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The Branch Manager vs Unnamalai
2022 Latest Caselaw 10628 Mad

Citation : 2022 Latest Caselaw 10628 Mad
Judgement Date : 21 June, 2022

Madras High Court
The Branch Manager vs Unnamalai on 21 June, 2022
                                                                        C.M.A.No.2696 of 2021

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED: 21.06.2022

                                                     CORAM:

                                  THE HONOURABLE MS.JUSTICE V.M.VELUMANI
                                                   and
                                   THE HONOURABLE MR.JUSTICE S.SOUNTHAR


                                             C.M.A.No.2696 of 2021
                                           and C.M.P.No.15481 of 2021

                  The Branch Manager
                  The New India Assurance Company Limited
                  Krishnagiri – 635 001.                                      ... Appellant

                                                         Vs.

                  1.Unnamalai
                  2.Murugamma
                  3.C.Sadiq Basha                                           ... Respondents



                  Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of Motor

                  Vehicles Act, 1988, against the judgment and decree dated 07.11.2020 made

                  in M.C.O.P.No.209 of 2019 on the file of Motor Accident Claims Tribunal,

                  Special District Court, Krishnagiri.



                  1/16


https://www.mhc.tn.gov.in/judis
                                                                                     C.M.A.No.2696 of 2021

                                               For Appellant     : Mr.K.Vinod

                                               For R1 and R2     : Mr.SP.Yuaraj

                                               For R3            :   No appearance

                                                         JUDGMENT

(Judgment of the Court was delivered by V.M.VELUMANI,J.)

This Civil Miscellaneous Appeal has been filed by the

appellant/Insurance Company against the judgment and decree dated

07.11.2020 made in M.C.O.P.No.209 of 2019 on the file of Motor Accident

Claims Tribunal, Special District Court, Krishnagiri.

2.The appellant/Insurance Company is the 2nd respondent in

M.C.O.P.No.209 of 2019 on the file of Motor Accident Claims Tribunal,

Special District Court, Krishnagiri. The respondents 1 and 2 filed the said

claim petition claiming a sum of Rs.50,00,000/- as compensation for the

death of one C.Mariyappan, who died in the accident that took place on

26.08.2016.

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

3.According to the respondents 1 and 2, on the date of accident i.e., on

26.08.2016 at about 19.50 hours, while the deceased Mariyappan was riding

in his TVS star city motorcycle bearing Registration No.TN 70 H 8734 in

Kelamangalam to Denkanikottai Road towards Peramandapatti i.e., from

North to South direction, on the left hand side of the road, near Rajalakshmi

Theatre and Pappannam Coconut mandy, the driver of the lorry belonging to

the 3rd respondent bearing Registration No.TN 24 AE 5252, who was coming

from coconut mandy, suddenly entered into the main road, drove the same in

a rash and negligent manner, dashed against the motorcycle driven by the

said Mariyappan on the left hand side and caused the accident. In the

accident, the deceased Mariyappan sustained injuries and in spite of treatment

given, he died in the hospital. Therefore, the respondents 1 and 2, mother and

sister of the deceased Mariyappan filed the above claim petition claiming

compensation for his death against the 3rd respondent, owner of the lorry and

appellant/Insurance Company, insurer of the said lorry.

4.The 3rd respondent, owner of the lorry filed counter statement and

denied the averments made in the claim petition and stated that driver of the

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

lorry belonging to the 3rd respondent drove the same with due care and

caution. The deceased Mariyappan alone rode the motorcycle without

observing the rules, proceeded before the lorry and invited the accident. The

deceased Mariyappan did not possess valid driving license at the time of

accident. The driver of the lorry possessed valid driving license at the time of

accident and therefore, the appellant/Insurance Company is liable to

indemnify the 3rd respondent as the lorry is insured with them. In any event,

the compensation claimed by the respondents 1 and 2 is excessive and prayed

for dismissal of the claim petition.

5.The appellant/Insurance Company filed counter statement denying

the averments made in the claim petition and stated that the driver of the lorry

belonging to the 3rd respondent does not possess valid driving license to

drive the vehicle, valid Fitness Certificate and Permit at the time of accident.

The deceased Mariyappan, knowing fully well that the lorry was already

proceeding before him in the main road, rode the motorcycle in a rash and

negligent manner and invited the accident. The deceased did not wear helmet

at the time of accident, which is in violation of policy condition and

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

contributory negligence has to be fixed on the deceased. The

appellant/Insurance Company has also denied the age, avocation and income

of the deceased. In any event, the compensation claimed by the respondents 1

and 2 is excessive and prayed for dismissal of the claim petition.

6.Before the Tribunal, the 1st respondent, mother of the deceased,

examined herself as P.W.1, one Gowran, eye-witness to the accident was

examined as P.W.2 and one Muthu, Proprietor, Shri Amman Engineering

Works, employer of the deceased, was examined as P.W.3 and 13 documents

were marked as Exs.P1 to P13. The appellant/Insurance Company did not let

in any oral and documentary evidence.

7.The Tribunal considering the pleadings, oral and documentary

evidence, held that the accident occurred due to rash and negligent driving

by the driver of the lorry belonging to the 3rd respondent, fixed 90%

negligence on the part of driver of the lorry and 10% contributory negligence

on the part of deceased, as he did not possess valid driving license at the time

of accident, arrived at a sum of Rs.40,21,200/- as compensation to the

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

respondents 1 & 2 and directed the appellant/Insurance Company being

insurer of the said lorry to pay a sum of Rs.36,19,080/- being 90% of the

award amount as compensation to the respondents 1 and 2.

8.Against the said award dated 07.11.2020 made in M.C.O.P.No.209 of

2019, the appellant/Insurance Company has come out with the present appeal.

9.The learned counsel appearing for the appellant/Insurance Company

contended that the deceased Mariyappan, knowing fully well that the Lorry

was already proceeding before him in the main road, rode the motorcycle in a

rash and negligent manner and invited the accident. The Tribunal ought to

have fixed entire negligence on the deceased. The Tribunal failed to

appreciate that the deceased did not wear helmet and did not possess valid

driving license at the time of accident and erred in fixing only 10%

negligence on the part of the deceased. The deceased died due to head injury.

He did not wear helmet at the time of accident. Had the deceased used helmet

while riding the motorcycle, it would have reduced the impact of the accident.

The learned counsel further contended that except marking of Ex.P3/salary

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

certificate of the deceased, the respondents 1 and 2 did not file any

documents to prove the avocation and income of the deceased. In the absence

of any valid documents such as attendance register, wage register or bank

statement, with regard to avocation and income of the deceased, the monthly

income of Rs.19,500/- fixed by the Tribunal is excessive. The deceased died

as a bachelor and the Tribunal ought to have deducted 50% instead of 1/3 rd

towards personal expenses. The amounts awarded by the Tribunal under

different heads are excessive and prayed for setting aside the award of the

Tribunal.

10.In support of his contentions, the learned counsel appearing for the

appellant relied on the judgment reported in 2021 (2) TNMAC 681

[Panneerselvam @ Panneer and another vs. Two Distribution and

another), wherein it has been held as follows:

“14. .. .. We also conclude that in the given circumstance, the extent of contribution of the Driver of the Car appears to be less. At the same time, major portion of the contribution to the accident is on the part of the deceased. This is more so that the deceased did not wear

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

helmet at the time of accident. Further, on the date of accident, the deceased was a minor and not in possession of a Driving License to drive the Two-wheeler. Therefore, it is appropriate to fix 25% liability of the part of the Driver of the Car and 75% on the part of the deceased himself. ”

11.Per contra, the learned counsel appearing for the respondents 1 and

2 contended that the accident has occurred only due to rash and negligent

driving by the driver of the lorry belonging to the 3 rd respondent. The

respondents 1 and 2 examined the eye-witness to the accident as P.W.2 and

marked the F.I.R., which was registered against the driver of the lorry as

Ex.P1 and proved the negligence on the part of the driver of lorry. The

learned counsel further contended that the deceased was working as Welder

in Shri Amman Engineering Works, Hosur and also was doing flower

business and was earning a sum of Rs.25,000/- per month. The respondents 1

and 2 examined the Proprietor of the deceased company as P.W.3, marked the

salary certificate as Ex.P3 and proved the avocation and income of the

deceased. The total compensation awarded by the Tribunal is not excessive

and prayed for dismissal of the appeal.

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

12.Though notice has been served on the 3rd respondent and his name

is printed in the cause list, there is no representation for him either in person

or through counsel.

13.Heard the learned counsel appearing for the appellant as well as the

learned counsel appearing for the respondents 1 and 2 and perused the entire

materials on record.

14.It is the case of the respondents 1 and 2 that the deceased

Mariyappan was riding his two wheeler on the left hand side of the road, at

that time, the driver of the lorry belonging to the 1st respondent drove the

same in a rash and negligent manner, suddenly entered into the main road,

dashed against the motorcycle on its left side and caused the accident. In the

accident, said Mariappan sustained injuries and died. To substantiate their

contention, the 1st respondent examined herself as P.W.1 and one Gowran,

eye-witness to the accident, was examined as P.W.2 and marked F.I.R., which

was registered against the driver of the lorry as Ex.P1. P.W.2 deposed that

accident has occurred only due to rash and negligent driving by the driver of

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

the lorry belonging to the 3rd respondent. On the other hand, it is the case of

the appellant/Insurance Company that driver of the lorry was not negligent

and not responsible for the accident. The deceased alone rode the motorcycle

in a rash and negligent manner, dashed on the lorry and invited the accident.

At the time of accident, the deceased did not wear helmet and did not possess

valid driving license and entire negligence has to be fixed on the deceased.

The appellant has not let in any evidence or mark any document to

substantiate their case. They have not given any complaint against the

deceased. The Tribunal considering Ex.P1 and uncontroverted evidence of

P.W.2, held that the accident occurred due to rash and negligent driving by the

driver of the lorry. Further, it is the case of the appellant that deceased was

not having driving license and did not wear helmet at the time of accident.

The respondents 1 and 2 did not deny that deceased was not wearing helmet

at the time of accident. The Tribunal considering the fact that deceased did

not possess driving license at the time of accident, fixed 10% contributory

negligence on the deceased. Contributory negligence cannot be fixed on the

part of the deceased for not possessing driving license alone. It must be

proved by acceptable evidence that the deceased or injured person

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

contributed to the accident. On the failure of the appellant to prove that

deceased was also negligent and responsible for the accident, 10%

contributory negligence fixed on the deceased for not possessing driving

license on the deceased is set aside. At the same time, it is the statutory duty

on the part of the rider of two wheeler to wear helmet in order to avoid

serious head injury, which in most cases result in death of rider or pillion

rider of the motorcycle. The Tribunal held that accident occurred due to

negligence of lorry driver. Having held so, fixed 10% negligence on the

deceased for not possessing driving license. We have set aside that portion of

the award. In view of not wearing helmet by the deceased at the time of

accident, 10% contributory negligence is fixed on the deceased. The award of

the Tribunal fixing 90% of the liability on the appellant and directing the

appellant to pay 90% of the award amount is not interfered with.

15.As far as quantum of compensation is concerned, it is the case of the

respondents 1 and 2 that deceased was aged 23 years at the time of accident,

he was working as Welder in Shri Amman Engineering Works at Hosur and

was also helping his mother in flower vending business as part time job and

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

was earning a sum of Rs.25,000/- per month. To substantiate their case, the

appellant examined one Muthu, Proprietor of Shri Amman Engineering

Works at Hosur as P.W.3 and marked Ex.P3/salary certificate. P.W.3 deposed

that the deceased was working as Welder in his workshop and was paid

Rs.650/- per day. P.W.3 did not produce any document to show that deceased

was working in his workshop in all 30 days or 25 days in a month. The

deceased was only a daily wager and being a welder, he would not have

worked in all 30 days or 25 days in a month. The Tribunal taking into

consideration Ex.P3/salary certificate, fixed a sum of Rs.19,500/- (Rs.650/- X

30) as monthly income of the deceased. In the interest of justice, we are of the

considered opinion that monthly income fixed by the Tribunal is excessive

and it would be just and proper to hold that the deceased would have worked

for 20 days in a month and earned Rs.650/- for 20 days i.e. Rs.13,000/- per

month (Rs.650/- X 20). The deceased was aged 23 years at the time of

accident as per Ex.P2/Post-mortem certificate. The Tribunal, following the

judgments of the Hon'ble Apex Court reported in 2017 (2) TN MAC 609

(SC) [National Insurance Co. Ltd., Vs. Pranay Sethi and others] and 2009

(2) TNMAC 1 SC (Sarla Verma and others vs. Delhi Transport

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

Corporation and another), has rightly granted 40% enhancement towards

future prospects and applied multiplier '18'. The deceased died as a bachelor

at the time of accident. The Tribunal erroneously deducted 1/3rd towards

personal expenses. As per the judgment of the Hon'ble Apex Court reported

in 2009 (2) TNMAC 1 SC cited supra, the Tribunal ought to have deducted

50% towards personal expenses. By fixing Rs.13,000/- per month as notional

income of the deceased and deducting 50% towards personal expenses, the

amount awarded by the Tribunal towards loss of dependancy is modified to

Rs.19,65,600/- (Rs.13,000/- + 5200 (Rs.13,000/- X 40%) X 12 X 18 X

1/2). The amounts awarded by the Tribunal under all other heads are just and

reasonable and hence, the same are hereby confirmed. Thus the compensation

awarded by the Tribunal is modified as follows:

                    S.No          Description    Amount           Amount          Award
                                                awarded by     awarded by this confirmed or
                                                 Tribunal          Court       enhanced or
                                                   (Rs)             (Rs)        granted or
                                                                                 reduced
                   1.         Loss of              39,31,200        19,65,600 Reduced
                              dependency
                   2.         Loss of estate          15,000           15,000 Confirmed
                   3.         Funeral                 15,000           15,000 Confirmed
                              expenses




https://www.mhc.tn.gov.in/judis
                                                                           C.M.A.No.2696 of 2021

                   4.         Parental              40,000          40,000 Confirmed
                              consortium to
                              the 1st
                              respondent
                   5.         Loss of love and      20,000          20,000 Confirmed
                              affection to the
                              2nd respondent
                              Total               40,21,200       20,55,600 Reduced by
                                                                            Rs.17,69,040/
                              90% of the          36,19,080       18,50,040 -
                              award amount


16.With the above modification, the Civil Miscellaneous Appeal is

partly allowed. The compensation of Rs.36,19,080/- granted by the Tribunal

is hereby reduced to Rs.18,50,040/- together with interest at the rate of 7.5%

per annum (excluding the default period, if any) from the date of petition till

the date of deposit. The appellant/Insurance Company is directed to deposit

the award amount now determined by this Court along with interest and costs,

less the amount already deposited if any, within a period of six weeks from

the date of receipt of a copy of this judgment. On such deposit, the

respondents 1 and 2 are permitted to withdraw their respective share of the

award amount, as per the apportionment fixed by the Tribunal, along with

proportionate interest and costs, after adjusting the amount if any, already

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

withdrawn. The appellant/Insurance Company is permitted to withdraw the

excess amount lying in the deposit to the credit of M.C.O.P.No.209 of 2019

on the file of Motor Accident Claims Tribunal, Special District Court,

Krishnagiri, if the entire award amount has already been deposited by them.

Consequently, connected Miscellaneous Petition is closed. No costs.

(V.M.V., J) (S.S., J) 21.06.2022

Index : Yes / No kj

To

1.The Special District Judge Motor Accident Claims Tribunal Krishnagiri.

2.The Section Officer VR Section High Court Madras.

https://www.mhc.tn.gov.in/judis C.M.A.No.2696 of 2021

V.M.VELUMANI,J.

and S.SOUNTHAR,J.

kj

C.M.A.No.2696 of 2021 and C.M.P.No.15481 of 2021

21.06.2022

https://www.mhc.tn.gov.in/judis

 
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