Citation : 2026 Latest Caselaw 257 Guj
Judgement Date : 27 January, 2026
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IN THE HIGH COURT OF GUJARAT AT AHMEDABAD
R/FIRST APPEAL NO. 1578 of 2015
FOR APPROVAL AND SIGNATURE:
HONOURABLE MR.JUSTICE J. L. ODEDRA
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Approved for Reporting Yes No
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DINESH RAGHUNATHRAI GAKHAR
Versus
ZALA PRATHVISINH LAXMANSINH & ORS.
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Appearance:
MR ANAND B GOGIA(5849) for the Appellant(s) No. 1
MR BB GOGIA(5851) for the Appellant(s) No. 1
MS KAJAL L KALWANI(6623) for the Appellant(s) No. 1
MR TANMAY B KARIA(6833) for the Defendant(s) No. 3
RULE SERVED for the Defendant(s) No. 1,2
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CORAM:HONOURABLE MR.JUSTICE J. L. ODEDRA
Date : 27/01/2026
ORAL JUDGMENT
1. The present Appeal arises from the judgment and award
dated 30.04.2015 passed in MACP No.326 of 2002 by the
learned Motor Accident Claims Tribunal (Aux.),
Gandhidham - Kachchh.
2. By way of the impugned judgment and award, the learned
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Tribunal was pleased to order that the claimant (present
appellant) was entitled to claim an amount of
Rs.1,96,223/- with proportionate costs and interest at the
rate of 9% per annum from the date of filing of the claim
petition till its actual realization from the opponents who
were held liable, jointly and severally.
3. At the outset, the accident in question may be examined. It
appears that the appellant was traveling in his car with
certain individuals - Lalit Lakhwani, Vikaschandra More
and Randhir. The car was a Maruti Esteem car bearing
registration no. GJ-12-P-1160. They were traveling from
Gandhidham to Mata No Madh. It appears that when they
reached near Sag River, Anjar, allegedly, a luxury bus
bearing registration no.GJ-12-T-4384, coming from Anjar,
allegedly on wrong side, dashed against the Maruti Esteem
car belonging to the appellant and as a result, the
appellant sustained injuries over his right leg, chest, head
and other body parts. The appellant also suffered partial
disablement owing to the injuries and hence, the claim
petition.
4. The impugned judgment and award has been challenged by
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the appellant both on the account of negligence and on
quantum.
5. Learned advocate for the appellant Mr. Anand B Gogia has
submitted that the Tribunal has not properly discussed the
aspect of negligence and that it has only reasoned that it
was a head-on collision and therefore, 50% of negligence
has been attributed to the appellant (original claimant). It
was submitted that the same is to the detriment and
prejudice of the appellant as no other factors pertaining to
the accident were considered by the Tribunal. It was
submitted that in the affidavit of examination-in-chief, the
appellant has specifically pleaded that it was the offending
vehicle - luxury bus which was being driven on the wrong
side, and therefore, no negligence could have been possibly
attributed to the appellant. Attention of this Court was also
drawn to the FIR and Panchmnama to submit that no
negligence can possibly be attributed to the appellant.
6. Arguing on the quantum, it was submitted that as such,
the Tribunal has not committed any error insofar as
assessing yearly income of the appellant at Rs.2,80,000/-.
However, he submitted that the fact remains that the
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appellant was engaged in hotel business as he is one of the
partners of Hotel City Plaza. Furthermore, it was also
submitted that the appellant was also managing and
running Hotel Aakashdeep at Gandhidham. It was, thus,
submitted that in terms of the judgment in case of National
Insurance Co. Ltd vs Pranay Sethi reported at 2017 (16)
SCC 680, the appellant is entitled for prospective income to
the tune of 40%. It was, therefore, urged that appropriate
prospective income ought to have been factored while
arriving at the future loss of income of the appellant.
Therefore, it was urged that the multiplicand may be
considered at Rs.3,92,000/-(Rs.2,80,000 X 1.40).
