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The United India Insurance Company Ltd vs A.Vimala
2024 Latest Caselaw 17595 Mad

Citation : 2024 Latest Caselaw 17595 Mad
Judgement Date : 5 September, 2024

Madras High Court

The United India Insurance Company Ltd vs A.Vimala on 5 September, 2024

                                                                               C.M.A.(MD)No.838 of 2019

                          BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                                      Dated : 05.09.2024

                                                          CORAM :

                            THE HONOURABLE MR.JUSTICE SUNDER MOHAN

                                              C.M.A(MD)No.838 of 2019
                                           and C.M.P(MD)No.11016 of 2019

                     The United India Insurance Company Ltd.,
                     Rep.by its Divisional Manager,
                     Nagercoil, Kanyakumari District          ...Appellant/3rd Respondent

                                                             Vs.
                     1.A.Vimala
                     2.L.Jeba Jincy
                     3.L.Jeba Shelma                            ...Respondents 1 to 3/Petitioners
                     4.Francis
                     5.Palmani                            ...Respondents 4 & 5/Respondents 1 &2


                     PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of

                     Motor Vehicles Act, 1988, against the judgment and award dated

                     20.07.2017 passed in M.C.O.P.No.09 of 2014 on the file of the Motor

                     Accident Claims Tribunal (Sub Court), Padmanabapuram.


                                      For Appellant       : Mr.S.Royce Immanuel

                                      For R1 to R3        : Mr.G.Sridharan

                                      For R4              : Mr.C.T.Perumal

                                      For R5              : No appearance


https://www.mhc.tn.gov.in/judis
                     Page No.1 of 9
                                                                                 C.M.A.(MD)No.838 of 2019



                                                         JUDGMENT

The instant appeal has been filed challenging the finding on

negligence and the quantum of compensation awarded by the Tribunal.

2. The respondents 1 to 3/claimants filed a claim petition stating

that while the deceased was riding his motorcycle on 17.07.2013, a lorry

insured with the appellant came in a rash and negligent manner in the

opposite direction and caused a head-on collision, as a result of which,

the deceased sustained fatal injuries.

3. The owner of the lorry/the 5th respondent herein, remained

exparte before the Tribunal.

4. The appellant filed a counter stating that the accident took place

only due to the negligence of the deceased; that the deceased was aged

more than 55 years and hence the compensation claimed on the basis of

the age of the deceased at 50 years is excessive; and that prayed for

dismissal of the claim petition.

https://www.mhc.tn.gov.in/judis

5. Before the Tribunal, the claimants had examined P.W.1 to P.W.3

and marked Ex.P.1 to Ex.P.7. The appellant examined R.W.1 and R.W.2

and marked Ex.R.1.

6. The Tribunal, after taking into consideration the oral and

documentary evidence, held that the accident took place only due to the

negligence of the offending insured vehicle and directed the appellant to

pay a total compensation of Rs.13,32,000/-.

7. The learned counsel for the appellant submitted that the

deceased had sustained head injuries as revealed from the post-mortem

certificate, hence, the Tribunal ought to have fixed contributory

negligence on the deceased for not wearing helmet; and that the Tribunal,

by erroneously adding 50% towards future prospects and by applying the

wrong multiplier, had awarded exorbitant compensation under the head

loss of income. He would further submit the compensation awarded

under the head loss of consortium and loss of love and affection to the

claimants at Rs.1 lakh each, is on higher side.

https://www.mhc.tn.gov.in/judis

8. The learned counsel for the respondents 1 to 3/claimants, per

contra, submitted that the award of the Tribunal is just and reasonable,

and in the absence of any evidence to show that the deceased did not

wear a helmet, contributory negligence cannot be fixed on the deceased,

and prayed for dismissal of the appeal.

9. I have given my anxious consideration to the submissions made

on either side and carefully perused the materials available on record.

10. The points for consideration in the instant appeal are as

follows:

a)Whether the finding on negligence by the Tribunal is justified; and

b) Whether the quantum of compensation awarded by the Tribunal is just and reasonable.

11.1 As regards the 1st point, it is seen that the claimants had

examined P.W.3, an eyewitness to the occurrence, besides marking Ex.P.

