Citation : 2023 Latest Caselaw 4328 Cal
Judgement Date : 19 July, 2023
IN THE HIGH COURT AT CALUTTA
Civil Appellate Jurisdiction
19.07.2023
SL No.22
Court No. 551
Ali
FMA 2178 of 2014
IA No.:CAN/1/2014 (Old No.:CAN/5213/2014)
Nirapada Das
Vs.
Navdeep Kaur & Ors.
Mr. Ali Imam Shah
................ for the appellant-claimant.
Mr. Arabindu Kundu
...for the respondent No 2-insurance Co.
A very short point involved in this appeal.
The instant appeal is preferred against the
judgment and award dated 7th November, 2013
passed by learned Judge, Motor Accident Claims
Tribunal, 2nd Court, Burdwan in M.A.C. Case no.
104/2021 of 2009.
The claimant preferred a claim application
before the learned tribunal under Section 163-A of
the M.V. Act.
The insurance company contested the claim
case by filing written statement. The owner of the
offending vehicle did not contest the case. The
learned tribunal after hearing the parties and after
perusing the evidences on record both oral and
documentary allowed the claim application of the
claimant and awarded a compensation amounting to
Rs. 1,96,500/- but directed the owner of the
offending vehicle to pay the compensation only on
the ground that at the time of accident the driver of
the offending vehicle was carrying a fake driving
licence.
The learned advocate for the appellant filed
this appeal only on the ground that in case of fake
licence the Hon'ble Supreme Court has observed
several times in case of Swaran Singh and Baljit
Kaur that the claimant is entitled to get the
compensation from the insurance company as the
offending vehicle was well covered under the policy
of the insurance company at the time of accident
but in turn the insurance company should have a
liberty to recover the same amount from the owner
of the offending vehicle. Learned advocate for the
appellant submitted before this court that the
instant appeal is preferred as because the claimant
cannot recover the amount from the owner of the
offending vehicle.
Learned advocate for the insurance company
raised an objection and submitted before this court
that the owner had the knowledge that the driver
was driving the vehicle having no valid licence. The
learned advocate for the insurance company further
submitted before this court that the policy terms
and conditions was violated by the owner of the
offending vehicle thus learned tribunal has
committed no error in passing the impugned order
by fixing responsibility upon the owner to pay the
compensation.
Heard the learned advocate perused the
materials on record also perused the judgment of
the Hon'ble Apex Court passed in Swaran Singh as
well as Baljit Kaur. It appears from the judgment
of the Hon'ble Apex Court that the Hob'ble Apex
Court has directed in violation of terms of the
insurance policy the insurance company is at liberty
to recover the compensation amount from the owner
of the vehicle. In that score the Hon'ble Apex Court
has also observed that the third party i.e. the
claimant should not have harassed much for getting
the compensation when the vehicle was well covered
under the policy of the insurance company at the
time of accident. So after considering the
submission and after considering the observation of
the Hon'ble Apex Court passed in Baljit Kaur and
Swaran Singh. I think it necessary that the
impugned order passed by the learned tribunal need
be modified.
The impugned award passed by the learned
tribunal is hereby modified to the effect that the
award of compensation should be paid by the
insurance company; in turn, the insurance company
is at liberty to recover the same from the owner of
the vehicle according to the procedure as laid down
by the Hon'ble Supreme Court in Swaran Singh.
Hence the respondent no. 2-insurance
company is directed to pay compensation amounting
to Rs. 1,96,500/- alongwith interest @ 6% per
annum from the date of filing of this application
within four weeks from the date of passing of this
order with the office of the learned Registrar
General, High Court, Calcutta. On such deposit the
claimant is at liberty to withdraw the same
according to prevalent rules.
The instant FMA is disposed of.
All connected applications, if any, stand
disposed of.
Interim orders, if any, stand vacated.
Parties to act upon the server copy and
urgent certified copy of this order be provided on
usual terms and conditions.
(Subhendu Samanta, J.)
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