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Meant For : All Category - I Authorised Dealer Banks

Circular Number : RBI/2012-2013/312A.P. (DIR Series) Circular No.56
Subject : Exim Bank's Line of Credit of USD 13.095 million to the Government of the Republic of Togo
Department : Foreign Exchange Department

Date Of Issue : 27 November, 2012

Meant For : All Authorised Dealers Category - I Banks

Circular Number : RBI/2012-2013/311A.P.(DIR Series)Circular No.55
Subject : Liaison Office (LO) / Branch Office (BO) in India by Foreign Entities – Reporting to Income Tax Authorities
Department : Foreign Exchange Department

Date Of Issue : 26 November, 2012

Meant For : All Category - I Authorised Dealer Banks

Circular Number : RBI/2012-2013/310A.P.(DIR Series)Circular No.54
Subject : External Commercial Borrowings (ECB) Policy for 2G spectrum allocation
Department : Foreign Exchange Department

Date Of Issue : 26 November, 2012

Meant For : All Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI 2012-2013/309DBOD.No.BP.BC.63/21.04.048/2012-13
Subject : Review of the Prudential Guidelines on Restructuring of Advances by Banks/Financial Institutions
Department : Department of Banking Operations and Development

Date Of Issue : 26 November, 2012

Meant For : The Chairman / Managing Director All Indian Scheduled Commercial Banks

Circular Number : RBI/2012-2013/308RPCD CO BC GSSD NO. 48/09.09.01/2012-13
Subject : Setting up of a Special Cell for SCs /STs in Scheduled Commercial Banks
Department : Rural Planning and Credit Department

Date Of Issue : 26 November, 2012

Meant For : The Chairmen / CEOs of all Regional Rural Banks /State and Central Co-operative Banks

Circular Number : RBI/2012-2013/307RPCD.CO.RRB.RCB.AML.No. 5430/07.02.12/2012-13
Subject : Implementation of Section 51-A of UAPA, 1967-Updates of the UNSCR 1267 (1999)/1989 (2011) Committee's Al-Qaida Sanctions List
Department : Rural Planning and Credit Department

Date Of Issue : 26 November, 2012

Meant For : All State Co-operative Banks / District Central Co-operative Banks

Circular Number : RBI/2012-2013/306RPCD.CO.RCB.BC.No. 47/07.38.003/2012-13
Subject : National Telecom Policy, 2012 - Migration of current version of Internet Protocol IPv4 to IPv6
Department : Rural Planning and Credit Department

Date Of Issue : 23 November, 2012

Meant For : All Non Banking Financial Companies / Residuary Non Banking Companies

Circular Number : RBI/2012-2013/305DNBS(PD).CC. No. 310/03.10.42 /2012-13
Subject : Implementation of Section 51-A of UAPA, 1967-Updates of the UNSCR 1988 (2011) Sanctions List
Department : Department of Non Banking Supervision

Date Of Issue : 22 November, 2012

Meant For : All Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2012-2013/304DBOD.BP.BC.No. 62/21.04.103/2012-13
Subject : Second Quarter Review of Monetary Policy 2012-13 – Non-Performing Assets (NPAs) and Restructuring of Advances
Department : Department of Banking Operations and Development

Date Of Issue : 21 November, 2012

Meant For : The Chairman and Managing Director / Chief Executive Officers All NECS participant banks

Circular Number : RBI/2012-2013/303DPSS.CO.EPPD. No. 825/04.03.02/2012-13
Subject : National / Regional Electronic Clearing Service (NECS / RECS) – Extension of service to remaining branches
Department : Department of Payment and Settlement System

Date Of Issue : 21 November, 2012

Meant For : All Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2012-2013/302DBOD.BP.BC.No.61/21.04.103/2012-13
Subject : Second Quarter Review of Monetary Policy 2012-13 – Unhedged Foreign Currency Exposure of Corporates
Department : Department of Banking Operations and Development

Date Of Issue : 21 November, 2012

Meant For : All Category - I Authorised Dealer Banks

Circular Number : RBI/2012-2013/301A.P. (DIR Series) Circular No. 53
Subject : Deferred Payment Protocols dated April 30, 1981 and December 23, 1985 between Government of India and erstwhile USSR
Department : Foreign Exchange Department

Date Of Issue : 20 November, 2012

Meant For : All Commercial Banks (excluding RRBs)

Circular Number : RBI/2012-2013/300DBOD No. BAPD.BC. 59/22.01.003/2012-13
Subject : Acquisition of Accommodation on Lease / Rental basis by Commercial Banks for their use (i.e. for Office and Residence of Staff)
Department : Department of Banking Operations and Development