1, the FIR to corroborate his version. The claimants had also marked the

rough sketch, Ex.P.2, and observation mahazar, Ex.P.3, prepared by the

police during investigation in the criminal case registered against the

https://www.mhc.tn.gov.in/judis

driver of the offending vehicle. The Motor Vehicles Inspector's report

and the final report Ex.P.6 filed by the police before the Magistrate

corroborate the evidence of P.W.3. In the light of the above, the evidence

of R.W.1, who is the driver of the offending vehicle, an interested

witness, cannot be accepted. The Tribunal, therefore, was right in holding

that the accident took place only due to the rash and negligent driving of

the driver of the insured vehicle.

11.2 As regards the submission that the deceased did not wear any

helmet, it is seen that there is no evidence on the side of the appellant to

establish the said fact. Merely because the deceased died due to head

injuries, it cannot be presumed that the deceased did not wear a helmet.

The point No.1 is answered accordingly.

12. As regards the quantum of compensation, it is seen that the

claimants had established before the Tribunal that the deceased was

working as a Tailor. However, no documentary proof has been produced

either to prove the avocation or to prove the income of the deceased. In

such circumstances, fixation of the notional income by the Tribunal at

Rs.6,500/- cannot be faulted.

https://www.mhc.tn.gov.in/judis

12.1 However, the Tribunal had erroneously added 50% towards

future prospects. The evidence of R.W.2 would show that on enquiry he

found out the age of the deceased was '51' at the time of the accident. The

claimants had not adduced any evidence to prove the age of the deceased.

However, the licence of the deceased reveals that he was born on

22.05.1962, which shows the age of the deceased at '51' at the time of the

accident. The Tribunal, therefore, ought to have added 10% toward future

prospects and applied the correct multiplier '11'. The dependents are three

in number and therefore, 1/3 to be deducted towards personal expenses.

Thus, the award of the compensation under the head 'loss of income' has

to be (Rs.6500 + 10% = 7150 X 11 X 12 X 2/3) Rs.6,29,200/-.

12.2 The compensation under the head funeral expenses is

confirmed. The compensation under the head 'loss of consortium to the

1st respondent', who is the wife, and under the head 'loss of love and

affection to the respondents 2 and 3', who are the children of the

deceased, at Rs.1 lakh each is contrary to the guideline issued by the

Hon'ble Supreme Court of India. The claimants are only entitled to

Rs.40,000/- each under the heads 'loss of consortium' and 'loss of love

and affection'. The Tribunal had not awarded any compensation under the

https://www.mhc.tn.gov.in/judis

head 'transport charges' and this Court grants Rs.10,000/- under the said

head. The claimants are entitled to compensation under the head of 'loss

of estate' at Rs.15,000/- and the same is awarded by this Court. The

modified compensation is tabulated herein under:

                            Sl.         Heads of             Amount          Amount         Award
                            No.       Compensation          awarded by     awarded by     confirmed
                                                             Tribunal       this Court        or
                                                               (Rs.)           (Rs.)      enhanced
                                                                                          or granted
                           1.       Loss of income          10,14,000.00   6,29,200.00      Reduced
                           2.        Funeral expenses         18,000.00       18,000.00 Confirmed
                           3.       Loss of consortium       1,000,00.00      40,000.00     Reduced
                                    to the 1st petitioner
                           4.       Loss of love &           2,00,000.00      80,000.00     Reduced
                                    affection to P2 & P3
                           5.       Transport Charges                Nil      10,000.00     Granted
                           6.       Loss of estate                   Nil      15,000.00     Granted
                                       Total :              13,32,000.00    7,92,200.00    Reduced

13. The appellant shall deposit the compensation amount, after

deducting the amount already deposited, within a period of four weeks

from the date of receipt of a copy of this judgement. On such deposit, the

respondents 1 to 3/claimants are permitted to withdraw the amount, as

per the apportionment fixed by the Tribunal. If the appellant has

deposited any excess amount, it is open to them to file an application

seeking refund of the excess amount before the Tribunal. https://www.mhc.tn.gov.in/judis

14. In fine, this appeal is partly allowed. No costs. Consequently,

the connected miscellaneous petition is closed.




                                                                                05.09.2024
                     Index                    : Yes / No
                     Neutral Citation         : Yes / No
                     CM




                     To

1. Motor Accident Claims Tribunal(Sub Court), Padmanabapuram.

2. The Section Officer, V.R.Section, Madurai Bench of Madras High Court,Madurai.

https://www.mhc.tn.gov.in/judis

SUNDER MOHAN, J.

CM

Judgment made in

and C.M.P(MD)No.11016 of 2019

05.09.2024

https://www.mhc.tn.gov.in/judis

 
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