Citation : 2022 Latest Caselaw 7017 Tel
Judgement Date : 27 December, 2022
HONOURABLE SMT. JUSTICE M.G. PRIYADARSINI
M.A.C.M.A. No.4243 of 2014
JUDGMENT:
Being not satisfied with the quantum of
compensation awarded in the order and decree, dated
12.08.2014, made in M.V.O.P.No.2850 of 2011 on the file
of the Motor Accidents Claims Tribunal-cum-XIII
Additional Chief Judge (Fast Track Court), City Civil Court,
Hyderabad (for short "the Tribunal"), the appellant/
claimant preferred the present appeal seeking
enhancement of the compensation.
2. The facts, in issue, are as under:
The appellant filed a petition under Section 166 of the
Motor Vehicles Act claiming compensation of
Rs.10,00,000/- for the injuries sustained by him in a road
accident that occurred on 04.09.2011. According to the
appellant, on the fateful day, while he was proceeding in
the offending vehicle i.e., Auto bearing No.AP 07Y 6075,
owned by respondent No.1 and insured with respondent
No.2, from Rudravaram village to Dulipala and when the
auto reached the outskirts of Dulipala, the driver drove the
auto in a rash and negligent manner at high speed, lost
control over the auto, as a result, the auto turned turtle.
The appellant sustained grievous injuries and he was
shifted to Government Hospital, Sattenapally. According to
the appellant, due to the injuries sustained by him, he
suffered permanent disability and he is unable to carry on
his regular duties. Therefore, the appellant laid the claim
against the respondents, seeking compensation.
3. After considering the claim and the counter filed by
respondent No.2, and on evaluation of the evidence, both
oral and documentary, the learned Tribunal has partly
allowed the O.P. and awarded compensation of
Rs.6,00,000/- with interest at 7.5% per annum. However,
as there was violation of terms and conditions of the policy,
the Tribunal invoking the doctrine of pay and recover
directed respondent No.2 to pay the compensation amount
at the first instance and then recover the same from
respondent No.1. Challenging the quantum of
compensation awarded, the present appeal is filed by the
appellant/claimant.
4. Heard learned counsel for the appellant and learned
Standing Counsel for respondent No.2.
5. Learned counsel for the appellant mainly submits
that the quantum of compensation awarded by the
Tribunal is on lower side and seeks enhancement of the
same as he suffered 89% permanent disability due to
spinal injury, the Tribunal ought to have accepted the
same considering the evidence of P.Ws.2 and 3 and
Ex.A14, disability certificate, issued by the Medical Board,
Guntur. Therefore, prayed to enhance the compensation
duly taking the disability at 89%.
6. Per contra, the learned Standing Counsel for the
Insurance Company submits that the quantum of
compensation awarded by the Tribunal is based on
evidence and the same needs no interference.
7. The finding of the Tribunal with regard to the manner
in which the accident took place has become final as the
same is not challenged either by the owner or insurer of
the vehicle.
8. The short question that arises for consideration is
"whether the compensation awarded by the Tribunal is just
and equitable"?
9. In order to establish his case, the appellant examined
himself as PW.1 and the Doctors, who treated him, as
P.Ws.2 and 3. In support of the injuries as well as the
disability sustained by him, the appellant got marked
Ex.A.14, disability certificate, issued by the Medical Board,
Guntur. P.W.2, the Orthopedic Surgeon, deposed that the
appellant was admitted in their hospital for spinal card
injury, that he was operated on 06.09.2008 and was
discharged on 15.09.2008. The evidence of P.W.3, the
doctor E.Rajendra Kumar, is that the appellant was
diagnosed with C5, C6, traumatic Disc Prelapse with
neurological injury. He further deposed that the appellant
underwent surgical management in Vijaya Health and was
referred to him for rehabilitation and physiotherapy for two
months. He further deposed that due to the injuries, the
appellant was unable to do any hard work, including
agriculture work. As seen from Ex.A14, disability
certificate, issued by the Medical Board, Guntur, the
appellant suffered 89% permanent disability due to the
injuries suffered to the spinal card. Merely because non-
examination of the member of the Medical Board, who
issued the Ex.A14, disability certificate, the Tribunal ought
not to have brushed aside the same. Therefore,
considering the evidence of P.Ws.1 to 3 and Ex.A14, this
Court is inclined to accept the disability suffered by the
appellant at 89%.