Date Of Issue : 20 November, 2012

Meant For : All Domestic Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2012-2013/299DBOD.NO.BAPD.BC. 60/22.01.001/2012-13
Subject : Branch Authorisation Policy- Opening of Administrative/Controlling Offices in Tier 1 Centres
Department : Department of Banking Operations and Development

Date Of Issue : 20 November, 2012

Meant For : All Category - I Authorised Dealer Banks

Circular Number : RBI/2012-2013/298A.P.(DIR Series)Circular No. 52
Subject : Export of Goods and Software – Realisation and Repatriation of export proceeds – Liberalisation
Department : Foreign Exchange Department

Date Of Issue : 20 November, 2012

Meant For : All Scheduled Commercial Banks (excluding RRBs) and Select All India Financial Institutions (AIFIs) (NHB, NABARD, EXIM Bank and SIDBI)

Circular Number : RBI/2012-2013/297DBOD.BP.BC.No. 58/08.12.014/2012-13
Subject : Second Quarter Review of Monetary Policy 2012-13 – Definition of 'Infrastructure Lending'
Department : Department of Banking Operations and Development

Date Of Issue : 20 November, 2012

Meant For : All Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2012-2013/296DBOD.No.Dir.BC.57/13.03.00/2012-13
Subject : Bank finance for purchase of gold
Department : Department of Banking Operations and Development

Date Of Issue : 19 November, 2012

Meant For : The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions

Circular Number : RBI/2012-2013/295DBOD.AML.No.7299/14.06.001/2012-13
Subject : Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
Department : Department of Banking Operations and Development

Date Of Issue : 19 November, 2012

Meant For : All Authorised Persons in Foreign Exchange

Circular Number : RBI/2012-2013/294A.P. (DIR Series) Circular No. 51
Subject : Know Your Customer (KYC) norms/Anti-Money Laundering (AML) standards / Combating the Financing of Terrorism (CFT) Obligation of Authorised Persons under Prevention of Money Laundering Act, (P
Department : Foreign Exchange Department

Date Of Issue : 15 November, 2012

Meant For : The Chairmen & Chief Executive Officers of all Scheduled Commercial Banks (excluding RRBs) and All India Select Financial Institutions

Circular Number : RBI/2012-2013/293DBS.FrMC.BC.No. 04/23.04.001/2012-13
Subject : Frauds – Classification and Reporting
Department : Department of Banking Supervision

Date Of Issue : 15 November, 2012

Meant For : The Chief Executive Officers All Primary (Urban) Co-operative Banks

Circular Number : RBI/2012-2013/292UBD.BPD.(PCB) Cir No.24 /09.18.300/2012-13
Subject : National Telecom Policy, 2012 Migration of current version of Internet Protocol IPv4 to IPv6
Department : Urban Banks Department

Date Of Issue : 09 November, 2012

Meant For : The Chairman / Managing Director All Scheduled Commercial Banks

Circular Number : RBI/2012-2013/291RPCD.MSME&NFS.BC.No. 46/06.12.05/2012-13
Subject : Service Area Approach - Educational Loan Scheme
Department : Rural Planning and Credit Department

Date Of Issue : 09 November, 2012

Meant For : The Chairman and Managing Director All Public Sector Banks

Circular Number : RBI/2012-2013/290RPCD.FSD.BC No.45/05.02.02/2012-13
Subject : Interest Subvention Scheme Monitoring of end-use of Crop Loans
Department : Rural Planning and Credit Department

Date Of Issue : 09 November, 2012

Meant For : All Non Banking Financial Companies /Residuary Non Banking Companies

Circular Number : RBI/2012-2013/289DNBS(Inf.).CC. No 309/24.01.022/2012-13
Subject : Readiness of major service providers to migrate from IPv4 to IPv6
Department : Department of Non Banking Supervision

Date Of Issue : 08 November, 2012

Meant For : All Regional Rural Banks

Circular Number : RBI/2012-2013/288RPCD.CO.RRB.BC No. 44/03.05.33/2012-13
Subject : National Telecom Policy, 2012 - Migration of current version of Internet Protocol IPv4 to IPv6
Department : Rural Planning and Credit Department

Date Of Issue : 08 November, 2012

Meant For : All Authorized Persons

Circular Number : RBI/2012-2013/287A.P. (DIR Series) Circular No. 50
Subject : Memorandum of Instructions governing Money Changing Activities
Department : Foreign Exchange Department

Date Of Issue : 07 November, 2012

Meant For : All Authorised Persons, who are Indian Agents under Money Transfer Service Scheme.

