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M/S Reliance General Insurance ... vs N.Ramakrishnan
2021 Latest Caselaw 13817 Mad

Citation : 2021 Latest Caselaw 13817 Mad
Judgement Date : 12 July, 2021

Madras High Court
M/S Reliance General Insurance ... vs N.Ramakrishnan on 12 July, 2021
                                                                      C.M.A.(MD).No.595 of 2021


                             BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

                                              DATED : 12.07.2021

                                                    CORAM:

                           THE HONOURABLE MR.JUSTICE K.KALYANASUNDARAM
                                               and
                              THE HONOURABLE MR.JUSTICE B.PUGALENDHI

                                          C.M.A.(MD).No.595 of 2021
                                                   and
                                          C.M.P(MD)No.5708 of 2021

                 M/s Reliance General Insurance Company Limited,
                 Through its Manager,
                 Madathu Street,
                 Kumbakonam,
                 Tanjore District.                                              ... Appellant

                                                     Vs.

                 1.N.Ramakrishnan
                 2.Padmavathy

                 Gnanaprakaash (died)
                 3.Suriya
                 4.Kanagadurga
                 5.Minor Krithika
                 (minor respondent is represented
                 through her mother, guardian and
                 Next friend the 4th respondent)
                                                                              ... Respondents



                 1/8

https://www.mhc.tn.gov.in/judis/
                                                                              C.M.A.(MD).No.595 of 2021




                 PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor
                 Vehicles Act 1988 to set aside the Judgment and Decree passed by the Motor
                 Accident Claims Tribunal-cum-Chief Judicial Magistrate of Tanjore at
                 Kumbakonam in MCOP No.16 of 2015 dated 25.08.2015.

                                    For Appellant     :    Mr.V.Sakthivel

                                    For Respondents :     Mr.N.Marudhaiyan (for R1 and R2)
                                                          Mr.K.Kalaivanan (for R4 and R5)


                                                    JUDGMENT

[Judgment of the Court was delivered by K.KALYANASUNDARAM, J.]

Challenge in this appeal is to the award passed by the Motor Accident

Claims Tribunal-cum-Chief Judicial Magistrate, Thanjavur at Kumbakonam in

MCOP No.16 of 2015.

2.The facts in brief are that the parents of the deceased Karthick filed the

claim petition seeking compensation of Rs.15,00,000/-. It is their case that the

deceased Karthick travelled as pillion rider in a Hero Honda motorcycle bearing

Reg. No.TN-51-R-5752 and the vehicle was driven by the owner Gnanaprakash.

https://www.mhc.tn.gov.in/judis/ C.M.A.(MD).No.595 of 2021

When the vehicle was proceeding near Kollumangudi, the motorcycle hit against

a TATA AC vehicle. It is alleged that the rider Gnanaprakash drove it in a rash

and negligent manner. Though the deceased was carried to Government hospital,

Mayiladuthurai, he succumbed to the injuries. According to the claimants, the

deceased died at the age of 29 years and he was earning Rs.15,000/- per month by

doing mason work. It is seen that pending disposal of the claim petition, the wife

of the deceased and his minor daughter were impleaded as respondents 4 and 5.

3.The appellant resisted the claim petition contending that the rider of the

motorcycle drove it by observing traffic rules, but the accident was caused by the

driver of the TATA AC vehicle. The age, income and avocation of the deceased

was denied in the counter.

4.In the course of trial, the first claimant was examined as P.W.1 and Exs.P.

1 to P.4 were marked. On the side of the respondents, one witness was examined

and two documents were produced. In the conclusion of trial, the Tribunal found

that the rider of the two wheeler was responsible for the accident and awarded

compensation of Rs.13,07,852/- with interest at the rate of 7.5% per annum.

https://www.mhc.tn.gov.in/judis/ C.M.A.(MD).No.595 of 2021

Questioning the award, the present appeal has been filed.

5.Mr.V.Sakthivel, learned counsel for the appellant argued that the accident

had occurred due to the negligence on the part of the driver of the opposite

vehicle, namely TATA AC. As the owner and the insurer was not impleaded, the

claim petition is liable to be dismissed for non-jointer of necessary parties. It is

next contended that the appellant has proved the violation of policy conditions

and hence, liability of the appellant ought to have been exonerated and the claim

petition against the appellant is to be dismissed.

