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The New India Assurance Co. Ltd vs Ponnuvel
2021 Latest Caselaw 17484 Mad

Citation : 2021 Latest Caselaw 17484 Mad
Judgement Date : 26 August, 2021

Madras High Court
The New India Assurance Co. Ltd vs Ponnuvel on 26 August, 2021
                                                                              C.M.A.No.65 of 2020


                                  IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                                  DATED: 26.08.2021

                                                       CORAM:

                              THE HONOURABLE MR.JUSTICE S. VAIDYANATHAN

                                                 C.M.A.No.65 of 2020
                                                         and
                                                 C.M.P.No.614 of 2020

                  The New India Assurance Co. Ltd.,
                  No.7, B.K.Building,
                  Ramalinga Madalaya Street,
                  Gugai, Salem – 6.                                           ... Appellant

                                                           Vs.

                  1.Ponnuvel,
                  S/o.Muniya Gounder,
                  New Gandhi Nagar,
                  Amanikondalampatty,
                  Salem – 10

                  2.M/s.Kalaivani Agencies,
                  No.127, Krishnagiri Road,
                  Periyagaram Village & Post,
                  Tiruppatur Taluk,
                  Vellore District – 635 901                                ... Respondents


                             Prayer: This Civil Miscellaneous Appeal is filed under Section 173 of

                  the Motor Vehicles Act, 1988, against the Judgment and Decree made in

                  M.C.O.P.No.652 of 2016 on the file of the Motor Accidents Claims Tribunal,

                  (Special Sub Court No.1) at Salem dated 30.08.2018.

                  1/7
https://www.mhc.tn.gov.in/judis
                                                                             C.M.A.No.65 of 2020

                                       For Appellant     : Mr.A.Krishnamoorthy

                                       For Respondents : Mr.Sivakumar (for R1)
                                                         R2 (exparte)

                                                 JUDGMENT

This Civil Miscellaneous Appeal has been filed against the

Award made in MCOP.No.652 of 2016, dated 30.08.2018, on the file of the

Motor Accidents Claims Tribunal / Special Sub Court No.1 at Salem.

2. The appellant / Insurance Company is the second respondent

in MCOP.No.652 of 2016, on the file of the Motor Accidents Claims

Tribunal / Special Sub Court No.1 at Salem. The first respondent, who is the

claimant, has filed the said claim petition claiming a sum of Rs.10,00,000/- as

compensation.

3. According to the first respondent, the driver of the Lorry

belonging to the second respondent insured with the appellant was driven by

its driver in a rash and negligent manner and dashed against the Lorry

belonging to the first respondent, as a result of which, the 2nd Respondent

sustained multiple grievous injuries and fracture in left leg. The driver of the

second respondent was responsible for accident. The claim petition was

https://www.mhc.tn.gov.in/judis C.M.A.No.65 of 2020

filed, claiming a sum of Rs.10,00,000/- as compensation.

4. The appellant filed counter statement and denied the manner

in which the accident took place as alleged by the first respondent. The first

respondent has driven the TVS Start City bearing Reg. No.TN 30 U 3931

without insurance policy, which is against the motor vehicles Act. The first

Respondent has not sustained any disability as alleged. The first Respondent

is bound to prove his age, occupation, income, nature of injuries, period of

treatment, medical expenses and the alleged disability with documentary and

other evidences. The first Respondent has not sustained any loss of earnings,

earning power, disability and the injuries have been exaggerated and the

quantum of compensation claimed by the first Respondent is also excessive.

5. The Tribunal took up the claim petition filed by the injured

person and considering the evidence let in passed an Award. The Tribunal

held that the driver of the Lorry belonging to the second respondent is

responsible for the accident and considering the claim of injured, awarded

various amounts on the facts the case. The Tribunal considering the

evidence of the first respondent and the documents, awarded a sum of

Rs.1,64,830/- as compensation for the injuries sustained by the first

https://www.mhc.tn.gov.in/judis C.M.A.No.65 of 2020

respondent.

6. Against the said Award, the appellant has filed the present appeal.

7. The learned counsel appearing for the appellant contended that the

first respondent has not produced any document to show the alleged injuries

are sustained by him in the accident occurred on 06.12.2015. Two main

issues have been raised by the Appellant/Insurance Company. Firstly the

injury is a self inflated injury for which no compensation is liable to be paid.

Secondly, the hospital records and police records would justify that the said

injury sustained is a self inflated injury, that apart, there is a categorical

evidence which has been admitted by the party that lorry has not dashed

against the motor cycle, which caused the accident.

8. In this case RW4/Assistant Professor has stated that the first

Appellant/injured skit from the Motor cycle and that there is a breath smell of

alcohol. Of course, there is no breath test conducted to establish this version.

A case has been registered and final report has also been produced. In a

category of cases, wherein, it has been held that FIR may not be an ultimate

proof, however, it can be taken for the purpose of corroboration or

https://www.mhc.tn.gov.in/judis C.M.A.No.65 of 2020

contradiction. In this case, medical records as well as the FIR would

corroborate the incident of accident and proved that it is a case of self inflated

injury. Though it has been stated that the lorry dashed against the motor

cycle, RW2 stated that, Pillion rider has deposed that lorry has not dashed

against the two wheeler. When there is a categorical evidence and that the

accident have taken place in the year 2015 and Ex.P.2 & 3 reveals that the 1 st

Respondent suffered 1)lacerated wound 3x0.5x0.5 cm left eyebrow,

2)abrasion 2x2 cm over left shoulder and 3)A diffue swelling over left knee.

The alleged fracture injury caused in the accident is a self inflated injury and

that the claimant is not entitled to any compensation. In view of the above,

the Award dated 30.08.2018, is liable to be set aside and accordingly, the

same is set aside.

9. In the result, this Civil Miscellaneous Appeal is allowed by setting

the Award made in MCOP.No.652 of 2016, dated 30.08.2018, on the file of

the Motor Accident Claims Tribunal / Special Sub Court No.1, Salem. No

costs. Consequently, connected Miscellaneous Petition is closed.


                                                                                        26.08.2021


                  dpq


https://www.mhc.tn.gov.in/judis
                                                    C.M.A.No.65 of 2020

                  Index           : Yes / No
                  Internet        : Yes / No


                  To
                  The learned Special Judge,
                  Sub Court No.1,
                  Motor Accident Claims Tribunal,
                  Salem.





https://www.mhc.tn.gov.in/judis
                                      C.M.A.No.65 of 2020


                                  S. VAIDYANATHAN, J.
                                                 dpq




                                     C.M.A.No.65 of 2020




                                              26.08.2021





https://www.mhc.tn.gov.in/judis

 
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