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Reliance General Insurance Co. Ltd vs Dr. Madhu Khullar
2025 Latest Caselaw 88 J&K

Citation : 2025 Latest Caselaw 88 J&K
Judgement Date : 8 May, 2025

Jammu & Kashmir High Court

Reliance General Insurance Co. Ltd vs Dr. Madhu Khullar on 8 May, 2025

Author: Rahul Bharti
Bench: Rahul Bharti
                                                                    2023:JKLHC-JMU:5745
 HIGH COURT OF JAMMU & KASHMIR AND LADAKH
                  AT JAMMU



MA No. 305/2014

Reliance General Insurance Co. Ltd., TRG, Building, Rail Head
Complex, Bahu Plaza, Jammu through Sh. Maninder Kapoor,
Legal Executive, S/o Dr. Baljit Singh.

                                          .....Appellant(s)/Petitioner(s)


                   Through: Mr. Vishnu Gupta, Advocate


              Vs

1. Dr. Madhu Khullar, W/o Late Rajesh Khullar, R/o 159-A/D,
   Gandhi Nagar, Jammu.
2. M/s Nimbarak Rice Mills, Taratith Morh, Bari Brahmana, District
   Samba (owner of Truck No. JK02E/9995).
3. Sham Singh, S/o Rasal Singh, R/o At/p Village Sunetar, Tehsil
   Hiranagar. (Driver of Truck No. JK02E/9995).

                                                    .....Respondent(s)


                   Through: Mr. Achal Sharma, Advocate.


Coram: HON'BLE MR. JUSTICE RAHUL BHARTI, JUDGE

                           JUDGMENT

08.05.2025

01. Heard.

02. The appellant- Reliance General Insurance Co. Ltd., is

in an appeal filed under section 173 of the Motor Vehicles Act,

1988 being aggrieved of an award dated 28.03.2014 passed by

the Motor Accident Claims Tribunal (MACT), Jammu in

2023:JKLHC-JMU:5745

response to a claim petition No. 103/2010 filed by the

respondent No. 1 - Dr. Madhu Khullar thereby granting

compensation of an amount of Rs. 25,72,000/- along with

pendente lite and future interest @ 7.5% per annum burdened

upon the appellant as being the insurer of the accident

causing offending vehicle bearing registration No. JK02E/9995

owned by the respondent No. 2 - M/s Nimbarak Rice Mills and

driven by the respondent No. 3 - Sham Singh which resulted

in death of Rajesh Khullar, the husband of the respondent No.

1 - Dr. Madhu Khullar, who was driving his car bearing

registration No. JK02AD/5212 when it came to be hit by the

offending vehicle above referred on 15.09.2008 resulting in

casualty. Sh. Rajesh Khullar came to suffer death on

16.09.2008 on account of fatal injuries out of the accident.

03. The respondent No. 1 - Dr. Madhu Khullar, being a

claimant preferred a claim petition before the Motor Accident

Claims Tribunal (MACT), Jammu alleging therein that age of

the victim-Rajesh Khullar was 55 years at the time of death

and was running the private business of restaurant under the

name and style of "Handi" besides being a private contractor

and, therefore, earning an amount of Rs. 25,000/- per month

leaving behind the respondent No. 1- Dr. Madhu Khullar as

his widow.

04. The respondent No. 1 in her claim petition had

claimed an amount of Rs.22,15,000/- along with interest @

2023:JKLHC-JMU:5745

12% per annum. The institution of the claim petition had

taken place on 25.06.2010.

05. At the time of his death, the victim Rajesh Khullar was

survived by the respondent No. 1 - Dr. Madhu Khullar, his

mother who was then 88 years old and an unmarried

daughter, namely, Shagun who was also dependent upon him.

