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The New India Assurance Company ... vs C.Deenadayalan
2022 Latest Caselaw 6115 Mad

Citation : 2022 Latest Caselaw 6115 Mad
Judgement Date : 25 March, 2022

Madras High Court
The New India Assurance Company ... vs C.Deenadayalan on 25 March, 2022
                                                                           C.M.A.No.602 of 2020
                                                                                            and
                                                                          C.M.P.No.3696 of 2020

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED : 25.03.2022

                                                    CORAM
                                       THE HON'BLE Ms.JUSTICE P.T.ASHA

                                              C.M.A.No.602 of 2020
                                                      and
                                              C.M.P.No.3696 of 2020


                     The New India Assurance Company Ltd.,
                     No.1, Bharathi Road,
                     Arcot Woodlands Building,
                     Cuddalore.                                           ... Appellant

                                                     Vs
                     1.C.Deenadayalan
                     2.Mangaiyarkarasi Ammal                              ... Respondents


                     PRAYER : Civil Miscellaneous Appeal has been filed under Section
                     173 of the Motor Vehicles Act, 1988 against the Award and Decree dated
                     12.02.2019 passed in M.A.C.T.O.P.No.2456 of 2015 on the file of the
                     Motor Accident Claims Tribunal, (Principal Subordinate Court),
                     Cuddalore.




                     1/10

https://www.mhc.tn.gov.in/judis
                                                                                       C.M.A.No.602 of 2020
                                                                                                        and
                                                                                      C.M.P.No.3696 of 2020

                                        For Appellant              : Mr.R.Sivakumar

                                        For Respondents            : Mr.B.R.Shankaralingam
                                                                     for R1
                                                                      R2 - Given up


                                                        JUDGMENT

The Appellant/Insurance Company has preferred the appeal

challenging the order passed by the Motor Accident Claims Tribunal,

Principal Subordinate Court at Cuddalore in M.A.C.T.O.P.No.2456 of

2015.

2. The facts in brief are as follows:

The claimant, who is aged about 45 years and working as a post-

man under the Indian Postal Department had met with an accident on

21.03.2015, while driving a two wheeler on the Sirkazhi to

Mayiladudurai road. While, he was so proceeding, the first respondent's

bus bearing Registration No.TN-31-K-7308 coming in the opposite

direction in a rash and negligent manner had hit the petitioner's Scooty

and as a result of the accident, the petitioner was thrown out of his

https://www.mhc.tn.gov.in/judis C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

vehicle and had sustained grievous injuries and multiple fractures all

over his body and head. He was immediately taken to the Government

Hospital at Mayiladudurai and thereafter, transfered to the Rajiv Gandhi

Government General Hospital, Chennai for advanced treatment. He had

claimed a sum of Rs.25,00,000/- as compensation.

3. The first respondent remained exparte and it was the second

respondent/Insurance Company who had entered vakalat and filed a

counter inter-alia denying the nature of the accident and also contending

that the claimant had to prove that the driver of the first respondent

vehicle had valid driving license. It was their contention that the accident

had occurred only on account of the rash and negligent driving of the

petitioner, which had resulted in the accident and therefore, he was not

entitled to any compensation.

4. The Motor Accident Claims Tribunal, Principal Subordinate

Court, Cuddalore, by its order dated 12.02.2019 had passed an award for

https://www.mhc.tn.gov.in/judis C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

a sum of Rs.14,68,000/-. The Tribunal had calculated the compensation

under the head of disability by adopting a multiplier method, totally

overlooking the fact that the claimant had continued his avocation and

there was no loss of earning on his side. The Tribunal had also

apportioned the liability on the claimant, who was found to have

consumed alcohol, at the time of the accident.

5. The Insurance Company had also questioned the huge amount

which has been granted under the heads of pain and suffering, loss of

amenities and future medical expenses.

6. The counsel appearing on behalf of the claimant / 1st respondent

would submit that the claimant had suffered the permanent disability and

therefore, the adoption of the multiplier method was in keeping with the

judicial pronouncements. That apart, the Tribunal had not granted any

income under the head of loss of income for the period of four months

from when the claimant was unable to attend his work.

https://www.mhc.tn.gov.in/judis C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

7. Heard the learned counsels appearing on either side and perused

the materials available on record.

