Tuesday, 19, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

United India Insurance Co Ltd vs Smt Santokh And Others
2022 Latest Caselaw 388 Raj/2

Citation : 2022 Latest Caselaw 388 Raj/2
Judgement Date : 18 January, 2022

Rajasthan High Court
United India Insurance Co Ltd vs Smt Santokh And Others on 18 January, 2022
Bench: Sudesh Bansal
      HIGH COURT OF JUDICATURE FOR RAJASTHAN
                  BENCH AT JAIPUR

         S.B. Civil Miscellaneous Appeal No. 2966/2014

United India Insurance Company Ltd., T.P. Claim Hub, Ajmer
Road, Jaipur through its authorized signatory.
                                                                   ----Appellant
                                   Versus
1. Smt. Santokh W/o Late Shri Raghunath, aged about 31 years,
R/o Udaigarhkheda, Village Dhantod, PS & Tehsil Bhinai, District
Ajmer.
2. Uda S/o Shri Neta, aged about 65 years, R/o Udaigarhkheda,
Village Dhantod, PS & Tehsil Bhinai, District Ajmer.
3. Raju S/o Late Shri Raghunath, aged about 14 years, R/o
Udaigarhkheda, Village Dhantod, PS & Tehsil Bhinai, District
Ajmer.
4. Pinta S/o Late Shri Raghunath, aged about 13 years, R/o
Udaigarhkheda, Village Dhantod, PS & Tehsil Bhinai, District
Ajmer.
5. Sonu S/o Late Shri Raghunath, aged about 11 years, R/o
Udaigarhkheda, Village Dhantod, PS & Tehsil Bhinai, District
Ajmer.
6. Dilkhush S/o Late Shri Raghunath, aged about 8 years, R/o
Udaigarhkheda, Village Dhantod, PS & Tehsil Bhinai, District
Ajmer.
7. Roopnarayan S/o Gheesa Lal, resident of Bherukhed via
Hanutia, PS Vijaynagar, District Ajmer (Driver of Vehicle)
8. Girdhar Singh S/o Shri Madan Singh, resident of Badi PS Vijay
nagar, District Ajmer (Owner of Vehicle)
     (Respondent No3 to 6 being minor represented natural

guardian, mother, Smt Santokh.)

----Respondents

For Appellant(s) : Mr. Rizwan Ahmed through VC For Respondent(s) : Mr. Vinay Mathur through VC

HON'BLE MR. JUSTICE SUDESH BANSAL

Order

Reserved on : January, 12th 2022 Pronounced on : January, 18th 2022

1. The appellant-Insurance Company has preferred the instant

appeal, assailing judgment and award dated 14.07.2014 in

relation to findings of issue No.1 passed by the Motor Accident

Claims Tribunal, Kekri, District Ajmer in claim case No.169/2009.

                                            (2 of 6)                     [CMA-2966/2014]



The   Tribunal   has      assessed        compensation             to   the   tune   of

Rs.6,51,000/- in favour of claimants holding the Driver, Owner and

Insurance Company as jointly and severally liable and further

directed Insurance Company to pay compensation amount to

claimants.

2. The relevant facts, as culled out from record are that one-

Raghunath was going along with his relative Kishan Singh on

motorcycle on 25.10.2009 and they stopped at place Kampoo

Square, Ramgarh, and when Mr.Raghunath was urinating at road

side, the motorcycle Bajaj Platina having registration No.RJ-36-

SB-5929 gave hit to Mr.Raghunath and he sustained serious

injuries. Mr.Kishan Singh took injured Mr.Raghunath to

Government hospital and later on Mr.Raghunath was succumbed

to his injuries and died on next day i.e. 26.10.2009. Thereafter,

natural heirs and legal representatives of deceased- Raghunath

filed claim petition under Section 166/140 of the Motor Vehicles

Act, 1988 (hereinafter referred as "the Act of 1988") on

30.10.2009. In the claim petition, Driver and Owner of offended

motorcycle were made party as non-claimants No.1 and 2

(respondent No.1 and 2 herein) and Insurance Company was

made party as non-claimants No.3 (Appellant herein). From the

side of claimants oral statement of Smt. Santok wife of deceased

and Mr.Kishan Singh who was present at site on the day of

accident i.e. 25.10.2009 were got recorded and documentary

evidences were placed on record. Non-claimant-respondent Nos.1

and 2 (Driver and Owner) did not file any reply and only Non-

claimant No.3- Insurance Company filed reply to claim petition.

Insurance Company took a defence that motorcycle Bajaj Platina

having registration No.RJ-36-SB-5929, which is insured with

(3 of 6) [CMA-2966/2014]

Insurance Company, was wrongly involved in the accident.

According to Insurance Company, in fact the deceased was in

intoxicated state and he himself fell from his motorcycle due to

which he sustained injuries and succumbed to injuries in hospital.

