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Meant For : The Chairman and Managing Directors 27 Public Sector bank

Circular Number : RBI/2004-2005/325DIT (KK) H 2049 to 2073/03324305/2004-05
Subject : Return on Computerisation - Merger of Technological Upgradation Report with the Biannual Report
Department : Department of Information Technology

Date Of Issue : 31 December, 2004

Meant For : The Chairman / Chief Executives of all Commercial Banks

Circular Number : RBI/2004-2005/324DBOD. IECS. No. 66 / 04.02.02/ 2004-05
Subject : Foreign Currency loans to Exporters-Periodicity of charging interest
Department : Department of Banking Operations and Development

Date Of Issue : 31 December, 2004

Meant For : All Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2004-2005/323DBS.CO.PP.BC. 12 /11.01.005/2004-05
Subject : Rationalisation of returns submitted by banks to RBI
Department : Department of Banking Supervision

Date Of Issue : 30 December, 2004

Meant For : The Chairman/Managing Director/ Chief Executive Officer All scheduled commercial banks

Circular Number : RBI/2004-2005/322RPCD. No. PLFS. BC 68 /05.04.02/ 2004-05
Subject : Guidelines for relief measures by banks in areas affected by natural calamities
Department : Rural Planning and Credit Department

Date Of Issue : 30 December, 2004

Meant For : Residuary Non-Banking Companies (RNBCs)

Circular Number : RBI/2004-2005/320DNBS (PD) CC.No.46/02.02(RNBC)/2004-05
Subject : Road Map for Residuary Non-Banking Companies
Department : Department of Non Banking Supervision

Date Of Issue : 30 December, 2004

Meant For : All Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2004-2005/319DBOD. No. Dir. BC.65 /13.01.01/2004-05
Subject : Contribution to Prime Minister's National Relief Fund (PMNRF)
Department : Department of Banking Operations and Development

Date Of Issue : 29 December, 2004

Meant For : Chairmen / Chief Executive Officers, All Scheduled Commercial Banks (excl. RRBs)

Circular Number : RBI/2004-2005/318DBS. CO. OSMOS. BC. No. 11 /33.01.001/2004-05
Subject : Off-site Monitoring and Surveillance - Input Module Upgraded
Department : Department of Banking Supervision

Date Of Issue : 28 December, 2004

Meant For : All Commercial Banks (excluding RRBs)

Circular Number : RBI/2004-2005/317DBOD.No. Dir.BC.64/13.07.05/2004-05
Subject : Bank financing of equities and investments in shares
Department : Department of Banking Operations and Development

Date Of Issue : 27 December, 2004

Meant For : The Chairman/ Managing Director All Indian Scheduled Commercial Banks (Excluding RRBs)

Circular Number : RBI/2004-2005/316RPCD.PLNFS.BC. No. 67 / 09.04.01 /2004-2005
Subject : Target for achievement for the year 2004-05 under PMRY for Arunachal Pradesh - enhanced
Department : Rural Planning and Credit Department

Date Of Issue : 27 December, 2004

Meant For : Currency Chest maintaining Banks as per list.

Circular Number : RBI/2004-2005/315DCM (Plg) No.G-31 /10.03.00/2004-05
Subject : Non-acceptance of coins
Department : Department of Currency Management

Date Of Issue : 27 December, 2004

Meant For : The Chairman/Managing Director All Agency Banks (As per list)

Circular Number : RBI/2004-2005/314DGBA.GAD.NO.H- 2852/42.01.0.34/2004-05
Subject : On-line Tax Accounting System (OLTAS) - Discrepancy in the Challan Data Transmitted to Tax Information Network (TIN) and Physical Challan Sent to Zonal Accounts Office ( ZAO)
Department : Department of Government and Bank Accounts

Date Of Issue : 27 December, 2004

Meant For : The Chairman & Managing Director All Public Sector Banks

Circular Number : RBI/2004-2005/321No.RPCD.LBS.BC.65 /02.01.01/2004-05
Subject : Change in Assignment of SLBC Convenorship to the State of Manipur
Department : Rural Planning and Credit Department