06. In the claim petition, the respondent No. 1 -

Dr. Madhu Khullar did not disclose the fact of the victim -

Rajesh Khullar being survived by his aged mother and his

unmarried daughter. Instead what came to be pleaded in the

claim petition was that there is no other adult male issue to

continue the family of the petitioners, meaning thereby at the

back of her mind the respondent No. 1 - Dr. Madhu Khullar

was conscious of the fact that she alone was not the

dependent so as to be the sole claimant vis-à-vis her husband-

Rajesh Khullar as two other women were at that point of time

were dependents surviving Rajesh Khullar, although no male

person was left as dependent.

07. It is only in her examination as a witness that the

respondent No. 1 - Dr. Madhu Khullar has come to admit that

she has a daughter, namely, Shagun who was unmarried and

also mother-in-law aged 88 years.

08. The moot question in the present appeal, shorn of

other grounds of challenge to the compensation so awarded in

2023:JKLHC-JMU:5745

favour of the respondent No. 1 - Dr. Madhu Khullar, is as to

whether in view of this statement of fact in her cross

examination that the victim - Rajesh Khullar was survived by

two other dependents, namely, his mother and daughter

could the entire compensation as assessed by the Motor

Accident Claims Tribunal (MACT), Jammu amounting to

Rs. 25,72,000/- be paid and awarded in favour of the

respondent No. 1 only as well as in favour of her daughter

leaving the aged mother even if 88 years then out of

consideration. If the respondent No. 1 - Dr. Madhu Khullar

had lost Rajesh Khullar as her husband, if the respondent No.

1 - Dr. Madhu Khullar's unmarried daughter Ms. Shagun had

lost Rajesh Khullar as her father, then the respondent No. 1 -

Dr. Madhu Khullar's mother-in-law, even though 88 years old,

had equally suffered by loss of her son Rajesh Khullar.

09. In support of the plea that a mother of the deceased is

also one of the claimants entitled to compensation and in the

context of the present case her share of compensation to be

excluded out of the total compensation awarded, Mr. Vishnu

Gupta, learned counsel for the appellant has relied upon the

judgment of the Kerala High Court in case titled "Sathy M. C.

and others Vs K. Venugopalan and others" 2021 ACJ 95.

10. For the reasons which can only be said to be not

Bonafide, it was nowhere pleaded in the claim petition by the

respondent No. 1 - Dr. Madhu Khullar as to whether her

2023:JKLHC-JMU:5745

husband Rajesh Khullar was the sole child/son of his parents.

Therefore, for this omission on her part, the respondent No. 1

- Dr. Madhu Khullar could not have been made beneficiary of

1/3rd part of awarded compensation which was meant to be

payable to the aged mother of victim - Rajesh Khullar.

11. With respect to 1/3rd portion of compensation which

was meant to be payable to the mother of deceased Rajesh

Khullar, this Court can take a judicial notice that by the time

this appeal is getting adjudicated, the aged mother of deceased

Rajesh Khullar might have left for heavenly abode thereby

leaving the respondent No. 1 - Dr. Madhu Khullar & Shagun

her legal heirs, so on that count it is the respondent No. 1 -

Dr. Madhu Khullar and her daughter Shagun who become the

beneficiary of said 1/3rd compensation amount, so by this

reference the payment of the compensation amount to stay as

it is as directed by the Motor Accident Claims Tribunal

(MACT), Jammu.

12. Therefore, the award dated 28.03.2014 in terms

whereof the respondent No. 1 - Dr. Madhu Khullar and her

daughter Shagun have been held entitled to 50% each of

compensation of Rs.25,72,000/-, by the Motor Accident

Claims Tribunal (MACT), Jammu in favour of the respondent

No. 1 and her daughter to be apportioned in the manner as

directed along with interest at the rate awarded and the award

dated 28.03.2014 being held valid.

2023:JKLHC-JMU:5745

13. The appeal is, therefore, disposed of.

14. The detailed judgment is following the order dated

18.12.2023 vide which the appeal was ordered to be allowed

as hereby being done.

(Rahul Bharti) Judge Jammu 08.05.2025 Muneesh Whether the judgment is speaking : Yes / No Whether the judgment is reportable: : Yes / No

 
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