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RBI : Circulars

 
 
 
Meant For : All Scheduled Commercial Banks (Excluding RRBs)
Circular Number : RBI/2009-2010/131DBOD.No. Dir (Hsg). BC.31/ 08.12.001/2009-10
Subject : Finance for Housing Projects – Incorporating clause in the terms and conditions to disclose in pamphlets/brochures/advertisements information regarding mortgage of property to the bank
Department : Department of Banking Operations and Development
Date Of Issue : 27 August, 2009
Meant For : The Chairmen/Chief Executives of all Commercial Banks (excluding RRBs)
Circular Number : RBI/2009-2010/130DBOD.BP.BC No. 32 / 21.01.001/ 2009-10
Subject : Collection of account payee cheque – Prohibition on crediting proceeds to third party account
Department : Department of Banking Operations and Development
Date Of Issue : 27 August, 2009
Meant For : The Chairman/Managing Director All Scheduled Commercial Banks (including RRBs & Local Area Banks)
Circular Number : RBI/2009-2010/129RPCD.SME&NFS.BC.No.16/06.02.31(P) /2009-10
Subject : Collateral Free loans – Micro and Small Enterprises(MSEs)
Department : Rural Planning and Credit Department
Date Of Issue : 24 August, 2009
Meant For : All NDS Members
Circular Number : RBI/2009-2010/128IDMD.No. 954/08.03.001/2009-10
Subject : Scheme of Non-Competitive Bidding Facility in the Auctions of State Development Loans
Department : Internal Debt Management Department
Date Of Issue : 24 August, 2009
Meant For : The Chairman /Managing Directors All Indian Public Sector Banks (Excluding RRBs)
Circular Number : RBI/2009-2010/127RPCD.SP.BC.No 12/09.01.01/2009-10
Subject : Increase in exemption of collateral security in respect of individual and group loans under SGSY Scheme
Department : Rural Planning and Credit Department
Date Of Issue : 24 August, 2009
Meant For : Chief Executive Officer of All Primary (urban) Cooperative Banks
Circular Number : RBI/2009-2010/126UBD (PCB) BPD Cir No. 4 /13.01.000/2009-10
Subject : Payment of interest on accounts frozen by UCBs
Department : Urban Banks Department
Date Of Issue : 20 August, 2009
Meant For : All Category - I Authorised Dealer Banks
Circular Number : RBI/2009-2010/125A.P. (DIR Series) Circular No.07
Subject : Exim Bank's Line of Credit of USD 17.34 million to the Government of Lao People's Democratic Republic
Department : Foreign Exchange Department
Date Of Issue : 18 August, 2009
Meant For : The Chief Executive Officer, All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/124UBD.BPD.PCB.Cir.No. 3 /13.05.006/2009-10
Subject : Union Budget – 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008
Department : Urban Banks Department
Date Of Issue : 17 August, 2009
Meant For : All System Providers, System Participants and any other prospective prepaid payment instrument issuer
Circular Number : RBI/2009-2010/123DPSS.CO.PD.No.344/02.14.06/ 2009-10
Subject : Policy Guidelines for issuance and operation of Prepaid Payment Instruments in India
Department : Department of Payment and Settlement System
Date Of Issue : 14 August, 2009
Meant For : The Chairman and Managing Director/Chief Executive Officer of all banks
Circular Number : RBI/2009-2010/122DPSS (CO) EPPD No.327/04.03.02/2009-10
Subject : Use of RTGS/NEFT/NECS/ECS for Credit to NRE Accounts –Compliance with FEMA Regulations and Wire Transfer Guidelines
Department : Department of Payment and Settlement System
Date Of Issue : 14 August, 2009
Meant For : All Scheduled Commercial Banks (excluding RRBs)
Circular Number : RBI/2009-2010/121DBS.CO.IPC.BC.3/12.01.001/2009-10
Subject : Rupee Export Credit - Interest Rate Subvention
Department : Department of Banking Supervision
Date Of Issue : 14 August, 2009
Meant For : All State and Central Co-operative Banks
Circular Number : RBI/2009-2010/120RPCD CO.RCBD. BC. No.15 /03.03.01/2009-10