6.Per contra, the learned counsels appearing for the respondents

Mr.N.Maruthiyan and Mr.K.Kalaivanan submitted that the award of the Tribunal

is fair and reasonable and the appellant has not made out any ground to upset the

award of the Tribunal and prayed for dismissal of the appeal.

7.This Court considered the rival submissions and perused the materials

placed on record.

https://www.mhc.tn.gov.in/judis/ C.M.A.(MD).No.595 of 2021

8.In the instant case, Ex.P.4 shows that the claimants and the respondents 4

and 5 in the claim petition are the legal heirs of the deceased. The claimants

proved the age of the deceased as 29 through P.W.1 and Ex.P.3-Postmortem

Certificate. After analyzing the evidence of P.W.1, the Tribunal held that the

accident occurred due to the negligence of the driver of the two wheeler. R.W.1

was examined and Exs.R.1 and R.2 were marked only to prove that the rider, the

said Gnanaprakash was not holding valid and effective driving licence at the

relevant point of time. Except the evidence referred above, no other material was

produced by the respondents to prove the negligence on the part of the driver of

the TATA AC vehicle. So, this Court does not find any infirmity in the finding of

the Tribunal on negligence.

9.The claimants have stated that the deceased was earning Rs.15,000/- per

month, but no documentary evidence was produced to substantiate the same.

Hence, the Tribunal has taken his income as Rs.4,500/- and by adding 50%

towards future prospects, fixed the income of the deceased at Rs.6,750/-.

Following the decision in the case of Sarla Verma and others vs. Delhi

https://www.mhc.tn.gov.in/judis/ C.M.A.(MD).No.595 of 2021

Transport Corporation and another reported in (2009)6 SCC 121, multiplier

'17' was applied to arrive at loss of income. Taking note of the facts that the

deceased died leaving behind his wife, minor daughter and aged parents, the

Tribunal has awarded a sum of Rs.13,07,852/-. Though it is contended that the

award of the Tribunal is on the higher side, after going through the records, we

are convinced with the award of the Tribunal and it cannot be said to be

exorbitant and excessive. Hence, the award of the Tribunal is confirmed and the

Civil Miscellaneous Appeal fails and the same is liable to be dismissed.

10.In the result, the Civil Miscellaneous Appeal is dismissed, as devoid of

merits. The appellant/Insurance Company is directed to deposit the entire award

amount with accrued interest and costs, less the amount already deposited, if any,

within a period of eight weeks from the date of receipt of a copy of this order. On

such deposit, the claimants are entitled to withdraw the award amount, less the

amount already withdrawn, if any, together with proportionate interest and costs

as apportioned by the Tribunal. The major claimants are permitted to withdraw

their share after filing a memo, along with a copy of this order. Further, the

Tribunal is directed to deposit the share of the minor claimant in any one of the

https://www.mhc.tn.gov.in/judis/ C.M.A.(MD).No.595 of 2021

nationalised banks, as fixed deposit under the Cumulative Deposit Scheme, till

the minor attains the age of major and hand over the fixed deposit certificate to

the mother of the minor claimant. No costs. Consequently, connected

miscellaneous petition is closed.

                                                              [M.K.K.S.,J.]        [B.P.,J.]
                                                                    12.07.2021
                 skn
                 Intex        : Yes/No
                 Internet     : Yes/No
                 Note :

In view of the present lock down owing to COVID-19 pandemic, a web copy of the order may be utilized for official purposes, but, ensuring that the copy of the order that is presented is the correct copy, shall be the responsibility of the advocate / litigant concerned.

To

1.The Motor Accident Claims Tribunal

-cum-Chief Judicial Magistrate, Thanjavur at Kumbakonam

2.V.R.Section, Madurai Bench of Madras High Court, Madurai.

https://www.mhc.tn.gov.in/judis/ C.M.A.(MD).No.595 of 2021

K.KALYANASUNDARAM, J.

and B.PUGALENDHI, J.

skn

C.M.A.(MD).No.595 of 2021 and C.M.P(MD)No.5708 of 2021

12.07.2021

https://www.mhc.tn.gov.in/judis/

 
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