Friday, 08, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Jairam vs National Insurance Company Ltd. ...
2025 Latest Caselaw 14241 Raj

Citation : 2025 Latest Caselaw 14241 Raj
Judgement Date : 15 October, 2025

Rajasthan High Court - Jodhpur

Jairam vs National Insurance Company Ltd. ... on 15 October, 2025

Author: Manoj Kumar Garg
Bench: Manoj Kumar Garg
[2025:RJ-JD:45255]

          HIGH COURT OF JUDICATURE FOR RAJASTHAN AT
                           JODHPUR
                     S.B. Civil Misc. Appeal No. 189/2023

 Jairam S/o Sh. Ladu Lal Bairwa, Aged About 49 Years, Resident
 Of Lasadiya, Ps Pander, Tehsil Shahpura, District Bhilwara. (Raj.)
                                                                         ----Appellant
                                        Versus
 1.         National Insurance Company Ltd., through its Manager,
            National Ins. Co. Ltd., Divisional Office, Bhilwara. (Raj.)
            (Insurer)
 2.         Shambhu Lal S/o Sh. Narayan Lal Gurjar, Resident Of
            Jodhdas     Suwana,       P.S.     Pur,    District      Bhilwara.   (Raj.)
            (Owner)
 3.         Mahaveer S/o Sh. Banshi Lal Kumawat, R/o Srinagar
            Sankhliya, P.S. and Tehsil Phuliya Kalan, District Bhilwara.
            (Raj.) (Driver)
                                                                     ----Respondents


For Appellant(s)              :     Mr. Manish Kumar Pitaliya
For Respondent(s)             :     Mr. Sunil Vyas



             HON'BLE MR. JUSTICE MANOJ KUMAR GARG

                                         Order

15/10/2025

          With the consent of learned counsel for the parties, the

instant appeal is being heard and disposed of finally at this stage

itself.

          The instant appeal has been preferred by the appellant-

claimant against the judgment and award dated 11.10.2022

passed by Judge, Motor Accident Claims Tribunal (Additional

District Judge), Shahpura, District Bhilwara in Motor Accident

Claim Case No.129/2018, whereby the Tribunal partly allowed the

claim petition filed by the appellant-claimant and awarded a sum

of Rs.53,709/- jointly and severally as compensation with an

                          (Uploaded on 16/10/2025 at 04:50:05 PM)
                         (Downloaded on 16/10/2025 at 10:02:06 PM)
 [2025:RJ-JD:45255]                     (2 of 4)                      [CMA-189/2023]



interest @ 6% p.a. on account of injuries sustained by Jairam in

the accident which occurred on 09.02.2018.

      Learned counsel for the appellant-claimant submits that the

Tribunal fell in error while deciding the issue No.4 and reducing

the permanent disability sustained by the appellant to the extent

of 5% from 10%. Learned counsel submits that on account of

fracture of frontal bone (head injury) and other bones, the Medical

Board assessed permanent disability of the appellant to the extent

of 10%, however, learned Tribunal while computing the award in

the present case reduced the same to the extent of 5%. It is also

contended that the Tribunal has also committed an error in not

awarding a suitable amount of compensation to the appellant

towards loss of future prospects in view of the judgment passed

by the Hon'ble Supreme Court in the case of Pappu Deo Yadav

vs. Naresh Kumar andors. AIR 2020 SC 4424 and Sanjay

Verma vs. HaryanaRoadways 2014 ACJ 692. It is also

contended that the Tribunal has committed an error in assessing

the   income     of   the   appellant        @     Rs.5,538/-      p.m.   and   low

compensation has been awarded for pain & suffering. He,

therefore, prays that the judgment and award passed by the

Tribunal may kindly be suitably modified by enhancing the amount

of compensation.

      Per contra, learned counsel for the respondent Insurance

Company submits that the Tribunal has rightly assessed the

permanent disability of the appellant on the basis of the evidence

produced before it, therefore, the amount awarded in the present

case is a just compensation. He, therefore, prays that no




                        (Uploaded on 16/10/2025 at 04:50:05 PM)
                       (Downloaded on 16/10/2025 at 10:02:06 PM)
 [2025:RJ-JD:45255]                   (3 of 4)                    [CMA-189/2023]



interference is warranted in the judgment and award passed by

the Tribunal.

      I have considered the submissions made at the bar, gone

through the judgment dated 11.10.2022 passed by the Tribunal as

also perused relevant record of the case.

      Admittedly, in the present case, the appellant had sustained

the injuries on account of the accident which occurred on

09.02.2018 in which he suffered fracture of frontal bone and other

bones and the medical board assessed permanent disability of the

appellant to the extent of 10%. Perusal of the certificate (Exp.54)

issued by the Medical Board shows that the appellant had suffered

fracture on account of which he sustained permanent disability to

the extent of 10% and therefore, the permanent disability of the

appellant should have been taken into consideration to the extent

of 10% while computing the award instead of 5%. Therefore, the

Tribunal has erred in computing the award while considering the

permanent disability of the appellant to the extent of only 5%.

      So far as assessment of the income is concerned, on the

date of accident the minimum wages for unskilled labourer was

Rs.213/- per day, hence by taking 30 days, the monthly income

would come to Rs.6,390/-.

      The Tribunal has also committed error in not awarding a

reasonable amount of compensation towards the loss of future

prospects on account of the permanent disability sustained by the

appellant, therefore, the award is also liable to be recomputed in

the light of judgment of Hon'ble Supreme Court in the case of

Pappu Deo Yadav (supra). The calculation of award in the

present case will be as under:-

                      (Uploaded on 16/10/2025 at 04:50:05 PM)
                     (Downloaded on 16/10/2025 at 10:02:06 PM)
                                    [2025:RJ-JD:45255]                    (4 of 4)                       [CMA-189/2023]


                                   Annual Income considered by the Tribunal - Rs.76,680/-
                                         76,680 x 10/100 x 11=                                Rs.84,348/-
                                         + 10% future prospect=                               Rs.8,434/-
                                         Loss of income =                                     Rs.92,782/-
                                         Pain & Suffering =                                   Rs.40,000/-
                                         Loss of income during treatment =                    Rs.19,170/-
                                         Medical Bill=                                        Rs.6,359/-
                                         Other expenses=                                      Rs.5,800/-
                                         Total: =                                             Rs.1,64,111/-
                                         Subtract awarded amount =                            Rs.53,709/-
                                                                                            ------------------

Rs.1,10,402/-

==========

In view of the discussion made above, the appeal is partly

allowed. The respondent insurance company is directed to pay the

enhanced amount of Rs.1,10,402/- to the appellant-claimant. The

enhanced amount shall carry an interest @ 6% p.a. from the date

of filing of the application till the same is paid.

(MANOJ KUMAR GARG),J 136-Rashi/-

(Uploaded on 16/10/2025 at 04:50:05 PM)

Powered by TCPDF (www.tcpdf.org)

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter