Sunday, 17, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

The New India Assurance Company ... vs Sumathi
2023 Latest Caselaw 5395 Mad

Citation : 2023 Latest Caselaw 5395 Mad
Judgement Date : 5 June, 2023

Madras High Court
The New India Assurance Company ... vs Sumathi on 5 June, 2023
                                                          1

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                DATED: 05.06.2023

                                                        CORAM:

                                  THE HONOURABLE MR.JUSTICE A.A.NAKKIRAN

                                              C.M.A.No.1289 of 2014
                                                     AND
                                                M.P.No.1 of 2014

                  The New India Assurance Company Ltd.,
                  No.375, Anna Salai, 2nd floor,
                  Saidapet,
                  Chennai 600 015.                                   .. Appellant /2nd respondent

                                                         Vs.
                  1.Sumathi
                  2.Mari
                  3. Velmurugan                                                 .. Respondents

                  Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of Motor
                  Vehicles Act, 1988, against the Judgment and Decree dated 23.04.2013 made
                  in M.C.O.P.No.188 of 2011 on the file of Motor Accidents Claims Tribunal,
                  (III Additional District Court, Tiruvallur) Poonamallee.

                                        For Appellant     : Mr.R.Neethe Perumal

                                        For Respondents : Mr.Varadhakamaraj
                                                          (Vakalat not filed)
                                                           R1 & R2 – Insufficient address




https://www.mhc.tn.gov.in/judis
                                                             2




                                                      JUDGMENT

This Civil Miscellaneous Appeal has been filed against the award dated

23.04.2013 made in M.C.O.P.No.188 of 2011 on the file of Motor Accidents

Claims Tribunal, (III Additional District Court, Tiruvallur) Poonamallee.

2.The appellant is the second respondent in M.C.O.P.No.188 of 2011

on the file of Motor Accidents Claims Tribunal, (III Additional District Court,

Tiruvallur) Poonamallee. The respondents 1 and 2 filed the above said claim

petition claiming a sum of Rs.8,00,000/- as compensation for the fatal injuries

sustained by one Vetrivel in the accident that took place on 19.01.2011.

3. The Tribunal considering the pleadings, oral and documentary

evidence has held that the accident occurred only due to the rash and

negligent driving of the driver of the car bearing Regn.No.TN-22-D-4602,

belonging to the third respondent and directed the appellant/Insurance

Company to pay a sum of Rs.5,60,000/- as compensation to the claimants.

4. Challenging the said award dated 23.04.2013 made in

https://www.mhc.tn.gov.in/judis

M.C.O.P.No.188 of 2011, the appellant has come out with the present appeal.

5.The learned counsel appearing for the appellant has contended that

the award passed by the Tribunal is contrary to law, against the weight of the

evidence and probabilities of the case. He further submitted that the third

respondent vehicle was fixed in this case to claim compensation from the

appellant / Insurance company. The Tribunal failed to note that a person who

is no way connected is shown as eye witness in this case and he is fixing the

vehicle. The Tribunal failed to note that in the FIR given by the brother of the

victim, it was stated that a car has hit the victim and went without stopping.

When the complaint was given, the number of the car is unknown. It has also

failed to see that the Accident Register report shows that the cause of the

accident was motor cycle driven by the victim got skid and he fell down and

suffered grievous injuries. No motor vehicle was involved in the accident. The

Tribunal on wrong assumption goes on to find that somebody must have

admitted the victim in the hospital and they would have informed that the

motor cycle got skid and that cannot be taken into account. It ought to have

dismissed the case since the vehicle has been fixed to cheat the insurance

company. The amount awarded by the Tribunal under different heads are

https://www.mhc.tn.gov.in/judis

excessive and prayed for setting aside the award passed by the Tribunal. He

further submitted that the appellant / Insurance Company has deposited 50%

of the award amount before the Tribunal.

6. The learned counsel for the respondents/claimants has disputed that

the contention by stating that the Tribunal has granted reasonable

compensation under various heads. He further submitted that the liability

fixed on the part of the Insurance Company is correct. Therefore, it does not

call for any interference. Hence the appeal is liable to be dismissed.

7. From the materials available on record, it is seen that the deceased

died due to the head injuries sustained by him in the accident which was

disclosed by Ex.P2. PW2 has deposed that the offending Sumo car was driven

by its driver in a rash and neglignt manner at a high speed and dashed against

the deceased and thereby caused the said accident. The appellant has

summoned Sub-Inspector of Police, Poonamallee, Traffic Wing and examined

him as RW1. The copy of AR of the deceased Vetrivel is produced as Ex.R1.

Wherein it is reocrded as “H/o.RTA; while travelling in a two wheeler got skid

and fall”. It is pointed out by the appellant that the entry in Ex.R1 regarding

https://www.mhc.tn.gov.in/judis

manner of accident and argued that the deceased himself rode the motor cycle

negligently and atrributed for the accident and third respondent's vehicle

driver is no way responsible for the accidnt. The deceased was unconscious at

the time of admission and someone who brought him to the hospital could

have given the particulars. Therefore, on the basis of the entries found in

Ex.R1 Accident Register copy alone, it cannot be presumed that the deceased

was solely responsible for the accident. The deposition of the PW2 has

corroborated with the Ex.P1/FIR and Ex.P2/Post mortem certificate. Hence

the driver of the offending vehicle is solely responsible for the accident. The

third respondent as the owner of the offending vehicle viz., Sumo car is

vicariouly liable for the tortuous act committed by his driver. Since the

appellant is the insurer of the offending vehcile, it is liable to indemnify the

insured namely third respondent, since the Insurance Policy of the offending

vehicle was alive at the time of accident. Ex.P5 is the copy of the insurance

policy. Hence the Tribunal has held that the appellant is liable to pay

compensation to the claimants. There is no error in the above finding of the

Tribunal warranting interference by this Court.

8. As far as the quantum of compensation is concerned, the contention

https://www.mhc.tn.gov.in/judis

of the learned counsel for the appellant is that the Tribunal has awarded an

excessive amount of Rs.5,60,000/-. In view of the same, considering all the

materials on record in its entirety, the total compensation awarded by the

Tribunal is not excessive, warranting interference by this Court.

9. In the result, this Civil Miscellaneous Appeal is dismissed and the award passed by the Tribunal is hereby confirmed. The Appellant is directed to deposit the balance of the award amount along with interest and costs, within a period of six weeks from the date of receipt of a copy of this judgment to the credit of MCOP.No.188 of 2011 on the file of the Motor Accident Claims Tribunal, (III Additional District Court, Thiruvallur, Poonamallee). On such deposit, the Tribunal is directed to transfer the amount to the account of the claimants, within two weeks thereafter. No costs. Consequently, the connected Miscellaneous Petition is closed.



                                                                                       05.06.2023
                  Index            : Yes
                  Internet         : Yes
                  gv




                  To


https://www.mhc.tn.gov.in/judis



                  1.The Motor Accident Claims Tribunal
                      (III Additional District Court, Tiruvallur)
                        Poonamallee.


                  2.The Section Officer,
                      VR Section,
                      High Court,
                      Madras.




                                                                    A.A.NAKKIRAN.,J.

                                                                                 Gv


https://www.mhc.tn.gov.in/judis





                                      C.M.A.No.1289 of 2014
                                                       AND
                                           M.P.No.1 of 2014




                                                 05.06.2023




https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 

LatestLaws Partner Event : IJJ

 
 
Latestlaws Newsletter