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The United India Insurance Company Ltd vs N.Anandakumar ..1St
2024 Latest Caselaw 18445 Mad

Citation : 2024 Latest Caselaw 18445 Mad
Judgement Date : 19 September, 2024

Madras High Court

The United India Insurance Company Ltd vs N.Anandakumar ..1St on 19 September, 2024

                                                                              C.M.A.(MD)No.1175 of 2018

                          BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                                      Dated : 19.09.2024

                                                          CORAM :

                            THE HONOURABLE MR.JUSTICE SUNDER MOHAN

                                             C.M.A(MD)No.1175 of 2018
                                           and C.M.P(MD)No.12113 of 2018

                     The United India Insurance Company Ltd.,
                     Door No.111/2,
                     K.T.C. Complex,
                     New Scheme Road,
                     Pollachi                           ...Appellant/3rd Respondent

                                                             Vs.

                     1.N.Anandakumar                      ..1st Respondent/Petitioner
                     2.S.Sakthivel
                     3.P.Kanagaraj                        ...Respondents 2 & 3/Respondents 1 &2


                     PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of

                     Motor Vehicles Act, 1988, against the judgment and award dated

                     06.02.2018 passed in M.C.O.P.No.89 of 2008 on the file of the Motor

                     Accident Claims Tribunal cum Sub Court, Palani.


                                      For Appellant       : Mr.C.Jawahar Ravindran

                                      For R1              : Mr.D.Venkatesh

                                      For R3 & R4         : Given up



https://www.mhc.tn.gov.in/judis
                     Page No.1 of 8
                                                                               C.M.A.(MD)No.1175 of 2018

                                                         JUDGMENT

The instant appeal has been filed challenging the quantum of

compensation awarded by the Tribunal.

2. The respondent No.1/claimant filed a claim petition stating that

while he was travelling in a motorcycle as a pillion rider, a lorry insured

with the appellant came in a rash and negligent manner from the opposite

direction and dashed against the motorcycle, as a result of which, he

sustained grievous injuries.

3. The owner of the lorry/2nd respondent herein filed a counter

denying the averments in the claim petition and stated that in any case,

the compensation claimed was excessive.

4. The appellant filed a counter reiterating the averments made by

the owner of the lorry and stated that the compensation claimed was

excessive.

5. Before the Tribunal, the claimant examined himself as P.W.1 and

the doctor, namely, Shanmugarajan, as P.W.2 and marked Ex.P.1 to Ex.P. https://www.mhc.tn.gov.in/judis

11. The appellant neither examined witnesses nor marked documents.

The disability certificate was marked as Ex.C.1.

6. The Tribunal, after taking into consideration the oral and

documentary evidence, awarded a total compensation of Rs.4,77,180/-

7. The learned counsel for the appellant submitted that in the

absence of any evidence suggesting functional disability, the Tribunal

ought not to have adopted the multiplier method; and that the

compensation under the other heads is also excessive.

8. The learned counsel for the respondent No.1/claimant, per

contra, submitted that the claimant had established before the Tribunal

that he was working as a goldsmith; that due to the accident, he could not

work for long hours and his working hours were reduced considerably;

that therefore, the Tribunal has rightly adopted the multiplier method to

grant compensation under the head 'loss of income'; that the award of

compensation under the other conventional heads is also meagre; and

prayed for dismissal of the appeal.

https://www.mhc.tn.gov.in/judis

9. This Court has given its anxious consideration to the

submissions made on either side and carefully perused the materials

available on record.

10. The point for consideration in the instant appeal is as follows:

Whether the quantum of compensation awarded by the Tribunal is just and reasonable.

11. The 1st respondent/claimant had examined himself as P.W.1 and

the doctor as P.W.2, who had deposed that the claimant had suffered

fractures in his right tibia and fibula bones. The doctor, P.W.2, had

deposed that due to the accident, the claimant was unable to rotate his

knees normally and therefore, he had assessed the disability at 30%.

From the evidence of P.W.1 and P.W.2, this Court finds that there is

nothing to infer that the claimant had suffered any functional disability.In

the absence of any evidence to show that the claimant had suffered any

functional disability, this Court is of the view that the Tribunal ought not

to have adopted the multiplier method. However, the claimant is entitled

to compensation under the head 'disability' by adopting the percentage

method. The claimant had admittedly suffered 30% disability.

Considering the year of the accident, a sum of Rs.3,000/- can be awarded https://www.mhc.tn.gov.in/judis

for a percentage of disability. Therefore, a sum of Rs.90,000/- is awarded

for 'disability' instead of Rs.3,06,000/- awarded under the head loss of

income by taking the disability at 30%.

12. As regards the compensation under the head 'pain and

suffering', the nature of injuries, the period of treatment and the nature of

surgeries have to be considered. Considering the same, the compensation

awarded under the head 'pain and suffering' can be enhanced to

Rs.50,000/-. The Tribunal has not awarded compensation under the head

'loss of amenities'. This Court grants Rs.50,000/- under the said head in

the facts and circumstances of the case.

13. As per the certificate issued by the Doctor, during the surgery

performed for treating the fracture suffered by the claimant, plate and

screws were fixed and approximately Rs.1 lakh would be necessary for

the removal of the plate screws. Considering the nature of surgeries and

the treatment taken, this Court is of the view that a sum of Rs.50,000/-

can be granted under the head 'for future medical expenses'. Further, the

Tribunal has awarded Rs.10,000/- each for transport charges and extra

nourishment. This Court is of the view that a sum of Rs.15,000/- each

https://www.mhc.tn.gov.in/judis

can be granted under the said heads. Thus, the award of compensation is

modified as follows:

                            Sl.         Heads of          Amount         Amount         Award
                            No.       Compensation       awarded by    awarded by     confirmed
                                                          Tribunal      this Court        or
                                                            (Rs.)          (Rs.)      enhanced
                                                                                      or granted
                           1.       Loss of income       3,06,000.00            Nil      Deleted
                           2.       Disability                   Nil     90,0000.00     Granted
                           3.       Pain and suffering     25,000.00      50,000.00    Enhanced
                           4.       Extra nourishment      10,000.00      15,000.00    Enhanced
                           5.       Loss of damages to      5,000.00       5,000.00 Confirmed
                                    clothes
                           6.       Transport Charges      10,000.00      15,000.00    Enhanced
                           7.       Medical Expenses     1,21,180.00    1,21,180.00 Confirmed
                           8.       Loss of Amenities            Nil      50,000.00     Granted
                           9.       Future   Medical             Nil      50,000.00     Granted
                                    expenses
                                       Total :           4,77,180.00    3,96,180.00    Reduced




14. The appellant is directed to deposit the modified compensation

with accrued interest within a period of four weeks from the date of

receipt of a copy of this judgment after deducting the amount already

deposited. On such deposit, the claimant is permitted to withdraw the

amount by filing a suitable application. If the appellant has deposited any

excess amount, it is open to them to file an application seeking refund of

the excess amount before the Tribunal.

https://www.mhc.tn.gov.in/judis

15. In fine, this appeal is partly allowed. No costs. Consequently,

the connected miscellaneous petition is closed.




                                                                               19.09.2024
                     Index                    : Yes / No
                     Neutral Citation         : Yes / No
                     CM




                     To

1.Motor Accident Claims Tribunal cum Sub Court, Palani.

2. The Section Officer, V.R.Section, Madurai Bench of Madras High Court,Madurai.

https://www.mhc.tn.gov.in/judis

SUNDER MOHAN, J.

CM

Judgment made in

and C.M.P(MD)No.12113 of 2018

19.09.2024

https://www.mhc.tn.gov.in/judis

 
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