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The United India Insurance Company Ltd vs Karalam ... 1St
2023 Latest Caselaw 14792 Mad

Citation : 2023 Latest Caselaw 14792 Mad
Judgement Date : 24 November, 2023

Madras High Court

The United India Insurance Company Ltd vs Karalam ... 1St on 24 November, 2023

                                                                    C.M.A.(MD).No.466 of 2020

                       BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                              DATED: 24.11.2023

                                                   CORAM:

                           THE HONOURABLE MR.JUSTICE RMT.TEEKAA RAMAN
                                              AND
                               THE HONOURABLE MR.JUSTICE P.B.BALAJI

                                         CMA(MD) No.466 of 2020
                                       and CMP(MD) No.5247 of 2020
                                   and Cross Objection (MD) No.24 of 2021

                     CMA(MD) No.466 of 2020

                     The United India Insurance Company Ltd.,
                     Through its Manager (HUB)
                     D.No.7-A West Veli Street,
                     Madurai 1                                              ...appellant/
                                                                            respondent No.2


                                                      Vs.
                     1.Karalam                                       ... 1st respondent/
                                                                     petitioner

                     2.A.Yesuvadiyan                                 ... Respondents 2 /
                                                                     1st respondent

                     PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of the
                     Motor Vehicles Act, 1988 against the judgment and decree order dated
                     25.02.2019 in MCOP No.1366 of 2014 on the file of the Motor Accident
                     Claims Tribunal, Special Sub Court, Madurai.



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https://www.mhc.tn.gov.in/judis
                                                                   C.M.A.(MD).No.466 of 2020

                                       For Appellant     : Mr.C.Karthick
                                       For Respondents : Mr.S.M.Mohan Gandhi for R1
                                                         Mr.Veilmuthu for R2
                     Cross Objection No.24/2021


                     Karalam                                               ...Cross objector/
                                                                           respondent No.1
                                                                           /claimant


                                                       Vs.
                     1.A.Yesuvadiyan                                       ... 1st respondent/
                                                                           2nd respondent

                     2.The United India Insurance Company Ltd.,
                     Through its Manager (HUB)
                     D.No.7-A West Veli Street,
                     Madurai 1                                       ... Respondents 2 /
                                                                     Appellant

                     PRAYER: Cross Objection is filed under Order 41 Rule 22 of Code of
                     Civil Procedure r/w 173 of the Motor Vehicles Act, against the judgment
                     and decree order dated 25.02.2019 in MCOP No.1366 of 2014 on the file
                     of the Motor Accident Claims Tribunal, Special Sub Court, Madurai.


                                       For Appellant     : Mr.S.M.Mohan Gandhi
                                       For Respondents : Mr.C.Karthick for R2
                                                         Mr.Veilmuthu for R1




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                                                                          C.M.A.(MD).No.466 of 2020

                                                    JUDGMENT

RMT.TEEKAA RAMAN, J.

This Civil Miscellaneous Appeal is directed against the award

and decree dated 25.02.2018 made in MCOP No.1366 of 2014 by the

Motor Accident Claims Tribunal, Special Sub Judge, Madurai.

2.Challenging the award of the tribunal on the ground of

negligence and quantum of compensation, the insurance company is

before this Court with this appeal.

3.The facts of the case in nutshell are as follows:

The claimant/first respondent herein met with an accident that

had occurred on 10.06.2011. On the date of accident, when he had driven

his two wheeler bearing Registration No.TN64 P 8662, a mini lorry,

bearing registration No.TN-74-V-2161 insured with the 2nd respondent

came in a rash and negligent manner, hit the two wheeler driven by the

claimant/first respondent. In the said accident, the claimant suffered head

injuries and as a result of which, shas become vegetative state lying in

https://www.mhc.tn.gov.in/judis

bed. At the time of accident, the claimant was working as a machine

operator in the Sundaram Fasteners Limited and because of his medical

unfitness, he was given voluntary retirement. For the injuries sustained,

he filed a claim petition in MCOP No.1366/2014 claiming compensation

of Rs.54,00,000/-.

4. Before the tribunal, the wife of the claimant, who is looking

after the claimant, examined herself as P.W.1 and marked Exs.P1 to P26

and the disability certificate issued by the medical board is marked as

Ex.C1. On behalf of the respondents, R.W.1 was examined and Ex.R1 to

Ex.R4 were marked.

5. The Tribunal, considering the oral and documentary evidence

adduced by both sides, came to the conclusion that the accident had

occurred due to the rash and negligent driving of the offending vehicle,

which is insured with the appellant/insurance company and accordingly

held that the offending vehicle and the insurance company are jointly and

severally liable to pay the compensation. On the point of quantum of

compensation, the tribunal, while relying upon Ex.C1 – disability

https://www.mhc.tn.gov.in/judis

certificate assessing the disability at 75%, has taken into consideration

the oral evidence of P.W.1 to the effect that the injured is in a vegetative

state and has assessed the disability at 100% and accordingly, awarded

the compensation at Rs.43,27,000/- with 7.5% interest from the date of

petition till the date of realization. Aggrieved by the liability fixed and

award of compensation, the insurance company is before this Court with

this appeal.

6. We have heard the learned counsel for the appellant and the

learned counsel for the respondents 1 and 2 and perused the materials

available on record.

7. It is to be noted that the claimant has filed cross objection for

enhancement on various heads.

8. The learned counsel for the appellant insurance company

would contend that at the time of accident, the injured claimant was 51

years and left with seven years of service and due to the medical

condition, he has retired voluntarily. He would state that since the

https://www.mhc.tn.gov.in/judis

injured was not wearing the helmet at the time of accident, contributory

negligence has to be fixed. We have perused the counter statement filed

by the insurance company before the tribunal. It is seen that in the said

counter statement, no such plea has been taken by the insurance company

and further more, as per Ex.P6 - charge sheet, there is no resemblances of

wearing helmet by the injured and hence, the ground that has been raised

now by the appellant insurance company has been negatived.

9. On the point of quantum of compensation, taking into

consideration the fact that even as per the medical records, the injured

claimant is in a vegetative state and suffered 100% functional disability

and hence, 100% disability was fixed by the tribunal and accordingly, by

applying Rajkumar's case, the quantum of compensation is justified.

Considering the facts of the case, we find that the computation of

compensation awarded by the tribunal is in accordance with the law laid

down by the Supreme Court and in that view of the matter, we do not find

any infirmity or illegality in the quantum of compensation awarded by the

tribunal.

https://www.mhc.tn.gov.in/judis

10. In the result, the Civil Miscellaneous Appeal is dismissed.

Consequently the Cross objection is also dismissed. It is represented that

the entire award amount has been deposited. The first

respondent/claimant is permitted to withdraw the entire award amount

along with accrued interest. No costs. Consequently connected

Miscellaneous Petition is closed.

                                                                     (T.K.R.,J.)       (P.B.B.,J.)
                                                                              24.11.2023
                     NCC        : Yes/No
                     Index      : Yes/No
                     RR
                     To
                     1.The Motor Accident Claims Tribunal,
                     Special Sub Court, Madurai

                     2.The Section Officer,
                       V.R.Section,
                       Madurai Bench of Madras High Court,
                       Madurai.





https://www.mhc.tn.gov.in/judis




                                        RMT.TEEKAA RAMAN,J.
                                                        AND
                                                P.B.BALAJI, J.

                                                                 RR





                                  and Cross Objection no.24 of 2021




                                                          24.11.2023





https://www.mhc.tn.gov.in/judis

 
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