Sunday, 17, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

M/S.United India Insurance Co. Ltd vs Rekha ... 1St
2024 Latest Caselaw 18675 Mad

Citation : 2024 Latest Caselaw 18675 Mad
Judgement Date : 23 September, 2024

Madras High Court

M/S.United India Insurance Co. Ltd vs Rekha ... 1St on 23 September, 2024

Author: R.Hemalatha

Bench: R. Hemalatha

                                                                           C.M.A.Nos.183 & 186 of 2023

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    DATED: 23.09.2024

                                                          CORAM:

                                  THE HONOURABLE MRS.JUSTICE R. HEMALATHA

                                              C.M.A.Nos.183 & 186 of 2023
                                                         and
                                             C.M.P.Nos.1528 & 1548 of 2023

                     M/s.United India Insurance Co. Ltd.,
                     2, Bhuvaneshwari Complex,
                     Dr.Sankaran Road,
                     Namakkal Post - 637 001.                       ... Appellants in both CMAs
                                                            vs.
                     1. Rekha                                       ... 1st respondent in CMA
                                                                         No.183/2024
                     1. Surya                                       ... 1st respondent in CMA
                                                                         No.186/2024
                     2. C.Palanisamy                                ... 2nd Respondents in both
                                                                        CMAs.

                     COMMON PRAYER: Civil Miscellaneous Appeals filed under Section
                     173 of the Motor Vehicles Act, 1988, against the Award, dated
                     28.10.2020 in M.C.O.P.396/2017 and 394/2017 on the file of the Motor
                     Accident Claims Tribunal, Special District Court, Dharmapuri.


                                    For Appellant     :    Ms.R.Rathna Thara

                                    For Respondents   :    No appearance



                     1/8
https://www.mhc.tn.gov.in/judis
                                                                              C.M.A.Nos.183 & 186 of 2023



                                                COMMON JUDGMENT

The appellant is the United India Insurance Company Limited.

The claimants Rekha and Surya filed petitions in M.C.O.P.396/2017 and

394/2017 respectively under Section 166 of the Motor Vehicles Act,

seeking compensation of Rs.10,00,000/- each for the injuries sustained by

them in a road accident that occurred on 15.03.2017.

2. The brief case of the claimants is as follows :

On 15.03.2017, the claimants were travelling as pillion riders in

a two wheeler bearing Registration number TN 29 V 3933 on Harur -

Uthangarai road. When they were nearing Konakkalmedu village, a

speeding Mahindra Bolero car bearing Registration number TN 28 AF

3511 came in the opposite direction, hit their two wheeler, as a result of

which, both of them sustained injuries.

3. According to the claimants, the rash and negligent driving of

the driver of the Mahindra Bolero car bearing Registration number TN 28

AF 3511 was the cause of the accident and that since the said vehicle was

https://www.mhc.tn.gov.in/judis C.M.A.Nos.183 & 186 of 2023

insured with the second respondent, the United India Insurance Company

Limited, the owner and the insurer are jointly and severally liable to pay

compensation to them.

4. In the Tribunal, the owner of the car bearing Registration

number TN 28 AF 3511 remained absent and was set exparte. The

Insurance Company resisted the claim petition on all the grounds

available to the insurer under Section 170 of the Motor Vehicles Act.

5. The Tribunal after analysing the evidence on record, vide its

orders dated 28.10.2020, fastened negligence on the part of the rider of

the car bearing Registration number TN 28 AF 3511 and directed the

appellant, Insurance Company to pay compensation of Rs.5,89,960/- to

the claimant in M.C.O.P.396/2017 and Rs.79,000/- to the claimant in

M.C.O.P.394/2017, together with interest at the rate of 7.5% per annum

from the date of the petition till the date of realisation. The Tribunal also

held that the liability of the owner of the car and the insurer is joint and

several.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.183 & 186 of 2023

6. The appellant, the United India Insurance Company Limited

has filed this appeal questioning quantum of compensation and also

fastening negligence on the driver of the car.

7. Heard Ms.R.Rathna Thara, learned counsel for the appellant,

Insurance Company.

8. Though notice was served on the respondents/claimants and

their names are printed in the cause list, there is no representation on their

behalf.

9. Ms.R.Rathna Thara, learned counsel for the appellant /

Insurance Company contended that the Tribunal had not fixed

contributory negligence on the part of the rider of the two wheeler,

especially when there is head on collusion between two vehicles. She also

contended that the Tribunal has awarded a huge sum of Rs.5,89,960/- to

the claimant (Rekha) in MCOP.396/2017.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.183 & 186 of 2023

10. A perusal of the records shows that the accident took place

on Harur - Uthangarai road. Both the claimants had clearly deposed that

the driver of the Mahindra Bolero Car was rash and negligent in driving

his vehicle and nothing useful was suggested to them during the course of

cross examination to discredit or disbelieve their versions. The manner of

accident also shows that the driver of the car drove his vehicle in a rash

and negligence manner. In the circumstances, the Tribunal was right in

fastening negligence on the part of the driver of the Mahindra Bolero car

bearing Registration number TN 28 AF 3511.

11. A perusal of the discharge summery (Ex.X1) issued by the

Government Dharmapuri Medical College Hospital, Dharmapuri shows

that the claimant Rekha had sustained 32% of disability and the injuries

sustained by her as shown under:

i. Superior & Inferior Pubic ram right side

ii. Saerum # right side

iii. Multiple rib fractures right side and

acute pulmonary Thorombo embolism

https://www.mhc.tn.gov.in/judis C.M.A.Nos.183 & 186 of 2023

12. The Tribunal after taking into consideration all these

aspects, had awarded just compensation of Rs.5,89,960/- to the claimant

Rekha and therefore there is no reason to interfere with the same.

13. As far as the claimant Surya is concerned, he sustained

simple injuries. Therefore, the Tribunal has awarded just compensation of

Rs.79,000/- which also need not be disturbed.

14. In the result,

The Civil Miscellaneous Appeals are dismissed. No costs.

Consequently, connected miscellaneous petitions are closed.

23.09.2024 Index : Yes/No Speaking/Non-speaking order Neutral citation : Yes / No vum

https://www.mhc.tn.gov.in/judis C.M.A.Nos.183 & 186 of 2023

To

1. The Motor Accident Claims Tribunal, Special District Court, Dharmapuri.

2. The Section Officer, VR Section, Madras High Court, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.Nos.183 & 186 of 2023

R.HEMALATHA, J.

vum

C.M.A.Nos.183 & 186 of 2023 and C.M.P.Nos.1528 & 1548 of 2023

23.09.2024

https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 

LatestLaws Partner Event : IJJ

 
 
Latestlaws Newsletter