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United India Insurance Co. Ltd vs M.Sundari
2021 Latest Caselaw 19639 Mad

Citation : 2021 Latest Caselaw 19639 Mad
Judgement Date : 24 September, 2021

Madras High Court
United India Insurance Co. Ltd vs M.Sundari on 24 September, 2021
                                                                       C.M.A.No.1936 of 2020

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED : 24.09.2021

                                                    CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE V.SIVAGNANAM

                                              C.M.A.No.1936 of 2020
                                                       and
                                              C.M.P.No.14305 of 2020

                 United India Insurance Co. Ltd.,
                 W-122, III Avenue, Anna Nagar,
                 Chennai – 40 (Branch Code 011 200)                        ... Appellant

                                                       Vs.

                 1.M.Sundari
                 2.Seetha Mohan
                 3.Sala Mohan
                 4.M.Vignesh

                 5.M/s Bavani Transport,
                   Rep. by its Partner,
                   No.240, Vellore Road, Katpadi Taluk,
                   Vellore District – 632 008.

                 6.S.Karthikeyan
                                                                            ... Respondents




                 1/9

https://www.mhc.tn.gov.in/judis/
                                                                                   C.M.A.No.1936 of 2020

                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988 against the award and decree dated 03.12.2019 made in MCOP
                 No.2902 of 2013 on the file of the Motor Accidents Claims Tribunal, II Court of
                 Small Causes, Chennai.


                                   For Appellant       :   Mr.S.Arun Kumar

                                   For Respondents     :   Mr.K.S.V.Prasad (for R1 to R4)
                                                           No appearance for R5 and R6


                                                       JUDGMENT

[Judgment of the Court was delivered by V.SIVAGNANAM, J.]

This appeal arises out of the order passed by the Motor Accident Claims

Tribunal, II Court of Small Causes, Chennai in MCOP No.2902 of 2013 dated

03.12.2019.

2.This is the case of the fatal accident. The case of the claimants is that on

30.06.2012 at 23.15 hours, the deceased Mohan was riding a motorcycle bearing

Reg.No.TN-01-AM-7278 from Ambattur Estate Wavin Road from east to west,

near Tata Motors showroom. At that time, a Tipper Lorry bearing Reg.No.TN-23-

BB-3976 driven by its driver in a rash and negligent manner, dashed against the

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1936 of 2020

deceased vehicle. In the impact, the deceased was thrown out from his

motorcycle on the road and the wheels of the Tipper lorry crushed his skull, his

body and sustained fatal injuries and died on the spot. The first claimant is the

wife of the deceased and the claimants 2 to 4 are their daughters and son.

Alleging that the accident had taken place due to the rash and negligent driving of

the Tipper Lorry, the claimants laid a petition, claiming compensation of

Rs.42,57,113/-.

3.Resisting the claim, the appellant Insurance Company filed their counter

disputing the manner of accident, age, avocation and income of the deceased and

its liability to pay the compensation. It was also contended that the claim is

excessive.

4.To substantiate the case, on the side of the claimants, P.Ws.1 to 4 were

examined and Exs.P.1 to Ex.P.27 were marked. On the side of the

appellant/Insurance Company, R.W.1 was examined and Exs.R.1 to R3 were

marked.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1936 of 2020

5.The Tribunal, after considering the oral and documentary evidence held

that the driver of the Tipper lorry was responsible for the accident and awarded

compensation of Rs.41,67,375/- to the claimants under the following heads:-

                                                      Heads                   Rs.
                                   Loss of Dependency                      36,12,375/-
                                   Loss of Consortium                         40,000/-
                                   Loss of Love and Affection               2,00,000/-
                                   Parental consortium                      3,00,000/-
                                   Funeral Expenses                           15,000/-
                                   Total                                   41,67,375/-
                                   Rounded off                             41,67,400/-


6.Assailing the award, the appellant Insurance Company has filed the

present appeal. These appeals have been filed only challenging the quantum,

hence, the other issues need not be dealt with herein.

