Monday, 18, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

National Insurance Company Ltd vs Raymond
2024 Latest Caselaw 18512 Mad

Citation : 2024 Latest Caselaw 18512 Mad
Judgement Date : 19 September, 2024

Madras High Court

National Insurance Company Ltd vs Raymond on 19 September, 2024

                                                                    C.M.A.(MD) No.397 of 2021

                          BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                             DATED : 19.09.2024

                                                      CORAM

                                  THE HON'BLE MR.JUSTICE SUNDER MOHAN

                                         C.M.A.(MD) No.397 of 2021



                    National Insurance Company Ltd.,
                    Represented by its Branch Manager,
                    No.175-A, Great Cotton Road,
                    Tuticorin.                                            ... Appellant

                                                         Vs.


                    1.Raymond,
                    2.Daweed Raja,
                    3.Antony Cruz,
                    4.Subeyar,
                    5.New India Insuracne Co. Ltd.,
                    Municipal Complex Building,
                    Neyyatrikarai Junction,
                    Neyyatrinkarai Taluk,
                    Trivandrum.                                           ... Respondents


                    Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor
                    Vehicles Act, against the judgment and decree dated 14.09.2013 passed in
                    M.C.O.P.No.75 of 2006 on the file of the Motor Accidents Claims
                    Tribunal (Sub Court), Kuzhithurai.



                    _____________
https://www.mhc.tn.gov.in/judis
                    Page No. 1 of 8
                                                                        C.M.A.(MD) No.397 of 2021

                                    For Appellant           : Mr.S.Srinivasa Raghavan

                                    For Respondents         :
                                          for R1            : deceased
                                          for R2, R3 & R4   : No appearance
                                          for R5            : Mr.D.Sivaraman

                                                       *****
                                                    JUDGMENT

The instant appeal has been filed challenging the quantum of

compensation awarded by the Tribunal.

2. The first respondent filed a claim petition stating that on

14.06.2005, while he was travelling in a mini lorry, a water tank lorry

insured with the appellant came in a rash and negligent manner and

dashed against the vehicle, in which the first respondent was travelling,

from behind, as a result of which he sustained grievous injuries.

3. The owner of the lorry/second respondent herein remained ex

parte before the Tribunal.

4. The appellant filed a counter denying the averments in the

claim petition and submitted that in any case, the compensation claimed

_____________ https://www.mhc.tn.gov.in/judis

was excessive.

5. The insurance company of the vehicle, in which the appellant

travelled, was impleaded as the fifth respondent filed a counter stating that

they are not a necessary party and therefore, the claim petition as against

them has to be dismissed.

6. The claimant/first respondent examined himself as P.W.1 and

marked Exs.P1 to P19. The appellant/Insurance Company examined his

employee as R.W.1 and marked the Insurance Policy as Ex.R1.

7. The Tribunal, after taking into consideration the oral and

documentary evidence, held that the accident took place only due to the

rash and negligent driving of the insured vehicle and awarded the total

compensation at Rs.2,67,400/-.

8. The learned counsel for the appellant/Insurance Company

submitted that the finding on negligence is not in dispute. However, the

quantum of compensation awarded by the Tribunal is excessive, since the

award of the compensation is not based on any evidence on record; and

_____________ https://www.mhc.tn.gov.in/judis

the compensation awarded under the head 'Disability' is without any basis

and the award of the compensation under the head 'Pain and sufferings' at

Rs.1,00,000/-, in the absence of any medical evidence, is unwarranted and

hence, prayed for reduction of compensation.

9. From the record, it is seen that the first respondent/claimant is

no more and died, pending the appeal.

10. In view of the order that this Court proposes to pass, notice

to the legal heirs of the first respondent/claimant may not be necessary.

11. The only point for consideration in the instant appeal is

'whether the compensation awarded by the Tribunal is just and

reasonable?'

12. The evidence produced by the claimant would show that the

claimant had sustained grievous injuries, which include six fractures.

Unfortunately, the first respondent had not examined any doctor to assess

his disability. The Tribunal, on the basis of the available evidence on

record and on the basis of the injuries suffered by the first respondent, had

_____________ https://www.mhc.tn.gov.in/judis

awarded a sum of Rs.45,000/- under the head 'Loss of income' and

Rs.1,00,000/- under the head 'Pain and sufferings', besides the expenses

for medical treatment of Rs.77,400/- and future medical expenses of

Rs.25,000/-.

13. This Court finds no infirmity in the said award of

compensation awarded by the Tribunal.

14. The learned counsel for the appellant/Insurance Company is

unable to point out any other infirmity. Therefore, this Court is of the

view that the award of the Tribunal has to be confirmed and hence,

confirmed.

15. The appellant/Insurance Company is directed to deposit the

compensation of Rs.2,67,400/- (Rupees Two Lakhs Sixty Seven

Thousand and Four Hundred only), together with interest at the rate of

7.5% per annum from the date of the claim petition till the date of

realization (excluding the period of dismissal for default if any) and

proportionate costs, after deducting the amount already deposited if any,

within a period of four (4) weeks from the date of receipt of a copy of this

_____________ https://www.mhc.tn.gov.in/judis

order.

16. On such deposit, it is open to the legal heirs of the deceased

first respondent/claimant to file suitable application before the Tribunal to

withdraw the compensation amount equally, less the amount already

withdrawn by the deceased first respondent/claimant, if any.

17. The learned counsel for the appellant/Insurance Company

shall inform about the dismissal of the appeal to the learned counsel for

the deceased first respondent, who appeared before the Tribunal by a

letter through Registered Post.

18. In the result, this Civil Miscellaneous Appeal is dismissed.

No costs.

19.09.2024 Index: Yes/ No NCC: Yes / No Speaking Order / Non-Speaking Order apd

_____________ https://www.mhc.tn.gov.in/judis

To:

1.The Motor Accidents Claims Tribunal (Sub Court), Kuzhithurai.

2.The Record Keeper, V.R.Section, Madurai Bench of Madras High Court, Madurai.

_____________ https://www.mhc.tn.gov.in/judis

SUNDER MOHAN, J.

apd

19.09.2024

_____________ https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 

LatestLaws Partner Event : IJJ

 
 
Latestlaws Newsletter