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National Insurance Co. Ltd vs Rami Devi And Ors. (2024:Rj-Jd:39529)
2024 Latest Caselaw 8349 Raj

Citation : 2024 Latest Caselaw 8349 Raj
Judgement Date : 23 September, 2024

Rajasthan High Court - Jodhpur

National Insurance Co. Ltd vs Rami Devi And Ors. (2024:Rj-Jd:39529) on 23 September, 2024

Author: Nupur Bhati

Bench: Nupur Bhati

[2024:RJ-JD:39529]

        HIGH COURT OF JUDICATURE FOR RAJASTHAN
                       AT JODHPUR
                 S.B. Civil Misc. Appeal No. 2604/2016

National Insurance Company Ltd., Naya Darwaja Road, Nagaur
through its Authorized Signatory at "Sun Tower", 3 rd and 4th
Floor, Pal Road, Jodhpur.
                                                  ----Appellant/Non-claimant
                                    Versus
1.       Rami Devi W/o late Sh. Ganpat Ram, R/o Village Karnu
         Tehsil Khimsar Distt. Nagaur
2.       Kaani D/o late Sh. Ganpat Ram, R/o Village Karnu Tehsil
         Khimsar Distt. Nagaur
3.       Shrawan Ram S/o late Sh. Ganpat Ram, R/o Village
         Karnu Tehsil Khimsar Distt. Nagaur
4.       Santu D/o late Sh. Ganpat Ram, R/o Village Karnu Tehsil
         Khimsar Distt. Nagaur
5.       Ramu Ram S/o late Sh. Ganpat, R/o Village Karnu Tehsil
         Khimsar Distt. Nagaur
6.       Shobha D/o late Sh. Ganpat Ram, R/o Village Karnu
         Tehsil Khimsar Distt. Nagaur
7.       Gopal Singh S/o Inder Singh, R/o Village 475 New BJS
         Colony Near Rto Office Jodhpur
8.       Hanuman Singh S/o Bhanwar Singh, R/o Village Pabusar
         Tehisl Khimsar Distt. Nagaur
                                                                 ----Respondents


For Appellant(s)          :     Mr. Santosh Choudhary.
For Respondent(s)         :     Mr. Bharat Dewasi, R-1 to 6/claimants.
                                None present for R 7 & 8 despite
                                service.



               HON'BLE DR. JUSTICE NUPUR BHATI

Judgment

23/09/2024

1. This misc. appeal under Section 173 of the Motor Vehicles

Act, 1988 ('Act') has been preferred by the appellant/non-

[2024:RJ-JD:39529] (2 of 8) [CMA-2604/2016]

claimant- Insurance Company challenging the validity of the

judgment and award dated 21.06.2016 passed by the learned

Judge, Motor Accident Claims Tribunal, Nagaur ('Tribunal') in MAC

Case No.52/2011 (377/2014), whereby the learned Tribunal

awarded compensation of Rs.11,86,500/- in favour of

claimants/respondents No.1 to 6 along with interest @7.5% p.a.

The liability of paying the compensation was fastened upon all the

non-claimants jointly and severally.

2. Succinctly stated, the facts giving rise to this appeal are that

the claimants filed a claim petition under Section 166 of the Act

claiming compensation of Rs.38,01,000/- on account of

unfortunate death of sole breadwinner late Sh. Ganpat Ram, in

the accident, which took place on 09.01.2014. In the claim

petition, it was stated that on 09.01.2014, deceased Ganpat Ram

at about 08:00 pm was going on motorcycle as pillion rider from

Karnu to his 'Dhani' on motorcycle bearing registration number

RJ-21-SK-3308. The motorcycle was being plied by Gopal Singh

(non-claimant No.1) rashly and negligently and on account which

Ganpat Ram fell down and received grievous injuries. On account

of injuries, Ganpat Ram died during treatment on 20.01.2014. The

claimants stated that deceased was doing construction work and

apart from the doing the construction work, he used to do

agriculture work. The deceased was thus earning Rs.15,000/- per

month from doing the aforesaid works.

