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Tata Aig General Insurance ... vs Thirumalai Murugan
2023 Latest Caselaw 5831 Mad

Citation : 2023 Latest Caselaw 5831 Mad
Judgement Date : 9 June, 2023

Madras High Court
Tata Aig General Insurance ... vs Thirumalai Murugan on 9 June, 2023
                                                                          C.M.A.(MD).No.267 of 2023


                       BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT
                                                  DATED: 09.06.2023
                                                      CORAM
                             THE HONOURABLE MR.JUSTICE N.SATHISH KUMAR
                                             C.M.A.(MD).No.267 of 2023
                                                       and
                                             C.M.P.(MD).No.3204 of 2023

                TATA AIG General Insurance Company Limited,
                through its Branch Manager,
                Rajendran Nagar,
                Thirunelveli.                                                      ... Appellant
                                                Vs.

                1.Thirumalai Murugan
                2.Selvaraj
                3.Arokiyam

                Cause title is accepted vide Court order
                dated 27.01.2023 made in C.M.P.(MD).No.773/2023
                in C.M.A.(MD).SR.No.69905 of 2022.
                                                                               ... Respondents


                PRAYER: The Civil Miscellaneous Appeal is filed under Section 173 of the
                Motor Vehicles Act, 1988, against the award and decree dated 14th September
                2022 passed in M.C.O.P.No.76 of 2017 on the file of the Additional Motor
                Accident Claims Tribunal and Additional Subordinate Judge of Tenkasi.


                                  For Appellant       : Mr.V.Sakthivel
                                  For R1 to R3        : No appearance




https://www.mhc.tn.gov.in/judis
                1/6
                                                                                   C.M.A.(MD).No.267 of 2023




                                                    JUDGMENT

Aggrieved over the award passed by the Tribunal for a sum of Rs.

40,000/- for the injury sustained by the claimant, the Insurance Company has

filed the present appeal.

2. The brief facts leading to the filing of this appeal are as follows:

On 11.09.2014, at about 3.15 p.m., while the claimant was riding his

motorcycle bearing Registration No.TN 76 U 1962, the first respondent riding

the motorcycle bearing Registration No.TN 76 K 1222 belonging to the second

respondent in a rash and negligent manner and dashed against the claimant. As

a result, the claimant has sustained injury and also fracture and a crime also

registered against the first respondent in Crime No.199 of 2014 for the offences

under Sections 279, 337 and 338 of I.P.C. Hence, the claimant has filed the

petition before the Tribunal claiming compensation. The third respondent has

filed a counter stating that the accident was occurred only due to the negligent

driving of the first respondent.

3. Before the Tribunal, on the side of the petitioner, P.W.1 was examined

and Exs.P1 to P10 were marked and on the side of the respondents, R.Ws.1 and

2 were examined and Exs.R1 to R3 were marked.

https://www.mhc.tn.gov.in/judis

C.M.A.(MD).No.267 of 2023

4. The Tribunal, on the basis of the evidence adduced and the documents

filed, has come to the conclusion that the first respondent drove the motorcycle

in a rash and negligent manner and dashed against the petitioner motorcycle.

However, the Tribunal has directed the Insurance Company to pay a sum of Rs.

40,000/- as compensation, since the motorcycle driven by the claimant was

insured with the appellant. Challenging the same, the present appeal came to be

filed.

5. The learned counsel appearing for the appellant would contend that

when the offending vehicle was not insured with the appellant, the direction to

pay compensation by the Insurance Company is not valid in the eye of law.

6. Despite the name of the respondents printed in the cause list, none

appeared for them.

7. In the light of the above submissions, now the point for consideration

in this appeal is whether the Tribunal is right in directing the appellant to pay

the compensation, particularly the appellant/Insurance Company was not the

insurer of the offending vehicle?

https://www.mhc.tn.gov.in/judis

C.M.A.(MD).No.267 of 2023

8. From the records, it is clearly established the fact that the claimant was

riding the motorcycle bearing Registration No.TN 76 U 1962 and the case of

the claimant is that the accident was caused only by the first respondent, while

riding the motorcycle bearing Registration No.TN 76 K 1222 in a rash and

negligent manner. The Tribunal also found on the basis of the evidence that

only the first respondent rode the motorcycle in a rash and negligent manner. It

is relevant to note that the insurer of the motorcycle bearing Registration

No.TN 76 K 1222 has not been made as a party. However, admittedly the rider

of the offending vehicle did not have any valid insurance at the relevant point

of time. Such being the position, the Tribunal having found that only the rider

of the offending vehicle has caused the accident. The Tribunal ought not to

have directed the Insurance Company to pay that amount. Admittedly, the

offending vehicle has no insurance.

9. In such a view of the matter, when the negligence entirely on the rider

of the offending vehicle and the insurer of the offending vehicle also not made

as a party, the finding of the Tribunal directing the appellant to pay

compensation is not sustainable in the eye of law. Accordingly, the order of the

Tribunal is set aside and the compensation awarded by the Tribunal shall be

paid only by the rider and the owner of the offending vehicle.

https://www.mhc.tn.gov.in/judis

C.M.A.(MD).No.267 of 2023

10. With the above modification, the Civil Miscellaneous Appeal is

allowed. No costs. Consequently, the connected Miscellaneous Petition is

closed.

09.06.2023

akv

To

1.The Additional Motor Accident Claims Tribunal and Additional Subordinate Judge, Tenkasi.

2.The Record Keeper, V.R.Section, Madurai Bench of Madras High Court, Madurai.

https://www.mhc.tn.gov.in/judis

C.M.A.(MD).No.267 of 2023

N.SATHISH KUMAR,J.

akv

C.M.A.(MD).No.267 of 2023

09.06.2023

https://www.mhc.tn.gov.in/judis

 
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