Wednesday, 13, May, 2026
 
 
 
Expand O P Jindal Global University
 
  
  
 
 
 

Reliance General Ins. Co. Ltd vs S.Subbulaxmi
2022 Latest Caselaw 507 Mad

Citation : 2022 Latest Caselaw 507 Mad
Judgement Date : 10 January, 2022

Madras High Court
Reliance General Ins. Co. Ltd vs S.Subbulaxmi on 10 January, 2022
                                                                            C.M.A.No.3681 of 2021

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                              DATED : 10.01.2022

                                                    CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                             C.M.A.No.3681 of 2021
                                                      and
                                             C.M.P.No.21632 of 2021

                 Reliance General Ins. Co. Ltd.,
                 I Floor, GeeJay Arcade,
                 No.141/71, T.V.Samy Road (west),
                 R.S.Puram,
                 Coimbatore- 2.                                              ... Appellant
                                                       Vs.
                 1.S.Subbulaxmi
                 2.Minor Melvin Raja
                 3.Minor Anne Priyadarshini
                 (Minors 2 & 3 are represented by their guardian
                 mother-S.Subbulaxmi)
                 4.Meddledo Mary
                 5.Arusamy
                 6.Chandrika
                 7.Vasanthamani                                              ... Respondents
                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988 to set aside the Judgment and decree dated 7th June, 2018
                 passed in M.C.O.P. No.285 of 2014 by the Motor Accident Claims Tribunal,


                 1/8

https://www.mhc.tn.gov.in/judis
                                                                                       C.M.A.No.3681 of 2021

                 Special Sub Court (M.C.O.P) at Coimbatore.

                                       For Appellant   :   Mr.C.Bhuvanasundari
                                       For Respondents :   Mr.S.Gunalan
                                                           for R1 to R3.


                                                       JUDGMENT

[Judgment of the Court was delivered by V.SIVAGNANAM, J.]

This appeal arises out of the Judgment and decree made in M.C.O.P.

No.285 of 2014 dated 07.06.2018 by the Motor Accident Claims Tribunal,

Special Sub Court (M.C.O.P) at Coimbatore.

2.For the sake of convenience, parties are referred to as per their ranking in

the claim petition.

3.The case of the claimants is that on 03.02.2009 at about12.15 pm., the

deceased Antonyraj was riding his Hero Honda Motor Cycle Splendor Plus,

bearing Registration No.TN 38 AC 7056 in a careful manner by strictly following

the traffic rules from North to South direction on the Sathy main road and

proceed for Sundarapuram. When he is nearby Athipalayam Pirivu, Sridevi

Bakery, the lorry bearing Registration No.TN 28 P 9531 driven by the 1 st

respondent in a rash and negligent manner dashed against the deceased. Due to

https://www.mhc.tn.gov.in/judis C.M.A.No.3681 of 2021

the accident, the deceased was thrown away from the vehicle and sustained

grievous head injuries, died on the spot.

4.Alleging that the accident had taken place due to the rash and negligent

driving of the driver of the 1st respondent lorry, the claimants laid a petition,

claiming compensation of Rs.35,00,000/-.

5.The appellant resisted the claim petition by filing counter statement, in

which, it is stated that the deceased was responsible for the accident and hence,

the appellant is not liable to pay compensation. They also disputed the age,

income and occupation of the deceased.

6.Before the Tribunal, on the side of the claimants, P.Ws.1 and 2 were

examined and Exs.P1 to Ex.P.13 were marked. On the side of the

appellant/Insurance Company, neither the witnesses were examined nor the

documents were marked.

7.The Tribunal, after considering the oral and documentary evidence, held

that the 1st respondent-driver of the lorry was responsible for the accident and

awarded compensation of Rs.16,45,000/- to the claimants. The break-up details of

the amounts awarded by the Tribunal under various heads are as follows:-

https://www.mhc.tn.gov.in/judis C.M.A.No.3681 of 2021

Compensation for loss of dependency Rs. 15,75,000/-

                             Loss of consortium                  Rs.   40,000/-
                             Funeral Expenses                    Rs.   15,000/-
                             Loss of Estate                      Rs.   15,000/-
                             Total                               Rs.   16,45,000/-



8.Against the award, the appellant Insurance Company has filed the present

appeal.

9.Heard Ms.C.Bhuvanasundari, learned counsel appearing for the

appellant/Insurance Company and Mr.B.Gopala Krishnan, learned counsel

appearing for the respondents 1 to 3 and also perused the materials available on

record.

