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National Insurance Company Ltd. vs Vinod Kumar
2022 Latest Caselaw 14930 MP

Citation : 2022 Latest Caselaw 14930 MP
Judgement Date : 15 November, 2022

Madhya Pradesh High Court
National Insurance Company Ltd. vs Vinod Kumar on 15 November, 2022
Author: Deepak Kumar Agarwal
                                              01

  IN THE HIGH COURT OF MADHYA PRADESH
                    AT GWALIOR
                       BEFORE
  HON'BLE SHRI JUSTICE DEEPAK KUMAR AGARWAL

            ON TTHE 15th OF NOVEMBER, 2022


            MISC. APPEAL No. 674 of 2010

Between:-
1. SMT.SUSHMA SHRIVASTAVA
   WD/O LT.UMESH PRAKASH
   SHRIVASTAVA , AGED ABOUT
   42 YEARS, OCCUPATION:
   R/O H.26,CHAMBAL
   COL.THATIPUR,GWALIOR
   (MADHYA PRADESH)

2. ADITYA PRAKASH
   SHRIVASTAVA S/O S/O LATE
   SHRI UMESH PRAKASH
   SHRIVASTAVA , AGED ABOUT
   22 YEARS, OCCUPATION:
   R/O H-26 CHAMBAL
   COLONY THATIPUR
   GWALIOR (MADHYA
   PRADESH)

3. AWANISH PRAKASH S/O S/O
   LATE SHRI UMESH
   PRAKASH SHRIVASTAVA ,
   AGED ABOUT 20 YEARS,
   OCCUPATION: R/O H-26
   CHAMBAL COLONY
   THATIPUR GWALIOR
   (MADHYA PRADESH)

4. SMT.CHANDRAKANTA
   SHRIVASTAVAW/O LATE
   SHRI TRIVANI SHRIVASTAVA
                                                         02

    , AGED ABOUT 82 YEARS,
    OCCUPATION: R/O H-26
    CHAMBAL COLONY
    THATIPUR GWALIOR
    (MADHYA PRADESH)
                                        .....APPELLANT
  (SHRI ARUN SHARMA, ADVOCATE FOR APPELLANTS)

  AND

1. ANAND BATHAM S/O S/O DALCHAND
   BATHAM , AGED ABOUT 27 YEARS,
   OCCUPATION: DRIVER,R/O RAI SIGH
   KA         BAG,SHINDE         KI
   CHHAVANI,LASHKAR,GWALIOR
   (MADHYA PRADESH)
2. VINOD   KUMAR    S/O  HUVVALAL
   OCCUPATION:    OWNER    VIKRAM
   TEMPO R/O MATAWALI GALI SHINDE
   KI CHAVANI LASHKAR GWALIOR
   (MADHYA PRADESH)
3. NATIONAL   INSURANCE   COM.LTD.
   JAYENDRA GANJ LASHKAR GWALIOR
   (MADHYA PRADESH)

                                      ....RESPONDENTS
  (SHRI R.P. GUPTA, ADVOCATE FOR RESPONDENT NO.1 AND2
  SHRI SHRINIWAS GAJENDRAGADKAR, ADVOCATE FOR
  RESPONDENT NO.3)


                             &

              MISC. APPEAL No. 732 of 2010

  Between:-
  NATIONAL INSURANCE COMPANY LTD.
  JAYENDRAGANJ,LASHKAR,GWALIOR,T
  H:IT'S   DIVISIONAL   MANAGAR
  (MADHYA PRADESH)
                                                 03

                                    .....APPELLANT
(SHRI SHRINIWAS GAJENDRAGADKAR, ADVOCATE FOR
APPELLANT)

AND

1. VINOD KUMAR S/O HUVVALAL
OCCUPATION:   OWNER    VIKRAM
TEMPO R/O MATAWALI GALI SHINDE
KI CHAVANI LASHKAR GWALIOR
(MADHYA PRADESH)

2. ANAND BATHAM S/O S/O DALCHAND
BATHAM , AGED ABOUT 27 YEARS,
OCCUPATION: DRIVER,R/O RAI SIGH
KA          BAG,SHINDE        KI
CHHAVANI,LASHKAR,GWALIOR
(MADHYA PRADESH)

3. SMT.SUSHMA SHRIVASTAVA
   WD/O LT.UMESH PRAKASH
   SHRIVASTAVA , AGED
   ABOUT 42 YEARS,
   OCCUPATION: R/O
   H.26,CHAMBAL
   COL.THATIPUR,GWALIOR
   (MADHYA PRADESH)

