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National Insurance Company Ltd vs Muniappanan
2023 Latest Caselaw 12364 Mad

Citation : 2023 Latest Caselaw 12364 Mad
Judgement Date : 13 September, 2023

Madras High Court
National Insurance Company Ltd vs Muniappanan on 13 September, 2023
                                                                               Judgment dated 13.09.2023 in
                                                                                    C.M.A.No.3015 of 2018

                                          IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                         Dated: 13.09.2023

                                                              Coram:
                                           THE HONOURABLE MR.JUSTICE P.VELMURUGAN

                                                      C.M.A.No.3015 of 2018
                                                               and
                                                      C.M.P.No.22867 of 2018
                                                                --

                     National Insurance Company Ltd.,
                     Represented by its Manager,
                     Ambattur, Chennai.                                                     .. Appellant
                                                                Vs.
                     1. Muniappanan
                     2. Chitharaj                                                     .. Respondents


                                  Civil Miscellaneous Appeal against the Award and decree dated

                     28.12.2011 made in M.C.O.P.No.168 of 2011 on the file of the Motor Accidents

                     Claims Tribunal, Chief Judicial Magistrate, Dharmapuri.



                                  For appellant   : M/s.N.B.Surekha


                                  For respondents : No appearance




                     Page No.1/7


https://www.mhc.tn.gov.in/judis
                                                                                 Judgment dated 13.09.2023 in
                                                                                      C.M.A.No.3015 of 2018




                                                              JUDGMENT

The Insurance Company is the appellant herein. The first respondent is

the claimant. The second respondent is the owner of the vehicle in question.

2. The claimant filed a claim petition in M.C.O.P.No.168 of 2011 on the file

of the Motor Accidents Claims Tribunal/Chief Juicial Magistrate, Dharmapuri.

The Tribunal, after enquiry, awarded compensation of Rs.2,41,400/-, against

which the Insurance Company has filed the present appeal.

3. On 29.10.2010, the claimant and others were proceeding in Minidor

vehicle and the claimant drove the said vehicle bearing Registration No.TN-29-H-

2193 which belonged to the second respondent herein and insured with the

appellant herein. The claimant drove the vehicle carefully observing all the Rules

of the road and on that day, at about 16.15 hours, while the said vehicle was

proceeding in Bangalore-Salem Bye-pass road at Savulooran Kottai, near

Sakthivel Vidyalaya School, at that time, one unknown vehicle all of a sudden

passed near the Minidor vehicle and on seeing that the driver of the minidor

suddenly turned the same and it capsized on the road side. Due to the impact,

Page No.2/7

https://www.mhc.tn.gov.in/judis Judgment dated 13.09.2023 in C.M.A.No.3015 of 2018

the claimant sustained multiple injuries all over the body and was immediately

taken to Government Hospital, Dharmapuri and after first-aid, he was taken to

Ganga Medical College Centre, Coimbatore and was admitted there in as an in-

patient from 30.10.2010 to 10.11.2010 and while he was in-patient, at that time,

on 30.10.2010, there was resuscitation above the knee amputation right side and

debredment of coarsely sutured wound over latral aspect of distal third left thigh

and knee was performed and again on 02.11.2010, would debredment and SSG

over left knee (lateral aspect) and after discharge, the claimant underwent

periodical treatment in the said Ganga Hospital and even at the time of filing of

the claim petition, he was undergoing treatment. The claimant prayed for grant

of Rs.10,00,000/- as compensation before the Tribunal.

4. The Insurance Company filed counter before the Tribunal disputing the

manner in which the accident had occurred and also contended that the

claimant is capable of doing all his regular works as before the accident. The

claimant had not produced any document to prove his income. It is also stated

that the claimant has sustained only simple injuries and he had recovered fully.

Thus, they prayed for dismissal of the claim petition.

5. Before the Tribunal, the claimant examined himself as P.W.1 and one

Page No.3/7

https://www.mhc.tn.gov.in/judis Judgment dated 13.09.2023 in C.M.A.No.3015 of 2018

Dr.Krishnakumar was examined as P.W.2 and Exs.P-1 to P-7 were marked. No

oral and documentary evidence was adduced on the side of the respondents

before the Tribunal. The Tribunal, after enquiry, awarded the above said

amount of compensation, against which, the Insurance Company has filed the

present appeal.

6. Though notice has been served on both the respondents in this

appeal, none appeared for them, even though their names are printed in the

cause list.

7. Learned counsel appearing for the appellant/Insurance Company

submitted that the claimant himself is a tort-feasor who had caused the accident

and he has filed the Claim Petition under Section 166 of the Motor Vehicles Act

before the Tribunal and when once the claimant himself admitted and when no

other vehicle is involved in the accident in this case, and that as the claimant

himself dashed on the barricade gate on the road, and when no other vehicle is

involved, there is no other negligence on the part of the other person/vehicle

involved. Thus, when the claimant himself has caused the accident, and he

being a tort-feasor, the appellant/Insurance Company is not liable to pay the

compensation, but the Tribunal fixed the liability on the appellant/Insurance

Page No.4/7

https://www.mhc.tn.gov.in/judis Judgment dated 13.09.2023 in C.M.A.No.3015 of 2018

Company, which warrants interference by this Court.

8. Heard the learned counsel appearing for the appellant/Insurance

Company and perused the materials available on record.

9. The claimant was examined as P.W.1. On a reading of the evidence of

P.W.1, it is seen that he himself had admitted even in the chief examination that

he himself dashed on the road side and even in the cross-examination, he has

clearly admitted that he is the cause for the accident and only due to his own

rash and negligent driving, the accident had occurred. Admission of a witness in

the box is the best piece of evidence. When once in the facts and circumstances

of the case, the claimant himself as P.W.1 had admiktted that he is a tort-feasor,

and hence, the appellant/Insurance Company is not liable to be indemnified, as

he himself being the driver of the vehicle and for his own negligence, the

accident in question had occurred.

10. In the above stated facts and circumstances and the submissions

made by the learned counsel for the appellant/Insurance Company, the

impugned Award passed by the Tribunal is set aside and the present appeal is

allowed. The appellant/Insurance Company is permitted to withdraw the amount

Page No.5/7

https://www.mhc.tn.gov.in/judis Judgment dated 13.09.2023 in C.M.A.No.3015 of 2018

of compensation if any already deposited by them before the Tribunal. There

shall be no order as to costs in this appeal. C.M.P. is closed.

13.09.2023

cs

To

1. The Motor Accidents Claims Tribunal, Chief Judicial Magistrate, Dharmapuri.

2. The Section Officer, V.R.Section, High Court, Madras.

Page No.6/7

https://www.mhc.tn.gov.in/judis Judgment dated 13.09.2023 in C.M.A.No.3015 of 2018

P. VELMURUGAN, J

cs

C.M.A.No.3015 of 2018

13.09.2023

Page No.7/7

https://www.mhc.tn.gov.in/judis

 
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