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The National Insurance Company ... vs Shankar
2023 Latest Caselaw 3509 Mad

Citation : 2023 Latest Caselaw 3509 Mad
Judgement Date : 30 March, 2023

Madras High Court
The National Insurance Company ... vs Shankar on 30 March, 2023
                                                                             C.M.A.No.4013 of 2019

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED:30.03.2023
                                                      CORAM
                                  THE HONOURABLE MR. JUSTICE A.A.NAKKIRAN
                                               C.M.A.No.4013 of 2019
                                                       and
                                               CMP.No.22668 of 2019

                     The National Insurance Company Ltd.,
                     Branch Office-II,
                     Mettur Road,
                     Palaniyappa Complex, Erode.                                  ... Appellant

                                                         ..Vs..
                     1.Shankar
                     2.V.Vetrivel
                     3. The Managing Director,
                        Tamilnadu State Transport
                         Corporation Ltd.,
                        Periyamilguparai, Trichy.                            ... Respondents

                     Prayer: Civil Miscellaneous Appeal filed under Section 173 of the Motor

                     Vehicles Act, 1988, to set aside the judgment and decree dated 01.10.2015

                     made in MCOP.No.158 of 2005 on the file of the Motor Accidents Claims

                     Tribunal (Sub-Court) Dharmapuri.

                                    For Appellant        : Mr.D.Bhaskaran
                                    For Respondents      : Mr.M.Murali Vinodh for R3
                                                           No appearance for R1 & R2


                     1/11


https://www.mhc.tn.gov.in/judis
                                                                                           C.M.A.No.4013 of 2019




                                                           JUDGMENT

This appeal has been filed by the appellant/Insurance Company

seeking to set aside the impugned award dated 01.10.2015 in

M.C.O.P.No.158 of 2005 passed by the Motor Accidents Claims Tribunal,

(Sub-Court) Dharmapuri.

2. The facts of the case briefly are as under:

On 26.12.2003 at about 3.45 p.m., when the first

respondent/claimant boarded in the TNSTC Bus bearing Regn.No.TN-45-N-

1766 belonging to the 3rd respondent, at Trichy, proceeding towards

Thirupuraithurai Sivan Temple, to Karur High way near Jeeyapuram Jeeyar

Mandapam, a milk van bearing Regn.No.TN-23-AB-1248 belonging to the

first respondent and insured with the 2nd respondent, came in the opposite

direction. Due to rash and negligent driving of both the drivers of the bus

and the milk van, there was an head on collusion between both the vehicles,

resulting in heavy damages to both the vehicles at their front portion. The

claimant who seated behind the driver seat of the bus, sustained multiple

https://www.mhc.tn.gov.in/judis C.M.A.No.4013 of 2019

grievous injuries, admitted at Government Head Quarters Trichy as in-

patient and then he has taken treatment at Bone setting Hospital,

Nallampatty. Thereafter, the claimant seeks compensation of Rs.5,00,000/-

before the Tribunal. After trial, the claimant was awarded a sum of

Rs.2,04,000/- as compensation, fixing entire negligence on the

appellant/Insurance Company and thus directing the appellant/Insurance

company and 2nd respondent jointly and severally to deposit a sum of

Rs.2,04,000/- to the claimant as compensation. Being aggrieved over the

aforesaid award, the appellant/Insurance Company has filed the present

appeal.

3. The learned counsel for the appellant would submit that the award

of the Tribunal is contrary to law, weight of evidence and probabilities of

the case. It has wrongly erred in coming to the conclusion on the basis of

FIR. It failed to consider the fact that two vehicles had head on collusion

and the manner of accident. It has also failed to note that the driver of

Corporation of the Bus has not come into witness box to adduce evidence

on negligence aspect. It failed to note that the claimant clearly deposed

https://www.mhc.tn.gov.in/judis C.M.A.No.4013 of 2019

evidence that the drivers of both the vehicle was equally responsible for the

accident. It has failed to see that in the absence of rebuttal evidence ought to

have held that the driver of both vehicles were equally responsible and

apportioned the liability equally. He further submitted that in the said

accident, number of claims arisen in which the Tribunal fixed negligence in

the ratio of 50% : 50% on the Transport Corporation and the Insurance

Company respectively. Whereas only in the instant case, the entire

negligence has been fixed on the appellant/Insurance Company instead of

fixing liability at 50%. Considering the fact that two vehicles were involved

in an opposite directions and head on collusion, evidence of claimant,

manner of accident and awards made in connected cases on negligence, the

Tribunal ought to have held that the Insurance Company is liable to pay

only 50% and the Transport Corporation is liable to pay 50%. It failed to

note that PW2 doctor has issued certificate without conducting necessary

examination and without reflecting the correct position and the same is

unsustainable in view of Judgment reported in 1999 (8) Supreme 401. It has

erred in granting Rs.1,60,000/- towards disability. It failed to note that no

material was placed to prove that the claimant had taken treatment after

https://www.mhc.tn.gov.in/judis C.M.A.No.4013 of 2019

initial course of treatment. It failed to consider the period of accident and

erred in granting Rs.4000/- per 1% disability. The appellant/Insurance

Company is not entirely liable to pay compensation. Hence, he prays to

allow the appeal.

4. The learned counsel for the third respondent has submitted that the

driver of the bus has driven the vehicle in a slow and cautious manner and

he is not responsible for the accident. Hence the third respondent Transport

Corporation is not liable to pay any compensation to the claimant/first

respondent. Hence, he seeks dismissal of the appeal.

