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Royal Sundaram Alliance Ins.Co. vs Velmurugan
2022 Latest Caselaw 6112 Mad

Citation : 2022 Latest Caselaw 6112 Mad
Judgement Date : 25 March, 2022

Madras High Court
Royal Sundaram Alliance Ins.Co. vs Velmurugan on 25 March, 2022
                                                                          C.M.A.No.2901 of 2015 and
                                                                             Cross Obj.No.26 of 2022


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED: 25.03.2022

                                                    CORAM

                                    THE HON'BLE MR.JUSTICE J.NISHA BANU

                                           C.M.A.No.2901 of 2015 and
                                          Cross Objection No.26 of 2022

                     C.M.A.No.2901 of 2015

                     Royal Sundaram Alliance Ins.Co., Ltd.,
                     T.V.S.Co-operative Stores Building,
                     37, Krishna Rao Tank Street,
                     Madurai 625 001.                                         ... Appellant


                                                        vs.

                     1.Velmurugan
                     2.G.Maheswaran
                     3.The Managing Director,
                       Tamil Nadu State Transport Corporation
                       (Kumbakonam Division)
                       Periya Milagu Parai,
                       Trichy.                                             ... Respondents

Prayer: This Civil Miscellaneous Appeal has been filed under Section 173 of the Motor Vehicles Act,1988, to set aside the Judgment and Decree made in M.C.O.P.No.31 of 2011 dated 15.10.2015 on the file of the Motor Accident Claims Tribunal, (Sub Court) Ariyalur.

____________ https://www.mhc.tn.gov.in/judis Page No 1 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

For Appellant : Mr.R.Vinoth for M/s.Elveera Ravindran

For R1 : Mr.S.Kamadevan

For R3 : M/s.D.Venkatachalam

Cross Obj.No.26 of 2014

Velmurugan .. Appellant

vs.

1. Royal Sundaram Alliance Ins.Co., Ltd., T.V.S.Co-operative Stores Building, 87, Krishna Rao Tank Street, Madurai 625 001.

2.G.Maheswaran

3.The Managing Director, Tamil Nadu State Transport Corporation (Kumbakonam Division) Periya Milagu Parai, Trichy. .. Respondents

Prayer: Cross-Objection filed under Order XXXXI, Rule 22 of C.P.C., praying that the compensation awarded by the lower Court at Rs.5,00,000/- is to be enhanced to Rs.9,00,000/-.

____________ https://www.mhc.tn.gov.in/judis Page No 2 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

For Cross-Objector : Mr.S.Kamadevan

For R1 : Mr.R.Vinoth for M/s.Elveera Ravindran

For R3 : M/s.D.Venkatachalam

COMMON JUDGMENT

The Civil Miscellaneous Appeal has been filed by the Insurance

Company against the award dated 15.10.2015 made in M.C.O.P.No.31 of

2011 on the file of the Motor Accident Claims Tribunal, (Sub Court)

Ariyalur.

2. The Cross-Objection has been filed by the claimant seeking

enhancement of compensation granted by the Tribunal in the award dated

15.10.2015 made in M.C.O.P.No.31 of 2011 on the file of the Motor

Accident Claims Tribunal, (Sub Court) Ariyalur.

3. Both the appeal and the cross-objection are disposed of by this

common judgment.

____________ https://www.mhc.tn.gov.in/judis Page No 3 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

4. The parties are referred to as per their respective ranks in the

claim petition, for the sake of convenience.

5. The appellant-Insurance Company is the second respondent in

M.C.O.P.No.31 of 2011 on the file of the Motor Accident Claims

Tribunal ( Sub Court) Ariyalur. The claimant/cross objector filed the

above claim petition claiming a sum of Rs.9,00,000/- as compensation

for the injuries sustained by him in the accident that took place on

03.10.2010.

6. The Tribunal considering the pleadings, oral and documentary

evidence held that the accident occurred only due to rash and negligent

driving by the driver of the lorry belonging to the first respondent and

directed the second respondent-Insurance Company, being the insurer of

the said vehicle to pay a sum of Rs.5,00,000/- as compensation to the

claimant/cross objector.

____________ https://www.mhc.tn.gov.in/judis Page No 4 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

7. Against the said award dated 03.10.2010 made in

M.C.O.P.No.31 of 2011, the second respondent - Insurance Company has

filed the present appeal. Not being satisfied with the amount awarded by

the Tribunal, the claimant has filed the Cross-Appeal seeking

enhancement of compensation awarded by the Tribunal.

