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National Insurance Co. Ltd vs Kaluram And Ors. (2025:Rj-Jd:9040)
2025 Latest Caselaw 7223 Raj

Citation : 2025 Latest Caselaw 7223 Raj
Judgement Date : 13 February, 2025

Rajasthan High Court - Jodhpur

National Insurance Co. Ltd vs Kaluram And Ors. (2025:Rj-Jd:9040) on 13 February, 2025

Author: Nupur Bhati
Bench: Nupur Bhati
[2025:RJ-JD:9040]

      HIGH COURT OF JUDICATURE FOR RAJASTHAN AT
                       JODHPUR
                    S.B. Civil Misc. Appeal No. 1656/2014

National Insurance Co. Ltd., N.H. 15, Sriganganagar through
Deputy Manager, National Insurance Company Limited, Jodhpur
Regional Office: 3-4 Floor, Sun Tower, Main Pal Road, Jodhpur.
                                                                         ----Appellant
                                       Versus
1. Kaluram s/o Rajaram, R/o Ward No.10, Ramsinghpur, Tehsil -
Anoopgarh, District - Sriganganagar.
2. Savitri w/0 Kaluram, R/o Ward No.10, Ramsinghpur, Tehsil -
Anoopgarh, District - Sriganganagar.
                                                   (Claimanats)
3. Madanlal s/o Omprakash, Kunpali, Tehsil - Srivijaynagar,
District - Sriganganagar. (Owner of Three Wheeler)
4. Sukhveer Singh @Kala s/o Resham Singh, r/o Bhagsar, Tehsil
- Srivijaynagar, District - Sriganganagar. (Driver of Three
Wheeler)
                                                                    ----Respondents


For Appellant(s)              :    Mr. Shubhankar Johari for Mr. Sanjeev
                                   Johari, Sr. Advocate
For Respondent(s)             :    Mr. Rakesh Chotia for Owner
                                   Mr. DS Thind for Claimants



               HON'BLE DR. JUSTICE NUPUR BHATI

Order

13/02/2025

1. The instant civil misc. appeal has been preferred by the

appellant under Section 173 of the Motor Vehicles Act, 1988 ('MV

Act') assailing the judgment and award dated 17.07.2014 passed

by learned Judge, Motor Accident Claims Tribunal Anoopgarh,

District Sriganganagar, ('learned Tribunal') in Claim Case

No.33/2010 whereby the learned Tribunal partly allowed the claim

petition filed by the claimants and awarded compensation of

Rs.2,50,000/-, in favour of claimants along with interest @6% p.a.

while fastening the liability upon the respondent No.3.

[2025:RJ-JD:9040] (2 of 5) [CMA-1656/2014]

2. Brief facts of the case are that on 15.05.2010 at about 02:00

pm, Shyamlal (Aged 13 years) was traveling in Three Wheeler

bearing registration No.RJ13 PA 2065 ('the three wheeler') in

capacity of passenger to Ramsinghpur Mandi. The respondent

no.4-driver of three wheeler while trying to overtake a tractor

trolley, collided with one Jeep bearing registration no.RRC 4620

('the Jeep') coming from opposite side. As a result of the accident,

Shyamlal suffered injuries and succumbed to injuries during the

course of treatment. Subsequently, the claimants (parents of

Shyamlal) filed a claim petition under Section 166 of the Motor

Vehicles Act, 1988 before the learned Tribunal seeking

compensation of account of death of Shyamlal ('deceased').

3. The appellant-insurance company, respondent No.3-owner

and respondent no.4-driver filed their separate reply to the claim

petition while denying the averments made in the claim petition.

4. On the basis of the pleadings, the learned Tribunal framed

four issues. Oral as well as documentary evidences were produced

by the claimants in support of their claim petition and on the other

hand some evidence were produced by the appellant-insurance

company as well as respondent Nos.3 & 4. After hearing all the

parties, the learned Tribunal partly allowed the claim petition vide

judgment and award dated 17.04.2014 ('impugned award') and

awarded compensation to the tune of Rs.2,50,000/- along with

interest @6% in favour of the claimants while fastening the

liability to pay compensation on the appellant-insurance company.

Aggrieved by the same instant misc. appeal has been preferred by

the appellant-insurance company.

[2025:RJ-JD:9040] (3 of 5) [CMA-1656/2014]

5. Learned counsel for the appellant-insurance company

restricts his submission only in respect to contributory negligence

on the part of the driver of the Jeep. He submits that the driver of

Jeep was equally responsible for the cause of accident and

chargesheet was also filed against him, however, the learned

tribunal ignored this fact and fastened the entire liability on the

appellant-insurance company.

6. Learned counsel for the respondents refutes the submission

made by the appellant-insurance company.

7. Heard and perused the material available on record.

8. This court finds that deceased was traveling in the three

wheeler in capacity of a passenger and the accident in the case at

hand occurred due to head on collision between the three wheeler

and the Jeep, thus, the question of contributory negligence does

not arise qua the deceased. Therefore, it is not a case of

contributory negligence but at best of composite negligence.

However, the claimants have impleaded only the driver, owner and

insurance company of the three wheeler. And the position of law in

this regard is well settled that in case of composite negligence the

claimants are entitled to sue all of the joint tort feasors or any of

them and to recover the entire compensation. The reference in

this regard can be taken from the judgment passed by the Hon'ble

Supreme Court in the case of Khenyei vs. New India

Assurance Co. Ltd. and Ors. MANU/SC/0582/2015 wherein

the Hon'ble Supreme Court has held summarised the position of

law as under:

[2025:RJ-JD:9040] (4 of 5) [CMA-1656/2014]

"18. .....What emerges from the aforesaid discussion is as follows:

(i) In the case of composite negligence, Plaintiff/claimant is entitled to sue both or any one of the joint tort feasors and to recover the entire compensation as liability of joint tort feasors is joint and several.

(ii) In the case of composite negligence, apportionment of compensation between two tort feasors vis-à-vis the Plaintiff/claimant is not permissible. He can recover at his option whole damages from any of them.

(iii) In case all the joint tort feasors have been impleaded and evidence is sufficient, it is open to the court/tribunal to determine inter se extent of composite negligence of the drivers. However, determination of the extent of negligence between the joint tort feasors is only for the purpose of their inter se liability so that one may recover the sum from the other after making whole of payment to the Plaintiff/claimant to the extent it has satisfied the liability of the other. In case both of them have been impleaded and the apportionment/extent of their negligence has been determined by the court/tribunal, in main case one joint tort feasor can recover the amount from the other in the execution proceedings.

(iv) It would not be appropriate for the court/tribunal to determine the extent of composite negligence of the drivers of two vehicles in the absence of impleadment of other joint tort feasors. In such a case, impleaded joint tort feasor should be left, in case he so desires, to sue the other joint tort feasor in independent proceedings after passing of the decree or award."

9. In the present case the claimants have chosen to implead

only the driver, owner of the three wheeler insured by appellant-

insurance company and the learned tribunal after perusing the

material available on record has passed the impugned award in

[2025:RJ-JD:9040] (5 of 5) [CMA-1656/2014]

favour of the claimants while fastening the liability on the

appellant-insurance company to pay the compensation, thus,

claimants are entitled to recover the entire compensation from the

appellant-insurance company in the light of the ratio as laid down

by the Hon'ble Supreme Court in Khenyie (Supra).

10. Therefore, in view of the above, the instant misc. appeal

being devoid of any merit is dismissed.

11. Pending application (s), if any, shall also stand dismissed.

(DR. NUPUR BHATI),J surabhii/93-

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