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M/S. New India Insurance Company ... vs Karpagam
2023 Latest Caselaw 11125 Mad

Citation : 2023 Latest Caselaw 11125 Mad
Judgement Date : 24 August, 2023

Madras High Court
M/S. New India Insurance Company ... vs Karpagam on 24 August, 2023
                                                                                 C.M.A.No.1535 of 2022

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                  DATED: 24.08.2023

                                                        CORAM:

                                  THE HONOURABLE MR.JUSTICE SUNDER MOHAN

                                                C.M.A.No.1535 of 2022
                                                         and
                                                C.M.P.No.11407 of 2022

                     M/s. New India Insurance Company Limited,
                     Rep., by its Branch Manager,
                     No.375, Anna Salai, 2nd Floor,
                     Saidapet,
                     Chennai – 600 015.                                            ... Appellants

                                                          Vs

                     1.Karpagam
                     2.M. Muralidharan
                     3.M.Mullaiarasai
                     4.M.Monisha
                     5.Dr.Malika Quaraishi                                      ... Respondents

                     Prayer: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                     Vehicles Act, 1988, against the judgment and decree dated 09.08.2021 in
                     MCOP.No.1340 of 2018 on the file of the Motor Accident Claims Tribunal,
                     (Fast Track Mahila Court), Krishnagiri.

                                        For Appellant          : Mr. J. Michael Visuvasam

                                        For Respondents        : Mr. M. Selvam, for R1 to R4
                                                                 No Appearance for R5

                     1/9
https://www.mhc.tn.gov.in/judis
                                                                                   C.M.A.No.1535 of 2022

                                                   JUDGMENT

The instant appeal has been filed by the Insurance Company

challenging the award dated 09.08.2021 passed by the Motor Accident

Claims Tribunal, (Fast Track Mahila Court), Krishnagiri in MCOP.No.1340

of 2018.

2. The appellant / Insurance Company is the second respondent in

MCOP.No.1340 of 2018, on the file of the Motor Accident Claims Tribunal,

(Fast Track Mahila Court), Krishnagiri.

3. The first respondent is the wife, 2 to 4 respondents are the son

and daughters respectively of the deceased K.K.Murugesan. They had filed

the claim petition stating that on 27.07.2018 at about 08.15 p.m., while the

deceased was proceeding to his home, by walk, near KGL bus stop, Chennai

– Krishnagiri road, the car bearing Registration No.TN-CK-1014 driven by

its driver in a rash and negligent manner, dashed against the deceased, due

to which, the deceased died on the spot. Hence, respondents 1 to 4 claimed

compensation against the appellant / Insurance Company and the fifth

respondent.

https://www.mhc.tn.gov.in/judis C.M.A.No.1535 of 2022

4. The appellant filed a counter denying all the averments made in

the claim petition. According to the appellant, the deceased Murugesan who

was walking on the road, suddenly crossed the road without noticing the

vehicles proceeding on the National Highways and invited the accident; in

any case the claim is excessive and prayed for dismissal of the claim

petition.

5. Before the Tribunal, the first respondent examined herself as

P.W.1 and examined three other witnesses as P.W.2 to P.W.4 and marked

Ex.P.1 to Ex.P.32 besides Ex.X1 and Ex.X2. The appellant did not examine

any witness or mark any document on their side.

6. The Tribunal after considering the pleadings, evidence and

documents filed, held that the accident occurred due to rash and negligent

driving of the fifth respondent herein and directed the appellant and the fifth

respondent jointly and severally to pay a sum of Rs.32,20,000/- as

compensation to the respondents 1 to 4 / claimants.

https://www.mhc.tn.gov.in/judis C.M.A.No.1535 of 2022

7. Aggrieved by the said order, the appellant had preferred the

instant appeal challenging the quantum of compensation awarded by the

Tribunal.

8. The learned counsel for the appellant submitted that the

Tribunal had fixed excessive notional income i.e., Rs.20,000/- per month in

the absence of any evidence to prove the income earned by the deceased.

The Tribunal also erred in applying multiplier '14', although it was

established before the Tribunal that the deceased was aged 47 years at the

time of accident and hence, the learned counsel prayed for reduction of

compensation amount.

9. The learned counsel for the respondents 1 to 4 / claimants per

contra submitted that the respondents had marked Ex.P5 to E.P11 to show

that the deceased was doing the business of coconut trading; that he had

vast extent of agricultural lands and therefore, was earning a monthly

income of Rs.50,000/-. The Tribunal, after considering all the evidence had

correctly fixed the notional income as Rs.20,000/- per month and there is no

reason to interfere with the same. Further, the learned counsel submitted

https://www.mhc.tn.gov.in/judis C.M.A.No.1535 of 2022

that the respondents 2 to 4 were not awarded compensation under the head

loss of love and affection and hence, prayed for dismissal of the appeal.