10.The learned counsel appearing for the appellant/Insurance Company has

contended that the Tribunal has failed to note that there is negligence on the part

of the deceased. She has further contended that though the claimants have

produced the Ex.P.13-Income Tax letter for the assessment years 2005-06 and

2006-2007 showing the annual income of the deceased as Rs.84,190 and

Rs.99,830/- respectively, the Tribunal without any valid evidence fixed the

monthly income of the deceased as Rs.10,000/- and arrived a sum of

https://www.mhc.tn.gov.in/judis C.M.A.No.3681 of 2021

Rs.15,75,000/- under the head of Loss of dependency.

11.In reply, the learned counsel appearing for the respondents 1 to 3 would

state that the deceased is a Auditor cum business man, who is running a business

in the name and style of M/s United Services. Since the deceased has not filed the

Income Tax return for the assessment year 2007-2008, it cannot be construed that

the deceased might have received the monthly income, less than the last year.

Therefore, the Tribunal has rightly arrived a sum of Rs.15,75,000/- under the head

of loss of dependency, by fixing the monthly income as Rs.10,000/-. Thus, he

pleaded to dismiss this appeal.

12.Perusal of records reveal that the Tribunal, on proper appreciation of

evidence of First Information Report (Ex.P.1), found that the accident occurred

due to the rash and negligent driving of the 1st respondent/driver of the Lorry.

With regard to compensation, the Tribunal considering the evidence of P.W.1, and

documents, Ex.P.10-Income Tax return for the year 2005-2006, 2006-2007,

Ex.P.13-Income Tax letter and considering the age of the deceased fixed the

monthly income and adopted correct multiplier by following the decision in

Sarala Verma and Others Vs. Delhi Transport Corporation and another

https://www.mhc.tn.gov.in/judis C.M.A.No.3681 of 2021

reported in 2009 TN MAC 1, and awarded a just and reasonable compensation.

Further, the quantum of compensation under remaining heads fixed by the

Tribunal are reasonable. We find no reason to interfere with the conclusion

reached by the Tribunal. This appeal has no merit. Hence, this appeal is liable to

be dismissed.

13.In such view of the matter, this Civil Miscellaneous Appeal is

dismissed as devoid of merits. The appellant/Insurance Company is directed to

deposit the entire award amount with accrued interest and costs, less the amount

already deposited, if any, within a period of eight weeks from the date of receipt

of a copy of this order. On such deposit is being made, the major claimants are

permitted to withdraw the award amount as apportioned by the Tribunal, less the

amount already withdrawn, if any, together with proportionate interest and costs.

Further, the Tribunal is directed to deposit the share of the minor claimants in any

one of the nationalized bank, as fixed deposit under the Cumulative Deposit

Scheme, till the minor attains the age of major and hand over the fixed deposit

certificate to the mother of the minor claimants. Till such time, the interest

accrued thereon shall be withdrawn by the first claimant/wife of the deceased,

https://www.mhc.tn.gov.in/judis C.M.A.No.3681 of 2021

once in three months directly from the Bank. No costs. Consequently, connected

miscellaneous petition is closed.

                                                              [M.K.K.S.,J.]            [V.S.G.,J.]
                                                                              10.01.2022
                 Jer
                 Intex       : Yes/No
                 Internet    : Yes/No
                 Speaking order/Non-speaking order

                 To
                 1.The Motor Accident Claims Tribunal

Special Sub Court (M.C.O.P) at Coimbatore.

2.The Section Officer V.R.Section, Madras High Court, Chennai.

https://www.mhc.tn.gov.in/judis C.M.A.No.3681 of 2021

K.KALYANASUNDARAM, J.

and V.SIVAGNANAM, J.

Jer

JUDGMENT MADE IN C.M.A.No.3681 of 2021 and C.M.P.No.21632 of 2021

10.01.2022

https://www.mhc.tn.gov.in/judis

 
Download the LatestLaws.com Mobile App
 
 
Latestlaws Newsletter
 

Publish Your Article

 

Campus Ambassador

 

Media Partner

 

Campus Buzz

 

LatestLaws Guest Court Correspondent

LatestLaws Guest Court Correspondent Apply Now!
 

LatestLaws.com presents: Lexidem Offline Internship Program, 2026

 

LatestLaws.com presents 'Lexidem Online Internship, 2026', Apply Now!

 
 

LatestLaws Partner Event : IJJ

 

LatestLaws Partner Event : Smt. Nirmala Devi Bam Memorial International Moot Court Competition

 
 
Latestlaws Newsletter