4. ADITYA PRAKASH
   SHRIVASTAVA S/O S/O LATE
   SHRI UMESH PRAKASH
   SHRIVASTAVA , AGED
   ABOUT 22 YEARS,
   OCCUPATION: R/O H-26
   CHAMBAL COLONY
   THATIPUR GWALIOR
   (MADHYA PRADESH)

5. AWANISH PRAKASH S/O S/O
   LATE SHRI UMESH
   PRAKASH SHRIVASTAVA ,
   AGED ABOUT 20 YEARS,
                                                                  04

     OCCUPATION: R/O H-26
     CHAMBAL COLONY
     THATIPUR GWALIOR
     (MADHYA PRADESH)

   6. SMT.CHANDRAKANTA
      SHRIVASTAVAW/O LATE
      SHRI TRIVANI SHRIVASTAVA
      , AGED ABOUT 82 YEARS,
      OCCUPATION: R/O H-26
      CHAMBAL COLONY
      THATIPUR GWALIOR
      (MADHYA PRADESH)


                                                 RESPONDENTS
   (SHRI R.P. GUPTA, ADVOCATE FOR RESPONDENTS NO.1 AND 2
   AND SHRI ARUN SHARMA, ADVOCATE FOR RESPONDENTS
   NO.3 TO 6

      Both these appeals coming on for hearing this day, the
court passed the following:

                           JUDGMENT

This order shall govern the disposal of Misc. Appeal Nos.674/2010 and 732/2010.

Being aggrieved by the award passed by the Fourteenth Motor Accident Claims Tribunal Gwalior, in Claim Case No.02/2009 No.32/2009 on 20.01.2010, appellants/claimants as well as Insurance Company have filed these appeals.

M.A. No.732/2010 has been filed by the Insurance Company on the ground that the quantum of compensation awarded by the tribunal is on higher side and learned Tribunal failed to appreciate the fact that deceased did not die of the accident involving the

insured vehicle.

After hearing learned counsel for the Insurance Company and perusing the record, this court is of the opinion that the appeal filed by the Insurance Company sans merits and is hereby dismissed.

M.A. No.674/2010 has been filed by the claimants for enhancement on the ground that learned Claims Tribunal assessed the income of the deceased as Rs.8635/- per month while he was earning Rs.9810/- per month. Beside that as per the decision of the Apex Court in the case of National Insurance Co. Ltd. vs. Pranay Sethi as reported in 2017 (16) SCC 680, claimants are entitled to addition of future prospect @ 15% and a sum of Rs.70,000/- under other heads.

Learned counsel for the Insurance Company has vehemently opposed the arguments advanced by learned counsel for the appellants.

Heard learned counsel for the parties and perused the record. income of the deceased is assessed as Rs.9810/- per month, after deducing Rs.120/- towards income tax and Rs.220/- towards professional tax, his take home salary is Rs.9470/- per month. Thus, his annual income would be Rs.1,13,640/-. In the light of the decision of the Apex Court in Pranay Sethi (supra), the claimants are entitled to addition of future prospect @ 15%. After addition of future prospect, the income comes to Rs.1,30,686/- and deduction

of 3/4th of the amount towards loss of dependency, total dependency of the claimants comes to Rs.98,014/-. Looking to the age of the deceased, multiplier of 9 will be applicable, thus, total amount comes to (98014x9) Rs.8,82,126/-. In addition, appellants are also entitled to Rs.70,000/- towards other heads. Thus, total amount of compensation comes to Rs.9,52,126/-. The Claims Tribunal awarded compensation of Rs.6,33,720/-.

In view of the forgoing discussion, M.A. No.674/2010 succeeds and is hereby allowed in part. The appellants are held entitled to receive the enhanced amount of Rs.3,18,406 /- (Rs.9,52,126/- - 6,33,720/-) in addition to the amount of compensation already awarded by the Claims Tribunal. The respondents shall liable to pay enhanced amount of Rs.3,18,406/- to the claimants. The enhanced amount shall carry interest at the rate of 6% per annum from the date of filing of claim petition till the date of realization.

The judgment and award passed by the Tribunal is modified to the extent indicated above.

Parties are directed to bear their own costs. M.A. No.674/2010 is accordingly disposed of.

YOGENDR A OJHA 2022.11.1 6 10:12:07 +05'30' (DEEPAK KUMAR AGARWAL) JUDGE ojha

 
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