7.The learned counsel for the appellant Insurance Company has contended

that the award is on the higher side by wrongly fixing excessive monthly income

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1936 of 2020

of Rs.30,875/- and it requires reduction. He would further contend that the

Tribunal erred in awarding Rs.2,00,000/- towards love and affection and

Rs.3,00,000/- towards parental consortium, which is contrary to the Judgment

rendered in National Insurance Company Ltd., vs. Pranay Sethi and others

reported in 2017(2) TNMAC 609 (SC), hence, the amount awarded under the

above said heads are to be set aside.

8.Per contra, the learned counsel appearing for the respondents/claimants

that the impugned Judgment and Decree awarding the aforesaid compensation is

well reasoned and it requires no interference and therefore, this Civil

Miscellaneous Appeal is liable to be dismissed.

9.This Court carefully considered the submissions of the learned counsel

for the appellant Insurance Company and the learned counsel appearing for the

respondents/claimants and perused the materials available on record.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1936 of 2020

10.Though the learned counsel appearing for the appellant has contended

that the amount awarded under the head of loss of dependency is on the higher

side, on perusal of the records, we find that the Tribunal, on proper appreciation

of evidence of P.W.1, the first claimant and Ex.P.6 and Ex.P.26 Salary Certificates,

has fixed the monthly income and multiplier by following the decision in the case

of Sarala Verma and others vs. Delhi Transport Corporation and another

reported in 2009 TN MAC 1 and National Insurance Company Ltd., vs.

Pranay Sethi and others (cited supra). Therefore, we are of the view that the

amount awarded under the head of loss of dependency is reasonable and hence, it

is confirmed. Since the children are majors, the amount awarded under the head

of loss of love and affection and parental consortium are set aside. As per the

decision of the Hon'ble Apex Court in the case of Magma General Insurance

Co. Ltd., vs. Nanu Ram and others reported in 2018(1) TN MAC 452 (SC), the

claimants are entitled to Rs.40,000/- each towards consortium, which comes to

Rs.1,60,000/-. Rs.15,000/- is awarded for loss of estate. Rs.15,000/- awarded for

funeral expenses is unaltered. Hence, the compensation awarded by the Tribunal

to the appellants is re-quantified as follows:-




https://www.mhc.tn.gov.in/judis/
                                                                              C.M.A.No.1936 of 2020

                                                Heads                        Rs.
                             Loss of dependency                           36,12,375/-
                             Loss of consortium 40000 x 4                  1,60,000/-
                             Funeral expenses                                15,000/-
                             Loss of Estate                                  15,000/-
                             Total                                        38,02,375/-
                             Rounded Off                                  38,02,400/-


11.In such view of the matter, this Civil Miscellaneous Appeal is partly

allowed. The appellant Insurance Company is directed to deposit the modified

award amount with accrued interest and costs, less the amount already deposited,

if any, within a period of eight weeks from the date of receipt of a copy of this

order. On such deposit, the claimants are permitted to withdraw the award

amount, equally, less the amount already withdrawn, if any, together with

proportionate interest and costs. No costs. Consequently, connected

miscellaneous petition is closed.

                                                                 [M.K.K.S.,J.]          [V.S.G.,J.]
                                                                          24.09.2021

                 Intex               : Yes/No
                 Internet            : Yes/No
                 skn




https://www.mhc.tn.gov.in/judis/
                                                          C.M.A.No.1936 of 2020




                 To

1.The Motor Accidents Claims Tribunal, II Court of Small Causes, Chennai.

2.V.R.Section, Madras High Court, Chennai.

https://www.mhc.tn.gov.in/judis/ C.M.A.No.1936 of 2020

K.KALYANASUNDARAM, J.

and V.SIVAGNANAM, J.

skn

JUDGMENT MADE IN C.M.A.No.1936 of 2020 and C.M.P.No.14305 of 2020

24.09.2021

https://www.mhc.tn.gov.in/judis/

 
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