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Sbi General Insurance Co.Ltd vs Pentu Lahari,Kavitha And 4 Others
2025 Latest Caselaw 1377 Tel

Citation : 2025 Latest Caselaw 1377 Tel
Judgement Date : 27 January, 2025

Telangana High Court

Sbi General Insurance Co.Ltd vs Pentu Lahari,Kavitha And 4 Others on 27 January, 2025

          HON'BLE SMT.JUSTICE M.G.PRIYADARSINI

                    M.A.C.M.A.No.614 of 2018

JUDGMENT

1. Aggrieved by the order passed by the learned Motor Accident

Claims Tribunal- cum- I Additional District Judge, Nizamabad, in

M.V.O.P.No.480 of 2014, dated 14.09.2017, the 2nd

respondent/Insurance Company in the said M.V.O.P. preferred the

present Appeal seeking to allow the Appeal by setting aside the

order of the learned Tribunal.

2. For the sake of convenience, the parties hereinafter be

referred as they were arrayed before the learned Tribunal.

3. The brief facts of the case are that the petitioners, who are

the wife, son and parents of Late Pentu Naveen Kumar (hereinafter

be referred as the deceased) filed a petition under Section 166(1)(c)

of the Motor Vehicles Act, 1988 claiming compensation of

Rs.15,00,000/- for the death of the deceased in a motor vehicle

accident that occurred on 10.09.2014. It is stated by the

petitioners that on 10.09.2014, when the deceased was going on

his motorcycle bearing No.AP-25-R-2011 from Balkonda Village to

Armoor side and when reached Mother Therissa School, which is in

the limits of Balkonda Village at about 11.40 a.m., a lorry bearing

No.HR-38-S-6729 which was driven by its driver in a rash and

negligent manner at high speed, lost control over the vehicle and

dashed the motor-bike of the deceased from behind, due to which

MGP,J

the deceased fell down from the motorcycle and the lorry ran over

the deceased. As a result, the deceased sustained multiple

fractures and crush injuries to Head, fracture to right shoulder

and other multiple and grievous injuries all over the body and died

on the spot.

4. Based on a complaint given by the de-facto complainant/wife

of the deceased, Police of Balkonda Police Station registered a case

in Crime No.201 of 2014under Section 304-A IPC against the driver

of crime Lorry bearing No.HR-38-S-6729. It is stated by the

petitioners that they incurred more than a sum of Rs.1,00,000/-

towards transportation of dead body and for performing funeral

rites of the deceased and due to sudden and untimely death of the

deceased, they became destitute and lost their source of income.

Hence filed claim petition seeking compensation against the

respondent Nos.1 & 2, who are the owner and insurer of crime

Lorry bearing No.HR-38-S-6729.

5. Before the Tribunal, respondent No.1/owner of the crime

lorry filed his counter contending the averments made in the claim

petition which includes, rash and negligent driving on part of the

driver of crime lorry, receiving injuries by the deceased, death of

the deceased on the spot and further contended that the subject

crime lorry was insured with respondent No.2 and if any

compensation is awarded to the petitioners, the respondent No.2

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shall be held liable for payment of the same and that the claim of

compensation is excess and exorbitant and prayed to dismiss the

claim against it.

6. Respondent No.2/Insurance Company filed its written

statement denying the averments made in the claim petition

including, age, avocation and income of the deceased and

contended that the claim petition is not maintainable for non-

joinder of driver of alleged crime vehicle as necessary party. It also

contended that the concerned Police failed to comply the statutory

provisions as required under Section 158(6) of M.V.Act and that

the claim of compensation is excess and exorbitant and prayed to

dismiss the claim against it.

7. Based on the pleadings made by both parties, the learned

Tribunal had framed the following issues for conducting trial: -

(i) Whether on 10.09.2014 at about 11.40 a.m. in front of Mother Therisa School in the limits of Balkonda Shivar, Madhapur, accident occurred due to rash and negligent driving of Lorry bearing No.HR-38-S-6729 by its driver?

(ii) Whether Pentu Naveen Kumar received injuries in that accident and died of the injuries?

(iii) Whether the petitioners are entitled for compensation? If so, to what amount and from which respondent?

     (iv)      To what relief?

                                                                     MGP,J



8. Before the Tribunal, on behalf of the petitioners, PWs 1 to 3

were examined and Exs.A1 to A11 were marked. On behalf of

respondents, no oral evidence was adduced, however, Ex.B1-Copy

of Insurance policy was marked with consent.

