Tuesday, 12, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Sbi General Insurance Company ... vs Sri Laxman Debbarma
2022 Latest Caselaw 1098 Tri

Citation : 2022 Latest Caselaw 1098 Tri
Judgement Date : 19 December, 2022

Tripura High Court
Sbi General Insurance Company ... vs Sri Laxman Debbarma on 19 December, 2022
                                 Page 1 of 7




                      HIGH COURT OF TRIPURA
                            AGARTALA

                          MAC.APP. No.48/2022

SBI General Insurance Company Ltd., 2nd Floor, Laxmi Darshan Building,
Ulubari, GS Road, Guwahati-781007. (Insurer of vehicle bearing registration
No.TR-01X-1775,Magic)
                                                        ...... Appellant(s)
                            VERSUS
1. Sri Laxman Debbarma, Son of Baishak Debbarma.
2. Smti Basana Debbarma, Wife of Sri Laxman Debbarma.
   Both residents of village- Krishna Madhu para, PS-Mandai, District-West
   Tripura.
                                               ...... Claimant-Respondent(s)

3. Sri Nani Gopal Das, Son of Late Atul Ch. Das, Resident of village- Badharghat near Kalimata Sangha, P.O. & PS-Amtali, District-West Tripura (Owner of vehicle bearing registration No.TR-01X-1775 Magic).

4. Smti Radharani Debbarma, Wife of Sri Santi Debbarma, Resident of Ramkrishna Para, PS-Lefunga, District-West Tripura (Owner of vehicle bearing registration No.TR-01X-6286, Honda Motor Cycle).

5. The Branch Manager, Reliance General Insurance Co, Ltd., Netaji Chowmuhani, Agartala, West Tripura, PS-West Agartala, (Insurer of vehicle bearing registration No. TR-01X-6286, Honda Motor Cycle).

                                                    ......Respondent(s)

For Appellant(s)                : Mr. P.K. Ghosh, Advocate.
For Respondent(s)               : Mr. P.S. Roy, Advocate,
                                  Mr. K. Datta, Advocate.

             HON'BLE THE CHIEF JUSTICE (ACTING)

Date of hearing and judgment : 19th December, 2022.

          Whether fit for reporting        : YES/NO.





                         JUDGMENT & ORDER (ORAL)


This appeal by the Insurance Company is directed against the

award dated 21-02-2022 delivered by the learned Motor Accident Claims

Tribunal, Court No.2, West Tripura, Agartala in case No. T.S.(MAC) 18 of

2016 whereby he awarded compensation of Rs.25,29,200/- to the claimant

petitioners with 9% simple interest per annum from the date of filing of the

claim petition till realization thereof.

2. The claimant petitioners filed the claim petition under Section

166 of the Motor Vehicles Act, 1988 (M.V. Act) before the Motor Accident

Claims Tribunal for compensation due to death of Manab Debbarma. In this

claim petition, it was alleged that on 25.08.2015 at about 3-30 p.m. while Sri

Manab Debbarma (now deceased) was proceeding towards Banikya

Chowmuhani from Circuit House by riding a motorcycle bearing registration

No.TR-01-X-6286 and reached at Durga Chowdhury Para, at that time one

TATA ACE vehicle bearing registration No.TR-01-X-1775 came with high

speed in a rash and negligent manner and by overtaking a school bus dashed

against the said motorcycle resulting which the deceased received grievous

injuries along with other multiple bleeding injuries. Immediately thereafter,

the deceased was shifted to GBP Hospital where the attending doctor after

examination declared him as dead. In this connection, a specific case vide

Bodhjungnagar PS Case No.33 of 2015 under sections 279/338/304A of IPC

was also registered. The claimant petitioners, therefore, approached the

Claims Tribunal seeking compensation to the tune of Rs.46,70,000/- due to

the death of deceased. The Claims Tribunal framed issues and after

considering all aspects of the matter awarded a compensation of

Rs.25,29,200/- in favour of the claimants with 9% interest from the date of

filing of the claim petition. Being aggrieved by the award dated 21.02.2022,

the appellant-Insurance Company preferred the instant appeal for setting

aside the impugned award. Hence, this case.