7. It was next submitted that the age of the appellant, as on
the date of the accident, was 27 years. It was, thus,
submitted that in terms of the judgment of Sarla Verma &
Ors vs Delhi Transport Corp.& Anr. reported at 2009 (2)
SCC (CRI) 1002, the applicable multiplier would be 17.
Multiplying the said multiplier with multiplicand i.e.,
Rs.3,92,000/-, the future loss of income may be
calculated, subject to the extent of the disability suffered
by the appellant. It was also submitted that in the
Disability Certificate, Exhibit 38, the learned advocate for
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the other side i.e., learned advocate B J Bhindi, has made
an endorsement to the effect, that if 16% disability is taken
to be the disability for the body as a whole, the same would
be admitted by the other side. It was submitted that,
however, the Tribunal has ignored the said endorsement
and has taken the disability at 8%, which may kindly be
corrected. It was further submitted that accordingly, once
the said disability is factored into, the Future Loss of
Income may kindly be considered at Rs.10,66,240/-
(calculated by multiplying Rs.3,92,000/- X 17 X 16%).
8. It was also submitted that owing to serious injuries
suffered by the appellant, appropriate amounts under
Attendant Charges, Special Diet and Medical Expenses
may be awarded. It was prayed that Rs.50,000/- each
under the head of Special Diet, Attendant Charges and
Medical Expenses may be awarded. It was also submitted
that, moreover, under the head of Pain, Shock and
Suffering, an additional amount of Rs.50,000/- may kindly
be awarded.
9. None has appeared for respondent nos.1 and 2, though
they have been served.
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10. Learned advocate for the respondent no.3 - Insurance
Company Mr. Tanmay Karia has submitted that the
Tribunal's judgment and award is not erroneous to any
extent, and therefore, it may kindly be retained. It was
submitted that the Tribunal, after assessing the medical
papers and the nature of injury suffered by the appellant,
has correctly assessed the negligence of the appellant at
8%. It was submitted that the Tribunal would have had the
occasion to examine, first hand, the status of the disability
suffered by the appellant, and therefore, the assessment by
the Tribunal may not be disturbed.
11. It was next submitted that looking to the medical bills on
record, they are totaling to the tune of Rs.2,647/-. It was
submitted that, therefore, it can safely be assumed that the
treatment did not last too long. It was thus submitted that,
therefore, the amounts claimed under the head of Special
Diet to the tune of Rs.50,000/- would be highly
exaggerated. Similarly, it was submitted that for Attendant
Charges also, a sum of Rs.50,000/- as claimed by the
appellant cannot be sustained. It was submitted that de
hors any additional medical documents, even the sum
awarded towards medical expenses i.e., Rs.2,647.65 would
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be sustainable and no additional amount, as claimed by
the learned advocate for the appellant may be awarded. It
was submitted that even when the disability suffered by
the appellant is only to the extent of 8%, and the expenses
towards medical treatment is only to the tune of
Rs.2,647.65, amount awarded by the Tribunal under the
head of Pain, Shock and Suffering viz., Rs.3,000/- is also
sustainable. It was thus submitted that the Tribunal's
award may kindly be sustained.
12. Having heard learned advocates for the respective parties,
this Court proceeds to decide the present appeal in terms
appearing hereinafter.
13. The points of determination which arise for consideration
of this Court in the present matter are as follows:
1. Whether the negligence of 50%, attributed to the
appellant in the present case, is correct? If not, what
would be the actual negligence liable to be attributed to
the appellant?
2. Whether the Tribunal has correctly assessed the
compensation liable to be awarded to the appellant? If
not, what would be the compensation liable to be
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awarded to the appellant?
14. At the outset, it may be noted that for the negligence, the
Tribunal has stated that it was a head-on collision.
