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Reliance General Insurance Co.Ltd vs Geetha
2024 Latest Caselaw 18030 Mad

Citation : 2024 Latest Caselaw 18030 Mad
Judgement Date : 10 September, 2024

Madras High Court

Reliance General Insurance Co.Ltd vs Geetha on 10 September, 2024

Author: J.Nisha Banu

Bench: J.Nisha Banu

                                                                       C.M.A.No.2406 of 2024

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED : 10.09.2024

                                                     CORAM

                                  THE HONOURABLE MRS. JUSTICE J.NISHA BANU
                                                   AND
                                  THE HONOURABLE MRS. JUSTICE R.KALAIMATHI

                                              C.M.A.No.2406 of 2024
                                                       and
                                              C.M.P.No.19543 of 2023


                     Reliance General Insurance Co.Ltd.,
                     Reliance Center,
                     watchand Hitachand Marg,
                     Battard Estate,
                     Mumbai - 600 038                                   ..Appellant

                                                    Vs.

                     1. Geetha
                        W/o Late Selvam

                     2. Minor Nithish,
                        S/o Late Selvam

                     3. Minor Abinaya
                        D/o Late Selvam,
                     Minors 2 & 3 rep. by
                     R1 Mother & Natural Guardian

                     4. Vanaroja,
                        W/o Jayavelu

                     5. Jayavelu,
https://www.mhc.tn.gov.in/judis
                     Page 1/9
                                                                                     C.M.A.No.2406 of 2024

                         S/o Chinnappa Gounder

                     6. A.Arokiya Dass,
                        S/o Arulandu                                         ..Respondents


                     Prayer:

                                  Civil Miscellaneous Appeal filed under Section 173 of the Motor

                     vehicles Act, 1988 against the award dated 30.11.2023 passed in

                     M.C.O.P.No.86 of 2023 (Vaniyambadi M.C.O.P.No.205 of 2019) on the

                     file of Motor Accidents Claims Tribunal, (Subordinate Judges Court),

                     Ambur.

                                        For Appellant     : Mr.C.Vasudevan

                                        For Respondent    : Mr.E.Terry Chella Raja


                                                       JUDGMENT

(The order of the Court was made by Mrs.J.Nisha Banu,J.)

This Civil Miscellaneous Appeal has been preferred by the

Insurance Company, challenging the award dated 30.11.2023 passed in

MCOP.No.86 of 2023 (Vaniyambadi MCOP.No.205 of 2019) on the file

of Motor Accidents Claims Tribunal (Subordinate Judges Court),Ambur.

2. The appellant/ Insurance Company is the 2nd respondent in

https://www.mhc.tn.gov.in/judis

M.C.O.P.No.86 of 2023. The 6th respondent is the owner of the vehicle.

The respondents 1 to 5/claimants had filed the said claim petition

claiming a sum of Rs.30,00,000/- as compensation for the death of

Mr.Selvam, who died in the accident that took place on 19.10.2019.

3. The 1st respondent is the wife of the deceased. The 2nd & 3rd

respondents are the children and the 4th and 5th respondents are the

parents of the deceased. The 6th respondent is the owner of the vehicle.

According to the claimants, the accident occurred on 19.10.2019 at

about 11.00 p.m. near Chinnacherry at Govindampadi Village at Chennai

to Banglore National Highways. When Selvam was walking on the

extreme left side of the road, the vehicle TATA 407 belonging to the 6th

respondent bearing Reg.No.KA-03-2637 came in a very rash and

negligent manner towards Ambur, dashed behind Selvam, due to which,

he sustained injuries on his head and spinal cord and died on 29.10.2019

in Vellore Government Medical College Hospital. The claimants claimed

a sum of Rs.30,00,000/- as compensation and the Tribunal, awarded a

sum of Rs.28,07,166/-. Challenging the award of the Tribunal, the

present Appeal has been filed.

https://www.mhc.tn.gov.in/judis

4. Heard the learned counsel the appellant Insurance Company,

learned counsel for the respondents/claimants and perused the materials

available on record.

5. Though the learned counsel for the appellant Insurance

Company has challenged the liability and quantum in the award passed

by the Tribunal, now he confines his argument only in respect to the

amount of Rs.75,000/- awarded under the head of 'love and affection'.

