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The National Insurance Company ... vs Suresh Muthu @ Suresh
2022 Latest Caselaw 213 Mad

Citation : 2022 Latest Caselaw 213 Mad
Judgement Date : 5 January, 2022

Madras High Court
The National Insurance Company ... vs Suresh Muthu @ Suresh on 5 January, 2022
                                                                                    C.M.A. No.652 of 2020

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    DATED : 05.01.2022

                                                         CORAM

                      THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                          and
                         THE HONOURABLE MR. JUSTICE V.SIVAGNANAM

                                                  C.M.A. No.652 of 2020
                                                 and CMP.No.5677 of 2021


                The National Insurance Company Limited,
                Rep. by its Divisional Manager,
                Having its Office at
                Officers Line Vellore.                                                  ...appellant

                                                             Vs.
                1. Suresh Muthu @ Suresh
                2. Vinayaha Pipe Industries                                           ...respondents

                          Prayer: Civil Miscellaneous Appeal filed under Section 173 of
                Motor Vehicle Act, against the judgment and decree passed in this matter by
                the       Motor       Accident      Claims   Tribunal    (Special    Sub-Judge)        at
                Tiruvannamalai, in MCOP No.1546 of 2017, dated 02.04.2018 and allow
                the appeal.


                                    For Appellant             : M/s.P.Sobana Devi
                                                                for M/s.R.Ravichandran
                                    For Respondents
                                         for R1               : Mr.S.S.Rajesh
                                         for R2               : Set ex-parte before the Tribunal


https://www.mhc.tn.gov.in/judis
                Page No.1/8
                                                                            C.M.A. No.652 of 2020

                                               JUDGMENT

[Judgment of the Court was delivered by K.KALYANASUNDARAM, J]

The appeal is heard through video conferencing.

2. This appeal arises out of the award passed by the Motor Accident

Claims Tribunal (Special Sub-Judge) at Tiruvannamalai in MCOP No.1546

of 2017, dated 02.04.2018.

3. The brief facts of the case are that on 01.09.2013, at about

7.30 p.m., the claimant along with his family members, after attending a

function, were returning in a Toyota Innova Car bearing Registration

No.TN-20-CY-2050. While they were nearing a Primary Health Centre at

Periyakozhappalur Village, an Eicher Lorry bearing Registration No.

TN-02-AE-8815, driven by its driver in the opposite direction, in a rash and

negligent manner had hit the Car. Due to the impact, the claimant sustained

multiple fracture on his right shoulder, right elbow, right hand, left thigh,

right thigh and his right hand got smashed in the said accident. Immediately,

the claimant was taken to the Christian Medical College and Hospital,

Vellore and then he was referred to MIOT Hospital, Chennai, wherein he

underwent plastic surgery. The Sub-Inspector of Police, Peranamallur Police

https://www.mhc.tn.gov.in/judis Page No.2/8 C.M.A. No.652 of 2020

Station, registered a case in Cr.No.224 of 2013 against the driver of the

second respondent's Eicher Lorry. Hence, the claimant laid a claim petition

for a sum of Rs.60,00,000/-.

4. The Insurance Company filed their counter statement disputing the

manner of accident as projected by the claimants, age, occupation and

income of the claimant and their liability to pay the compensation.

5. To substantiate the case on the side of the claimant, PW1 and PW2

were examined and Exs.P1 to P38 were marked. On the side of the

Insurance Company, neither any oral evidence was adduced nor any

document was marked. The Court document Ex.C1 was marked.

6. The Tribunal, after considering the oral and documentary evidence,

held that the accident had occurred due to the rash and negligent driving of

the driver of the second respondent's vehicle. By coming to such

conclusion, the Tribunal passed an award for a sum of Rs.19,70,800/- along

with interest at 7.5% p.a. from the date of petition till the date of deposit

and directed the Insurance Company to pay the above compensation. The

break-up details of the amounts awarded by the Tribunal under various

heads are as follows:

https://www.mhc.tn.gov.in/judis Page No.3/8 C.M.A. No.652 of 2020

S. Heads under which the amount Amount in Rs.

                           No.              is awarded by the Tribunal
                          1.      Loss of Future Income                       10,75,200
                          2.      Pain & Sufferings                              75,000
                          3.      Medical Expenses                             8,00,600
                          4.      Transportation                                 10,000
                          5.      Extra-nourishment                              10,000
                                  Total                                       19,70,800



Challenging the above compensation, the Insurance Company has preferred

this appeal.

