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National Insurance Company Limited vs Nanthini
2025 Latest Caselaw 4693 Mad

Citation : 2025 Latest Caselaw 4693 Mad
Judgement Date : 10 June, 2025

Madras High Court

National Insurance Company Limited vs Nanthini on 10 June, 2025

                                                                                      C.M.A.(MD).No.385 of 2022

                            BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                               DATED : 10.06.2025

                                                        CORAM:

                                  THE HONOURABLE Mrs.JUSTICE R.KALAIMATHI

                                          C.M.A.(MD).No.385 of 2022
                                                     and
                                          C.M.P.(MD).No.3386 of 2022
                                                     and
                                          C.M.P.(MD).No.5890 of 2024

                  National Insurance Company Limited,
                  J.K.Plaza, No.3622-27,
                  Santhanathapuram 5th Street, Pudukkottai.
                  Policy No.641000311810003347.       … Appellant / 2nd Respondent

                                                            vs.
                  1.Nanthini
                  2.Minor.Shalini
                  3.Minor Malini
                  (R2 and R3 are minors represented by
                  their Mother / Guardian / R1)

                  4.Pragathambal (Died)           … Respondents/Petitioners
                   (Memo dated 02.01.2025
                   filed on 03.01.2025 USR No.626,
                   is recorded, as R4 died & R1 to R3
                   who are already on record are
                   recorded as LRs of the deceased R4,
                   vide Court Order dated 06.01.2025

                  5.J.Jawahar

                  PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of the

                  Motor Vehicles Act, 1988, against the Award dated 05.02.2021 made in

                  M.C.O.P.No.569 of 2019 by the Motor Accident Claims Tribunal / Sessions


                  1/7




https://www.mhc.tn.gov.in/judis             ( Uploaded on: 23/06/2025 01:09:46 pm )
                                                                                        C.M.A.(MD).No.385 of 2022

                  Judge, Mahila Court, Pudukkottai.

                            For Appellant       : Mr.A.S.Mathialagan
                            For Respondents : Ms.A.Banumathy[For R1 to R3]
                                         R4 – Died
                                         R5 – No Appearance

                                                       JUDGMENT

This Civil Miscellaneous Appeal has been preferred by the

Insurance Company against the Award dated 05.02.2021, passed in

M.C.O.P.No.569 of 2019 by the Motor Accident Claims Tribunal / Mahila

Court, Pudukkottai on quantum for a change.

2. Parties are indicated as per their litigative status and ranking

before the Tribunal.

3. Heard the arguments of the learned counsel for the appellant and

the learned counsel for the respondents No.1 to 3.

4. Despite the receipt of notice, 5th respondent neither appeared nor

entered appearance through his counsel.

5. It has come on record through the evidence of PW1 that her

husband was working as a loadman at the TASMAC godown and earning

a sum of Rs.25,000/- p.m. The employer of the deceased is examined as

https://www.mhc.tn.gov.in/judis ( Uploaded on: 23/06/2025 01:09:46 pm )

PW3(Tr.Ravi). He would depose that the deceased was working as a

loadman at the TASMAC godown and he was being paid Rs.800/- to

1000/- per day (as per pay certificate). As per Post-Mortem Certificate

Ex.P2, age of the deceased has been taken as 37 years at the relevant

point of time. Relying upon the aforestated details, the Tribunal has fixed

his income at Rs.16,800/- (Rs.800/- X 21 working days) which cannot be

found fault with.

6. As held in National Insurance Co. Ltd., v. Pranay Sethi

and others reported in 2017 (2) TN MAC 609 (SC), for future

prospects 40% was added while computing the income. As per the law laid

down by the Apex Court in Smt. Sarla Verma & Ors., v. Delhi

Transport Corporation & Another reported in 2009 (2) TN MAC 1

(SC), multiplier 15 was adopted and as regards deduction for personal

and living expenses, as the claimants are four in number, 1/4th is taken

and for loss of dependency, arrived at Rs.31,75,200/-(Rs.16,800/-+40%

-1/4 X 12 X 15). In consideration of age, occupation of the deceased and

relying upon the testimony of PW3, the Tribunal has computed the loss of

dependency as mentioned supra and this Court is of the opinion that the

said computation appears to be reasonable and acceptable and it needs

no interference. As regards other heads also amounts awarded by the

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Tribunal appears to be reasonable and hence needs no interference.

7. When the matter was posted for arguments, on 02.01.2025, the

learned counsel for the respondents 1 to 3 / claimants would state that the

4th respondent namely, mother of the deceased Neelakandan died and the

legal heirs of 4th respondent are already on record / claimants and hence,

no legal representatives need be further added.

8. Arguments advanced on either side were heard and reserved for

orders. For want of death certificate of deceased, 4th respondent, matter

was posted and the death certificate of the 4th respondent herein was filed

by way of memo dated 05.06.2025 and the memo is taken on record.

9. In the result,

(i) This Civil Miscellaneous Appeal stands dismissed. No costs.

(ii) The compensation awarded by the Tribunal is confirmed.

(iii) The Appellant / Insurance Company is directed to deposit the

compensation amount awarded by the Tribunal i.e., Rs.32,90,200/- (less

the amount already deposited if any) together with interest at the rate of

7.5% per annum from the date of claim petition till the date of deposit to

the credit of M.C.O.P.No.569 of 2019 on the file of Motor Accident Claims

Tribunal / Sessions Judge, Mahila Court, Pudukkottai, within a period of

https://www.mhc.tn.gov.in/judis ( Uploaded on: 23/06/2025 01:09:46 pm )

eight weeks from the date of receipt of a copy of this Judgment.

(iv) On such deposit being made, since the 4th claimant died, the 1st

claimant/wife of the deceased is permitted to withdraw Rs.12,90,200/- and

the minor claimants 2 and 3 are permitted to withdraw Rs.10,00,000/- each

along with interest and costs, after adjusting the amount, if any already

withdrawn, by filing necessary application before the Tribunal. The share

of the minors shall be deposited in any one of the nationalized bank till

they attain majority and the 1st respondent, mother of the minor claimants,

Nanthini, shall be permitted to withdraw quarterly interest from the said

amount. The claimants are directed to pay the Court fee for the enhanced

compensation amount, if required. The Tribunal below shall disburse the

enhanced amount upon production of the certified copy showing proof of

payment of Court fee by the claimants. Consequently, connected

miscellaneous petitions are closed.

10.06.2025 Index : Yes/No Speaking / Non-speaking order ssn

To:

1. The Motor Accident Claims Tribunal, Sessions Judge,

https://www.mhc.tn.gov.in/judis ( Uploaded on: 23/06/2025 01:09:46 pm )

Mahila Court, Pudukkottai.

2. The Section Officer, V.R.Section, Madurai Bench of Madras High Court, Madurai.

R.KALAIMATHI, J.,

ssn

and

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and

10.06.2025

https://www.mhc.tn.gov.in/judis ( Uploaded on: 23/06/2025 01:09:46 pm )

 
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