However, it may be noted that in the present case, the
affidavit of examination-in-chief of the appellant (original
claimant) in terms states that he was traveling on the
correct side of the road and that it was the offending
vehicle - luxury bus which had veered towards the vehicle
of the appellant and had caused a collision. Now, to check
the veracity of such assertion, this Court is inclined to look
into the corresponding FIR and Panchnama. It may be
noted that the FIR has been lodged by the victim himself,
wherein it has been stated by the victim that it was the
offending vehicle - the luxury bus, which had veered
towards the wrong side and caused the accident. Looking
to the Panchnama, again, it may be seen that the road was
16 ft. wide and the offending vehicle - luxury bus is stated
to be lying on the road itself. The Panchnama further
indicates that the other vehicle i.e., the vehicle in which
the appellant was traveling, was also lying nearby. Thus, it
can be seen that after the accident, the vehicles had not
been moved.
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15. Under the Panchnama, the bus is stated to be lying in the
middle of the road. Naturally therefore, on the left side of
the bus, there will be at least a gap of about 5 to 7 ft. for
the bus to be said to be lying in the middle of the road.
Again, as far as the damage that the accident has caused
to the bus, it can be seen that the damage is on the front
part of the vehicle, though in the Panchnama, it has been
described as a damage towards the driver side. Now,
"damage to the driver side" could be construed as follows:
(a) It could be damage on the front part of vehicle,
towards the driver side i.e., towards the right hand
side of the front part;
(b)It could be damage on the right side of the bus
(where the door from which the driver usually boards
the bus is situated) as that part of bus also would be
towards the right hand side of the driver.
16. However, no damage is reflected on the said door, and
therefore, it can be deduced that the accident so occurred
that there was a damage on front part of the bus, towards
the side where the driver sits. Insofar as the damage to the
car is concerned, the damage is occurred towards the
bonnet, engine and the door towards the driver side. Thus,
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the impact was such that it damaged not only the bonnet
and the engine but also the door towards the driver.
17. Considering that the bus was lying in middle of the road
and that the damage was towards the side of the driver of
the luxury bus, it can be deduced that it was the bus
which veered towards the right, causing the accident.
Thus, the negligence of the driver of the car (present
appellant) is liable to be reduced to 10% only. This would
be more reasonable and practical assessment of the
negligence attributed to the driver.
18. Insofar as the quantum is concerned, the yearly income of
the appellant is not disputed to the extent of
Rs.2,80,000/-, as assessed by the Tribunal. However, to
that, prospective income to the tune of 40%, is liable to be
awarded in terms of the judgment in case of Pranay Sethi.
Relevant paragraph of the judgment in case of Pranay Sethi
(supra) is quoted hereinbelow for the ease of reference:
59.4. In case the deceased was self-employed or on a fixed salary, an addition of 40% of the established income should be the warrant where the deceased was below the age of 40 years. An addition of 25% where the deceased was between the age of 40 to 50 years and 10% where the deceased was between the age of 50 to 60 years should be
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regarded as the necessary method of computation. The established income means the income minus the tax component.
19. Prospective income, when factored to the tune of 40%, the
yearly income would be Rs.3,92,000/- (calculated by
multiplying Rs.2,80,000 /- with 1.40).
20. Now, the disability. It appears that the endorsement on
the disability certificate by the learned advocate for the
other side reads as follows:
"Body As Hole (sic., whole) 16% Disablety (sic., disability) admitted.
Sign/-
(B.J. Bhindi) advocate D.8/1/10
seen signature/-
(S.H. Sachde) Adv for oppo.
8-1-10"
21. The advocate, Ms. S H Sachde was a learned advocate for
the Insurance Company. Her endorsement, as can be seen,
is only, "seen". The same merely indicates that she, as an
advocate for the Insurance Company has become aware of
the "inclination" of the learned advocate for the applicant
to limit the disability of the injured - applicant to 16%.
