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The United India Insurance ... vs Jayammal
2022 Latest Caselaw 1030 Mad

Citation : 2022 Latest Caselaw 1030 Mad
Judgement Date : 24 January, 2022

Madras High Court
The United India Insurance ... vs Jayammal on 24 January, 2022
                                                                             C.M.A.No.1951 of 2016
                                                                 and Cross Objection No.39 of 2021


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    DATED: 24.01.2022

                                                        CORAM:

                                  THE HONOURABLE MS.JUSTICE V.M.VELUMANI

                                                C.M.A.No.1951 of 2016
                                           and Cross Objection No.39 of 2021
                                               & C.M.P.No.14182 of 2016

                  C.M.A.No.1951 of 2016

                  The United India Insurance Company Ltd.,
                  Divisional Office II,
                  Peramanoor Main Road,
                  Salem 636 007.                                                       .. Appellant

                                                           Vs.
                  1.Jayammal
                  2.Saitu
                  3.Amarnath                                                        .. Respondents

Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of Motor

Vehicles Act, 1988, against the Judgment and Decree dated 31.03.2016 in

M.C.O.P.No.92 of 2014 on the file of the Motor Accident Claims Tribunal,

Additional District Court, Salem.

                                    For Appellant       : Mr.J.Chandran

                                    For Respondents     : Mr.S.P.Yuvaraj for R1 and R2





https://www.mhc.tn.gov.in/judis
                                                                           C.M.A.No.1951 of 2016
                                                               and Cross Objection No.39 of 2021


                  Cross Objection No.39 of 2021:

                  1.Jayammal
                  2.Saitu                                                       .. Cross Appellants

                                                         Vs.

                  1.The United India Insurance Company Ltd.,
                    Divisional Office II,
                    Peramanoor Main Road,
                    Salem 636 007.

                  2.Amarnath                                                  .. Respondents

Prayer: This Cross Appeal is filed under Order XLI Rule 22 of C.P.C against C.M.A.No.1951 of 2016 which has been filed against the judgment and decree dated 31.03.2016 made in M.C.O.P.No.92 of 2014 on the file of the Motor Accident Claims Tribunal, Additional District Court, Salem.


                                  For Cross Appellants   : Mr.S.P.Yuvaraj
                                  For R1                 : Mr.J.Chandran

                                           COMMON JUDGMENT


This Civil Miscellaneous Appeal has been filed by the Insurance

Company against the award dated 31.03.2016 made in M.C.O.P.No.92 of 2014

on the file of the Motor Accident Claims Tribunal, Additional District Court,

Salem.

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

2.The Cross-Objection has been filed by the claimants in

M.C.O.P.No.92 of 2014 seeking enhancement of compensation granted by the

Tribunal in the award dated 31.03.2016 made in M.C.O.P.No.92 of 2014 on

the file of the Motor Accident Claims Tribunal, Additional District Court,

Salem.

3.The appellant/Insurance Company is the 2nd respondent in

M.C.O.P.No.92 of 2014 on the file of the Motor Accident Claims Tribunal,

Additional District Court, Salem. The respondents 1 and 2 filed the said claim

petition against the appellant as well as the 3rd respondent being insurer and

owner of the offending vehicle, claiming a sum of Rs.25,00,000/- as

compensation for the death of one Selembarasan, who died in the accident that

took place on 17.04.2013.

4.According to the respondents 1 and 2, on the date of accident i.e.,

17.04.2013 at about 2.30 a.m., while the deceased Selembarasan was travelling

as a pillion rider in the motorcycle driven by the 3rd respondent, rider-cum-

owner of the motorcycle rode the same in a rash and negligent manner on

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

Salem to Tirupathy road, near Ambur, hit against the Eicher van and fell down.

In the said accident, the said Selembarasan sustained grievous head injury and

died. Therefore, the respondents 1 and 2 have filed the claim petition claiming

a sum of Rs.25,00,000/- as compensation against the 3rd respondent as well as

the appellant being owner and insurer of the motorcycle.

