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Meant For : All Scheduled Commercial Banks (Excluding RRBs)

Circular Number : RBI/2004/127DBOD. No. BP. BC. 71/ 21.04.018/ 2003-2004
Subject : Accounting Standard - 11 on accounting for ' The effects of changes in foreign exchange rates'
Department : Department of Banking Operations and Development

Date Of Issue : 31 March, 2004

Meant For : Chief Executive Officers of all Agency Banks (as per list enclosed)

Circular Number : RBI/2004/129DGBA.GAD.No. 989 /42.01.034/2003-04
Subject : Introduction of OLTAS
Department : Department of Government and Bank Accounts

Date Of Issue : 31 March, 2004

Meant For : To All the Primary Dealers

Circular Number : RBI/2004/123IDMD.PDRS. 05 /10.02.01/2003-04
Subject : Transactions in Government Securities
Department : Internal Debt Management Department

Date Of Issue : 29 March, 2004

Meant For : To All the Primary Dealers

Circular Number : RBI/2004/126DNBS.4/ED (SG)/-2004
Subject : The Securitisation Companies and Reconstruction Companies Reserve Bank Guidelines and Directions, 2003
Department : Department of Non Banking Supervision

Date Of Issue : 29 March, 2004

Meant For : The Chairman and Managing Director State Bank of India & its Associate Banks and All Public Sector Banks

Circular Number : RBI/2004/122DGBA.GAD.No.H-976 /42.01.029/2003-04
Subject : Annual Closing of Accounts - Receipt of Direct Taxes - Arrangements for the Current Financial Year
Department : Department of Government and Bank Accounts

Date Of Issue : 27 March, 2004

Meant For : Chief Executive Officers of all Agency Banks (as per list enclosed)

Circular Number : RBI/2004/125DGBA.GAD.No. 979 /42.01.018/2003-04
Subject : Streamlining the Procedure for Issue of Income Tax Refund Orders (ITROs)
Department : Department of Government and Bank Accounts

Date Of Issue : 27 March, 2004

Meant For : The Chairman and Managing Director State Bank of India & its Associate Banks and All Public Sector Banks

Circular Number : RBI/2004/121DGBA.GAD.No.H-972 /42.01.029/2003-04
Subject : Annual Closing of Accounts - Receipt of Central Taxes-Arrangements for the Current Financial Year
Department : Department of Government and Bank Accounts

Date Of Issue : 26 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/119UBD.BPD. PCB. Cir 41 /09.161.00/2003-04
Subject : Know Your Customer Guidelines-Compliance
Department : Urban Banks Department

Date Of Issue : 26 March, 2004

Meant For : The Chairmen & Managing Directors of all nationalised Banks

Circular Number : RBI/2004/117DBS. ARS. No. BC. 08 /08:91:001/ 2003-04
Subject : Assessment of performance of statutory auditors
Department : Department of Banking Supervision

Date Of Issue : 26 March, 2004

Meant For : All Scheduled Banks (excluding Regional Rural Banks (RRBs) and Primary Dealers

Circular Number : RBI/2004/118MPD. BC.246/07.01.279/ 2003-04
Subject : Standing Liquidity Facilities for Banks for Export Credit and Primary Dealers (PDs): Rationalisation
Department : Monetary Policy Department

Date Of Issue : 25 March, 2004

Meant For : All Indian Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2004/116RPCD.SP.BC.No. 72 /09.01.01/2003-04
Subject : Submission of progress report under Government Sponsored Schemes - Change in Periodicity of returns under SGSY,SJSRY and SLRS
Department : Rural Planning and Credit Department

Date Of Issue : 25 March, 2004

Meant For : To All the Primary Dealers

Circular Number : RBI/2004/115IDMD.OMO No. 04 /03.75.00/2003-04
Subject : Liquidity Adjustment Facility – Revised Scheme
Department : Internal Debt Management Department

Date Of Issue : 25 March, 2004

Meant For : All Authorised Dealers in Foreign Exchange

Circular Number : RBI/2004/113A.P.(DIR Series)Circular No.81
Subject : Overseas Foreign Currency Borrowings by Authorised Dealers – Rationalisation and Monitoring - A.P (DIR Series) Circular No.81
Department : Foreign Exchange Department

Date Of Issue : 24 March, 2004

Meant For : The General Manager State Bank of India and Associate banks and 17 Nationalised banks

Circular Number : RBI/2004/114No.CO.DT.13.04.137/H.5269 /2003-04
Subject : Repayment of 9% Relief Bonds, 1999
Department : Department of Government and Bank Accounts

Date Of Issue : 24 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/111UBD. No. BSD. IP. 39 /12.05.01/ 2003-2004
Subject : Concurrent Audit – Serious irregularities
Department : Urban Banks Department

Date Of Issue : 20 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/110UBD.CO. BPD. 38/09.09.01/2003-04
Subject : Priority Sector Advances- Enhancement in SSI Investment limit for specified items
Department : Urban Banks Department

Date Of Issue : 19 March, 2004

Meant For : All Authorised Dealers in Foreign Exchange

Circular Number : RBI/2004/105A.P.(DIR Series) Circular No. 80
Subject : Liberalised Remittance Scheme of USD 25,000 for Resident Individuals - A.P (DIR Series) Circular No.80
Department : Foreign Exchange Department

Date Of Issue : 18 March, 2004

Meant For : All Indian Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2004/103RPCD.No.PLNFS.BC. 71 /09.04.01/2003-04
Subject : Prime Minister's Rozgar Yojana - cut-off date for Lapsing of sanctions and completion of disbursement for the programme year 2003-04
Department : Rural Planning and Credit Department

Date Of Issue : 18 March, 2004

Meant For : The Chairman & Managing Director, all Nationalised Banks and The Managing Director, Associate Banks of SBI

