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The Oriental Insurance Company ... vs Kala
2023 Latest Caselaw 14220 Mad

Citation : 2023 Latest Caselaw 14220 Mad
Judgement Date : 7 November, 2023

Madras High Court
The Oriental Insurance Company ... vs Kala on 7 November, 2023
                                                                           C.M.A(MD)No.1099 of 2023


                           BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                               DATED: 07.11.2023

                                                     CORAM:

                           THE HONOURABLE MR.JUSTICE RMT.TEEKAA RAMAN
                                              AND
                               THE HONOURABLE MR.JUSTICE P.B.BALAJI

                                          C.M.A(MD)No.1099 of 2023
                                                   and
                                          C.M.P(MD)No.15012 of 2023

                     The Oriental Insurance Company Ltd.,
                     Represented by its Branch Manager,
                     Near Canara Bank,
                     No.94-E,South Kaliayamman Kovil Street,
                     Pattukkottai Nagar,
                     Thanjavur District.                 ...Appellant/2nd Respondent

                                                     .vs.

                     1.Kala
                     2.Vellaithurai
                     3.Pavya
                     4.Divya                                  ...Respondents 1 to 4/
                                                                     Petitioners 1 to 4
                     5.Periyasamy                      ...5 Respondent /1st Respondent
                                                           th

                     6.A.Syed Alam                     ...6th Respondent/ 3rd Respondent
                     7.The Branch Manager,
                       IFFCO Tokiyo General
                       Insurance Company Ltd.,
                       No.82, Preetham Plaza 1st Floor,
                       Chandrakandhi Nagar,
                       Ponmeni, Madurai Nagar,
                       Madurai District.              ...7th Respondent
                     (Cause title is amended by including R7
                      as per the order of this Court dated 18.10.2023)

                     1/9
https://www.mhc.tn.gov.in/judis
                                                                                 C.M.A(MD)No.1099 of 2023




                     PRAYER: Civil Miscellaneous Appeal filed under Section 173 of
                     Motor Vehicles Act, 1988 against the award dated 15.12.2022 made in
                     M.C.O.P.No.264 of 2017 on the file of the learned Principal District
                     Judge, Sivagangai.


                                        For Appellant             :Mr.A.Ilango

                                        For R1 to R3              :Mr.S.Muthumalai Raja


                                                       JUDGMENT

************

[Judgment of the Court was made by RMT.TEEKAA RAMAN.,J.]

This Civil Miscellaneous Appeal is directed againt the judgement

and award made in M.C.O.P.No.264 of 2017, dated 15.12.2022, on the

file of the Principal District Judge, Sivagangai.

2. Heard Mr.A.Ilango, learned counsel appearing for the appellant

and Mr.S.Muthumalai Raja, learned counsel appearing for the

respondents 1 to 3.

3. By consent of both sides, this Civil Miscellaneous Appeal itself

is taken up for final disposal.

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.1099 of 2023

4. The Insurance Company is the appellant herein. The appeal has

been preferred by the appellant challenging the negligence, liability and

quantum.

5. The respondents 1 to 4 are the legal representatives of the

deceased Saravanakumar, who was the bachelor and studying BCA

second year at the time of accident. The college has arranged for

educational tour and they were travelled in a NNL bus from Karaikudi to

Thanjavur. In the meantime, based on certain issues in the bus, the batch

of students were transferred from the NNL bus to two Maxi Cap vehicles.

The deceased Saravanakumar and other students were travelling in a

Maxi cap car bearing registration No.TN-49-AA-9204. The driver of the

Maxi cap car has driven the vehicle in a rash and negligent manner and

dashed behind the lorry bearing registration No.TN-28-AW-9091 parked

in the left side of the road. The Maxi-cap car was insured with the

appellant Insurance Company and the lorry was insured with the 7th

respondent herein.

6. Before the Tribunal, the appellant insurance compnay, who is

the insurer of the Maxicap car in which the deceased has travelled, has

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.1099 of 2023

taken a stand that due to sudden brake applied by the driver of the lorry

insured with the 7th respondent herein, the accident has taken place.

7. Per contra, the 7th respondent herein has filed a counter stating

that the lorry was parked on the left side of the road and the driver of the

Maxicap car has not observed the principles of road discipline and

dashed behind the parked lorry.

8. During trial, on behalf of the claimants, the father of the

deceased was examined as P.W.1 and the occurrence witness was

examined as P.W.2 and Ex.P1 to Ex.P25 were marked. On behalf of the

respondent, namely, IFCO Tokiya Insurance, one Lakshmanan was

examined as R.W.1 and the insurance policy of the lorry was marked as

Ex.R1. The appellant insurance company has not getting any oral and

documentary evidence.

9. On consideration of both oral and documentary evidence, the

tribunal has come to the conclusion that the very accident has taken place

due to the rash and negligent driving on the part of the driver of the

Maxicap car, in which the deceased was travelled and accordingly, held

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.1099 of 2023

that the owner of the vehicle and the insurance company are jointly and

severally liable to pay the compensation and awarded a compensation of

Rs.28,71,600/-.