8. As rightly pointed out by the learned counsel for the appellant/

Insurance Company, there is no proof to show that there has been any

restriction for the claimant in his day to day activities or that he has not

been able to attend his work. Therefore, the adoption of multiplier

method is definitely wrong. The Medical Board as per Ex.C1 had

assessed the disability at 31.5%. Therefore, adopting the notional income

of Rs.4,000/-, the disability at 31.5%, the claimant would be entitled to a

sum of Rs.1,26,000/- under the head of disability. The amounts granted

under the heads of pain and sufferings, loss of amenities and future

medical expenses as stated by the counsel for the appellant is on the

higher side, particularly taking into account the fact that the appellant

had been able to rejoin his duty within a short period. Therefore, the

amounts under the heads of pain and sufferings, loss of amenities are

https://www.mhc.tn.gov.in/judis C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

reduced to a sum of Rs.75,000/- each. Likewise, the amounts awarded

under the head of future medical expenses is reduced to a sum of

Rs.50,000/-. The claimant was not able to attend his duty for four

months, the Tribunal has not taken note of the fact that the claimant's

salary as per Ex.P8 was a sum of Rs.34,496/- and the same is rounded off

to Rs.34,495/-. For four months, the loss of income would be a sum of

Rs.1,37,980/-. Therefore, the modified award would be as follows:

                                                          Heads               Amount
                                                                           awarded by this
                                                                            Court in Rs.
                                      Disability                                  1,26,000
                                      Pain and sufferings                          75,000
                                      Loss of amenities                            75,000
                                      Attender charges                             25,000
                                      Transportation                               25,000
                                      Future Medical Expenses                      50,000
                                      Extra Nourishment                            25,000
                                      Loss of clothing                               5,000
                                      Loss of Income                              1,37,980
                                                          Total                   5,43,980



Rs.5,43,980/- Rounded off to Rs.5,44,000/- together with interest

at a rate of 7.5% from 06.11.2015 till the date of deposit.

https://www.mhc.tn.gov.in/judis C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

9. The Tribunal has apportioned the liability as 10:90. The

apportionment has been made on the basis of the First Information

Report. There is a reference that there was a smell of Alcohol in breathe.

However, there is no proof let in to show that the injured was in an

intoxicated state, as a result of which, the accident had occurred. In fact

there was no cross-examination in this regard also. Therefore, the

Insurance Company has not been able to establish the fact that the

claimant had contributed to the accident by reason of him being

intoxicated. Therefore, the apportionment of the liability on the part of

the claimant is rejected and the entire liability is fixed on the Insurance

Company.

10. In the result, this Civil Miscellaneous Appeal is allowed and

the compensation of Rs.13,21,200/- awarded by the Tribunal is hereby

reduced to a sum of Rs.5,44,000/- together with interest @ 7.5 % per

annum from 06.11.2015 till the date of deposit. The said amount shall be

https://www.mhc.tn.gov.in/judis C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

paid by the Appellant /2nd respondent. The claimant is permitted to

withdraw the amount now determined by this Court, along with interest

and costs, after adjusting the amount, if any already withdrawn. Since the

appellant / Insurance Company has already deposited 50% of the award

amount to the credit of M.C.O.P.No.2456 of 2015 on the file of the

Motor Accident Claims Tribunal, (Principal Subordinate Court),

Cuddalore. the appellant/Insurance Company is now permitted to

withdraw the excess award amount if any deposited by them. No costs.

Consequently, connected Civil Miscellaneous Petition is closed.

25.03.2022

Index:Yes/No Speaking Order:Yes / No

ab/ssn

https://www.mhc.tn.gov.in/judis C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

To

1. The Motor Accident Claims Tribunal, Principal Subordinate Court, Cuddalore.

2. The Section Officer, V.R.Section, High Court, Madras.

https://www.mhc.tn.gov.in/judis C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

P.T.ASHA, J.,

ab/ssn

C.M.A.No.602 of 2020 and C.M.P.No.3696 of 2020

25.03.2022

https://www.mhc.tn.gov.in/judis

 
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