5.The appellant/Insurance Company filed counter statement denying all

the averments made in the claim petition and stated that when the deceased

was travelling as a pillion rider in a motorcycle driven by the 3rd

respondent/owner, near Ambur bus stand, the driver of the Eicher van drove

the same behind the motorcycle in a rash and negligent manner and dashed on

the rear side of the motorcycle. Due to that impact, the deceased fell down

from the motorcycle and sustained head injuries and died at Government

Hospital, Vellore. The accident occurred only due to the negligence of the

Eicher van. The First Information Report was also registered against the said

driver of the Eicher van and it is a clear case of “Hit and Run”. Since the

respondents 1 and 2 could not find out the registration number of the Eicher

van, with a malafide intention to make out a wrongful gain, falsely averted that

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

accident occurred due to negligence of the 3rd respondent/rider of the

motorcycle. The Motor Vehicles Inspector's Report revealed that the Eicher

van ran over the motorcycle and hence, the insurer of the Eicher van alone is

liable to pay compensation to the respondents 1 and 2. The claim petition is

bad for non-joinder of owner and insurer of the Eicher van and mis-joinder of

appellant, insurer of the motorcycle. The respondents 1 and 2 without any

evidence claim that at the time of accident the deceased was a Sales Man,

earning a sum of Rs.12,000/- per month besides doing B.Ed Course. In any

event, the compensation claimed by the respondents 1 and 2 are excessive and

prayed for dismissal of the claim petition.

6.Before the Tribunal, the 1st respondent examined herself as P.W.1 and

examined one Thangaraj, eye-witness as P.W.2 and marked 6 documents as

Exs.P1 to P6. The appellant/Insurance Company examined their official, one

Jeyavel as R.W.1 and marked Insurance Policy as Ex.R1.

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

7.The Tribunal considering the pleadings, oral and documentary

evidence held that the accident occurred due to the negligence of both the

driver of the eicher van as well as the rider of the motorcycle. The Tribunal

considering the evidence of P.W.2, eye-witness to the accident, held that 3rd

respondent/ rider-cum-owner of the motorcycle while trying to over take the

eicher van, hit against the eicher van and caused the accident and directed the

appellant/Insurance Company being insurer of the motorcycle to pay a sum of

Rs.8,01,000/- as compensation to the respondents 1 and 2.

8.Against the said award dated 31.03.2016 made in M.C.O.P.No.92 of

2014, the appellant-Insurance Company has come out with the present appeal

and not being satisfied with the amounts awarded by the Tribunal, the

respondents 1 and 2 have come out with the present cross objection, seeking

enhancement of compensation.

9.The learned counsel appearing for the appellant/Insurance Company

contended that the accident occurred due to rash and negligent driving by

driver of the Eicher van. The 3rd respondent who was rider of motorcycle gave

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

a complaint that the accident occurred due to rash and negligent driving by

driver of Eicher van. As per the statement of the 3rd respondent, the driver of

the Eicher van did not stop the van and hence, he could not note down the

registration number of the Eicher van. The Police, after registering the First

Information Report against the driver of the Eicher van, filed referred charge

sheet as undeductable. In view of the same, the respondents 1 and 2 have

claimed that the accident has occurred due to rash and negligent driving by 3rd

respondent, rider-cum-owner of the motorcycle. In any event, the Tribunal

having held that the accident occurred due to negligence of both 3rd respondent,

rider of the motorcycle as well as the driver of the Eicher van, erroneously

fastened the entire liability on the appellant/Insurance Company, without

apportioning 50% liability on the other vehicle. The respondents 1 and 2 failed

to prove the avocation and income of the deceased and the notional income

fixed by the Tribunal is excessive. The respondents 1 and 2 have not made out

any case for enhancement and prayed for setting aside the award of the

Tribunal.

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

10.The learned counsel appearing for the respondents 1 and 2 filed cross

objection and contended that the accident occurred only due to rash and

negligent driving by the 3rd respondent, rider-cum-owner of the motorcycle.