7. The only contention raised by the learned counsel for the

appellant/Insurance Company is with regard to the nature of injuries

sustained by the claimant. PW2, who is the father of the claimant, had

deposed that the Eicher Lorry just rubbed the Innova Car, in which the

claimant travelled, and sped away. Ex.P22 Motor Vehicle Inspector's report

reveals only minor damage to the said Car. If so, the claimant would not

have suffered serious injuries in the accident. Hence, 60% disability taken

by the Tribunal for calculating the Loss of Future Income, is on the higher

side.

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8. In reply, the learned counsel for the claimant submitted that soon

after the accident, the claimant was taken to Christian Medical College and

Hospital, Vellore, wherein first aid treatment was given and subsequently,

he took treatment at MIOT Hospital as an in-patient from 02.09.2013 to

02.10.2013 and also from 20.11.2013 to 23.11.2013. In order to substantiate

the injuries sustained by the claimant, he produced Ex.P2 Accident Register

and Ex.P3 Discharge Summary.

9. Heard both sides and perused the materials available on record.

10. Perusal of records reveals that in the accident, the claimant

suffered severe injuries and he was admitted as in-patient in MIOT

Hospital, which is evident from EX.P3 discharge summary, wherein, the

cliamnt was diagnosed with i) Compound Grade 3 fracture both bone right

forearm, ii) Major Crush injury at right hand and iii) Fracture Olecranon.

Ex.P4 Discharge Summary, shows that there was Gangrene at the right

index and middle finger of the claimant and on 19.10.2013, both the fingers

were amputated.

https://www.mhc.tn.gov.in/judis Page No.5/8 C.M.A. No.652 of 2020

11. Further, the Tribunal referred the claimant to Medical Board at

Government Tiruvannamalai Medical College and Hospital to assess his

disability. After examining the claimant, the Medical Board opined that due

to the injuries, the claimant sustained 60% disability and the report of the

Medical Board was marked as Ex.P35. Since the Medical Board after

verifying the records assessed the percentage of disability sustained by the

claimant and the same was further verified and confirmed by the Tribunal,

we find no reason to interfere with the same.

12. With regard to the quantum, perusal of the records would show

that the Tribunal, considering Ex.P31 salary certificate and also considering

the age of the claimant had fixed the monthly income and by adopting

correct multiplier, and also by following the decision of the Supreme Court

in Sarala Verma and others vs. Delhi Transport Corporation and

another reported in 2009 TN MAC 1, awarded a just and reasonable

compensation. Further, the quantum of compensation awarded by the

Tribunal under the other heads are fair. We find no reason to interfere with

the conclusion arrived at by the Tribunal.

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13. For the foregoing reasons, the Civil Miscellaneous Appeal fails

and the same is dismissed. The appellant/Insurance Company is directed to

deposit the award amount with accrued interest and costs, less the amount

already deposited, if any, within a period of six weeks from the date of

receipt of a copy of this judgment. On such deposit, the claimant is

permitted to withdraw the award amount, less the amount already

withdrawn, if any, together with proportionate interest and costs. No costs.

Consequently, connected Miscellaneous Petition is closed.




                                                                   [M.K.K.S, J] [V.S.G., J]
                                                                         05.01.2022
                Index      : Yes / No
                Speaking order: Yes/No
                pvs

                To
                1. The Special District Judge,
                    Motor Accident Claims Tribunal at Erode
                2. The Section Officer,
                   V.R.Section, High Court, Madras.




https://www.mhc.tn.gov.in/judis
                Page No.7/8
                                             C.M.A. No.652 of 2020

                                  K.KALYANASUNDARAM, J.
                                                    and
                                        V.SIVAGNANAM, J.



                                                             pvs




                                       C.M.A. No.652 of 2020




                                                    05.01.2022


https://www.mhc.tn.gov.in/judis
                Page No.8/8

 
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