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The Oriental Insurance Company ... vs Sudha @ Sudha Ramamoorthy
2021 Latest Caselaw 16050 Mad

Citation : 2021 Latest Caselaw 16050 Mad
Judgement Date : 6 August, 2021

Madras High Court
The Oriental Insurance Company ... vs Sudha @ Sudha Ramamoorthy on 6 August, 2021
                                                                            C.M.A.No.2111 of 2021

                            IN THE HIGH COURT OF JUDICATURE AT MADRAS

                                               DATED :06.08.2021

                                                    CORAM :

                              THE HON'BLE MR.JUSTICE N.KIRUBAKARAN
                                               and
                             THE HON'BLE MRS.JUSTICE T.V.THAMILSELVI

                                              C.M.A.No.2111 of 2021
                                          and C.M.P.No.11613 of 2021

                      The Oriental Insurance Company Ltd.,
                      Motor third Party Claims,
                      No.115 & 116, Prakasam Salai,
                      Broadway, Chennai-600 108.                                 ... Appellant
                                                        Vs
                      1.Sudha @ Sudha Ramamoorthy
                      2.Minor N.Vijayalakshmi
                        Rep. by her father and N.F.Naveen.D                    ..Respondents
                      PRAYER : Civil Miscellaneous Appeal filed under Section 173 of the
                      Motor Vehicles Act, 1988 against the award and Decree dated
                      19.01.2021 passed in M.C.O.P.No.2362 of 2018 on the file of the Motor
                      Accident Claims Tribunal, Chennai. (In the IV Court of Small Causes,
                      Chennai).
                                          For Appellant       : Mr.R.Sivakumar
                                          For Respondents     : Mr.F.Terry Chella Raja

                                                 JUDGMENT

(Judgment of the Court was delivered by T.V.THAMILSELVI, J.)

The appellant / Insurance Company has filed this appeal

http://www.judis.nic.in

C.M.A.No.2111 of 2021

challenging the award passed in MCOP No.2362 of 2018 by the Motor

Accident Claims Tribunal, Chennai,awarding compensation to the

injured/claimant.

2.The fact reveals that on 28.09.2017 at about 12.45 hrs, the

claimant Sudha travelled along with four others in Toyota Etios car from

Hosur to Vellore National Highways and near Iraivankadu flyover, the

driver of the Tata bus had driven the vehicle in a rash and negligent

manner and dashed against the car, thereby, she was thrown out of the

car and sustained multiple injuries and she became permanently disabled.

So she prayed compensation from the owner of the bus as well as the

Insurance Company.

3. On hearing both sides, the Tribunal concluded that the

accident happened due to the negligent act of the driver of the bus and

fastened the liability upon the appellant's Insurance Company. Aggrieved

by the said order, the Insurance Company has preferred the appeal.

4.Heard Mr.R.Sivakumar, learned Counsel appearing for the

appellant.

http://www.judis.nic.in

C.M.A.No.2111 of 2021

5.The question of law that arises for consideration in this

appeal is as to whether the Tribunal failed to consider the fact that the

accident happened only due to the rash and negligent driving of the

driver of the Toyoto Etios car, in which the 1st respondent herein was

travelling as an occupant ?

6.At the time of arguments, the learned counsel for the

appellant / Insurance Company submitted that the accident happened due

to the negligent driving of the car and the same also revealed from the

information which was given at the time of her admission in the hospital.

To support his contention, he relied upon two discharge summaries

issued by the Christian Medical College, which is marked as Ex.P6 and

P7 and in that discharge summary, it is stated that car toppled across the

bifurcator while trying to overtake and the patient was thrown out of the

car, based upon which, the appellant's counsel argued that the owner of

the car as well as its Insurance Company are necessary parties because

the driver of the car negligently had driven the vehicle at the time of the

said accident.

http://www.judis.nic.in

C.M.A.No.2111 of 2021

7. As rightly pointed out by the claimants' counsel, as per the

averments in the FIR, the driver of the bus, had driven the vehicle in a

rash and negligent manner and proceeded on the back side of the car and

dashed against the car, thereby the 1st respondent and the driver of the car

have sustained grievous injuries. It is clearly proved that the accident had

happened due to the rash and negligent driving of the driver of the bus

who dashed against the car, thereby the claimant was thrown out of the

vehicle. This fact has not been denied by the owner of the bus as well as

the Insurance Company, nor any contrary evidence was adduced to prove

the alleged negligent act of the driver of the car. If really the accident

happened due to the negligent act of the driver of the car, the driver of

the bus ought to have given the complaint but no such steps were taken

on the side of the owner of the bus, nor any sufficient reason was

explained. Therefore, the foremost objection raised by the appellant

about the alleged negligent act of the driver of the car, at the appellate

stage is not acceptable one.

8.As discussed above, negligent act of the driver is to be

properly and sufficiently proved before the Tribunal and therefore,

objection raised by the appellant is unsustainable one. On the other hand, http://www.judis.nic.in

C.M.A.No.2111 of 2021

the claimants' have prima facie proved the neglignet act of the driver of

the bus. The Tribunal rightly awarded compensation in favour of the

claimants, which needs no interference by this Court. Therefore, the

appeal is to be dismissed as devoid of merits.

9.The Tribunal awarded 7.5 % interest from the date of

petition dated 05.04.2018 till the date of deposit and the same is hereby

confirmed. Therefore, the award amount of Rs.78,24,000/- with 7.5%

interest is a very reasonable and just compensation and the same does not

require any interference by this Court. Hence, the appeal fails and the

same is liable to be dismissed.

10.The appellant is directed to deposit the entire award amount

as per the award of the Tribunal, along with interest and costs, after

deducting the amount, if any, already deposited, within a period of four

weeks from the date of receipt of a copy of this Judgment. On such

deposit being made, the Tribunal is directed to transfer the respective

shares of the Respondents through RTGS within a period of one week,

except the share of the 2nd Respondent/minors, which shall be deposited

in any one of the Nationalized Banks in an interest bearing Fixed Deposit http://www.judis.nic.in

C.M.A.No.2111 of 2021

till they attain majority and the interest accrued in the Fixed Deposit

Scheme shall be withdrawn by her father. The proportion of allocation of

shares adopted by the Tribunal, shall stand confirmed.

11. Accordingly the Civil Miscellaneous Appeal is dismissed

and the award passed by the Motor Accident Claims Tribunal, Chennai

in MCOP.No.2362 of 2018 is confirmed. No costs. Consequently,

connected Miscellaneous Petition is closed.

12.Call the matter after four weeks to file an affidavit by the

appellant / Insurance Company for having complied with the order

passed by this Court, failing which Chairman-cum-Managing Director

and Chief Financial Officer-cum-Chief Accounts Officer of the appellant

/ Insurance Company shall appear before this Court.

                                                             (N.K.K.,J.)         (T.V.T.S.,J.)
                                                                        06.08.2021
                      rri

                      Index: Yes/ No
                      Speaking order: Yes



http://www.judis.nic.in

                                                              C.M.A.No.2111 of 2021



                      To
                      1.The Motor Accident Claims Tribunal,
                      Chennai.

                      2.The Section Officer,
                      VR Section, High Court of Madras.




http://www.judis.nic.in

                                  C.M.A.No.2111 of 2021



                             N.KIRUBAKARAN, J.
                                          and
                            T.V.THAMILSELVI, J.

                                                   rri




                             C.M.A.No.2111 of 2021
                                               and
                            C.M.P.No.11613 of 2021




                                         06.08.2021




http://www.judis.nic.in

 
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