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Oriental Insurance Company ... vs S.Kamalesan
2021 Latest Caselaw 22063 Mad

Citation : 2021 Latest Caselaw 22063 Mad
Judgement Date : 9 November, 2021

Madras High Court
Oriental Insurance Company ... vs S.Kamalesan on 9 November, 2021
                                                                             C.M.A.No.29 of 2014

                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                    DATED: 09.11.2021

                                                        CORAM:

                                  THE HONOURABLE MS.JUSTICE V.M.VELUMANI

                                                   C.M.A.No.29 of 2014
                                                          and
                                                    M.P.No.1 of 2014

                  Oriental Insurance Company Limited
                  Divisional Office J.L.C. Building No.1,
                  Katpadi Road, Vellore 4                                          .. Appellant

                                                           Vs.

                  S.Kamalesan                                                      .. Respondent


                  Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of Motor

                  Vehicles Act, 1988, against the Judgment and Decree dated 11.06.2013 in

                  M.C.O.P.No.1504 of 2006 on the file of the Motor Accident Claims Tribunal,

                  Chief Judicial Magistrate Court, Krishnagiri.


                                   For Appellant           :      Mr.K.Vinoth for
                                                                  Mr.Elveera Ravindran

                                   For Respondent          :      No appearance




                  1/8


https://www.mhc.tn.gov.in/judis
                                                                               C.M.A.No.29 of 2014

                                                 JUDGMENT

(This matter is heard through “Video-Conferencing”.)

This Civil Miscellaneous Appeal has been filed by the

appellant/Insurance Company against the award dated 11.06.2013 in

M.C.O.P.No.1504 of 2006 on the file of the Motor Accident Claims Tribunal,

Chief Judicial Magistrate Court, Krishnagiri.

2.The appellant/Insurance Company is the second respondent in

M.C.O.P.No.1504 of 2006 on the file of the Motor Accident Claims Tribunal,

Chief Judicial Magistrate Court, Krishnagiri. The respondent filed the said

claim petition claiming a sum of Rs.4,10,000/- as compensation for the

injuries sustained by him in the accident that took place on 14.11.2005.

3.According to the respondent, on the date of accident i.e., on

14.11.2005 at about 2.15 p.m., while he was proceeding in the motorcycle

bearing Registration No. TN 24 A 0509 towards Kaveripattinam in

Krishnagiri to Dharmapuri NH Road, nearing Nalandha School, Krishnagiri,

the rider of the motorcycle bearing Registration No.TN 23 AY 5119 who was

https://www.mhc.tn.gov.in/judis C.M.A.No.29 of 2014

coming in the opposite direction, over took the bus by riding the same in a

rash and negligent manner and dashed against the motorcycle bearing

Registration No.TN 24 A 0509 driven by the claimant/respondent. In the

accident, the respondent sustained multiple injuries and therefore, filed the

claim petition seeking compensation against the appellant and owner of the

vehicle.

4.The owner of the vehicle, the first respondent in the claim petition

remained ex-parte before the Tribunal.

5.The appellant filed counter statement denying the averments made by

the respondent and contented that the accident has occurred only due to rash

and negligent riding by the respondent. Both riders of the motorcycle bearing

Registration Nos. TN 24 A 0509 and TN 23 AY 5119 did not possess valid

driving license at the time of accident. The owner and insurer of the

motorcycle bearing Registration No. TN 24 A 0509 are not made as parties in

the claim petition and hence, the claim petition is not maintainable for non-

joinder of necessary parties. Therefore, the appellant is not liable to pay any

compensation to the respondent. The appellant has also denied the age,

https://www.mhc.tn.gov.in/judis C.M.A.No.29 of 2014

avocation, income and nature of injuries sustained by the respondent. In any

event, the total compensation claimed by the respondent is excessive and

prayed for dismissal of the claim petition.

6.Before the Tribunal, the respondent examined himself as P.W.1 and

Dr.S.Krishnan was examined as P.W.2 and marked 7 documents as Exs.P1 to

P7. On the side of the appellant/Insurance Company, one Ramesh, the Sub

Inspector of Police was examined as R.W.1, one Ghouse Sheriff, the Junior

Assistant in RTO Office was examined as R.W.2, one Panneerselvam,

Administration Officer in the appellant's Insurance Company was examined

as R.W.3 and marked 8 documents as Exs.R1 to R8.

