Date Of Issue : 09 April, 2025
Meant For : All Scheduled Commercial Banks All Co-operative Banks
Circular Number : RBI/2025-2026/21DOR.CO.SOG(Leg) No.15/09.08.024/2025-26
Subject : Review of Regulatory Guidelines – Withdrawal of Circulars
Department : Department of Regulation
Date Of Issue : 08 April, 2025
Meant For : All Authorized Persons
Circular Number : RBI/2025-2026/20A.P. (DIR Series) Circular No. 01
Subject : Limits for investment in debt and sale of Credit Default Swaps by Foreign Portfolio Investors (FPIs)
Department : Financial Markets Regulation Department
Date Of Issue : 03 April, 2025
Meant For : All Primary (Urban) Co-operative Banks
Circular Number : RBI/2025-2026/19DoR.CRE.REC.14/07.10.002/2025-26
Subject : Master Circular- Exposure Norms and Statutory / Other Restrictions - UCBs
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All Primary (Urban) Co-operative Banks
Circular Number : RBI/2025-2026/18DOR.CRE.REC.No.13/07.10.002/2025-26
Subject : Master Circular - Management of Advances - UCBs
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All Primary (Urban) Co-operative Banks
Circular Number : RBI/2025-2026/17DOR.CRE.REC.No.11/07.10.002/2025-26
Subject : Master Circular - Housing Finance for UCBs
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All Scheduled Commercial Banks (excluding RRBs)
Circular Number : RBI/2025-2026/16DOR.CRE.REC.No.12/08.12.001/2025-26
Subject : Master Circular – Housing Finance
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All Scheduled Commercial Banks (excluding RRBs)
Circular Number : RBI/2025-2026/15DOR.CRE.REC.No.05/21.04.172/2025-26
Subject : Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : The Chief Executive Officers All Primary (Urban) Co-operative Banks
Circular Number : RBI/2025-2026/14DOR.STR.REC.10/21.04.048/2025-26
Subject : Master Circular - Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All Commercial Banks (excluding RRBs)
Circular Number : RBI/2025-2026/13DOR.STR.REC.9/21.04.048/2025-26
Subject : Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All Scheduled Commercial Banks (excluding Payment Banks and RRBs)
Circular Number : RBI/2025-2026/12DOR.STR.REC.06/13.07.010/2025-26
Subject : Master Circular - Guarantees and Co-acceptances
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : The Managing Director/ Chief Executive Officers All Primary (Urban) Co-operative Banks
Circular Number : RBI/2025-2026/11DoR.STR.REC 07/09.27.000/2025-26
Subject : Master Circular - Guarantees, Co-acceptances & Letters of Credit - UCBs
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All commercial Banks
Circular Number : RBI/2025-2026/10DOR.MRG.No.4/21.04.141/2025-26
Subject : Reserve Bank of India (Classification, Valuation and Operation of the Investment Portfolio of Commercial Banks) Directions, 2023
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All Primary (Urban) Co-operative Banks
Circular Number : RBI/2025-2026/09DOR.CAP.REC.03/09.18.201/2025-26
Subject : Master Circular - Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks (UCBs)
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : All Scheduled Commercial Banks (Excluding Small Finance Banks, Payments Banks and Regional Rural Banks)
Circular Number : RBI/2025-2026/08DOR.CAP.REC.2/21.06.201/2025-26
Subject : Master Circular – Basel III Capital Regulations
Department : Department of Regulation
Date Of Issue : 01 April, 2025
Meant For : The Managing Director/Chief Executive Officer All Primary (Urban) Co-operative Banks
Circular Number : RBI/2025-2026/07DoR.HGG.GOV.No.1/18.10.010/2025-26
Subject : Master Circular on Board of Directors - UCBs
Department : Department of Regulation
Date Of Issue : 01 April, 2025
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