The 3rd respondent, rider-cum-owner of the motorcycle, in order to escape from

his liability, gave a false complaint that the accident occurred only due to rash

and negligent driving by driver of the Eicher van. The respondents 1 and 2

examined one Thangaraj, eye-witness to the accident as P.W.2, to prove that

the accident occurred only due to rash and negligent driving by 3rd respondent,

rider-cum-owner of the motorcycle. The Tribunal erroneously held that both

the driver of the Eicher van as well as the 3rd respondent, rider-cum-owner of

the motorcycle, were negligent and caused the accident. At the time of

accident, the deceased was working as a Sales Man in Men's Wear and was

earning a sum of Rs.12,000/- per month. The Tribunal erroneously fixed a

meagre amount of Rs.7,000/- per month as notional income of the deceased.

The deceased was aged 24 years at the time of accident. The Tribunal has not

granted any enhancement towards future prospects and compensation for loss

of estate. The Tribunal has awarded a meagre amount towards loss of love and

affection and prayed for enhancement of compensation and dismissal of the

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

appeal.

11.Heard the learned counsel appearing for the appellant/Insurance

Company as well as the learned counsel appearing for the respondents 1 and 2

and perused the entire materials on record.

12.From the materials available on record, it is seen that at the time of

accident, the deceased travelled as a pillion rider in the motorcycle bearing

Registration No.TN 54 D 1652, driven by the 3rd respondent. In the accident,

the deceased sustained fatal injury. According to the respondents 1 and 2, the

3rd respondent drove the motorcycle in a rash and negligent manner and dashed

against the Eicher van and caused the accident. It is the further case of the

respondents 1 and 2 that the 3rd respondent, in order to escape from his

liability, gave a false complaint against the driver of the Eicher van. The 1st

respondent examined herself as P.W.1, before the Tribunal and deposed as per

the averments in the claim petition. She is not an eye-witness to the accident.

The respondents 1 and 2 examined one Thangaraj, eye-witness to the accident

as P.W.2, who deposed that when the 3rd respondent tried to over take the

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

Eicher van, he lost the control. At that time, the Eicher van hit the motorcycle

and thus the accident occurred. In the accident, both the 3rd respondent/rider-

cum-owner of the motorcycle as well as the deceased/ pillion rider fell down

and van hit the deceased and caused fatal injury.

13.On the other hand, it is the case of the appellant that the accident

occurred only due to rash and negligent driving by driver of the Eicher van.

The appellant/Insurance Company relied on the First Information Report to

substantiate their contention. The First Information Report was registered

based on the complaint given by the 3rd respondent and he is an interested

person. It is the case of the respondents 1 and 2 that in order to escape from his

liability, the 3rd respondent gave a false complaint against the driver of Eicher

van. The 3rd respondent did not appear before the Tribunal and prove the

statement given by him. Admittedly, the accident occurred near Ambur bus

stand. It is also seen from the claim petition that the driver of the auto took the

deceased as well as the 3rd respondent/rider of the motorcycle to the Hospital.

The respondents 1 and 2 examined one of the eye-witnesses. The appellant did

not examine any eye-witness to prove that the accident occurred due to

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

negligence by driver of the van. In such circumstances, the Tribunal considered

the evidence of P.W.2, to fix the negligence. P.W.2 has deposed that the 3rd

respondent/rider of the motorcycle tried to over take Eicher van and lost

control and at that time, the van hit the motorcycle. The evidence of P.W.2

shows that the 3rd respondent/rider of the motorcycle has also contributed

negligence. The Tribunal considered this fact in proper perspective and held

that both the driver of the van as well as 3rd respondent/rider of the motorcycle

are responsible for the accident. There is no error in the finding of the Tribunal.

Having held so, the Tribunal failed to apportion percentage of negligence on

the part of the driver of the van and 3rd respondent/rider of the motorcycle.

Considering the materials on record, this Court is of the view that both the

driver of the van and 3rd respondent/rider of the motorcycle are equally

responsible for the accident and each contributed 50% negligence to the

accident. The Tribunal having held that both the driver of the van and 3rd

respondent/rider of the motorcycle are responsible for the accident, erroneously

fastened entire liability on the appellant/Insurance Company. Therefore, the

said portion of the award alone is hereby set aside and the appellant/Insurance

Company is liable to pay only 50% of the compensation awarded by the

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

Tribunal.