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However, this does not translate to her accepting the so
called proposal of the applicant to limit the disability of the
applicnat at 16%. Despite this factural position, it appear
that the applicant did not deem it necessary to examine the
doctor issuing the Disability Certificate. This, of course, is
to the peril of the applicant. It was in these circumstances
that the Tribual has assessed the disability at 8% for the
body as a whole. Indeed, it was the Tribunal who had seen
the applicant, first hahnd. Moreover, the cost treatment of
the injured applicant too was of a meager amount of
Rs.2,648/-. And, it is the disability, post treatment, which
the applicant continues to suffer with,which matters. And
in absence of the applicant refraining from examining the
doctor issuing the Disability Certificate, this Court would
be very circumspect in reassessing disability. Hence, this
Court too retains the finding of the Tribunal on disabiilty at
8%, for the body as a whole. In the circumstances, the
computation on Future Loss of Income would be
Rs.5,33,120/- (computed:- Rs.3,92,000/- X 17 X 8%).
22. However, the fact remains that the negligence attributable
to the appellant has been assessed by this Court at 10%.
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Therefore, the total compensation, liable to be deducted
would be to the extent of 10%.
23. Insofar as the medical expenses are concerned, the
Tribunal has correctly taken the said medical expenses at
Rs.2,646/-, for the reason that the bills have been
produced by appellant - original claimant at document
Exhibit-36. The total whereof is Rs.2647.65, rounded to
Rs.2,648/-.
24. Insofar as the compensation on ground of Special Diet and
Attendant Charges, there is nothing on the record to
indicate that the the appellant was admitted for a
prolonged period and would have required for attendant
charges. However, the fact remains that for the treatment
and the nature of injuries as assessed by Tribunal, the
Tribunal has awarded attendant charges to the tune of
Rs.6,000/-. Therefore, this Court is inclined to sustain the
same.
25. Similarly, for an accident which had occurred in the year
of 2002, the amount of Pain, Shock and Suffering has been
assessed by the Tribunal at Rs.3,000/- which, this Court,
in the overall circumstances of the matter, is inclined to
award at Rs.10,000/-.
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26. Accordingly the total compensation would be as follows:
Sr. Particulars Amount awarded Amount No. by the Tribunal determined by (in Rs.) this Court (in Rs.) 1 Yearly Income 2,80,000/- 2,80,000/- 2 Prospective Income NIL 40%
4 Disability 8% 8% 5 Future Loss of Income 3,80,800/- Rs.5,33,120/-
(Rs.3,92,000/- X 17 X 8%) 6 Special Diet and Attendant 6,000/- 6,000/-
Charges 7 Medical Expenses 2,646/- 2,648/- 8 Pain, Shock and Suffering 3,000/- 10,000/-
TOTAL 3,92,446/- 5,51,768/-
Negligence : 50% 10%
TOTAL 1,96,223/- 4,96,591.2
Rounded of to
Rs.4,96,591/-
Less: 1,96,223/-
Amount already awarded by
the Tribunal
Enhanced amount awarded 3,00,368/-
by this Court Rounded of to
Rs.3,00,370/-
27. Accordingly, the amount would come to Rs. 3,00,370/-.
The said enhanced amount would incur interest at the rate
of 9% per annum from the date of filing of the claim
petition and till its actual realization.
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28. The aforesaid compensation, shall be deposited by the
Insurance Company within a period of eight weeks from
the date of availability of the signed copy of this Judgment.
29. On deposit of the said amount, the Tribunal shall
forthwith disburse the said amount to the appellant
without any need of further creation of FDRs in view of the
fact that the accident is of the Year-2002. Applicable court
fees shall be paid by the appellant to the extent that it has
not been paid so far.
30. The present appeal stands disposed of as allowed to the
aforesaid extent.
31. R&P be remitted back to the concerned Tribunal.
32. Consequently, civil application, if any, preferred in the
Appeal, shall stand disposed of in view of the disposal of
this Appeal.
(J. L. ODEDRA, J) JIGAR RABARI/SUDHIR
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