8. The learned counsel appearing for the second respondent-

Insurance Company contended that the claimant has taken treatment in

the hospital as in-patient from 03.10.2010 to 09.11.2010 in Government

Medical College Hospital and thereafter the claimant has taken treatment

from 10.12.2010 in Stanley Hospital, Chennai. His second finger of

right hand was amputated through surgery. The claimant has not

produced any material to show that he was continuously taking

treatment. The Tribunal has erred in fixing the multiplier method and

also erroneously granted exorbitant amounts under the heads of loss of

earning power attendant charges, extra nourishment and transport. The

amounts awarded by the Tribunal under different heads are excessive and

prayed for setting aside the award passed by the Tribunal.

____________ https://www.mhc.tn.gov.in/judis Page No 5 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

9. Per contra, the learned counsel appearing for the claimant/cross

objector contended that the Tribunal has not properly appreciated the

nature of injuries sustained by the claimant and evidence of

P.W.3/Doctor. The Tribunal erred in awarding much lesser amount for

the loss of income, nutrition and transportation charges. Further, the

Tribunal ought to have awarded towards future prospects and medical

expenses and prayed for enhancement of compensation.

10. Heard the learned counsel appearing for the Insurance

Company as well as the learned counsel appearing for the claimant-cross

objector and perused the entire materials on record.

11. From the materials available on record, it is seen that the

claimant in the accident has sustained fracture of humerus on his right

hand and radius and ulna on his right hand wrist and his second finger of

right hand removed through surgery. Claimant as P.W.1 and

P.W.3/Doctor deposed about the nature of injuries sustained by the

claimant. P.W.3/Doctor assessed that the claimant suffered 75%

____________ https://www.mhc.tn.gov.in/judis Page No 6 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

disability. The Tribunal considering the materials on record and evidence

of P.W.3/Doctor, applied the multiplier method. The claimant has proved

that he suffered functional disability and he is totally disabled and lost

his earning capacity and could not do any work as he was doing earlier.

The claimant has taken treatment in the hospital as in-patient from

03.10.2010 to 09.11.2010 in Government Medical College Hospital,

Tanjore. Taking into consideration all the above, The Tribunal awarded

Rs.4,86,000/- towards permanent disability; Rs.5,000/- towards loss of

income during treatment period; Rs.4,500/- towards transport expenses

and Rs.4,500/- towards extra nourishment.

12. In my considered opinion, the award of the Tribunal is just and

reasonable and I am not inclined to interfere with the order and therefore

the appeal filed by the Insurance Company fails.

13. However, considering the age of the claimant and the nature of

injuries suffered, since no compensation is granted under the head ' pain

and suffering', I am inclined to award a sum of Rs.50,000/- towards pain

and suffering.

____________ https://www.mhc.tn.gov.in/judis Page No 7 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

14. Accordingly, the compensation awarded by the Tribunal is

enhanced from Rs.5,00,000/- to Rs.5,50,000/-.

15. By an order dated 11.03.2016, this Court directed the Insurance

Company to deposit the entire award amount and granted an order of

interim stay in C.M.A.No.2901 of 2015 with regard to 30% of the award

amount.

16. The appellant-Insurance Company in C.M.A.No.2901 of 2015,

is directed to deposit the enhanced award amount i.e. Rs.50,000/-

( Rupees Fifty thousand only) along with interest at the rate of 7.5%

p.a.from the date of claim petition till the date of realisation within a

period of eight weeks from the date of receipt of a copy of this order.

On such deposit, the appellant /claimant in Cross Obj.No.26 of 2022 is

permitted to withdraw the entire balance award amount along with

interest and cost.

____________ https://www.mhc.tn.gov.in/judis Page No 8 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

17. In the result, C.M.A.No.2901 of 2015 stands dismissed.

Cross Obj.No.26 of 2022 stands partly allowed. No costs.

25.03.2022

Index : Yes/No Internet : Yes / No kkd

To:-

The Motor Accident Claims Tribunal (Sub Court) Ariyalur.

____________ https://www.mhc.tn.gov.in/judis Page No 9 of 10 C.M.A.No.2901 of 2015 and Cross Obj.No.26 of 2022

J.NISHA BANU,J.

kkd

C.M.A.No.2901 of 2015 and Cross.Obj.No.26 of 2022

25.03.2022

____________ https://www.mhc.tn.gov.in/judis Page No 10 of 10

 
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