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The Oriental Insurance Company ... vs Veeraiyan
2021 Latest Caselaw 10764 Mad

Citation : 2021 Latest Caselaw 10764 Mad
Judgement Date : 27 April, 2021

Madras High Court
The Oriental Insurance Company ... vs Veeraiyan on 27 April, 2021
                                                                               C.M.A.No.2564 of 2016

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                     DATED: 27.04.2021

                                                         CORAM:

                               THE HONOURABLE MR. JUSTICE ABDUL QUDDHOSE

                                                C.M.A.No.2564 of 2016
                                              and C.M.P.No.18374 of 2016

                     The Oriental Insurance Company Limited,
                     rep. by its Branch Manager,
                     No.6, MummyDaddy Complex, Mettu Street,
                     Tiruthuraipoondi Munsiff and Taluk, Town and Post.              ..Appellant

                                                             Vs

                     1.Veeraiyan
                     2.Mathiyazhagan                                              ...Respondents

                     Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor

                     Vehicles Act, 1988, against the decree and judgment dated 29th day of April,

                     2015, made in M.C.O.P.No.27 of 2012, on the file of the Motor Accident

                     Claims Tribunal, (Sub Court), Mannargudi.



                                     For Appellant           : Mr.K.Vinod
                                     For Respondents         : Mr.D.Lakshmipathy for R1
                                                              R2 - Refused
                                                     JUDGMENT

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2564 of 2016

This appeal has been filed by the Insurance Company challenging the

Award dated 29.04.2015 passed by the Motor Accident Claims Tribunal,

(Sub Court), Mannarkudi, in M.C.O.P.No.27 of 2012.

2.The Appellant Insurance Company has challenged the impugned

Award questioning the quantum of compensation awarded by the Tribunal

as according to them, the same is excessive.

3.The Tribunal under the impugned Award directed the Appellant

Insurance Company to pay the first respondent/claimant a compensation of

Rs.2,75,800/- together with interest and costs as detailed hereunder:

                                             Particulars         Amount (Rs.)
                                   Transportation                         5,000
                                   Disability (20%)                      40,000
                                   Attender charges                       3,000
                                   Loss of earning capacity            1,72,800
                                   Pain and suffering                    25,000
                                   Extra nourishment                     15,000
                                   Medical expenses                      15,000
                                Total                         Rs.2,75,800/-

4.Heard Mr.K.Vinod, learned counsel for the Appellant and

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2564 of 2016

Mr.D.Lakshmipathy, learned counsel for the first respondent.

5.The main contention raised by the Appellant Insurance Company is

that the Tribunal ought not to have adopted the multiplier method for the

purpose of assessing compensation to the first respondent/claimant towards

loss of earning capacity.

6.The first respondent/claimant has sustained left clavicle fracture as

a result of an accident on 29.03.2011 caused by a vehicle insured with the

Appellant. The nature of injuries sustained by the first respondent/claimant

as indicated above has not been disputed by the Appellant Insurance

Company as seen from the evidence available on record.

7.The Doctor who was examined as PW2 has assessed the disability

of the first respondent/claimant at 20%. However, despite the fact that the

nature of injuries sustained by the first respondent/claimant is only left

clavicle fracture the Tribunal has erroneously adopted the multiplier

method and assessed the compensation payable to the first

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2564 of 2016

respondent/claimant towards loss of earning capacity at Rs.1,72,800/-. This

Court is of the considered view that the said assessment made by the

Tribunal towards loss of earning capacity is an erroneous assessment and

will have to be set aside as the first respondent/claimant is only entitled for

disability compensation based on his actual disability.

8.The Tribunal ought to have awarded only disability compensation

to the victim, but in addition to the same has also awarded compensation

towards loss of earning capacity to the first respondent/claimant which he is

not legally entitled to. However, the Tribunal failed to take into

consideration year of the accident for fixing the disability compensation.

The accident happened on 29.03.2011. The Tribunal has assessed the

disability compensation for 20% disability suffered by the first

respondent/claimant at Rs.40,000/- calculated at Rs.2,000/- per percentage

of disability which in the considered view of this Court is low and it has to

be necessarily enhanced.

9.After giving due consideration to the year of the accident, this Court

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2564 of 2016

fixes the disability compensation of the first respondent/claimant at

Rs.60,000/- calculated at Rs.3,000/- per percentage of disability instead of

Rs.2,000/- per percentage of disability fixed by the Tribunal.

10.The Tribunal has also awarded a lesser compensation towards

transportation and attender charges which has to be necessarily enhanced to

Rs.10,000/- and Rs.5,000/- respectively.

11.The Tribunal has also failed to award any compensation towards

loss of income during the period of treatment to the first

respondent/claimant. Considering the nature of injuries sustained by the

first respondent/claimant, this Court fixes the same at Rs.42,000/- calculated

at Rs.7,000/- per month for a period of six months.

12.The Tribunal has awarded a compensation of Rs.25,000/- towards

pain and suffering, Rs.15,000/- towards extra nourishment charges and

Rs.15,000/- towards medical expenses. The same is confirmed by this Court.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2564 of 2016

13.For the foregoing reasons, the compensation awarded by the

Tribunal under the impugned Award is reduced by this Court from

Rs.2,75,800 to Rs.1,72,000 as detailed hereunder:

                                             Particulars            Award              Reduced/
                                                                  Amount (Rs.)         modified
                                                                                       Amount
                                   Transportation                        5,000               10,000
                                   Disability (20%)                     40,000               60,000
                                   Attender charges                      3,000                 5,000
                                   Loss of earning capacity            1,72,800                     -
                                   Pain and suffering                   25,000               25,000
                                   Extra nourishment                    15,000               15,000
                                   Medical expenses                     15,000               15,000
                                   Loss of income (Rs.7,000 x 6                  -           42,000
                                   months)
                                   Total                          Rs.2,75,800/- Rs.1,72,000/-


14.The compensation awarded by the Tribunal is reduced to

Rs.1,72,000/- from Rs.2,75,800/- along with interest and costs assessed by

the Tribunal. The Tribunal shall transfer the amount lying to the credit of

MCOP.No.27 of 2012 to the bank account of the first respondent/claimant

through RTGS, within a period of one week thereafter. The Appellant

Insurance Company is permitted to withdraw the excess amount if any,

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2564 of 2016

deposited by them before the Tribunal. No costs. Consequently, connected

miscellaneous petition is closed.

27.04.2021

Index:Yes/No Internet:Yes/No Speaking/Non-speaking order pam

To

1.The Motor Accident Claims Tribunal, (Sub Court), Mannargudi.

2.The Section Officer V.R.Section, High Court of Madras.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.2564 of 2016

ABDUL QUDDHOSE, J.

pam

C.M.A.No.2564 of 2016

27.04.2021

https://www.mhc.tn.gov.in/judis/

 
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