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The New India Assurance Co.Ltd vs Murugavalli @ Murugeswari
2024 Latest Caselaw 15782 Mad

Citation : 2024 Latest Caselaw 15782 Mad
Judgement Date : 14 August, 2024

Madras High Court

The New India Assurance Co.Ltd vs Murugavalli @ Murugeswari on 14 August, 2024

                                                                   C.M.A.(MD)Nos.772 and 773 of 2011

                          BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                              Dated : 14.08.2024

                                                  CORAM :

                            THE HONOURABLE MR.JUSTICE SUNDER MOHAN

                                       C.M.A(MD)Nos. 772 and 773 of 2011
                                        and M.P(MD)Nos.3 and 3 of 2011
                     In C.M.A(MD) No.772 of 2011:
                     The New India Assurance Co.Ltd.,
                     Rep.by its Branch Manager,
                     147 Salai Street,
                     Ramanathapuram Town                  ... Appellant/Respondent 2
                                                      Vs.
                     1.Murugavalli @ Murugeswari
                     2.Minor Karthick
                     3.Minor Suganya
                     4.Minor Divya
                     5.Minor Kayatri              ...Respondents 1 to 5/Petitioners
                     6.Jeyaraj                    ..6th Respondent/Respondent No.1
                     7.Muniammal                  ..7th Respondent/Respondent No.3

                     PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of
                     Motor Vehicles Act, 1988, against the award dated 29.06.2010 made in
                     M.C.O.P.No.119 of 2007 on the file of the Motor Accident Claims
                     Tribunal, Sub Court, Paramakudi.
                                  For Appellant    : Mr.N.Dilip Kumar
                                  For R1 to R5     : Mr.S.Gopinath
                                  For R7           : Mr.D.Senthil
                                  R6               : Died
                     In C.M.A(MD) No.773of 2011:
                     The New India Assurance Co.Ltd.,
                     Rep.by its Branch Manager,
                     147 Salai Street,Ramanathapuram Town       ...Appellant/2nd Respondent
                                                      Vs.
                     1.Pushpam
                     2.Sathyamoorthy
                     3.Lingamuthu
https://www.mhc.tn.gov.in/judis
                     Page No.1 of 8
                                                                         C.M.A.(MD)Nos.772 and 773 of 2011

                     4.Valarmathi
                     5.Muthuchelvam                        ...Respondents 1 to 5/Petitioners
                     6.Jeyaraj                             ..6th Respondent/Respondent No.1
                     7.Muniammal                           ..7th Respondent/Respondent No.3

                     PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of
                     Motor Vehicles Act, 1988, against the award dated 29.06.2010 made in
                     M.C.O.P.No.120 of 2007 on the file of the Motor Accident Claims
                     Tribunal, Sub Court, Paramakudi.
                                        In both appeals:
                                        For Appellants     : Mr.N.Dilip Kumar
                                        For R1 to R5       : Mr.S.Gopinath
                                        For R7             : Mr.D.Senthil
                                        R6                 : Died

                                                  COMMON JUDGMENT

Since both the appeals arise out of claim petitions filed for the

death of two individuals in the same accident, they are taken up together.

2. The respondents 1 to 5, who are the legal heirs of the deceased

persons, filed both the claim petitions stating that while the deceased

(2 in number) were traveling in a two wheeler, the vehicle insured with

the appellant, namely, a Mahindra Van, came from behind and dashed

against the two wheeler, as a result of which, the deceased in both cases

sustained fatal injuries.

3. The appellant/Insurance Company filed a counter denying the

https://www.mhc.tn.gov.in/judis

C.M.A.(MD)Nos.772 and 773 of 2011

averments made in the claim petitions and submitted that the accident

took place only due to the negligence of the rider of the two wheeler; that

the rider of the two wheeler did not have a valid license to drive the two

wheeler; that the two wheeler is not insured; and that the driver of the

insured vehicle is not having a valid permit (badge) to drive the vehicle

for commercial purposes and therefore, prayed for dismissal of the claim

petitions.

4. The claimants examined P.W.1 to P.W.3 and marked Ex.P.1 to

Ex.P.9. The appellant examined R.W.1 to R.W.4 and marked Ex.R.1 to

Ex.R.3. The Tribunal, after taking into consideration the oral and

documentary evidence, awarded a compensation of Rs.5,24,000/- in

M.C.O.P.No.119 of 2007 which is under challenge in C.M.A.(MD)No.

772 of 2011 and Rs.3,78,000/- in M.C.O.P.No.120 of 2007 which is

under challenge in C.M.A(MD)No.773 of 2011.