3. Heard Mr. P.K. Ghosh, learned counsel appearing for the

appellant-Insurance Company. Also heard Mr. P.S. Roy, learned counsel

appearing for the claimant petitioners (respondents No.1 & 2 herein) as well

as Mr. K. Datta, learned counsel appearing for the respondent No.4, owner

of the motorcycle.

4. Mr. P.K. Ghosh, learned counsel appearing for the appellant-

Insurance Company, contends that according to the claim of the claimant

petitioners, the victim who was a 16 years old bachelor, used to earn

Rs.12,000/- per month as a mason by profession. But in support of their

claim with regard to income of the deceased, they have not adduced any

documents and the learned Tribunal without appreciating any proper

documents came to a finding that the income of the deceased can be held to

be Rs.12,000/- which is on the higher side and required to be decreased.

Counsel also contends that learned Claims Tribunal erred in deducting one

third amount towards personal expenses of the deceased whereas in case of

unmarried bachelor 50% is to be deducted for the personal expenses. He

further contends that the interest of 9% given on the awarded compensation

is also exorbitant which needs to be decreased. He, therefore, prays to reduce

the amount of compensation by setting aside the impugned award dated

21.02.2022.

5. On the other hand, Mr. P.S. Roy, learned counsel appearing for

the respondents-claimants vehemently opposed the submissions advanced by

the learned counsel for the appellant-Insurance Company contending that

learned Tribunal has rightly passed the impugned award and prays for

dismissal of the instant appeal.

6. Having considered the submissions of learned counsel for both

the parties, this Court is of the considered view that the learned Claims

Tribunal has taken the income of the deceased at Rs.12,000/- simply relying

on a judgment of this Court without basing on any documentary evidence.

So, the income needs to be reduced and in my opinion, it would be just and

fair to hold the income of the deceased at Rs.10,000/- considering the fact

that the deceased was an unmarried bachelor and no documentary proof was

submitted in support of his income. It is also apparent that deduction of one

third amount towards personal expenses of the deceased is also erroneous

and as per settled law, in case of an unmarried bachelor 50% is to be

deducted for the personal expenses of the deceased. Insofar as the interest of

9% is considered, in my considered view, this should be reduced to 7.5% per

annum on the amount of compensation. In that view of the matter, I think

that it will be appropriate to hold the income of the deceased at Rs.10,000/-

per month, deducting 50% amount for the personal expenses of the deceased

and applying 7.5% interest on the awarded compensation and accordingly,

proceed to reassess the appropriate compensation afresh in the light of

reduced income as follows:

(i) Income of the deceased per month :-Rs.10,000/- only.

(ii) 40% of the above income to be added as future prospect and by

applying the same, now the modified income would come to Rs.14,000/-.

(iii) 50% of the above income is to be deducted for the personal and living

expenses of the deceased and the loss of dependency comes to Rs.(14,000-

7,000)=Rs.7,000/-.

(iv) After applying the multiplier of 18 as per Sarla Verma (Smt.) and

others versus Delhi Transport Corporation and another reported in (2009)

6 SCC 121, the compensation works out to Rs.(7,000 x 12 x 18)=

Rs.15,12,000/-.

6. In addition thereto, as awarded by the learned Tribunal, the

claimants are held entitled to Rs.15,000/- as loss of estate, Rs.15,000/- as

funeral expenses and Rs.40,000/- each to claimants No.1 and 2, i.e. in total

Rs.80,000/- as loss of Filial.

Therefore, the total compensation works out to Rs.(15,12,000 +

15,000 + 15,000 + 80,000)=Rs.16,22,000/-.

7. Accordingly, the award of the learned Tribunal is modified and

the compensation is reduced from Rs.25,29,200/- to Rs.16,22,000/-. On the

amount of compensation so awarded, the claimants shall also be entitled to

interest @ 7.5% per annum from the date of filing of the claim petition till

payment/ deposit of the awarded amount. The rest of the directions with

regard to liability and apportionment of compensation passed by the learned

Tribunal will remain the same. In view of above, the appeal of the insurance

company is allowed and disposed of to the extent as indicated above.

8. Send down the lower court records forthwith.

Pending application(s), if any, also stands disposed of.

CHIEF JUSTICE (ACTING)

Pulak

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter