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Hamidul Islam @ Hamizul Islam vs National Insurance Company ...
2022 Latest Caselaw 7838 Cal

Citation : 2022 Latest Caselaw 7838 Cal
Judgement Date : 28 November, 2022

Calcutta High Court (Appellete Side)
Hamidul Islam @ Hamizul Islam vs National Insurance Company ... on 28 November, 2022
    03
28.11.2022
Ct. No.237
    pg.
                       IN THE HIGH COURT AT CALCUTTA
                          CIVIL APPELLATE JURICTION
                                APPELLATE SIDE

                              FMA 2330 of 2004
                                     with
                   IA No. CAN 1 of 2011 (CAN 4196 of 2011)

                        Hamidul Islam @ Hamizul Islam
                                       Vs.
                      National Insurance Company Limited,
                            Jalpaiguri Branch & Ors.


                    Mr. Subir Banerjee
                    Mr. Sandip Bandyopadhyay
                          ... For the appellant/claimant

                    Mr. Parimal Kumar Pahari
                          ... For the respondent no1/Insurance Co.

This appeal is directed against the judgment and

award passed on 1st November, 2003 by the learned

Judge, Motor Accident Claims Tribunal, Jalpaiguri, in

MAC Case No.78 of 2002 whereby award of Rs.20,000/-

was promulgated.

The claim petition arose out of an application filed

under Section 163A of the Motor vehicles Act, 1988 on

account of injury sustained by the claimant while he was

travelling by a vehicle bearing registration no.WB-73/2014

with his goods towards Jhalong Beat. The said vehicle

overturned and claimant suffered injury causing partial

disability and he was unable to do his normal work. That

is why the claim petition was filed with a prayer for

compensation to the tune of Rs.99,000/-.

The respondent no.1/National Insurance Company

Limited contested the case by filing written statement

denying all material allegations in the claim petition

contending, inter alia, that the claimant was a gratuitous

passenger and was not entitled to any compensation as

prayed for.

In course of proceedings, two witnesses were

examined on behalf of the appellant/claimant. Claimant

himself was examined as PW-1 and one Rajindar Parihar

as PW-2. In course of their evidence, First Information

Report, discharge certificate, Disability Certificate, police

report and one trade licence issued by the village

Panchayat were admitted in evidence as Exhibit 1 to 6.

Learned Tribunal after considering the evidence on

record, assessed the compensation at Rs.20,000/-. In

course of determining the compensation, the learned

Tribunal returned his finding that the claimant sustained

injury in the accident by the involvement of the vehicle

which was duly insured with the Insurance Company and

learned Tribunal also relied on hospitalisation and

disability to the extent of 40%. Learned Tribunal also

accepted the trade licence certificate in support of the

occupation of the claimant who returned his last finding

awarding compensation to the tune of Rs.20,000/- in

favour of the claimant.

Mr. Subir Banerjee, learned advocate on behalf of

the appellant/claimant has submitted that the appellant/

claimant was not a gratuitous passenger. In support of his

argument, he refers to the evidence of both the witnesses,

particularly, cross-examination of PW-2 who virtually

supported the victim of travelling by the Truck for the

purpose of vegetable business in the haat. Mr. Banerjee

also relied on the document, i.e., trade licence issued by

the village Panchayat showing business of the claimant as

vegetable selling.

In opposition to that, Mr. Parimal Kumar Pahari,

learned advocate appearing on behalf of the respondent

no.1/Insurance Company has submitted that the claimant

was gratuitous passenger and no document has been filed

on behalf of the appellant/claimant regarding injury and

thereby Mr. Pahari supported the judgment passed by the

learned Tribunal.

This is a case under Section 163A of the Motor

Vehicles Act, 1988. It is needless to mention that the

appellant/claimant is not required to prove any rash or

negligent act on the part of the driver of the vehicle. In

spite of that, one report of the Officer-in-Charge,

Nagarkata Police Station, District - Jalpaiguri, was

admitted in evidence as Exhibit-2 and that report

corroborates the accident which took place on 23rd

February, 2000 at about 8.30 hours by the involvement of

a Tractor bearing registration no.WB-73/2014, which was

further corroborated by the First Information Report

(Exhibit.-1).

From the claim petition, it is found that the

appellant/claimant sustained fracture injury on his leg.

That was further substantiated by his oral evidence and

the Disability Certificate (Exhibit-5). From the evidence on

record, I find that the learned Tribunal rightly assessed

the disability to the extent of 40% in favour of the claimant

but the learned Tribunal did not assess the compensation

in terms of the pecuniary loss within the meaning of

Section 163A of the Motor Vehicles Act, 1988.

In the aforesaid view of the matter, I find that

Rs.3,000/- as notional income would be justified to assess

the compensation after applying multiplier 15. Thus, I find

it necessary to modify the compensation as follows:-

  Monthly Income                                Rs.     3,000/-

  Annual Income (Rs.3,000/- x 12)               Rs. 36,000/-

  Less: Deduction 60% (since the claimant       Rs. 21,600/-
        was disabled to the extent of 40%)      ------------------

  Total loss of Income                          Rs. 14,400/-

  Multiplier by 15 (Rs.14,400/- x 15)            x      15
                                                Rs.2,16,000/-

  Add: Grievous Injury                          Rs.     5,000/-

                                    Total       Rs.2,21,000/-

  Less - Awarded by ld. Tribunal                Rs. 20,000/-


                ENHANCEMENT                     Rs.2,01,000/-


        For    the   reasons,      it   is   seen     that   the

appellant/claimant is entitled to the total compensation to

the tune of Rs.2,21,000/- along with interest @ 4% per

annum from the date of filing of the claim petition till the

deposit of the amount.

It is reported that the appellant/claimant has

already received Rs.20,000/- as awarded by the learned

Tribunal.

Therefore, the appellant/claimant is entitled to the

balance amount of Rs.2,01,000/- along with interest @ 4%

per annum from the date of filing of the claim petition till

the deposit of the amount.

Accordingly, the respondent no.1/National

Insurance Company Limited is directed to deposit the

enhanced amount of Rs.2,01,000/- along with interest @

4% per annum from the date of filing of the claim petition

till the deposit of the amount before the office of the

learned Registrar General of this Court, within six weeks

from the date of this order.

The appellant/claimant is entitled to withdraw the

balance award amount with interest, subject to payment of

additional ad valorem court fees on the amount of

Rs.1,22,000/- (Rs.2,21,000/- - Rs.99,000/-) before the

learned Tribunal.

The learned Registrar General is requested to

disburse the amount to the appellant/claimant on proper

identification.

With the above observation, the appeal, being FMA

2330 of 2004, stands disposed of.

All pending applications, if there be any, stand

disposed of.

Records of the learned Tribunal along with a copy

of this order be transmitted back immediately.

Urgent photostat certified copy of this order, if

applied for, be given to the parties, upon compliance of

necessary formalities.

(Bibhas Ranjan De, J.)

 
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