Subject : Housing Finance
Department : Rural Planning and Credit Department
Date Of Issue : 13 August, 2009
Meant For : All Scheduled Commercial Banks (Excluding RRBs)
Circular Number : RBI/2009-2010/119DBOD.No.Leg.BC.30 /09.07.005/2009-10
Subject : Payment of interest on accounts frozen by banks
Department : Department of Banking Operations and Development
Date Of Issue : 12 August, 2009
Meant For : All Commercial Banks (excluding Local Area Banks and Regional Rural Banks)
Circular Number : RBI/2009-2010/118DBOD.No.BP.BC. 29 / 21.06.001 / 2009-10
Subject : Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of the New Capital Adequacy Framework (NCAF)
Department : Department of Banking Operations and Development
Date Of Issue : 12 August, 2009
Meant For : The Chairman / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / Financial Institutions
Circular Number : RBI/2009-2010/117DBOD. AML. No. 2680/14.06.051/2009-10
Subject : List of Terrorist Individuals/Organisations - under UNSCR 1267(1999) and 1822(2008) on Taliban/Al-Qaida Organsaition
Department : Department of Banking Operations and Development
Date Of Issue : 11 August, 2009
Meant For : The CEOs of the Select All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI)
Circular Number : RBI/2009-2010/116DBOD.No.FID.FIC.5/01.02.00/2009-10
Subject : Lending under Consortium Arrangements/Multiple Banking Arrangements
Department : Department of Banking Operations and Development
Date Of Issue : 05 August, 2009
Meant For : The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs)
Circular Number : RBI/2009-2010/115DBOD No.BP.BC. 28 /21.04.141/2009-10
Subject : Inter bank Participations - Scheduled Commercial Banks
Department : Department of Banking Operations and Development
Date Of Issue : 04 August, 2009
Meant For : All State Co-operative Banks
Circular Number : RBI/2009-2010/114RPCD.CO.RF.BC.No. 14 / 07.06.00 / 2009-10
Subject : Section 23 of the Banking Regulation Act, 1949 (As Applicable to Co-operative Societies) – Policy for opening of new place of business by State Co-operative Banks
Department : Rural Planning and Credit Department
Date Of Issue : 04 August, 2009
Meant For : The Chairman All Regional Rural Banks
Circular Number : RBI/2009-2010/113RPCD.CO.RRB.BC.No.13 /03.05.33/2009-10
Subject : Inter-Bank Participations
Department : Rural Planning and Credit Department
Date Of Issue : 04 August, 2009
Meant For : All Authorised Persons in Foreign Exchange
Circular Number : RBI/2009-2010/112A. P. (DIR Series) Circular No.06
Subject : Memorandum of Instructions governing money changing activities
Department : Foreign Exchange Department
Date Of Issue : 03 August, 2009
Meant For : All Scheduled Commercial Banks
Circular Number : RBI/2009-2010/111Ref: DBOD.No. Ret. BC. 27/12.06.125 /2009-10
Subject : Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – First Rand Bank Ltd
Department : Department of Banking Operations and Development
Date Of Issue : 03 August, 2009
Meant For : All Scheduled Commercial Banks (excluding RRBs)
Circular Number : RBI/2009-2010/110DBOD.Dir.(Exp).BC.No.26 /04.02.001/2009-10
Subject : Rupee Export Credit Interest Rates
Department : Department of Banking Operations and Development
Date Of Issue : 31 July, 2009
Meant For : The Chairman and Managing Director / Chief Executive Officer of all banks participating in ECS / National-ECS
Circular Number : RBI/2009-2010/109DPSS (CO) EPPD No. 191/ 04.01.01 / 2009-2010
Subject : Electronic Clearing Service (ECS) – Accuracy of Input Data and Completeness of Account Number Information in ECS Mandates /Files
Department : Department of Payment and Settlement System
Date Of Issue : 29 July, 2009
Meant For : The Chairman and Managing Director / Chief Executive Officer of all banks participating in NEFT
Circular Number : RBI/2009-2010/108DPSS (CO) EPPD No.192 / 04.03.02 / 2009-10
Subject : National Electronic Funds Transfer (NEFT) System – Business Continuity Plan
Department : Department of Payment and Settlement System
Date Of Issue : 29 July, 2009
Meant For : All Category – I Authorised Dealer banks
Circular Number : RBI/2009-2010/106A.P. (DIR Series) Circular No.05
Subject : Issue of Indian Depository Receipts (IDRs)
Department : Foreign Exchange Department
Date Of Issue : 22 July, 2009
Meant For : All System Providers (VISA / MasterCard / American Express), All Scheduled Commercial banks
Circular Number : RBI/2009-2010/105DPSS.CO.PD.No. 147/02.14.003/ 2009-10
Subject : Cash Withdrawal at Point-of-Sale (POS)
Department : Department of Payment and Settlement System
Date Of Issue : 22 July, 2009
Meant For : All Category - I Authorised Dealer Banks
Circular Number : RBI/2009-2010/104A.P. (DIR Series) Circular No. 04
Subject : Exim Bank's Line of Credit of USD 25 million to the Government of the Republic of Sudan
Department : Foreign Exchange Department
Date Of Issue : 21 July, 2009
Meant For : All Scheduled Commercial Banks (Excluding RRBs)
Circular Number : RBI/2009-2010/103DBOD.No.Leg.BC.24 /09.07.005/2009-10
Subject : Grievance Redressal Mechanism in banks - Display of names of Nodal Officers appointed under the Banking Ombudsman Scheme, 2006
Department : Department of Banking Operations and Development
Date Of Issue : 21 July, 2009
Meant For : All RBI Regulated Entities
Circular Number : RBI/2009-2010/102IDMD.DOD.No. 334/ 11.08.36/ 2009-10
Subject : Ready Forward Contracts
Department : Internal Debt Management Department
Date Of Issue : 20 July, 2009
Meant For : All Authorised Dealer Category – I Banks
Circular Number : RBI/2009-2010/101A.P. (DIR Series) Circular No.03
Subject : Deferred Payment Protocols dated April 30, 1981 and December 23, 1985 between Government of India and erstwhile USSR
Department : Foreign Exchange Department
Date Of Issue : 17 July, 2009
Meant For : The Chairman and Managing Director / Chief Executive Officers All Scheduled Commercial Banks including RRBs /Urban Co –operative Banks / State Co-operative Banks /District Central Co-operative Banks ATM network providers
Circular Number : RBI/2009-2010/100DPSS No.101/02.10.02/2009-2010
Subject : Reconciliation of transactions at ATMs failure – Time limit
Department : Department of Payment and Settlement System
Date Of Issue : 17 July, 2009
Meant For : The Chairman and Managing Directors/Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs and LABs)
Circular Number : RBI/2009-2010/99DBOD.BP.BC.No. 23 /21.06.001/2009-10
Subject : Introduction of Advanced Approaches of Basel II Framework in India – Time Schedule
Department : Department of Banking Operations and Development
Date Of Issue : 07 July, 2009
Meant For : All Authorised Dealer Category - I Banks
Circular Number : RBI/2009-2010/98A.P. (DIR Series) Circular No.02
Subject : Deferred Payment Protocols dated April 30, 1981 and December 23, 1985 between Government of India and erstwhile USSR
Department : Foreign Exchange Department
Date Of Issue : 03 July, 2009
Meant For : All Category - I Authorised Dealer Banks
Circular Number : RBI/2009-2010/97A.P. (DIR Series) Circular No.1
Subject : Exim Bank's Line of Credit (LOC) of USD 20 million to Myanma Foreign Trade Bank, Myanmar
Department : Foreign Exchange Department
Date Of Issue : 02 July, 2009
Meant For : Prudential Norms on Capital Adequacy – Master Circular -UCBs
Circular Number : RBI/2009-2010/96UBD.PCB. MC. No.6/09.18.201 / 2009-10
Subject : Prudential Norms on Capital Adequacy – Master Circular -UCBs
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : Chairman & Managing Director All Public Sector Banks
Circular Number : RBI/2009-2010/95DBOD No. Rajbhasha BC. 4 /06.11.04/2009-10
Subject : Master Circular - Use of Hindi in Banks
Department : Department of Banking Operations and Development
Date Of Issue : 01 July, 2009
Meant For : The Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/94UBD.PCB.MC.No.1/13.05.000 / 2009-10
Subject : Master Circular on Exposure Norms and Statutory/Other Restrictions - UCBs
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : The Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/93UBD.PCB.MC.No. 3 / 09.14.000 / 2009-10
Subject : Master Circular on Income Recognition, Asset Classification, Provisioning & Other Related Matters - UCBs
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : The Chairman All Regional Rural Banks
Circular Number : RBI/2009-2010/92RPCD.CO.RRB.BC No. 11/03.05.33/2009-10
Subject : Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning and Capital Adequacy- RRBs
Department : Rural Planning and Credit Department
Date Of Issue : 01 July, 2009
Meant For : The Chairman / Managing Director, All Commercial / Cooperative Banks / RRBs /Private Banks / Foreign Banks /Director of Treasuries of all States
Circular Number : RBI/2009-2010/91DCM (FNVD) No./16.01.05/ 2009-2010
Subject : Master Circular – Detection and Impounding of Counterfeit Notes
Department : Department of Currency Management
Date Of Issue : 01 July, 2009
Meant For : The Chairman and Managing Director /The Chief Executive Officer All Banks
Circular Number : RBI/2009-2010/90DCM (NE) No.G-3/08.07.18/2009-10
Subject : Master Circular – Facility for Exchange of Notes and Coins
Department : Department of Currency Management
Date Of Issue : 01 July, 2009
Meant For : 1. The Chairman& Managing Director/Chief Executive Officer (All Banks having Currency Chests) 2. Director of Treasuries (State Governments as per list enclosed)
Circular Number : RBI/2009-2010/89DCM(CC) No.G-1 /03.35.01/2009-10
Subject : Master Circular – Levy of Penal Interest for Delayed Reporting/Wrong Reporting/Non-Reporting of Currency Chest Transactions and Penal Measures for Cases involving Shortages/Inclusion of Count
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/88UBD.LS (PCB) MC.No.14 /07.01.00/2009-10
Subject : Master Circular on Area of Operation, Branch Authorisation Policy, Opening/ Up-gradation of Extension Counters, ATMs and Shifting/Splitting/Closure of Offices
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : The Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/87UBD.BPD.(PCB).MC.No.10/09.39.000/2009-10
Subject : Master Circular on Customer Service - UCBs
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : The Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/86UBD (PCB) MC. No. 7 / 09.09.001 / 2009-10
Subject : Master Circular - Priority Sector Lending - UCBs
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/85UBD CO. BSD.NSB 1/ Ret /MC No/15/12.03.000/2009-10
Subject : Master Circular on Maintenance of Statutory Reserves Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : The Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/84UBD.BPD (PCB) MC. No. 5 / 13.05.000 / 2009-10
Subject : Master Circular on Management of Advances- UCBs
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/83UBD. CO.BPD.(PCB).MC.No. 9 /12.05.001/2009-2010
Subject : Master Circular Inspection & Audit Systems in Primary (Urban)Co-op. Banks
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/82UBD.CO. BPD (PCB) MC.No. 8 /12.05.001/2009-10
Subject : Master Circular on Board of Directors - UCBs
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
Meant For : The Chief Executive Officers of All Primary (Urban) Co-operative Banks
Circular Number : RBI/2009-2010/81UBD. PCB. MC.No.4 /09.27.000/2009-10
Subject : Master Circular- Guarantees, Co-Acceptances & Letters of Credit - UCBs
Department : Urban Banks Department
Date Of Issue : 01 July, 2009
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