The Insurance Company alleged that in discharge ticket of

Government hospital, alleged accident was not recorded as "MLC

case" and in the history of death, reason is mentioned "due to

fall". Insurance Company alleged that FIR of the said accident was

lodged after one month. On the basis of such defence, Insurance

Company claimed its exoneration from liability and prayed to

dismiss the claim petition qua Insurance Company.

3. The Tribunal, after hearing both parties and after

appreciation of oral and documentary evidence, recorded findings

of fact that FIR No.157/2009 at Police Station Masooda was

registered on next day of accident i.e. 26.10.2009, against driver

of offending vehicle (RJ-36-SB-5929) for offences under Section

279, 304A IPC and whereupon police has submitted charge-sheet

holding the driver negligent in driving the vehicle. It has been

observed that seizure memo of motorcycle (Exhibit-12) and

mechanical report of motorcycle (Exhibit-13) go to show that the

said motorcycle on its front bears marks of damages which show

that accident occurred by the motorcycle. It was also observed

that driver was having an effective and valid license and vehicle

was insured. Accordingly, the Tribunal fasten liability of

compensation upon Insurance Company.

4. In the present appeal, counsel for Insurance Company has

raised arguments on the basis of defence which was taken before

the Tribunal to the effect that FIR of accident was lodged after one

month and by bedhead ticket of deceased, produced on record

(4 of 6) [CMA-2966/2014]

(Exhibit-NA-4), it is proved that it was a case of "Non MLC" and

injury to deceased was due to "Fall". Further he argued that by

such documents (Exhibit-NA-4) and oral statement of NAW-1

Vishal Kumar Vyas, Investigator it stands proved and verified that

offended vehicle was wrongly involved, therefore, Insurance

Company ought not to have been held liable to pay compensation

and claim petition deserves to be dismissed qua the Insurance

Company.

5. In counter to arguments, counsel for claimants submits that

the Tribunal has discussed the entire evidence and there is

sufficient evidence on record to rebut documents (Exhibit- NA-4),

the bedhead ticket of the deceased to conclude that the accident

occurred due to rash and negligent driving of motorcycle in

question by respondent No.1, who was driving the vehicle in

ownership of respondent No.2 and undisputedly motorcycle is

insured with the appellant-Insurance Company. The findings

recorded by the Tribunal are justified and find support with

evidence available on record, and do not require any interference

by this Court in appeal as such appeal is devoid of merits and

deserved to be dismissed.

6. Heard counsel for both parties and perused material on

record.

7. From the record, it is apparent that the accident occurred on

25.10.2009 and FIR No.157/2009 was registered on 26.10.2009,

therefore, the plea of Insurance Company that FIR was registered

after a delay of one day is contrary to record and untenable.

8. Further there is no evidence by Insurance Company that

deceased was in the state of intoxication. As far as bedhead ticket

of deceased (Exhibit-NA-4) is concerned, the same is not

(5 of 6) [CMA-2966/2014]

conclusive evidence to assume that deceased sustained injury due

to fall from his own motorcycle and there was no accident with the

motorcycle of respondent Nos.1 and 2. The evidence adduced by

Insurance Company falls short to prove the defence pleaded by

Insurance Company. Learned Tribunal on the strength of oral and

documentary evidence adduced by and on behalf of claimants has

categorically concluded that the accident was occurred by

offended vehicle. The Tribunal has placed reliance upon the

documents Exhibit-12 and Exhibit-13, which go to show that

offended motorcycle was also found damaged from front side.

That apart, the Tribunal has rightly concluded that at the time of

hospitalization of injured on 25.10.2009 and when he succumbed

to injuries on next day i.e. 26.10.2009, the FIR was not

registered, therefore in bedhead ticket (discharged ticket) of

deceased, there is no mention about MLC case. The Tribunal has

concluded that driver of motorcycle was found negligent in driving

vehicle and after investigation of FIR, charge-sheet was filed

against him for offences under Sections 279, 304A IPC. The

Tribunal has concluded that motorcycle was registered in the

name of non-claimants-respondent No.2 and was insured with the

Insurance Company. Insurance Policy (Exhibit-18) in force on the

date of accident. The findings as mentioned in para No.21 of

impugned judgment dated 14.07.2014 have been passed after

due appreciation of evidence on record and do not suffer from

perversity. Therefore, this Court is of opinion that the Tribunal has

passed judgment dated 14.07.2014, after a due appreciation and

consideration of evidence available on record. Further assessment

of compensation has been made following applicable principles of

(6 of 6) [CMA-2966/2014]

law. No illegality, perversity much less any jurisdictional error is

found in findings of issue No.1 as recorded by the Tribunal.

9. No other arguments except mentioned hereinabove have

been raised by either of parties.

10. The conclusion of aforesaid discussed is that instant appeal is

devoid of merits and liable to be dismissed and the same is

accordingly dismissed.

11. Claimants are entitled to recover compensation from

Insurance Company. There is no order as to costs.

12. Record of the Tribunal be sent back forthwith.

(SUDESH BANSAL),J

NITIN /

Powered by TCPDF (www.tcpdf.org)

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : MAIMS

 
 
Latestlaws Newsletter