Circular Number : RBI/2004/97DBS.ARS.No.BC.7 / 08.92.001/ 2003-04
Subject : Remuneration payable to the Statutory Central and Branch Auditors of Public Sector Banks from the year 2003-04
Department : Department of Banking Supervision

Date Of Issue : 17 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/102UBD.No.BPD.MC.No.9_/13.01.00/2003-04
Subject : Master Circular for Interest Rates on Rupee Deposits
Department : Urban Banks Department

Date Of Issue : 16 March, 2004

Meant For : All Indian Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2004/100RPCD.SP.BC.No. 70 /09.01.01/2003-04
Subject : Credit Mobilisation target under Swarnjayanti Gram Swarozgar Yojana (SGSY) during the year 2004-05
Department : Rural Planning and Credit Department

Date Of Issue : 16 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/101UBD.No.BPD.PCB.Cir.37/13.05.00/2003-2004
Subject : Discounting / Rediscounting of Bills by Banks
Department : Department of Co operative Banking Regulation

Date Of Issue : 16 March, 2004

Meant For : All Authorised Dealers in Foreign Exchange

Circular Number : RBI/2004/99A.P.(DIR Series) Circular No.79
Subject : Exim Bank's Line of Credit of USD 10 Million to Central Bank of Djibouti - A.P. (DIR Series) Circular No.79
Department : Foreign Exchange Department

Date Of Issue : 15 March, 2004

Meant For : To all scheduled commercial banks (excluding RRBs and LABs)

Circular Number : RBI/2004/98DBS. CO. FGV(F) No.1306 /23.08.001/2003-04
Subject : Guidelines on Implementation of Best Practices Code in Banks
Department : Department of Banking Supervision

Date Of Issue : 15 March, 2004

Meant For : All Authorised Dealers in Foreign Exchange

Circular Number : RBI/2004/95A.P.(DIR Series) Circular No. 77
Subject : Foreign Exchange Management Act, 1999 - Guidelines for Compilation of R-Returns - A.P. (DIR Series) Circular No.77
Department : Foreign Exchange Department

Date Of Issue : 13 March, 2004

Meant For : All Authorised Dealers in Foreign Exchange

Circular Number : RBI/2004/96A.P.(DIR Series) Circular No. 78
Subject : Foreign Inward Remittance Payment System (FIRPS) Instrument - A.P. (DIR Series) Circular No.78
Department : Foreign Exchange Department

Date Of Issue : 13 March, 2004

Meant For : The Chief Executives of all Commercial Banks

Circular Number : RBI/2004/94IECD.No. 9 /08.12.01/2003-2004
Subject : Master Circular on Lending to Non-Banking Financial Companies
Department : Industrial Export and Credit Department

Date Of Issue : 11 March, 2004

Meant For : All Indian Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2004/109RPCD.PLNFS.No. 1568 /09.04.01/2003-04
Subject : Priority Sector Lending - Prime Minister's Rozgar Yojana (PMRY) - Master Circular
Department : Rural Planning and Credit Department

Date Of Issue : 11 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/92UBD.BPD(PCB)MC.No.7 /09.08.00/2003-04
Subject : Master Circular for Primary (Urban) Co-operative Banks on " Board of Directors"
Department : Urban Banks Department

Date Of Issue : 10 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/93UBD.BPD(PCB)MC.No.8 /13.05.00/2003-04
Subject : Master Circular on Credit Exposure and Statutory/ other Restrictions on Loans & Advances
Department : Urban Banks Department

Date Of Issue : 10 March, 2004

Meant For : The Chief Executive Officers of All banks (as per list)

Circular Number : RBI/2004/90DGBA.GAD.No. H-767 /42.01.034/2003-04
Subject : Introduction of ECS (Credit) for Refunds of Income Tax
Department : Department of Government and Bank Accounts

Date Of Issue : 09 March, 2004

Meant For : All Primary Dealers in Government Securities Market

Circular Number : RBI/2004/91IDMD.PDRS.No.03 /03.64.00/2003-04
Subject : Prudential guidelines on investment in non-government securities
Department : Internal Debt Management Department

Date Of Issue : 08 March, 2004

Meant For : All Indian Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2004/88RPCD. No. PLNFS.BC.69/09.04.01/2003-04
Subject : Master Circular on Prime Minister’s Rozgar Yojana
Department : Rural Planning and Credit Department

Date Of Issue : 05 March, 2004

Meant For : The Chairmen, All Lead Banks

Circular Number : RBI/2004/87RPCD.CO.LBS.BC.No. 68 /02.01.01/2003-04
Subject : Creation of new district in Tamil Nadu – Assignment of Lead Bank responsibility
Department : Rural Planning and Credit Department

Date Of Issue : 05 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/85UBD.BPD(PCB)MC. No. 6 /09.09.01/2003-04
Subject : Master Circular on Priority Sector Lending
Department : Urban Banks Department

Date Of Issue : 03 March, 2004

Meant For : The Chairman and Managing Director State Bank of India & its Associate Banks and All Public Sector Banks

Circular Number : RBI/2004/86DGBA.GAD.No.H-791/42.02.001/2003-04
Subject : Standing Committee Meeting to Review the Handling of Government Transactions by Banks Accredited to Civil Ministries/Departments – Para 2.4
Department : Department of Government and Bank Accounts

Date Of Issue : 03 March, 2004

Meant For : The Chief Executive Officers of all Primary (Urban) Co-operative Banks

Circular Number : RBI/2004/84UBD.BPD(PCB)MC.No.5 /13.01.00/2003-04
Subject : Master Circular on Maintenance of Deposit Accounts
Department : Urban Banks Department

Date Of Issue : 01 March, 2004