5. The learned counsel for the appellant submitted that the Tribunal

had not taken into consideration the fact that the driver of the insured

vehicle did not have a valid permit (badge) to use the vehicle for

commercial purposes and hence, the Tribunal ought not to have directed

https://www.mhc.tn.gov.in/judis

C.M.A.(MD)Nos.772 and 773 of 2011

the appellant insurance company to pay the entire compensation amount.

The learned counsel further submitted that the quantum of compensation

awarded by the Tribunal was also excessive and therefore requires

reduction.

6. The owner of the insured vehicle (R6) remained exparte before

the trial court. It is reported that the 6th respondent is no more. No steps

have been taken to implead his legal heirs. Hence, this appeal as against

the 6th respondent stands dismissed for not taking steps to implead his

legal heirs.

7. The learned counsel for the claimants per contra submitted that

though it is stated in the counter filed by the appellant that the driver of

the insured vehicle did not have valid permit (badge) to use the vehicle

for commercial purposes, no proof has been filed by the appellant and

hence, the Tribunal had rightly fixed the entire liability on the appellant

and that the quantum of compensation awarded by the Tribunal is just

and reasonable and there is no reason to interfere with the same.

8. The issues involved in these appeals are as follows:

https://www.mhc.tn.gov.in/judis

C.M.A.(MD)Nos.772 and 773 of 2011

a)Whether the Tribunal was right in holding that the appellant had

not established that the driver of the insured vehicle did not have valid

permit (badge) to use the vehicle for commercial purposes; and

b)Whether the quantum of compensation awarded is just and

reasonable.

9. As regards the first question, though the appellant had examined

4 witnesses and marked Ex.R.1, it is seen that the witnesses R.W.1,

R.W.2 and R.W.3 had stated that the driver of the offending vehicle did

not apply for a permit (badge) in their office to use the vehicle for

commercial purposes. However, they had admitted in the cross-

examination that it was possible that permit (badge) could have been

obtained in any other Regional Transport Office. It is seen that Ex.R.1, a

letter written by the Regional Transport Officer to the trial court states

that the driver of the offending vehicle had a valid license. Hence, the

Tribunal had rightly concluded that in the absence of conclusive proof to

show that the owner of the insured vehicle has violated the policy

conditions, the appellant would be liable to pay compensation. This

Court is of the view that there is no infirmity in the said findings and

hence, the same is confirmed. The first question is answered accordingly.

https://www.mhc.tn.gov.in/judis

C.M.A.(MD)Nos.772 and 773 of 2011

10. As regards quantum of compensation, it is seen that the

claimant in M.C.O.P.No.119 of 2007 had established the fact that the

deceased was aged 35 years and was working as 'Coolie'. Therefore, the

trial court had taken a notional income of Rs.3000/- for the accident that

took place in the year 2004, which is just and reasonable. The Tribunal

had thus awarded a total compensation of Rs.5,25,000/- under other

heads, including loss of consortium and the loss of estate and funeral

expenses and transport expenses, which are just and reasonable.

Therefore, no interference is called for.

11. Similarly, the claimants in M.C.O.P.No.120 of 2007 have

shown that the deceased was working as 'Coolie' and was earning

Rs.3,000/-. Considering the fact that the age of the deceased was '50' at

the time of death, the Tribunal had awarded a total compensation of

Rs.3,78,000/- under the head of loss of income and under other

conventional heads. There is no infirmity in the said compensation

awarded by the Tribunal. The question No.2 is answered accordingly.

12. Therefore, this Court is of the view that the award of the

Tribunal in both cases is just and reasonable. The appeals are liable to be

https://www.mhc.tn.gov.in/judis

C.M.A.(MD)Nos.772 and 773 of 2011

dismissed, and the same are dismissed. No costs. Consequently,

connected miscellaneous petitions are closed.

13. The appellant is directed to deposit the compensation amount

after deducting the amount already deposited within a period of six

weeks from the date of receipt of a copy of this order. On such deposit,

the respondents 1 to 5/claimants are permitted to withdraw the same as

per the apportionment fixed by the Tribunal by filing a suitable

application. As regards the amount awarded for the minor claimants, the

same shall be deposited in a nationalized bank and the guardians of the

minors are permitted to withdraw interest once every three months

directly from the bank till they attain majority.




                                                                                14.08.2024
                     Index                    : Yes / No
                     Neutral Citation         : Yes / No
                     CM



                     To

1. Motor Accident Claims Tribunal, Sub Court, Paramakudi.

2. The Section Officer, V.R.Section, Madurai Bench of Madras High Court, Madurai.

https://www.mhc.tn.gov.in/judis

C.M.A.(MD)Nos.772 and 773 of 2011

SUNDER MOHAN, J.

CM

Judgment made in C.M.A(MD)Nos. 772 and 773 of 2011 and M.P(MD)Nos.3 and 3 of 2011

14.08.2024

https://www.mhc.tn.gov.in/judis

 
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