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Divisional Manager vs K. Saravanan
2021 Latest Caselaw 1148 Mad

Citation : 2021 Latest Caselaw 1148 Mad
Judgement Date : 20 January, 2021

Madras High Court
Divisional Manager vs K. Saravanan on 20 January, 2021
                                                                        C.M.A.No.4012 of 2019 and
                                                                          C.M.P.No.22664 of 2019

                                   IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                 DATED 20.01.2021

                                                      CORAM

                              THE HONOURABLE MR. JUSTICE S.M.SUBRAMANIAM

                                               C.M.A.No.4012 of 2019
                                                        and
                                               C.M.P.No.22664 of 2019

                     Divisional Manager
                     National Insurance Co. Ltd.,
                     D.O.110, J.N.Street,
                     Puducherry – 605 001.                                  .. Appellant


                                                       Versus

                     1.K. Saravanan
                     2.Sri Venkateswara Medical College
                       & Hospital, Ariyur,
                       Puducherry – 605 102.

                     3.Balaji Engineering Workshop,
                       Nellikuppam Main Road,
                       Nellikuppam, Panruti Taluk,
                       Cuddalore District.                                .. Respondents



                     Prayer: Civil Miscellaneous Appeal filed under Section 30 of the
                     Workmen's Compensation Act 1923, to set aside the award dated


                     1/6


https://www.mhc.tn.gov.in/judis/
                                                                              C.M.A.No.4012 of 2019 and
                                                                                C.M.P.No.22664 of 2019

                     24.07.2019 made in W.C.No.303/2016 on the file of the Commissioner for
                     Workmen's Compensation-2 Court, (Joint Commissioner of Labour – 2,
                     Teynampet, Chennai – 600 006).


                                   For Appellant      : Mr. S. Vadivel
                                   For Respondents    : Mr. A.N. Viswanatha Rao, for R1
                                                        R2 – No Appearance
                                                        R3 – Died

                                                     JUDGMENT

The substantial question of law raised in the appeal on hand is

that whether the the Deputy Commissioner of Labour is right in fixing the

liability on the appellant-National Insurance Company. Despite the fact that

the nature of Workmen Compensation Policy is Workers Welfare Policy and

therefore, the Deputy Commissioner of Labour committed an error.

2. The National Insurance Company is the appellant. The first

respondent is the claimant who filed an application seeking compensation

under Section 10 of the Workmen Compensation Act on the ground that the

first respondent was a workmen (skilled) employed by the third respondent

Balaji Engineering Workshop. On 29.03.2016, while the first respondent

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4012 of 2019 and C.M.P.No.22664 of 2019

was performing the grill fixing work along with other co-workmen in the 3 rd

floor of the hospital, met with an accident and sustained grievous injuries.

He had taken treatment and thereafter filed an application seeking

compensation. The Deputy Commissioner of Labour adjudicated the issues

with reference to the documents and evidences produced by the respective

parties.

3. The learned counsel for the appellant National Insurance Company

contended that the appellant Insurance Company is not liable to pay

compensation in view of the fact that the nature of policy is the not Workers

Welfare Insurance Policy. Therefore, the liability has been erroneously

fixed by the Deputy Commissioner of Labour.

4. This Court examined the findings with reference to the documents

and the counter filed by the appellant in the claim petition reveals that the

appellant Insurance Company admitted the liability. In para 2 of the counter

filed by the appellant Insurance Company before the Deputy Commissioner

of Labour reads as under:-

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4012 of 2019 and C.M.P.No.22664 of 2019

“2. This Opposite party submits that the 2nd opposite party insured with this opposite party to one person under Workers Welfare Insurance. As per the said policy covers 2 lakhs for Personal Accident and 1 lakh for medical expenses. As per Section – 1 of the said policy, such injury shall cause total or irrecoverable loss of any part of body. Hence, this Opposite party is not liable to pay any compensation to the petitioner and on the sole ground, the claim application has to be dismissed in respect of this opposite party.”

5. The Deputy Commissioner of Labour also restricted the liability

of the appellant Insurance Company with reference to the policy by

awarding the sum of Rs.2,00,000/- compensation along with the medical

expenses of Rs.2,02,406/-. When the Deputy Commissioner of Labour has

rightly restricted the compensation as per the terms and conditions of the

Workers Welfare Insurance, there is no reason to deny liability in totality.

This apart, regarding the liability, the appellant Insurance Company had not

let in any evidence nor produce any documents to establish the same. In the

absence of any evidence to establish exoneration from the liability, the

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4012 of 2019 and C.M.P.No.22664 of 2019

Deputy Commissioner of Labour is right in awarding compensation as per

the terms and conditions of the policy by fixing a sum of Rs.2,00,000/-

along with the medical expenses. A balance amount of Rs.2,40,316/-, is

directed to be paid by the employer. This being the award, this Court do not

find any perversity or infirmity as such, and the liability is fixed in

accordance with the nature of policy which is an admitted fact by the

appellant before the Deputy Commissioner of Labour through their counter.

Thus, the award dated 24.07.2019, passed in W.C.No.303/2016 stands

confirmed. CMA.No.4012/2019 stands dismissed. No costs.

Consequently, miscellaneous petition is closed.

20.01.2021

Index: Yes/ No AT

https://www.mhc.tn.gov.in/judis/ C.M.A.No.4012 of 2019 and C.M.P.No.22664 of 2019

S.M.SUBRAMANIAM,J.

AT

To The Joint Commissioner of Labour – 2, Teynampet, Chennai – 600 006.

C.M.A.No.4012 of 2019 and C.M.P.No.22664 of 2019

20.01.2021

https://www.mhc.tn.gov.in/judis/

 
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