10. Though notice has been served on the fifth respondent and his

name is printed in the cause list, none appeared for him.

11. The only question involved in the instant appeal is -

Whether the compensation awarded by the Tribunal is just and reasonable?

12. On perusal of the records, this Court finds that the Tribunal

had fixed the notional income taking into consideration the evidence of

PW.3 and PW.4, who are the Village Administrative Officers, to prove that

the deceased owned vast extent of agricultural lands. The respondents also

marked Ex.P4 to Ex.P11 to show that the deceased was also doing the

business of trading in coconuts. However, this Court finds that the exact

income earned by the deceased is not proved from the aforesaid oral and

documentary evidence. In the facts, considering the age, avocation and also

the fact that the deceased owned agricultural lands and the year of accident,

https://www.mhc.tn.gov.in/judis C.M.A.No.1535 of 2022

this Court is of the view that it would be just and reasonable to fix

Rs.18,000/- as notional monthly income of the deceased. This Court also

finds that the correct multiplier is '13' since the deceased was aged 47 years

at the time of accident. The deceased was survived by his wife and three

children. Hence, 1/4th has to be deducted towards his personal expenses.

Hence, the award under the head loss of dependency has to be: -

18,000/-+4500 (18,000x25%)x12x13x3/4 = 26,32,500/-

The Tribunal has not awarded any compensation towards loss of love and

affection to the respondents 2 to 4, who are the children of the deceased.

Hence, a sum of Rs.40,000/- each to the respondents 2 to 4 is awarded

towards loss of love and affection. The compensation awarded by the

Tribunal under other heads is just and reasonable and hence, the same are

confirmed. Thus, the compensation awarded by the Tribunal is reduced from

Rs.32,20,000/- to Rs.28,22,500/-, break-up is as follows -

                            Sl. Description             Amount         Amount         Award
                            No                         awarded by    awarded by    confirmed or
                                                        Tribunal      this Court   enhanced or
                                                          (Rs)           (Rs)        granted
                            1.    Loss of dependency   31,50,000/-   26,32,500/-      Reduced
                            2.    Loss of consortium    40,000/-      40,000/-      Confirmed
                            3.    Loss of estate        15,000/-       15,000/-     Confirmed




https://www.mhc.tn.gov.in/judis
                                                                                    C.M.A.No.1535 of 2022


                            4.    Loss of love and          -         1,20,000/-       Granted
                                  affection                          (Rs.40,000/-
                                                                      each to the
                                                                     respondents
                                                                        2 to 4)
                            5.    Funeral expenses      15,000/-      15,000/-       Confirmed
                                         Total         32,20,000/-   28,22,500/-      Reduced
                                                                                         by
                                                                                    Rs.3,97,500/-



13. With the above modification, this Civil Miscellaneous Appeal

is partly allowed and the compensation awarded by the Tribunal at

Rs.32,20,000/- is hereby reduced to Rs.28,22,500/- together with interest at

7.5% per annum from the date of petition till the date of deposit. The

appellant/Insurance Company is directed to deposit the award amount, now

determined by this Court along with interest and costs, less the amount

already deposited, if any, within a period of six (6) weeks from the date of a

receipt of copy of this Judgment. On such deposit, the respondents 1 to 4

are permitted to withdraw their share of the award amount as per the

apportionment fixed by the Tribunal along with proportionate interest and

costs, less the amount if any, already withdrawn. Consequently, connected

miscellaneous petition is closed. The appellant / Insurance Company is

permitted to withdraw the excess amount lying in deposit to the credit of

https://www.mhc.tn.gov.in/judis C.M.A.No.1535 of 2022

MCOP.No.1340 of 2018, if the entire award amount has already been

deposited by them. No costs. Consequently, connected miscellaneous

petition is closed.

24.08.2023

Index: Yes/No Neutral Citation: Yes/No AT

To

1.The Motor Accident Claims Tribunal, (Fast Track Mahila Court), Krishnagiri.

2. The Section Officer, VR Section, High Court, Madras.

https://www.mhc.tn.gov.in/judis C.M.A.No.1535 of 2022

SUNDER MOHAN, J.

AT

C.M.A.No.1535 of 2022 and C.M.P.No.11407 of 2022

24.08.2023

https://www.mhc.tn.gov.in/judis

 
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