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National Insurance Company Limited vs Sumitha …
2023 Latest Caselaw 17606 Mad

Citation : 2023 Latest Caselaw 17606 Mad
Judgement Date : 28 December, 2023

Madras High Court

National Insurance Company Limited vs Sumitha … on 28 December, 2023

                                                                            C.M.A.No.2730 of 2014

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED : 28.12.2023

                                                       CORAM:

                                  THE HONOURABLE Mrs. JUSTICE R.KALAIMATHI

                                               C.M.A.No.2730 of 2014
                                                       and
                                                 M.P.No.1 of 2014

                  National Insurance Company Limited,
                  Divisional Office-2,
                  11, Ramakrishna Road,
                  Salem-7.                    ... Appellant / 2nd Respondent

                                                         vs.
                  1.Sumitha                     … Respondent / Petitioner

                  2.Gnanendra Kumar Pathak      … Respondents / 1st respondent
                  PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of the

                  Motor Vehicles Act, against the Judgment and Decree dated

                  17.04.2010 made in M.A.C.T.O.P.No.298 of 2010 on the file of Motor

                  Accident Claims Tribunal, (Special Subordinate Judge), Salem.

                                      For Appellant    : Mrs.N.B.Sureka
                                     For Respondents : No Appearance

                                                      JUDGMENT

The 2nd respondent/Insurance Company has preferred this

https://www.mhc.tn.gov.in/judis

appeal against the judgment and decree passed in

M.A.C.T.O.P.No.298 of 2010 on the file of Motor Accident Claims

Tribunal, (Special Subordinate Judge), Salem, on the point of

negligence.

2. The claim petition was filed under Section 163 A of Motor

Vehicles Act, claiming compensation of Rs.2,00,000/- for the injuries

sustained in the road accident that occurred on 20.08.2009.

3. The Tribunal after evaluating the evidence has ordered

compensation of Rs.1,97,000/- with 7.5% interest payable from the

date of filing of petition till the date of deposit, payable by the 2nd

respondent/Insurance Company at the first instance with liberty to

recover the same from the 1st respondent at a later stage.

4. The learned counsel appearing for the appellant/Insurance

Company would strenuously contend that as per Ex.X1, the accident

register of Gokulam Hospital and the discharge summary issued by

the same hospital, it is mentioned that due to the accidental fall while

https://www.mhc.tn.gov.in/judis

starting her two wheeler, near her house, she has sustained injuries. It

is his further argument that in this regard, the staff of Gokulam

Hospital has been examined as RW1 (Mr.Senthilkumar). There is no

proper driving licence for the claimant at the time of accident.

Therefore, the appellant/Insurance Company is not liable to pay

compensation to the claimant herein.

5. It is the evidence of PW1 that on 20.08.2009, at about 8.30

a.m., when the claimant was proceeding in her two wheeler, bearing

Reg.No.TN-30-D-9011, along the junction main road at the point of

blue moon hotel, a two wheeler bearing Reg.No.PY-01-AW-9063,

which came from the five roads towards junction, hit on her vehicle

and the complainant fell down whereby she sustained fracture over her

right leg and sustained injuries all over the body.

6. From a perusal of Ex.P1, F.I.R., the date of accident was

20.08.2009 and after three days, complaint was registered at the

instance of the husband of the claimant herein. The F.I.R., reads that

when the claimant was proceeding along the junction road, the above

https://www.mhc.tn.gov.in/judis

said two wheeler came from the five roads and hit against her and

thereby she sustained injuries. But, in the treatment records, it is

mentioned as alleged history of accidental fall. Further, in the F.I.R., it

is mentioned as it is an accident and PW1 has also stated that when

she was proceeding along the junction road, she was hit by a two

wheeler which came in a rash and negligent manner.

7. It is pertinent to note that when the claim petition is filed under

Section 163A of Motor Vehicles Act, the liability details and the extent

there of need not be pleaded and proved. Section 163 A of the Motor

Vehicles Act is extracted hereunder:

''163 A. Special provisions as to payment of compensation on structured formula basis.— (1) Notwithstanding anything contained in this Act or in any other law for the time being in force or instrument having the force of law, the owner of the motor vehicle or the authorised insurer shall be liable to pay in the case of death or permanent disablement due to accident arising out of the use of motor vehicle, compensation, as indicated in the Second Schedule, to the legal heirs or the victim, as the case may be.

Explanation.—For the purposes of this sub-section,

https://www.mhc.tn.gov.in/judis

“permanent disability” shall have the same meaning and extent as in the Workmen’s Compensation Act, 1923 (8 of 1923).

(2) In any claim for compensation under sub- section (1), the claimant shall not be required to plead or establish that the death or permanent disablement in respect of which the claim has been made was due to any wrongful act or neglect or default of the owner of the vehicle or vehicles concerned or of any other person.

(3)The Central Government may, keeping in view the cost of living by notification in the Official Gazette, from time to time amend the Second Schedule.'' A careful perusal of the above said provision, it indicates that the

negligence aspect need not be pleaded and proved to sustain a claim

under Section 163A of the Act.

8. The staff of Gokulam Hospital is examined as RW1 and the

Insurance Company's Officer is examined as RW2.

9. As the claim petition is filed under Section 163 A of Motor

Vehicles Act, the claimant need not to plead and prove negligence.

https://www.mhc.tn.gov.in/judis

Therefore, based on the above said discussions, this appeal is liable to

be dismissed.

10. In the result, this Civil Miscellaneous Appeal is dismissed

and the Judgment and Decree dated 17.04.2010 made in

M.A.C.T.O.P.No.298 of 2010 on the file of Motor Accident Claims

Tribunal, (Special Subordinate Judge), Salem, is confirmed. No costs.

Consequently, connected miscellaneous petition is closed.

28.12.2023 Index : Yes/No Speaking / Non-speaking order ssn

https://www.mhc.tn.gov.in/judis

R.KALAIMATHI, J., ssn To:

1. The Motor Accident Claims Tribunal, Special Subordinate Judge, Salem.

2. The Section Officer, V.R.Section, High Court of Madras, Chennai.

and

28.12.2023

https://www.mhc.tn.gov.in/judis

 
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