Circular Number : RBI/2012-2013/286A.P.(DIR Series) Circular No. 49
Subject : Money Transfer Service Scheme - List of Sub Agents
Department : Foreign Exchange Department

Date Of Issue : 07 November, 2012

Meant For : The Chairmen and Managing Directors / Chief Executive Officers of All Commercial Banks (Excluding RRBs and LABs)

Circular Number : RBI/2012-2013/285DBOD.BP.No.56/21.04.098/ 2012-13
Subject : Liquidity Risk Management by Banks
Department : Department of Banking Operations and Development

Date Of Issue : 07 November, 2012

Meant For : All Category - I Authorised Dealer Banks

Circular Number : RBI/2012-2013/284A. P. (DIR Series) Circular No.48
Subject : External Commercial Borrowings (ECB) Policy – ECB by Small Industries Development Bank of India (SIDBI)
Department : Foreign Exchange Department

Date Of Issue : 06 November, 2012

Meant For : All Regional Rural Banks

Circular Number : RBI/2012-2013/283RPCD.CO.RRB.BC. No.43/03.05.90/2012-13
Subject : Branch Licensing Policy - Opening of branches in unbanked rural centres
Department : Rural Planning and Credit Department

Date Of Issue : 06 November, 2012

Meant For : All Regional Rural Banks

Circular Number : RBI/2012-2013/282RPCD.CO.RRB.BC.No. 41/03.05.33/2012-13
Subject : NEFT System
Department : Rural Planning and Credit Department

Date Of Issue : 06 November, 2012

Meant For : All Regional Rural Banks

Circular Number : RBI/2012-2013/281RPCD.CO.RRB.No.BL.BC.42 /03.05.90/2012-13
Subject : Master Circular on Branch Licensing – Regional Rural Banks - Amendment
Department : Rural Planning and Credit Department

Date Of Issue : 06 November, 2012

Meant For : All NBFCs

Circular Number : RBI/2012-2013/280DNBS.PD/CC.NO.308/03.10.001/2012-13
Subject : Standardisation and Enhancement of Security Features in Cheque Forms - Migrating to CTS 2010 Standards
Department : Department of Non Banking Supervision

Date Of Issue : 06 November, 2012

Meant For : The Chairman/ Managing Director/Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks) and Local Area Banks

Circular Number : RBI/2012-2013/279DBOD.CO.BP.BC No. 55/21.04.178/2012-13
Subject : National Telecom Policy, 2012- Migration of current version of Internet Protocol IPv4 to IPv6
Department : Department of Banking Operations and Development

Date Of Issue : 05 November, 2012

Meant For : The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (excluding LABs and RRBs)

Circular Number : RBI/2012-2013/278DBOD.No.BP.BC. 54 /21.06.007/2012-13
Subject : Prudential Guidelines on Capital Adequacy and Market Discipline - New Capital Adequacy Framework (NCAF) – Change of name of Fitch Ratings to India Ratings and Research Private Limited (India
Department : Department of Banking Operations and Development

Date Of Issue : 05 November, 2012

Meant For : All Scheduled Commercial Banks (excluding RRBs)

Circular Number : RBI/2012-2013/277DBOD.No.FSD.BC. 53/24.01.001/2012-13
Subject : Corporate Bond Market - Permission to banks for membership in SEBI approved Stock Exchanges
Department : Department of Banking Operations and Development

Date Of Issue : 05 November, 2012

Meant For : The Chief Executive Officer of All Primary (Urban) Co-operative Banks

Circular Number : RBI/2012-2013/276UBD.BPD (PCB) Cir. No. 23/14.01.062/2012-13
Subject : Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List – Primary (Urban) Co-operative Banks
Department : Urban Banks Department

Date Of Issue : 02 November, 2012

Meant For : The Chief Executive Officer of All Primary (Urban) Co-operative Banks

Circular Number : RBI/2012-2013/275UBD.BPD (PCB) Cir. No. 21/14.01.062/2012-13
Subject : Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267 (1999) /1989 (2011) Sanctions List – Primary (Urban) Co-operative Banks
Department : Urban Banks Department

Date Of Issue : 01 November, 2012

Meant For : The Chief Executive Officer of All Primary (Urban) Co-operative Banks

Circular Number : RBI/2012-2013/274UBD.BPD (PCB) Cir. No. 22/14.01.062/2012-13
Subject : Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1988 (2011) Sanctions List – Primary (Urban) Co-operative Banks
Department : Urban Banks Department

Date Of Issue : 01 November, 2012

Meant For : The Chairman/Managing Director/Chief Executive Officer All Scheduled Commercial Banks (excluding Regional Rural Banks)

Circular Number : RBI/2012-2013/273RPCD.CO.MSME & NFS.BC.40/06.02.31/2012-2013
Subject : Guidelines for Rehabilitation of Sick Micro and Small Enterprises
Department : Rural Planning and Credit Department

Date Of Issue : 01 November, 2012