14.As far as quantum of compensation is concerned, the respondents 1

and 2 claimed that the deceased was working as a Sales Man in Men's Wear

and was earning a sum of Rs.12,000/- per month. They have not filed any

documents, except Mark Sheet and Transfer Certificate of the deceased. In the

absence of material evidence with regard to avocation and income, the Tribunal

has fixed a sum of Rs.7,000/- per month as notional income of the deceased.

The accident is of the year 2013. The notional income fixed by the Tribunal is

meagre. Considering the date of accident and age of the deceased, a sum of

Rs.9,000/- per month is fixed as notional income of the deceased. The

deceased was aged 24 years at the time of accident. The Tribunal has not

granted any enhancement towards future prospects. The claimants are entitled

to 40% enhancement towards future prospects. The deceased died as bachelor

aged 24 years. Hence, the Tribunal has rightly deducted 50% towards personal

expenses and applied multiplier '18'. By granting 40% enhancement towards

future prospects, the amount granted by the Tribunal towards loss of

dependency is modified to Rs.13,60,800/- {Rs.12,600/- [Rs.9,000/- +

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

Rs.3,600/- (40% of Rs.9,000/-)] X 12 X 18 X 1/2}. The Tribunal has awarded

a meagre amount of Rs.20,000/- towards loss of love and affection and the

same is hereby enhanced to Rs.80,000/-. The amounts granted by the Tribunal

towards funeral expenses is excessive and the same is reduced to Rs.15,000/-.

The Tribunal has not awarded any amount towards loss of estate. Hence, a sum

of Rs.15,000/- is awarded towards loss of estate. Thus, the compensation

awarded by the Tribunal is modified as follows:

S. No Description Amount Amount Award confirmed awarded by awarded by or enhanced or Tribunal this Court granted (Rs) (Rs)

1. Loss of dependency 7,56,000/- 13,60,800/- Enhanced

2. Loss of love and affection 20,000/- 80,000/- Enhanced

3. Funeral expenses 25,000/- 15,000/- Reduced

4. Loss of estate - 15,000/- Granted Total 8,01,000/- 14,70,800/- Enhanced by Rs.3,34,900/-

                                   50% of compensation            4,00,500/-        7,35,400/-
                                                                                                  (Rs.7,35,400/-
                                                                                                        -
                                                                                                  Rs.4,00,500/-)




15.In the result, both the Civil Miscellaneous Appeal and Cross

https://www.mhc.tn.gov.in/judis C.M.A.No.1951 of 2016 and Cross Objection No.39 of 2021

Objection are partly allowed and the amount awarded by the Tribunal at

Rs.8,01,000/- is hereby enhanced to Rs.14,70,800/- together with interest at

the rate of 7.5% per annum from the date of petition till the date of deposit.

The appellant/Insurance Company is directed to deposit 50% of the award

amount now determined by this Court (i.e., Rs.7,35,400/-) along with

proportionate interest and costs, less the amount if any already deposited,

within a period of six weeks from the date of receipt of a copy of this judgment

to the credit of M.C.O.P.No.92 of 2014 on the file of the Motor Accident

Claims Tribunal, Additional District Court, Salem. On such deposit, the

respondents 1 and 2 are permitted to withdraw their respective share of the

award amount, now determined by this Court as per the ratio of apportionment

fixed by the Tribunal along with proportionate interest and costs after adjusting

the amount, if any already withdrawn, by filing necessary applications before

the Tribunal. Consequently, the connected Miscellaneous Petition is closed. No

costs.

                                                                                       24.01.2022
                  Index           : Yes / No
                  vkr

                  To
                  1.The Additional District Judge,




https://www.mhc.tn.gov.in/judis
                                                                  C.M.A.No.1951 of 2016
                                                      and Cross Objection No.39 of 2021


                    Motor Accident Claims Tribunal,
                    Salem.
                  2.The Section Officer,
                    VR Section, High Court,
                    Madras.




                                                                 V.M.VELUMANI, J.




https://www.mhc.tn.gov.in/judis
                                               C.M.A.No.1951 of 2016
                                   and Cross Objection No.39 of 2021



                                                                vkr




                                             C.M.A.No.1951 of 2016
                                  and Cross Objection No.39 of 2021
                                         & C.M.P.No.14182 of 2016




                                                         24.01.2022







https://www.mhc.tn.gov.in/judis

 
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