3. After issuance of the notices of the claim petition, reply to

claim petition was filed by non-claimant No.1 and 2 while denying

the submissions made in the claim petition. It was stated that no

accident took place by the motorcycle. The deceased met with

[2024:RJ-JD:39529] (3 of 8) [CMA-2604/2016]

accident with another vehicle, however, with a view to claim

compensation, the FIR of the accident was lodged while falsely

implicating the motorcycle. It was further stated that at the time

of accident, the vehicle was insured and, therefore, liability of

paying the compensation, was of the insurance company.

4. On behalf of appellant- Insurance Company, reply to claim

petition was filed while denying the facts stated in the claim

petition, except that the vehicle was insured by it. It was stated

that rider of the motorcycle was not having valid and effective

licence to ply the vehicle and no premium was charged covering

the risk of pillion rider. It was thus prayed that the insurance

company be exonerated from its liability to pay the compensation.

5. The learned Tribunal, on the strength of pleadings of the

parties, settled four issues for determination.

6. For proving his case, the claimants examined witnesses, viz.

AW.1 Rami Devi, AW.2 Bhura Ram, and AW.3 Shera Ram and also

placed on record documents, which were exhibited as Ex. 1 to 37.

The Non-claimant No.1 examined himself as NAW.1. No

documentary evidence was tendered by the non-claimants.

7. The learned Tribunal, while deciding Issue No.1, after

considering the evidence produced before it, has recorded a

finding that after investigation in the FIR No.16/2014 lodged by

complainant, Bhura Ram Jat, at Police Station Panchodi, District

Nagaur, charge sheet was filed against the rider i.e. Gopal Singh

for the offences under Sections 279 and 304A of IPC and no

explanation was furnished by said Gopal Singh for his false

implication in the accident. The learned Tribunal decided Issue

No.2 against the insurance company while recording a finding that

[2024:RJ-JD:39529] (4 of 8) [CMA-2604/2016]

the non-claimant was having valid licence to ply the motorcycle.

The learned Tribunal decided the issue No.3 partially in favour of

claimants and after considering the evidence brought before it,

awarded compensation of Rs.10,61,424/- towards the loss of

income on account of death of Sh. Ganpat Ram. The learned

Tribunal awarded a sum of Rs.25,000/- towards funeral expenses

and Rs.1,00,000/- towards loss of consortium. The learned

Tribunal thus awarded a sum of Rs.11,86,500/- (round off). For

the amount of compensation, all the non-claimants were held

jointly and severally liable.

8. None appeared on behalf of respondents No.7 & 8 despite

service.

9. The instant misc. appeal was admitted by a Coordinate

Bench of this Court vide order dated 19.12.2016 and execution of

the impugned judgment and award was stayed, subject to

appellant depositing Rs.9,00,000/- along with interest as awarded

by the Tribunal within a period of six weeks from 19.12.2016. The

amount upon being deposited was directed to be disbursed to the

claimants on moving an appropriate application.

10. Learned counsel appearing for the appellant-Insurance

submits that FIR in this case was lodged after 11 days of the

accident without assigning any plausible reasons for such an

inordinate delay, though as per the version of AW.3 Shera Ram,

who was styled as eyewitness of the accident, has stated that he

immediately informed about the accident to Bhura Ram, brother of

the deceased. Learned counsel for the appellant further submits

that as per the story set out in the FIR, the accident took place on

a straight road due to negligent driving of motorcyclist and the

[2024:RJ-JD:39529] (5 of 8) [CMA-2604/2016]

pillion rider fell off the motorcycle, whereas as the version of the

eyewitness Shera Ram (AW.3), the motorcycle got slipped at the

curve of the road and the deceased sustained head injury.

Learned counsel for the appellant submits that in the accident, no

injury has been sustained by the rider i.e. Gopal Singh and further

as per the report of the MTO and seizure report, no scratch marks

were found on the motorcycle, which bound to be there on

account of slipping of the motorcycle. Learned counsel for the

appellant further submits that as per the Naksha Mauka, the

accident had taken place on a straight road and not at the curve,

as stated by the eyewitness of the accident. Thus the learned

Tribunal has erred in deciding the issue No.1 in favour of

claimants. Learned counsel for the appellant further drew

attention of the Court towards the testimony of Gopal Singh (Non-

claimant No.1), who in his statements, deposed that at the time of

accident, he was not even present at the place of occurrence and

was at Jodhpur, but the same has not been considered and due

weightage has been given to the statement of AW.3 Shera Ram.