Date Of Issue : 24 December, 2004

Meant For : All Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2004-2005/313DBOD. No. Dir. BC. 63/13.07.05/2004-05
Subject : Bank finance to assist employees to buy shares of their own companies
Department : Department of Banking Operations and Development

Date Of Issue : 24 December, 2004

Meant For : The Chairman and Managing Director, State Bank of India and its Associates 14 Nationalised Banks

Circular Number : RBI/2004-2005/311CO.DT.15.01.001/H.5751-72 /2004-05
Subject : Special Deposit Scheme 1975 - Payment of Interest for the calendar year 2004
Department : Others

Date Of Issue : 23 December, 2004

Meant For : All Banks Authorised to Deal in Foreign Exchange

Circular Number : RBI/2004-2005/310A.P.(DIR Series) Circular No.30
Subject : Deferred Payment Protocols dated April 30, 1981 and December 23, 1985 between the Government of India and erstwhile USSR - A.P. (DIR Series) Circular No. 30
Department : Foreign Exchange Department

Date Of Issue : 23 December, 2004

Meant For : All Commercial Banks (excluding RRBs)

Circular Number : RBI/2004-2005/309DBOD. BP.BC. 61 / 21.01.002/ 2004-05
Subject : Risk weight on housing loans and consumer credit
Department : Department of Banking Operations and Development

Date Of Issue : 23 December, 2004

Meant For : The Chairman and Managing Director All Scheduled Commercial Banks (Except RRBs)

Circular Number : RBI/2004-2005/307RPCD.SP.BC.66 /CLCC/09.01.01/2004-05
Subject : Banks advised to improve performance in achieving SGSY Targets
Department : Rural Planning and Credit Department

Date Of Issue : 21 December, 2004

Meant For : The Chief Executive Officer All Agency Banks (As per list)

Circular Number : RBI/2004-2005/306DGBA.GAD.No.H-2697 to 27930 /42.01.001/2004-05
Subject : New Minor Head for Accounting ‘Education Cess’ on Union Taxes
Department : Department of Government and Bank Accounts

Date Of Issue : 17 December, 2004

Meant For : The Chairman & Managing Directors/ Managing Directors All Agency Banks including Jammu & Kashmir Bank Ltd (As per list)

Circular Number : RBI/2004-2005/305DGBA.GAD.No.H-2625-2658/31.12.010(C)/2004-05
Subject : Clarification on Turnover Commission (ToC)
Department : Department of Government and Bank Accounts

Date Of Issue : 17 December, 2004

Meant For : Chief Executive Officers of All Primary (Urban) Co-operative Banks

Circular Number : RBI/2004-2005/304UBD. No. PCB. Cir. 31 /13.01.00/2004-05
Subject : Reporting of Call/Notice Money Market Transactions
Department : Urban Banks Department

Date Of Issue : 17 December, 2004

Meant For : The Chairmen and Managing Directors/ Chief Executive Officers of banks in private sector

Circular Number : RBI/2004-2005/303DBOD.No.BC. 60 /08.139.001/2004-2005
Subject : ‘Fit and proper’ criteria for directors of banks
Department : Department of Banking Operations and Development

Date Of Issue : 16 December, 2004

Meant For : The Chief Executive Officer of All Primary (Urban) Co-operative Banks

Circular Number : RBI/2004-2005/302UBD.PCB. Cir30/09.161.00/2004-05
Subject : Guidelines on Know Your Customer' and Anti Money Laundering Standards-UCBs
Department : Urban Banks Department

Date Of Issue : 15 December, 2004

Meant For : The Chairman/ Managing Director/ Chief Executive Officer All scheduled commercial banks (including RRBs)

Circular Number : RBI/2004-2005/301RPCD. No. Plan. BC.64 / 04.09.01/2004-05
Subject : Priority Sector Lending – Investment in special bonds issued by specified institutions
Department : Rural Planning and Credit Department

Date Of Issue : 15 December, 2004

Meant For : The Chief Executive Officer All Agency Banks (As per list)

Circular Number : RBI/2004-2005/300DGBA.GAD.NO.H-2532-65/42.01.034/2004-05
Subject : Compulsory Quoting of Permanent Account Number (PAN)/Tax Deduction Account Number (TAN) on Challans from 1/1/2005
Department : Department of Government and Bank Accounts

