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Meant For : All Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) All Primary (Urban) Co-operative Banks/State Co-operative Banks/ District Central Co-operative Banks All All-India Financial Institutions All Non-Banking Financial Companies (including Housing Finance Companies)

Circular Number : RBI/2020-2021/61DOR.No.BP.BC.26/21.04.048/2020-21
Subject : Scheme for grant of ex-gratia payment of difference between compound interest and simple interest for six months to borrowers in specified loan accounts (1.3.2020 to 31.8.2020)
Department : Department of Regulation

Date Of Issue : 27 October, 2020

Meant For : Housing Finance Companies

Circular Number : RBI/2020-2021/60DOR.NBFC (HFC).CC.No.118/03.10.136/2020-21
Subject : Review of regulatory framework for Housing Finance Companies (HFCs)
Department : Department of Regulation

Date Of Issue : 22 October, 2020

Meant For : The Chairman / Managing Director / Chief Executive Officer Authorised Payment System Operators (Banks and Non-banks)

Circular Number : RBI/2020-2021/59DPSS.CO.PD.No.497/02.14.003/2020-21
Subject : Digital Payment Transactions – Streamlining QR Code infrastructure
Department : Department of Payment and Settlement Systems

Date Of Issue : 22 October, 2020

Meant For : The Chairman / Managing Director / Chief Executive Officer Authorised Payment System Operators (Banks and Non-banks)

Circular Number : RBI/2020-2021/58DPSS.CO.PD.No.503/02.12.004/2020-21
Subject : Framework for Recognition of a Self-Regulatory Organisation for Payment System Operators
Department : Department of Payment and Settlement Systems

Date Of Issue : 22 October, 2020

Meant For : All Regional Rural Banks

Circular Number : RBI/2020-2021/57DOR.CO RRB.No.25/31.04.002/2020-21
Subject : Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - Regional Rural Banks (RRBs)
Department : Department of Regulation

Date Of Issue : 20 October, 2020

Meant For : All Scheduled Commercial Banks (Including Small Finance Banks, Excluding Local Area Banks and Regional Rural Banks)

Circular Number : RBI/2020-2021/56DOR.No.BP.BC.24/08.12.015/2020-21
Subject : Individual Housing Loans – Rationalisation of Risk Weights
Department : Department of Regulation

Date Of Issue : 16 October, 2020

Meant For : The Chairman / Managing Director / Chief Executive Officer All Primary (Urban) Co-operative Banks, All State Co-operative Banks and Central Co-operative Banks

Circular Number : RBI/2020-2021/55DoR(PCB).BPD.Cir No.4/12.05.001/2020-21
Subject : Submission of returns under Section 31 (read with section 56) of the Banking Regulation Act, 1949 - Extension of time
Department : Department of Regulation

Date Of Issue : 13 October, 2020

Meant For : All Commercial Banks

Circular Number : RBI/2020-2021/54DoR.No.BP.BC.22/21.04.141/2020-21
Subject : SLR holdings in HTM category
Department : Department of Regulation

Date Of Issue : 12 October, 2020

Meant For : All Scheduled Commercial Banks (Including Small Finance Banks, Excluding Local Area Banks and Regional Rural Banks)

Circular Number : RBI/2020-2021/53DOR.No.BP.BC.23/21.06.201/2020-21
Subject : Regulatory Retail Portfolio – Revised Limit for Risk Weight
Department : Department of Regulation

Date Of Issue : 12 October, 2020

Meant For : The Chairman& Managing Director All Scheduled Commercial Banks, (Excluding RRBs) Designated Post Offices Stock Holding Corporation of India Ltd.(SHCIL) National Stock Exchange of India Ltd. & Bombay Stock Exchange Ltd.

Circular Number : RBI/2020-2021/52IDMD.CDD.No.730/14.04.050/2020-21
Subject : Sovereign Gold Bond Scheme (SGB) 2020-21- Series VII, VIII, IX, X, XI, XII
Department : Internal Debt Management Department

Date Of Issue : 09 October, 2020

Meant For : The Chairpersons/ CEOs of all the Regulated Entities

Circular Number : RBI/2020-2021/51DOR.AML.BC.No.21/14.06.001/2020-21
Subject : Implementation of Section 51A of UAPA, 1967: Updates to UNSC’s 1267/ 1989 ISIL (Da'esh) & Al-Qaida Sanctions List – Addition of one entry
Department : Department of Regulation

Date Of Issue : 09 October, 2020

Meant For : All Category - I Authorised Dealer Banks

Circular Number : RBI/2020-2021/50A.P. (DIR Series) Circular No.03
Subject : Export Data Processing and Monitoring System (EDPMS) Module for ‘Caution/De-caution Listing of Exporters’ - Review
Department : Foreign Exchange Department

Date Of Issue : 09 October, 2020

Meant For : All Category – I Authorised Dealer Banks

Circular Number : RBI/2020-2021/49A.P. (DIR Series) Circular No.02
Subject : Exim Bank's Government of India supported Line of Credit (LoC) of USD 310 million to the Government of the Republic of Zimbabwe
Department : Foreign Exchange Department

Date Of Issue : 08 October, 2020

Meant For : The Managing Director / Chief Executive Officer All Primary (Urban) Co-operative Banks All State Co-operative Banks All District Central Co-operative Banks

Circular Number : RBI/2020-2021/48DOR (PCB).BPD.Cir No.3/13.05.001/2020-21
Subject : Interest Subvention Scheme for MSMEs – Co-operative banks
Department : Department of Regulation

Date Of Issue : 07 October, 2020