Learned counsel for the appellant further submits that charge

sheet is not a conclusive proof of negligence and the negligence is

required to be proved by independent and corroboratory evidence

and, therefore, the finding recorded on issue No.1 while relying

upon the charge sheet deserves to be set aside.

11. Questioning the quantum of amount of compensation,

learned counsel for the appellant submits that the learned Tribunal

has erred in quantifying the loss of income and awarding 50%

towards future prospects. Learned counsel for the appellant

submits that in the case where the deceased is self employed or

[2024:RJ-JD:39529] (6 of 8) [CMA-2604/2016]

not on fixed salary, the actual income at the time of death without

any addition to income for future prospects should be counted.

12. On the other hand, learned counsel for the

respondents/claimants opposed the submissions made by counsel

for the appellant. Learned counsel for the claimants submits that

the compensation awarded by the learned Tribunal is just and

reasonable and, therefore, the same deserves to be upheld. He

submits that in the accident, Ganpat Ram sustained injuries and

the first and foremost duty was to provide treatment the injured

person and, therefore, some delay had occasioned in lodging the

FIR, which in the given circumstances cannot be said to be fatal.

He further submits that charge sheet was filed against the non-

claimant No.1, which fact remained unrebutted, and no remedy

was availed by the non-claimant No.1 against filing of charge

sheet in the FIR lodged by the complainant. He thus submits that

the judgment and award impugned does not call for any

interference and the misc. appeal be dismissed.

13. I have heard learned counsel for the parties, perused the

impugned award and through scanned the material available on

record.

14. In order to thrash out the matter for ascertaining cause of

accident, resulting in untimely death of deceased, the impugned

award deserves judicial scrutiny on Issue No.1. On appreciation of

evidence, the learned Tribunal decided Issue No.1 in favour of

claimants while recording the finding that upon report being

submitted by complainant, Bhura Ram, FIR No.16/2014 was

registered at Police Station Panchodi, District Nagaur; wherein

after investigation, charge sheet for offences under Sections 279

[2024:RJ-JD:39529] (7 of 8) [CMA-2604/2016]

and 304-A of IPC was filed against non-claimant No.1, Gopal

Singh. However, no explanation was furnished by said Gopal Singh

for his false implication in the accident. This Court finds that the

learned Tribunal, upon scrutiny of evidence, found that it was the

non-claimant No.1, who plied his vehicle rashly and negligently, as

a result of which the pillion rider sustained injuries and succumbed

to the same. This Court also finds that interestingly, before the

learned Tribunal no such arguments have been raised that non-

claimant No.1 ever denied his presence at the time of accident

and that he was at Jodhpur at the time of accident, and for the

first time, these submissions have been made. In the considered

view of this Court, such submissions cannot be appreciated or

gone into at the appellate stage.

15. This Court finds that the learned Tribunal considering the

material produced before it has treated the deceased to be a

labourer and has quantify the amount of compensation while

taking into consideration the minimum wages at Rs.4914/- per

month and has rightly awarded 50% towards future prospects.

The learned Tribunal has considered the number of dependents,

who were six in number and, therefore, the learned Tribunal has

rightly deducted 1/4th deduction towards personal expenses and

thus the amount of compensation quantify at Rs.10,61,434/-

towards the loss of income, is just and the same calls for no

interference. This Court also finds that the amount awarded in

favour of claimants towards funeral expenses and loss of

consortium is also adequate.

16. In view of above discussion, this Court is of the opinion that

the learned Tribunal has not committed any error while passing

[2024:RJ-JD:39529] (8 of 8) [CMA-2604/2016]

the impugned judgment and award and no case of enhancement is

made out. The appeal has no force. The misc. appeal fails and is

hereby dismissed. No costs. The remaining amount of

compensation under the interim order passed by a Coordinate

Bench of this Court be paid to the claimants within a period of six

weeks from today with interest, as awarded by the learned

Tribunal. Record be sent be back.

(DR. NUPUR BHATI),J 191-DJ/-

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