Date Of Issue : 14 December, 2004

Meant For : The Chief Executive Officers All Primary (Urban) Co-operative banks

Circular Number : RBI/2004-2005/299UBD. BPD (PCB).Cir.29/09.09.01/04-05
Subject : Priority Sector Lending: - Housing Loan - Ceiling enhanced for UCBs
Department : Urban Banks Department

Date Of Issue : 14 December, 2004

Meant For : The Chairman / Managing Director (Private Sector Banks)

Circular Number : RBI/2004-2005/298RPCD. Plan. BC. 63 /04.09.01/2004-05
Subject : Banks advised to furnish Data on Agricultural Lending on Monthly Basis
Department : Rural Planning and Credit Department

Date Of Issue : 13 December, 2004

Meant For : The Chairman and Managing Director State Bank of India and Associate banks, 17 Nationalised banks UTI Bank Ltd., ICICI Bank Ltd., HDFC Bank Ltd. and IDBI Bank Ltd. Stock Holding Corporation of India Ltd

Circular Number : RBI/2004-2005/297Ref. DGBA CO DT No. 13.01.299 /H. 5406-5435 / 2004-05
Subject : Standardised application form for investments in Savings Bonds along with the Duties and Rights of Customers
Department : Department of Government and Bank Accounts

Date Of Issue : 13 December, 2004

Meant For : All Scheduled Commercial Banks (excluding Regional Rural Banks)/ Co-operative Banks/ Primary Dealers/ select Financial Institutions/ Insurance Companies/ Mutual Funds

Circular Number : RBI/2004-2005/295REF: No. MPD. BC. 260/07.01.279/ 2004-05
Subject : Reporting of Call/Notice Money Market Transactions
Department : Monetary Policy Department

Date Of Issue : 10 December, 2004

Meant For : The Chairman/Managing Director,All Scheduled Commercial Banks (including RRBs)

Circular Number : RBI/2004-2005/293RPCD.LBS(SAA).BC. No.62 /08.01.00/2004-05
Subject : Relaxation in Service Area Norms
Department : Rural Planning and Credit Department

Date Of Issue : 08 December, 2004

Meant For : The Chief Executive Officer (All foreign banks operating in India)

Circular Number : RBI/2004-2005/292RPCD.PLNFS.BC.No. 61 /06.02.31(WG)2004-05
Subject : Graded Interest Rates on Deposits with SIDBI in lieu of Shortfall in Priority Sector Obligations
Department : Rural Planning and Credit Department

Date Of Issue : 08 December, 2004

Meant For : All Scheduled Commercial Banks (Excluding Regional Rural Banks & Local Area Banks)

Circular Number : RBI/2004-2005/291DBOD.No.Ret.BC.59/12.01.001/2004-05
Subject : Bank’s lending to Primary Dealers - Netting Concept for Reserve requirements
Department : Department of Banking Operations and Development

Date Of Issue : 03 December, 2004

Meant For : All Banks Authorised to Deal in Foreign Exchange

Circular Number : RBI/2004-2005/289A.P.(DIR Series) Circular No.29
Subject : Exim Bank's Line of Credit of USD 27 million to Government of Vietnam - A.P. (DIR Series) Circular No. 29
Department : Foreign Exchange Department

Date Of Issue : 02 December, 2004

Meant For : The Chairman/Managing Director, State Bank of India/Associate Banks/ 14 Nationalised Banks/Corporation Bank

Circular Number : RBI/2004-2005/287Ref.No.CO.DT.15.02.001/H-4906-4928/2004-05
Subject : Public Provident Fund Scheme, 1968
Department : Department of Government and Bank Accounts

Date Of Issue : 02 December, 2004

Meant For : Chief Executive Officers of All Primary (Urban) Co-operative Banks

Circular Number : RBI/2004-2005/286UBD.BSD.IP.MC.No.15 /12.05.05/2004-05
Subject : Master Circular on Prudential Norms on Income Recognition, Asset Classification, Provisioning & Other Related Matters
Department : Urban Banks Department

Date Of Issue : 02 December, 2004