9. After considering the entire oral and documentary evidence

available on record, the learned Tribunal had partly-allowed the

claim petition by awarding compensation of Rs.12,95,000/- along

with interest @ 7.5% per annum from the date of petition till the

date of deposit payable by both the respondents 1 & 2 jointly and

severally. Aggrieved by the same, the respondent No.2/Insurance

Company in the said M.V.O.P. preferred the present Appeal seeking

to set-aside the order of the learned Tribunal.

10. Heard Sri A.Ramakrishna Reddy, learned Standing Counsel

for the Appellant/Insurance Company, Sri Akkam Eshwar, learned

counsel for respondent No.1 and Sri L.Dayaker Reddy, learned

counsel for respondent Nos.3 & 4.

11. The contentions of the learned counsel for

appellant/Insurance Company as stated in the grounds of Appeal

are that the learned Tribunal ought to have taken the notional

income of the deceased @ Rs.4,500 instead of Rs.7,500/- in the

absence of documentary proof showing the income of the deceased.

He also contended that the learned Tribunal ought to have

awarded amounts under Non-Pecuniary Damages by following the

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judgment of the Hon'ble Apex Court in the case between National

Insurance Company Ltd. Vs.Pranay Sethi 1.

12. Per contra, learned Counsel for respondents/claimants

contended that the learned Tribunal, after considering all the

aspects, had awarded reasonable compensation and interference of

this Court is unwarranted.

13. After hearing both sides, the point that emerges for

determination is,

Whether the order passed by the learned Tribunal requires interference of this Court?

POINT:-

14. As seen from the grounds of Appeal, there is no dispute

regarding the occurrence of accident and death of the deceased.

Hence, this Court is not inclined to once again delve into the said

aspects. The only aspect that has to be dealt with in the present

Appeal is with regard to quantum of compensation.

15. The first and foremost contention of the learned counsel for

appellant/Insurance Company is that the learned Tribunal ought

to have taken the notional income of the deceased @ Rs.4,500

instead of Rs.7,500/- in the absence of documentary proof showing

the income of the deceased.

2017 (6) 170 SC

MGP,J

16. A perusal of the impugned judgment shows that though the

petitioners stated that the deceased used to work as Agent of

Reliance Insurance Company apart from doing Agriculture in his

land to an extent of Ac.10.00 by raising paddy, turmeric, maize

and other commercial produces and earn more than a sum of

Rs.40,000/- per month, but they failed to produce any substantial

piece of evidence showing the same except filing Ex.A7 pattedar

pass book which do not disclose about any income. Hence, in the

absence of income proof, the learned Tribunal presumed the

earnings of the deceased to be Rs.7,500/- per month, deducted

1/4th towards personal expenses, applied relevant multiplier and

calculated loss of earnings which ultimately arrived at

Rs.12,15,000/-. This Court do not find any reason to interfere

with the monthly income assessed by the Tribunal as the same

appears to be reasonable by considering the date of accident and

depending upon the different types of cultivation made in the land

by the deceased.

17. The other contention raised by the learned counsel for

appellant/Insurance is with regard to awarding excess amounts

under the Head of Non-pecuniary damages.

18. A perusal of the impugned judgment shows that the Tribunal

awarded an amount of Rs.25,000/- towards funeral expenses, an

amount of Rs.50,000/- towards loss of consortium and an amount

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of Rs.5,000/- towards transportation. Whereas, the Hon'ble Apex

Court in the case of National Insurance Co. Ltd. Vs.Pranay

Sethi & others (2017 ACJ 2700) fixed reasonable figures on

conventional heads, viz., loss of estate, loss of consortium and

funeral expenses as Rs. 15,000/-, Rs. 40,000/- and Rs. 15,000/-

respectively which in all comes to Rs.70,000/- (which shall carry

10% enhancement for every three years). Hence, this Court by

relying upon the said judgment is inclined to interfere with the

finding of the learned Tribunal and hereby reduce the amounts

awarded towards loss of consortium and funeral expenses as

Rs.40,000/- and Rs.15,000/-. However, the amount awarded

towards transport expenses shall remain same.

19. In the result, the Appeal filed by the Insurance Company is

partly-allowed by reducing the amounts awarded under the Head

of loss of consortium and funeral expenses i.e., from Rs.75,000/-

to Rs.55,000/- . Except the said finding, the findings arrived by

the Tribunal in all other aspects shall remain same. There shall be

no order as to costs.

20. Miscellaneous petitions pending, if any, shall stand closed.

_______________________________ JUSTICE M.G. PRIYADARSINI

Dt.27.01.2025 ysk

 
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