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National Insurance Company Limited vs Miss Rani Bala Tripura
2025 Latest Caselaw 1320 Tri

Citation : 2025 Latest Caselaw 1320 Tri
Judgement Date : 6 November, 2025

Tripura High Court

National Insurance Company Limited vs Miss Rani Bala Tripura on 6 November, 2025

Author: T. Amarnath Goud
Bench: T. Amarnath Goud
                                Page 1 of 5




                    HIGH COURT OF TRIPURA
                          AGARTALA
                       MAC APP 26 OF 2025
     National Insurance Company Limited,
     represented by its Branch Manager, Udaipur Branch, P.S.
     R.K.Pur, Udaipur, District- Gomati, Tripura,
     (Insurer of TR-01-A-1331, Bus)
                                                  ----Appellant(s)
                              Versus
  1. Miss Rani Bala Tripura, daughter of Sri Chandra Chan
     Tripura, resident   of  Mandirghat,    Gomatibari, P.S.
     Natunbazaar, Amarpur, Gomati, Tripura.
                                     .... Claimant Respondent

2. Sri Pinaki Bhowmik, son of late Nihar Ranjan Bhowmik, resident of North Bank of Mahadev Dighi, P.S. R.K. Pur, Udaipur, District- Gomati, Tripura.

(Owner of TR-01-A-1331, Bus)

3. Sri Dipak Sarkar, son of Sri Ramesh Sarkar, resident of Gokulpur, P.S. R.K.Pur, Udaipur, District- Gomati, Tripura (Driver of TR-01-A-1331, Bus)

4. Sri Diren Shib, son of Sri Dinesh Shib, resident of West Bank of Jagannath Dighi, P.S. R.K.Pur, Udaipur, District- Gomati, Tripura (Owner of TR-03-B-1608, Canter Truck)

5. Manirul Islam, son of Md. Abdul Kashem, resident of Kushamara, P.S. Kakraban, Udaipur, District- Gomati, Tripura (Driver of TR-03-B-1608, Canter Truck)

---- Respondents

For Appellant(s) : Ms. R. Purkayastha, Advocate For Respondent(s) : Mr. A. Acharjee, Advocate Date of hearing & delivery : 06.11.2025 of Judgment & Order

Whether fit for reporting : No

BEFORE HON'BLE JUSTICE DR. T. AMARNATH GOUD Judgment & Order (Oral) 06/11/2025

This is an appeal preferred by the appellant- National

Insurance Company Limited challenging the award dated

11.03.2024 passed by the Motor Accident Claims Tribunal, Court

No.1, Gomati Judicial District, Udaipur, in case No. T.S. (MAC) 50

of 2019 praying for dismissal of the award to the tune of Rs.

4,13,000/- only alongwith interest @7% per annum w.e.f. the

date of filing of the claim petition i.e. 11.12.2019, till realization of

the same.

2. Heard Ms. R. Purkayastha, learned counsel appearing

for the appellant-Insurance Company. Also heard Mr. A. Acharjee,

learned counsel appearing for the claimant-respondent.

3. Briefly stated, the claimant-respondent on 15.10.2018

at about 14.50 hours was returning home from Agartala by

boarding a bus bearing registration No. TR-01-A-1331 and on the

way when she reached at Uttar Maharani, another Canter Truck

vehicle bearing registration No. TR-03-B-1608 coming from the

opposite direction met with an accident with the bus vehicle face

to face resulting which the claimant-respondent alongwith other

passengers of the bus vehicle sustained grievous injuries. The

claimant respondent sustained comminuted humerus distal

fracture in her right elbow and other multiple bleeding injuries all

over her body. Thereafter, she was taken District hospital, Udaipur

from where she was referred to AGMC & GBP hospital for better

treatment where she was under medical supervision till

30.10.2018 and was also under treatment thereafter privately.

On receipt of the claim application, the appellant-

insurance company as well as the owners and drivers of both the

vehicle by filing their respective written statements contested the

claim application.

All the witnesses were examined and cross-examined

and the documents, submitted by parties to the claim petition

were also taken into consideration by the learned trial Court.

Following the settled principles of law, the learned

Tribunal has quantified the compensation to be paid to the

claimant-respondent to the tune of Rs. 4,13,000/- along with

interest @7% per annum from the date of filing of the claim

application till the date of actual realization, fastening the liability

upon the appellant-insurance company.

Being aggrieved by and dis-satisfied with the said

award dated 11.03.2024 passed by the learned Tribunal in T.S.

(MAC) 50 of 2019, the appellant-insurance company has preferred

this appeal with the following reliefs:

"a) Admit the appeal;

b) Call for the records from the Court of learned Tribunal below;

c) Issue notice upon the respondents;

d) after hearing the parties would further be pleased enough to quash /set aside that part of the impugned award dated 11.03.2024 passed by the Ld. Motor Accidents Claims Tribunal (Court No.1), Sri A. Pandey, Gomati Judicial District, Udaipur in T.S. (MAC) 50/2019 whereby the Ld. Tribunal below has most illegally and arbitrarily awarded compensation of Rs.4,13,000/- (Rupees Four Lac Thirteen Thousand) only to the Claimant Respondent to be paid by the O.P. No.3 Appellant, the insurer of vehicle No.TR-01-A-1331 (Bus) within two months from the date of this judgment along with interest @ 7% per annum thereupon from the date of filing of claim petition i.e. from 11.12.2019 till payment/realization of the same; and further be pleased enough to stay the operation of the impugned award till final disposal of the appeal, otherwise the appellant would be highly prejudiced."

4. Ms. Purkayastha, learned counsel appearing for the

appellant-insurance company has argued that it is a case of

composite negligence since both the vehicles are involved in the

accident, but the learned Tribunal has not considered the said fact.

It was further contended that considering involvement of both the

vehicles in the accident, learned Tribunal ought to have

apportioned the share of the award upon both the Insurance

Companies. Learned counsel has further submitted that both the

drivers who are accused of the criminal case, as charge-sheeted,

were acquitted from the charges, and thus, learned counsel has

urged this court to fasten the liability on both the insurance

companies. Learned counsel for the appellant has further

submitted that the amount of compensation has been wrongly

assessed which requires interference by this Court.

5. Mr. Acharjee, learned counsel for the claimant-

respondent has submitted that the findings as returned by learned

Tribunal is correct and requires no interference and has urged to

maintain with the findings of the learned Tribunal.

6. I have perused the entire record including the award

passed by the learned Tribunal.

7. On scrutiny of the record, it is evident that the

claimant-respondent in her deposition categorically deposed that

the accident occurred due to rash and negligent driving of both the

vehicles. The FIR also specifically reveals that the accident

involves both the vehicles. Further, the police report/ejahar also

specifically disclosed involvement of both the vehicles in the

accident. Thus, from oral and documentary evidence prima facie it

is well established that the accident took place due to involvement

of both the vehicles. In the written statement also the appellant-

insurance company has not taken such plea. Further, the issue of

composite negligence has not been made out by the appellant-

insurance company before the trial court.

8. Upon consideration of the totality of facts and

circumstances, this Court does not find any ground to warrant an

interference with the impugned award, and the same cannot be

interfered with. Accordingly, it is made clear that the findings of

the learned Tribunal regarding the entitlement of the claimant-

respondent to receive the compensation to the tune of

Rs.4,13,000/- alongwith interest @7% per annum w.e.f. from the

date of filing of the claim petition till its actual payment, is not

liable to be disturbed and hence, the same is affirmed. The

appellant-insurance company shall deposit the entire amount, if

not paid, with the Registry of this Court within 1(one) months

from today.

9. Consequently, the appeal preferred by the appellant-

insurance company stands dismissed. Pending application(s), if

any, also stands disposed.




                                                         JUDGE




 SAIKAT                Digitally signed by
                       SAIKAT KAR

 KAR                   Date: 2025.11.13
                       03:18:20 -08'00'
 

 
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