10. The tribunal has fixed the notional of the deceased at

Rs.18,000/- per month. Aggrieved against the same, the insruance

company has preferred this appeal.

11. After perusing the evidence of P.W.2 and also the discussion

rendered by the Tribunal on the point of negligence on the part of the

driver of the Maxicap car, this Court finds that there is no irregularity or

illegality warranting interference in the findings of the tribunal.

12. With regard to the liability, it is seen from the documentary

evidence of Ex.P8 and Ex.P10 wherein we find that the driver of the

Maxicap vehicle is having a valid driving licence and the policy was

covered only 12 + 1, whereas, in the instant case, 15 persons were

travelled as per Ex.P1-FIR. It is seen from Ex.P3 Motor Vehicle

Inspector Report and also Ex.P6-charge-sheet, the permitted persons in

the Maxicap car is only 12+1. In the instant case, as evident from Ex.P1

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.1099 of 2023

totally 15 persons were travelled and hence, we find that only 2 persons

were injured and died and for the said two persons are duly covered

under Ex.P8 policy and hence, on the point of liability, we do not find

any error on the face of record, which cause for any interference.

13. On the point of quantum of compensation, we find that as per

age of the deceased, education qualification the tribunal has rightly

applied the multiplier as per the judgment in 2009(2) TN MAC 1

(SC) (Smt. Sarla Verma and Others Vs. Delhi Transport

corporation and another) and future prospects is also fixed as per

the judgment in 2017(2) TNMAC 609 (SC) [National Insurance

Co. Ltd., v. Pranay Sethi]. However, taking note of the fact that the

deceased is studying BCA second year and the accident is of the year

2017, we find that the notional income fixed by the tribunal is higher side

and therefore, this court is inclined to interfere with the same.

Accordingly, notional income is fixed at Rs.15,000/- as the deceased is

studying BCA second year.

Rs.15,000/- x 40% furture prospects = 6,000/-

Rs.15,000+6,000= 21,000 / 2 = 10,500/-

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.1099 of 2023

Rs.10,500 x 12= 1,26,000/- x 18 multiplier =22,68,000/-

The compensation awarded in all other heads are just and reasonable and

the same were confirmed. Accordingly, the Civil Miscellaneous Appeal

is partly allowed.

14.The award of the Tribunal is modified as follows:

                      S. Description              Amount         Amount          Award
                      No.                         awarded     by awarded by this confirmed          or
                                                  Tribunal       Court           modified           or
                                                                                 enhanced           or
                                                                                 granted
                      1.     Loss of income        Rs.27,21,600       Rs.22,68,000 Reduced

                      2.     Loss of funeral          Rs.20,000          Rs.20,000 confirmed
                             expenses
                      3.     Loss of parental         Rs.80,000          Rs.80,000 confirmed
                             consortium
                      4.     Loss of love             Rs.40,000          Rs.40,000 confirmed
                             and affection
                      5.     For Cloths                 Rs.5,000          Rs.5,000 confirmed
                      6.     For                        Rs.5,000          Rs.5,000 confirmed
                             Transportation
                             Total                 Rs.28,71,600       Rs.24,18,000        reduced by
                                                                                         Rs.4,53,600


15.The Civil Miscellaneous Appeal is partly allowed reducing the

https://www.mhc.tn.gov.in/judis C.M.A(MD)No.1099 of 2023

compensation from Rs.28,71,600/-to Rs.24,18,000/- with interest at the

rate of 7.5% p.a.from the date of claim petition till the date of realization.

The appellant / Insurance company is directed to deposit the reduced

award amount, less the amount already deposited, if any, within a period

of four weeks from the date of receipt of a copy of this order. The

claimants are entitled to withdraw the reduced award amount along with

proportionate accrued interest and cost, less the amount already

withdrawn, if any, as per the apportionment made by the tribunal, by

filing necessary application before the tribunal. The Tribunal is directed

to refund the excess amount, if any, to the appellant / Insurance company

along with proportionate interest. No costs. Consequently, connected

miscellaneous petition is closed.





                     Index:Yes/No                             [T.K.R.,J.]    [P.B.B.,J.]
                     Internet:Yes/No                                07.11.2023
                     NCC:Yes/No
                     am


                     To
                     The Motor Accident Claims Tribunal,
                     Principal District Judge,
                     Sivagangai.


https://www.mhc.tn.gov.in/judis
                                         C.M.A(MD)No.1099 of 2023




                                  RMT.TEEKAA RAMAN,J.
                                                  AND
                                          P.B.BALAJI,J.


                                                             am




                                     JUDGMENT MADE IN
                                  C.M.A(MD)No.1099 of 2023




                                                   07.11.2023





https://www.mhc.tn.gov.in/judis

 
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