5. Heard the learned counsel for the appellant and the learned counsel

for the third respondent and perused the entire materials on record.

6. During the trial, on the side of the claimant, three witnesses were

examined as P.W.1 to P.W.3 and eight documents were marked as Ex.P.1 to

Ex.P.8. On the side of the respondents, neither witness was examined nor

document was marked.

https://www.mhc.tn.gov.in/judis C.M.A.No.4013 of 2019

7. On perusal of the award, it is seen that the Tribunal has fixed the

liability on the appellant/Insurance Company and the second respondent to

pay the compensation to the claimant. The second respondent remained

exparte before the Tribunal. It is to be noted that the milk van bearing

Regn.No.TN-23-AB-1248 was not insured with the appellant at the time of

accident. The driver of the van had no driving license to drive the same at

that time of the alleged accident. Hence the said van was not used in

accordance with the provisions of Motor Vehicles Act. The appellant is not

liable to indemnify the owner of the said van for the violation of the

statutory provisions which attracts breach of the terms of the policy. The

claimant has to prove the allegation regarding the injuries, period of

treatment and the expenditures. The claimant is not permanently disabled

he is attending his duties regularly.

8. On perusal of records it is seen that the Tribunal has fixed the

entire liability on the Insurance Company and it has directed the

appellant/Insurance company to pay the compensation to claimants a sum of

https://www.mhc.tn.gov.in/judis C.M.A.No.4013 of 2019

Rs. 2,04,000/- with interest and costs.

9. When the PW1/claimant has clearly deposed that the driver of both

the vehicle were equally responsible for the accident, it is wrong to held that

only the driver of the van alone responsible for the accident and fixing

entire liability on him. In the event of both the parties are liable for the

accident, the ratio of contributory negligence has to be fixed in accordance

with the law.

10. The relevant portion of the deposition of PW1 is extracted as

follows:

fle;j 26.12.2003 md;W jpUg;g[dpjdhh; rptd; nfhapYf;F bry;y kDjhuh; 3k; vjph;kDjhuh; muR ngUe;J o.vd;.25 vd;.1766 vd;w ngUe;jpy; gazpj;J jpUr;rp-f+h; njrpa beL";rhiy $Pag[uk; $Pah; kz;lgk; mUnf khiy 3.45 kzpf;F brd;W bfhz;oUe;jnghJ vjphpy; te;j ghy; tz;o o.vd/23 vgp.1248 tz;oia mjd; Xl;Ldh; kw;Wk; muR ngUe;jpd; ftdf; Fiwt[ kw;Wk; ,U Xl;Leh;fSk;

https://www.mhc.tn.gov.in/judis C.M.A.No.4013 of 2019

ngUe;ija[k; ntida[k; mjpntfkhft[k;

m$hf;fpuijahft[k; Xl;o te;J neUf;F neh; nkhjp tpgj;J Vw;gl;L mjdhy; kDjhuUf;F jiy khh;g[ kw;Wk;

                                   cly;   KGtJk;       fhak;   Vw;gl;L     tyJfhy;       vYk;g[

                                   cile;Jtpl;lJ.



11. After considering the aforesaid facts and circumstances of the

case and on perusal of the entire records and deposition of PW1 and taking

note of the fact that the Transport Corporation not challenged 50%

negligence made against them in all the connected cases, arisen in this

accident, this court is inclined to fix liability at 50% against the Transport

Corporation and 50% against the Insurance Company. In other words, the

compensation awarded by the Tribunal is modified by changing the ratio on

the negligence aspect in which 50% of the award amount shall be borne by

the appellant/Insurance Company and the balance 50% of the award amount

shall be borne by the third respondent/Transport Corporation. Other aspects

of the award of the Tribunal shall remain the same. Since Insurance

Company has already deposited the entire compensation amount before the

Tribunal, now Transport Corporation is directed to deposit 50% of the

https://www.mhc.tn.gov.in/judis C.M.A.No.4013 of 2019

amount before the Tribunal

12. In the result,

(i) This Appeal is partly allowed. Consequently, connected

miscellaneous petition is closed. There shall be no order as to costs.

(ii) The 3rd respondent /Transport Corporation, is hereby directed

to pay the 50% of award amount which works out to Rs.1,02,000/- (Rupees

One Lakh and Two Thousand only) together with interest @ 7.5% p.a. from

the date of petition till the date of deposit, to the credit of M.C.O.P.No.158

of 2005 on the file of the Motor Accident Claims Tribunal, (Sub-Judge)

Dharmapuri, within a period of six weeks from the date of receipt of copy of

the Judgment. On such deposit being made, the Tribunal is directed to

transfer the award amount along with accrued interest to the bank account

of the claimant through RTGS within a period of two weeks thereafter.

                     Index:Yes/No                                                          30.03.2023
                     Internet:Yes/No
                     gv







https://www.mhc.tn.gov.in/judis
                                                                     C.M.A.No.4013 of 2019




                                                                 A.A.NAKKIRAN, J.
                                                                                       gv




                     To

                     1.The Section Officer
                       V.R.Section, High Court of Madras.

                     2. The Motor Accidents Claims Tribunal
                        (Sub-Court) Dharmapuri.




                                                               C.M.A.No.4013 of 2019
                                                                                 and
                                                              CMP.No.22668 of 2019







https://www.mhc.tn.gov.in/judis
                                  C.M.A.No.4013 of 2019

                                         30.03.2023







https://www.mhc.tn.gov.in/judis

 
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