10. As regard the income, according to the appellant, he
was 54 years and was agriculturist. Therefore, considering
the age and avocation of the appellant, this Court is
inclined to fix the income of the appellant at Rs.60,000/-
per annum. As the age of the appellant at the time of
accident was about 54 years, the appropriate multiplier in
view of the judgment of Sarla Verma Vs. Delhi Transport
Corporation1, is '11'. Therefore, adopting the said
multiplier the loss of earnings on account of the disability
comes to Rs.60,000/- x 11 x 89/100 = Rs.5,87,400/-.
Further, the amount of Rs.1,00,000/- awarded for injuries;
Rs.30,000/- towards pain and suffering, mental agony;
Rs.1,00,000/- towards extra nourishment, travelling and
attendant charges and Rs.2,20,000/- towards medical
expenses are not interfered with. Thus, in all the appellant
is entitled to a sum of Rs.10,37,400/- as compensation.
2009 ACJ 1298
11. At this stage, the learned Counsel for the Insurance
company submits that the appellant claimed only a sum of
Rs.10,00,000/- as compensation and the quantum of
compensation which is now awarded would go beyond the
claim made which is impermissible under law.
12. In view of the Judgments of the Apex Court in
Laxman @ Laxman Mourya Vs. Divisional Manager,
Oriental Insurance Company Limited and another2 and
Nagappa Vs. Gurudayal Singh3 the appellant is entitled
to get just compensation even if it is more than the amount
what was claimed by the claimant.
13. Insofar as the liability is concerned, as per the charge
sheet, Ex.A2, the driver of the offending vehicle was
chargesheeted for the offence punishable under Section
181 of the M.V.Act and that the auto was overloaded than
the permitted seating capacity and therefore, there was
clear violation of terms and conditions of the policy. It is
well settled law that even if, passenger vehicle is
overloaded, the Insurance Company is not totally absolved
of its liability to indemnify the owner. In United India
(2011) 10 SCC 756
2003 ACJ 12 (SC)
Insurance Co. Ltd. v. K.M. Poonam and others4, and
National Insurance Co. Ltd. v. Tulna Devi and others5,
though the vehicle was carrying passengers in excess of the
number of passengers permitted, which was beyond the
terms of the contract, the Supreme Court had applied the
principle of pay and recover. Therefore, in the light of the
judgments of the Apex Court referred to above, the
Tribunal has rightly invoked the doctrine of pay and
recover and rightly directed the insurance company to pay
the compensation amount at the first instance and then
recover the same from the owner of the vehicle, which
needs no interference by this Court.
14. Accordingly, the appeal is allowed by enhancing the
compensation from Rs.6,00,000/- to Rs.10,37,400/- . The
enhanced amount shall carry interest at 7.5% p.a. from the
date of petition till the date of realization. The appellant is
directed to pay Deficit Court Fee on the enhanced amount.
However, following the doctrine 'pay and recover', the
Insurance Company is directed to pay the compensation
amount to the appellant, at the first instance and
thereafter recover the same from the owner of the offending
2011 ACJ 917
2009 ACJ 581
vehicle i.e., the respondent No.1 without initiating any
separate proceedings, as was directed by the tribunal. Time
to deposit the compensation is two months from the date of
receipt of a copy of this judgment. There shall be no order
as to costs.
Miscellaneous petitions, if any, pending shall stand
closed.
______________________________ JUSTICE M.G. PRIYADARSINI
27.12.2022 tsr
HONOURABLE JUSTICE M.G. PRIYADARSINI
M.A.C.M.A. No.4243 of 2014
DATE: -12-2022
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