Learned counsel would state that already an excess amount of

Rs.2,00,000/- was awarded towards 'contribution to the family' and

therefore, a sum of Rs.75,000/- awarded towards 'love and affection' may

be deleted.

6. Learned counsel appearing for the claimants has also accepted

for deleting the amount of Rs.75,000/- awarded under the head 'love and

affection'.

7. The Tribunal, under the impugned award, directed the

https://www.mhc.tn.gov.in/judis

Insurance Company to pay the claimants, a compensation of

Rs.28,07,166/-(Rupees Twenty Eight Lakhs, Seven Thousand One

Hundred and Sixty Six only) as detailed hereunder :

                                                Heads                Amount awarded
                                                                      by the Tribunal
                                                                           (Rs.)
                                   Loss of earning                          24,82,830
                                   Loss of love and affection                  75,000
                                   Medical bill expenses                       14,836
                                   Transport charges                             4,500
                                   Funeral expenses                            15,000
                                   Loss of Estate                              15,000
                                   Contribution to the family                2,00,000
                                   Total                                    28,07,166


8. Since the learned counsel for the claimants accepted for deleting

the amount of Rs.75,000/- awarded under the head of 'love and affection',

we are of the view that the amount awarded by the Tribunal in all other

heads need not be interfered with and hence, the same is hereby

confirmed.

9. In the light of the above, the compensation awarded by the

Tribunal is hereby modified as under:

https://www.mhc.tn.gov.in/judis

S. Description Amount Amount Award No awarded by awarded by confirmed or Tribunal this Court enhanced or (Rs) (Rs) granted

1. Loss of income 24,82,830 24,82,830 Confirmed

2. Loss of love and affection 75,000 Nil Reduced (deleted)

3. Medical bill expenses 14,836 14,836 Confirmed

4. Transport charges 4,500 4,500 Confirmed

5. Transport charges 15,000 15,000 Confirmed

6. Loss of Estate Funeral 15,000 15,000 Confirmed expenses

7. Contribution to the family 2,00,000 2,00,000 Confirmed Total 28,07,166 27,32,166 Reduced

10. In the result, the Civil Miscellaneous Appeal is partly allowed

and the compensation awarded by the Tribunal at Rs.28,07,166/- is

hereby reduced to Rs.27,32,166/- (Rupees Twenty Seven Lakhs Thirty

Two Thousand One Hundred and Sixty Six only) together with interest at

the rate of 7.5% per annum from the date of petition till the date of

deposit. The appellant-Insurance Company is directed to deposit the

award amount now determined by this Court along with interest and

costs, less the amount already deposited, if any, within a period of six

weeks from the date of receipt of a copy of this judgment, to the credit of

M.C.O.P.No.86 of 2023 on the file of the Motor Accidents Claims https://www.mhc.tn.gov.in/judis

Tribunal, (Sub-Court), Ambur. On such deposit, the claimants are

permitted to withdraw the award amount now determined by this Court,

along with interest and costs, less the amount if any, already withdrawn

by making necessary applications before the Tribunal. The 1st claimant,

wife of the deceased is entitled to Rs.13,32,166/- instead of

Rs.14,07,166/-. Insofar as the other claimants are concerned, the

apportionment made by the Tribunal is confirmed.

11. Insofar as the share of the minor claimants is concerned, the

same shall be deposited in a Fixed deposit in any one of the Nationalized

Banks, till they attain the age of majority and the interest accrued thereon

shall be withdrawn by the guardian of the minor claimants once in three

months, directly from the Bank. There shall be no order as to costs.

Consequently, connected miscellaneous petition is closed.

                                                                       (J.N.B,J.)       (R.K.M., J.)
                     Index              : Yes / No                           10.09.2024
                     Internet           : Yes
                     vsi



                     To
https://www.mhc.tn.gov.in/judis





                     The Motor Accidents Claims Tribunal,
                     (Sub-Court), Ambur




                                                            J. NISHA BANU, J.
                                                                         and
https://www.mhc.tn.gov.in/judis



                                    R.KALAIMATHI,J.

                                                        vsi









                                              10.09.2024




https://www.mhc.tn.gov.in/judis

 
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