7. Pending claim petition, the owner of the Motor cycle bearing

Regn.No.TN 23 AY 5119, 1st respondent in MCOP, died.

8. The Tribunal, considering the pleadings, oral and documentary

evidence, held that the accident occurred due to rash and negligent riding by

the rider cum owner of the motorcycle bearing Registration No. TN 23 AY

5119 insured with the appellant and directed the appellant/Insurance

https://www.mhc.tn.gov.in/judis C.M.A.No.29 of 2014

Company to pay a sum of Rs.3,01,035/- as compensation to the respondent at

the first instance and recover the same from the legal estate of owner of the

offending vehicle.

9.Against the said award dated 11.06.2013 made in M.C.O.P.No.1504

of 2006, granting compensation to the respondent, the appellant/Insurance

Company has come out with the present appeal.

10. Though the learned counsel appearing for the appellant/Insurance

Company raised grounds with regard to negligence, at the time of arguments,

he restricted his arguments only with regard to quantum of compensation

granted by the Tribunal and contended that the Tribunal has failed to see the

appellant has not proved that he lost his vision. In the absence of any evidence

with regard to loss of vision in the left eye, the Tribunal erred in awarding

compensation by fixing 75% disability for loss of permanent and partial

disability. The amounts awarded by the Tribunal under different heads are

excessive and prayed for setting aside the award of the Tribunal.

https://www.mhc.tn.gov.in/judis C.M.A.No.29 of 2014

11.Heard the learned counsel appearing for the appellant/Insurance

Company and perused the entire materials available on record.

12. It is the contention of the respondent that in the accident, he lost his

vision in the left eye. As per Exs.A2 to A7, the Doctor/P.W.2 certified that the

appellant has suffered 75% disability. The appellant/Insurance Company has

not let in any contra evidence to disprove the disability assessed by the

Doctor/P.W.2. The Tribunal after perusing the documents filed by the

respondent, considering the nature of injuries sustained by the respondent and

evidence of Doctor/P.W.2, accepted the percentage of disability assessed by

Doctor/P.W.2, applied percentage method, fixed the disability of the

respondent at 75% and awarded a sum of Rs.2,25,000/- towards loss of

permanent and partial disability at the rate of Rs.3,000/- per percentage. The

accident is of the year 2005. The amounts granted for disability is not

excessive. The Tribunal considering the age of the respondent, qualification

and nature of injuries sustained by him, awarded compensation under

different heads, which are not excessive warranting any interference by this

Court.

https://www.mhc.tn.gov.in/judis C.M.A.No.29 of 2014

13. In the result, this Civil Miscellaneous Appeal is dismissed and the

sum of Rs.3,01,035/- awarded by the Tribunal as compensation to the

respondent along with interest and costs is confirmed. The

appellant/Insurance Company is directed to deposit the entire amount

awarded by the Tribunal along with interest and costs, less the amount

already deposited, if any, within a period of twelve weeks from the date of

receipt of a copy of this judgment, at the first instance and recover the same

from the legal estate of owner of the vehicle. On such deposit, the respondent

is permitted to withdraw the entire amount awarded by the Tribunal along

with interest and costs, less the amount if any, already withdrawn.

Consequently, connected Miscellaneous Petition is closed. No costs.

                                                                                        09.11.2021

                  vkr

                  Index            : Yes / No
                  Internet         : Yes / No

                  To

                  1.The Chief Judicial Magistrate,
                    Motor Accident Claims Tribunal,
                    Krishnagiri.
                  2.The Section Officer,
                    VR Section, High Court,
                    Madras.




https://www.mhc.tn.gov.in/judis
                                       C.M.A.No.29 of 2014




                                     V.M.VELUMANI, J.

                                                      vkr




                                  C.M.A.No.29 of 2014 and
                                        M.P.No.1 of 2014




                                               09.11.2021






https://www.mhc.tn.gov.in/judis

 
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